Thomas Munroe is a financial advisor at Raymond James & Associates with 39 years of industry experience. He holds Series 63 and Series 65 credentials. Prior to joining Raymond James, he worked at Bank of America for 17 years and Merrill for 37 years. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional and pension plans, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Harley Gaul is currently working as an Investment Consultant. He aims to assist clients in organizing and structuring their financial plans by leveraging the tools and resources available at Fidelity. Harley's professional experience includes serving as an Insurance Agent at Washington National from 2024 to 2025. Outside of his professional work, Harley has personal interests that include board games, cars, fitness, and snowboarding.

Robert Raredon is a financial advisor with Raymond James Financial in Wyoming, MI, holding a Series 66 designation and 19 years of industry experience. He has worked with Raymond James since 2007 and owns RS Financial Consulting LLC, a support company managing the financial and staffing aspects of his practice. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients, utilizing tailored planning and analytical tools to support client goals.

Corwin Clausing is a financial advisor at Osaic with 22 years of industry experience. He holds Series 63 and Series 65 licenses and spent 22 years with Lincoln Financial Advisors prior to joining Osaic in 2025. Clausing also operates Clausing Financial Group, where he offers fixed annuities, fixed life insurance, long-term care insurance, and accident insurance. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, utilizing proprietary asset-allocation tools and third-party solutions to manage portfolios across various asset classes.

Ryan Weaver is a financial advisor with Ameriprise in Ada, MI, holding a Series 66 designation and 25 years of industry experience. He has been with Ameriprise and its affiliated entities since 2014. Outside of his advisory role, he officiates basketball games for the Special Olympics of Michigan. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis in its approach, supported by a centralized consulting team and algorithmic tools to generate tailored recommendations.

Mc Lain Eccker is a Financial Advisor at Merrill Lynch Wealth Management. He focuses on developing comprehensive financial strategies to help clients achieve their financial goals. His areas of expertise include stock concentration, tax mitigation strategies, deferred compensation, stock options and restricted stock, estate planning strategies, and retirement income planning. He holds a Bachelor's Degree from Western Michigan University and is a Chartered Retirement Planning Counselor (CRPC) as well as a Personal Investment Advisor (PIA). He is a member of the Western Michigan University Alumni Association. Outside of his professional work, Mc Lain participates in community organizations including Kids Food Basket Grand Rapids and Meals On Wheels Western Michigan. He enjoys spending time with his family, traveling, and boating on Lake Michigan.

Brian Brink is a financial advisor with Primerica Advisors in Zeeland, MI, holding Series 63 and Series 65 licenses and two years of industry experience. He has been affiliated with Primerica Financial Services since 2005. Brink is the managing partner of Financial Resource Consultants LLC, a non-investment-related business. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, which offers model-delivery strategies and discretionary separately managed account options to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap-fee structure for its services.

Sean Kolody is a Financial Advisor with Merrill Lynch Wealth Management, specializing in working with clients to build long-term wealth through personalized planning and financial strategies. He collaborates closely with individuals and families to define their financial goals and develop portfolio strategies tailored to pursue those objectives. Sean provides ongoing advice and adjusts financial plans as clients' situations evolve. His areas of expertise include education planning, family wealth management strategies, personal retirement planning, portfolio management services, tax minimization, and retirement income. Sean holds the designations of CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned a Bachelor's Degree from Grand Valley State University. Outside of his professional role, Sean's personal interests include basketball, fishing, football, golfing, hunting, interior decorating, reading, skiing, spending time with his family, and traveling.

Jacob Yerkes is a financial professional with two years of industry experience, currently affiliated with Cetera. He holds a Series 66 designation and has previously worked at Merrill and Bank of America. He is also associated with Anchor Wealth Advisers as an associate financial advisor. Cetera Investment Advisers LLC provides investment advisory services through a nationwide network of independent advisors, serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with a range of program options including model portfolios, third-party managers, and bespoke strategies.

April Wiltzer Spohn is a financial advisor with Robert W. Baird & Co. in Jenison, MI, holding Series 63 and Series 66 credentials and bringing 25 years of industry experience. She has been with Robert W. Baird since 2003. She is part of The DDK Group, a team within Robert W. Baird’s Private Wealth Management practice that serves individuals, families, pensions, corporations, charitable organizations, and institutional clients. The firm offers a range of consulting and portfolio management services, tailoring strategies to client goals and risk tolerances through various investment approaches including separately managed accounts and overlay services.

Carey Koele is a financial advisor with LPL Financial in Zeeland, MI, holding Series 63 and Series 66 licenses and bringing 33 years of industry experience. He has been with LPL Financial and its predecessor firms since 2002. Outside of his advisory work, Koele has been involved in selling long-term care insurance. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of financial planning and advisory programs with both discretionary and non-discretionary management, supported by research from LPL and third-party subadvisors.

Austin Owens is a financial advisor with LPL Financial, holding a Series 66 designation and one year of industry experience. He has worked at LPL Financial since 2024 and has prior experience with Corporate Settlement Solutions and Sun Title Agency. Owens also holds a notary role and is involved with Corporate Settlement Solutions outside of investment activities. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, retirement consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by in-house and third-party research.

Erin Zylman is a CFP® with 18 years of industry experience and has been with Edward Jones in Holland, MI since 2016. Her credentials include Series 63 and Series 66 licenses. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Jeff Hoag is the Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2018. He works with high-net-worth individuals to develop tax-efficient investment strategies and personalized financial plans tailored to their long-term objectives. He leverages his deep expertise in financial planning along with the resources and strategies available through Fidelity Investments to help clients preserve and grow their wealth. Jeff's career in the financial services industry began in 2007 as a Licensed Personal Banker at JPMorgan Chase. He joined Fidelity Investments in 2011 and has held several roles there, including Financial Representative, Investment Representative, Financial Consultant, and currently Vice President and Financial Consultant. Outside of his professional work, Jeff enjoys boating, fishing, golf, music, spending time with friends at social events, and caring for his pets.

Marne Krugielki is a financial advisor at Robert Baird & Co. with two years of industry experience. He holds a Series 66 designation and has been with Baird since 2021. Prior to joining Baird, he gained experience at Phil's BBQ and Kiss Ventures LLC. Marne is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management department, which serves individuals, corporate and business clients, pensions, profit-sharing plans, and charitable organizations. The firm offers a range of services including financial planning, portfolio management, and custody and brokerage services, supported by manager selection, internal research, and the use of advanced tools such as artificial intelligence.

Jackson Graham is a financial advisor with Robert W. Baird & Co. in Grand Rapids, MI, holding a Series 66 designation and three years of industry experience. He has been with R.W. Baird & Co. since 2022. His prior work history includes roles outside the financial industry, such as positions at Manistee Public Schools and Crossed Sabres Ranch. He is part of The DDK Group, a team within Robert W. Baird & Co.’s Private Wealth Management practice that serves individuals, families, pensions, corporations, and institutional clients. The group offers tailored financial planning and portfolio management services, utilizing a variety of strategies and manager options, and provides municipal advisory and public finance services alongside traditional investment capabilities.

Timothy Deenik is a financial advisor with Robert Baird & Co. in Grand Rapids, MI, holding Series 63 and Series 66 registrations and bringing 25 years of industry experience. He has been with Robert Baird & Co. since 2006. Outside of his advisory role, he is the owner of Deenik Global Holding LLC, a real estate holding entity. He is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management practice, which serves a range of clients including individuals, families, pensions, corporations, and charitable organizations. The group offers customized financial planning and portfolio management services utilizing both in-house and third-party managers, with capabilities spanning traditional and complex investment strategies.

Shaun Bredeweg is a financial advisor at Raymond James Financial with 24 years of industry experience. He holds Series 63 and Series 65 designations and has worked in various capacities, including leadership roles at Bredeweg Wealth Management, LLC, which he founded in 2025. His career also includes prior experience with Camp Roger and BBZ Investments, LLC. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individual, high-net-worth, corporate, and institutional clients. The firm employs a non-discretionary approach tailored to client goals and supports municipal and public-finance work through an affiliated municipal advisor.

Michael Vanderpoel is a financial advisor with Wells Fargo Clearing in Grand Rapids, MI, holding Series 63 and Series 66 designations and 14 years of industry experience. He has worked at Wells Fargo Clearing since 2016, following five years at Wells Fargo Advisors, LLC. Vanderpoel serves as treasurer for the Killgoar Foundation, a nonprofit organization based in Grand Rapids. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm employs an IPS-driven process grounded in modern portfolio theory and includes a broader range of financial products than many peers, such as insurance-related vehicles and bank deposit sweep options.

Jeffrey Walsh is a financial advisor with Robert W. Baird & Co. Inc. in Grand Rapids, MI, holding Series 63 and Series 65 credentials and having 18 years of industry experience. He has been with Robert W. Baird & Co. since 2010. He is part of The DDK Group, a team within Robert W. Baird & Co.’s Private Wealth Management practice that advises a diverse client base including individuals, families, pensions, corporations, and charitable organizations. The group offers customized financial planning and portfolio management services, utilizing a range of investment strategies and both in-house and third-party managers.