Alaina Klingenberg is a Series 66-licensed financial advisor with Ameriprise in St. Louis Park, MN, and has two years of industry experience. Her prior work includes roles at Liberty Diversified Inc., Cantel Medical, Great Lakes Management Company, and Caribou Coffee. Ameriprise offers a retirement-income planning service aimed at individuals nearing or in retirement who meet certain asset criteria, providing written recommendations on income sources, Social Security options, and tax-efficient withdrawal strategies. The firm employs a centralized consulting team and algorithmic tools to generate and tailor these recommendations, emphasizing the use of Ameriprise-managed accounts.

Lori Tauring is a financial advisor with LPL Financial in Bloomington, MN, holding Series 63 and Series 65 designations and possessing 32 years of industry experience. Her prior roles include positions at Waddell & Reed, Inc. and various insurance carriers, as well as managing Blue Heron Professional Group, LLC, and Blue Heron Tax Services LLC, where she provides tax preparation and accounting services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing discretionary and non-discretionary management supported by proprietary and third-party research.

Emilie George is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 66 designations and bringing 20 years of industry experience. Her prior roles include six years at Raymond James & Associates and three years with Vandersall and Associates/Ameriprise Financial. She is also involved in support duties at Wahl & Wire Wealth Management of Raymond James. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to individuals, high-net-worth clients, institutions, and charitable organizations. The firm provides tailored, non-discretionary planning using analytical and risk-profiling tools and supports a broad advisor network with specialized municipal and retirement advisory services.

Jeffrey Schuette is a financial advisor with Equitable Advisors in Eagan, MN, holding Series 63 and Series 65 credentials and 34 years of industry experience. He previously worked for Stifel Independent Advisors, LLC for 22 years before joining Equitable Advisors in 2026. Equitable Advisors serves a diverse client base including individuals, high-net-worth clients, retirement plans, corporate, charitable, and institutional clients. The firm offers financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs, focusing on both discretionary and non-discretionary advisory solutions through various program sponsors.

Jonathan Nelson is a financial advisor at RBC Capital Markets in Edina, MN, holding a Series 66 designation and with eight years of industry experience. He previously worked at William Blair Investment Management, LLC for six years before joining RBC Capital Markets in 2022. RBC Wealth Management, a division of RBC Capital Markets, serves a broad client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers a variety of advisory programs that provide portfolio management, financial planning, custody, and brokerage services tailored to each client’s risk profile.

Graham Low is a financial advisor with Cetera, holding a Series 66 designation and three years of industry experience. He has worked at several firms including Northwestern Mutual Investment Services LLC and Securian Financial Services Inc. Low is also associated with Fortune Financial/North Star Resource Group. Cetera Investment Advisers LLC operates as a multi-manager platform serving individual clients, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers a range of portfolio management and financial planning services with over 10,000 advisors managing more than $256 billion in assets.

Jamie Johnston is a financial advisor at Morgan Stanley with 21 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009. Johnston holds a Series 66 designation and serves as Treasurer for the Prior Lake Hockey Association, a youth organization in Minnesota. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a range of advisory programs to individuals and institutional clients, including tailored financial planning supported by proprietary tools and structured discovery conversations.

Brenda De La Riva Carpio is a financial advisor with Wells Fargo Clearing in Saint Louis Park, MN. She holds Series 65 and Series 63 licenses and has seven years of industry experience. Brenda has been with Wells Fargo Clearing Services, LLC since 2018 and has worked with Wells Fargo Bank, NA since 2014. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and employs over 14,000 financial advisors, offering both brokerage and advisory solutions.

Carolyn Oberfeld is a CFP® with 36 years of industry experience, currently serving as a financial advisor at LPL Financial since 2017. Her prior roles include positions at National Planning Corporation and Kaplan/Dearborn Financial. LPL Financial is a registered investment adviser and broker-dealer that serves individuals, retirement plans, financial institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting services, utilizing both discretionary and non-discretionary management supported by research and technology solutions.

Rebecca Czysen is a financial advisor with LPL Financial in Burnsville, MN, holding a Series 66 designation and two years of industry experience. She has worked at LPL Financial since 2021 and is also associated with Morgan Planning Group, where she has eight years of experience. Prior to her advisory roles, she worked at Medtronic Care Management Services from 2014 to 2018. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting services, utilizing model portfolios, third-party subadvisors, and technologies including machine learning.

Terrence Moore is a financial advisor at OSAIC with 35 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Woodbury Financial for 19 years. Moore is also involved with Moore Financial Services, Inc., where he provides sales and service for traditional insurance products and financial planning. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisers. The firm offers brokerage and advisory services with integrated portfolio management supported by various tools and third-party programs.

Timothy Ruhland is a CFP® and ChFC® with 32 years of industry experience. He has been with Ameriprise since 2005 and currently serves in Lakeville, MN. He is a member of the Board of Directors for Just Cause Charity. Ameriprise provides retirement-income planning services for individuals approaching or in retirement who meet specific asset criteria, delivering written Recommendation Reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis in a centralized consulting approach and offers a broad range of advisory, brokerage, and insurance solutions.

James Bayliss is a financial advisor with Cetera Wealth Services, LLC, holding Series 63 and Series 65 credentials and bringing 24 years of industry experience. His career includes roles at MTI Financial, Inc. and Investacorp, Inc., among others. Bayliss is also involved with MTI Financial Advisors, Inc. as a registered representative, focusing on client asset management and financial planning. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base including individuals, retirement plans, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options, overseeing more than $256 billion in assets across more than 10,000 advisors.

Vadim Salov is a financial advisor at Wells Fargo Clearing with 13 years of industry experience. He holds a Series 66 designation and has been with Wells Fargo Clearing since 2016, following a year at WELLS FARGO Advisors, LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a broader range of investment options that include insurance-related vehicles and bank deposit sweep programs.

John Tutt is a financial advisor with Osaic Wealth, Inc. in Edina, Minnesota, holding the CFP® and ChFC® designations along with Series 63 and 66 licenses. He has 17 years of industry experience and has previously worked at Cambridge Investment Research Advisors and Sii Investments. Outside of his advisory role, Tutt operates a sole proprietorship assisting clients with fixed insurance and fixed annuities and is a licensed notary in Minnesota. Osaic serves a diverse range of retail and institutional clients through a large network of advisors, offering integrated brokerage and investment advisory services, financial planning, retirement consulting, and access to multiple third-party money managers and wrap programs. The firm employs tools such as asset-allocation models, risk assessments, and automated rebalancing to manage portfolios that may include equities, fixed income, options, mutual funds, ETFs, and alternative investments.

Leah Theorin is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 designation and 14 years of industry experience. She previously worked at Thrivent Financial for Lutherans and Thrivent Investment Management for 11 years. Leah also owns Theorin Trautwein LLC, operating as Trivas Financial Group, and acts as an independent insurance agent. Cambridge Investment Research Advisors serves a diverse client base—including individuals, pension plans, charitable organizations, and trusts—offering financial planning, investment management, and retirement plan advisory services through a network of independent professionals. The firm employs a range of investment strategies, including proprietary models and third-party managers, with both discretionary and non-discretionary implementation options.

Gregory Dobesh is a financial advisor with RBC Capital Markets in Edina, MN, holding Series 63 and Series 65 credentials and 39 years of industry experience. He has been with RBC Capital Markets since 1998. He has served on the board of directors for Interlachen Country Club. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, corporations, and charitable organizations. The firm offers a range of advisory programs with portfolio management, financial planning, custody, and brokerage services tailored to clients’ Advisory Risk Profiles.

Joan Martinez is a financial advisor with Morgan Stanley Wealth Management, holding Series 63 and Series 66 licenses and bringing 35 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer that serves both individual and institutional clients through a variety of advisory programs, including customized financial planning supported by firm-approved tools and methodologies.

David Kasowski is a financial advisor at RBC Capital Markets with five years of industry experience. He holds the Series 66 designation and has previously worked at firms including Fidelity Investments, Baird, and Spot Insurance. Kasowski served in the U.S. Air Force from 2013 to 2018. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base ranging from individual investors to institutions. The firm offers a variety of wrap fee advisory programs that provide tailored portfolio management and financial planning services, utilizing both in-house and third-party investment managers.

Jill Arbogast is a financial advisor with LPL Financial in Eagan, MN, holding a Series 63 license and 21 years of industry experience. Her prior roles include positions at Raymond James Financial Services, Bremer Bank, and Wells Fargo Advisors. She is also involved with Old National Bank's employee referral program. LPL Financial serves a diverse client base including individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement consulting, and brokerage services, employing both discretionary and non-discretionary management and utilizing various model portfolios and research resources.