Jeffery Harris is a financial advisor with Primerica Advisors in San Antonio, TX, holding Series 63 and Series 65 licenses with 32 years of industry experience. He has been with Primerica Advisors since 1994 and Primerica Financial Services since 1992. Outside of advisory services, he is involved in sales related to loan products, home security, automation, and other home-related services through affiliated companies. Primerica Advisors is a sponsor and discretionary portfolio manager of a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm offers model-driven investment strategies and provides advisory services through a large network of financial advisors.

Thorne Robalin Jr. is a financial advisor with Raymond James & Associates in San Antonio, TX, holding Series 63 and Series 65 credentials and possessing 36 years of industry experience. He has been with Raymond James & Associates since 2001. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a broad client base including individuals, institutional and pension plans, and charitable organizations, offering financial planning, investment consulting, and institutional fiduciary services through various portfolio management styles and affiliated research resources.

Clayton Miller is a financial advisor with OSAIC based in San Antonio, TX. He holds the Series 66 designation and has 16 years of industry experience. His career includes roles at Royal Alliance Associates, Jhfn Sii, and Waddell & Reed, Inc. Outside of his advisory work, he has performed with The Bob Bass Band since 2007. OSAIC Wealth serves a broad mix of retail and institutional clients through a multi-advisor platform, offering brokerage and advisory services that include financial planning, managed portfolios, and retirement plan consulting. The firm’s investment approach emphasizes model-based asset allocation, portfolio optimization, and the use of discretionary strategies and third-party managers.

David Earnst is a financial advisor with Primerica Advisors in San Antonio, TX, holding Series 63 and Series 65 licenses and six years of industry experience. His work history includes roles at Columbus Global, Arctic IT, Alithya, and PFS Investments Inc. Outside of advisory services, he is involved in sales of loan products and home-related services through affiliated companies. Primerica Advisors manages a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm employs model-driven investment strategies supported by third-party managers and offers a range of portfolio models including those allocating to cryptocurrency exchange-traded funds.

Richard Moczygemba III is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds Series 63 and Series 66 licenses and has four years of industry experience. Prior to joining Raymond James, he worked at Charles Schwab and Security Service Investment Group. Outside of advising, he is a partner in an online retail business focused on physical media resale and homemade goods. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to individuals, high-net-worth clients, institutions, and organizations. The firm offers tailored, non-discretionary advisory services using analytical tools and supports specialized municipal and public finance work through its affiliation with a municipal advisor.

Lawrence Padron is a financial advisor with Ameriprise, holding Series 63 and Series 65 credentials and bringing 26 years of industry experience. He previously worked at Stifel Nicolaus & Co Inc for 11 years before joining Ameriprise in 2020. Ameriprise offers a retirement-income planning service targeted at individuals nearing or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver written recommendation reports through a centralized consulting team, emphasizing Ameriprise-managed accounts and algorithmic automation in its approach.

David Steubing is a financial advisor with Thrivent Investment Management in San Antonio, TX, holding Series 63 and Series 65 credentials and 30 years of industry experience. He has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2002. Outside of his advisory role, he occasionally negotiates water leases with farmers, water systems, and businesses. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on holistic, goal-based financial planning without discretionary trading authority. The firm allows clients to combine planning with managed accounts under a consolidated billing option while maintaining separate services.

Raul Barcenes is a financial advisor at J.P. Morgan Securities with Series 63 and Series 65 registrations and four years of industry experience. He has worked in various roles, including positions at AIS Asset Management, Equitable Advisors, and FEFA Asset Management. Outside of finance, he is engaged in tutoring, helping students prepare for certification and securities examinations, and provides music consulting through a separate business entity. J.P. Morgan Securities offers institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process integrates quantitative and qualitative research, supporting recommendations with centralized due diligence and an ESG eligibility framework.

Grant Cherry is a financial advisor with Wells Fargo Advisors in San Antonio, TX, holding a Series 66 designation and 14 years of industry experience. His career includes 10 years with Wells Fargo Clearing and four years with Merrill prior to joining Wells Fargo Advisors. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients with investment and fee-based financial planning services, offering a broad range of planning options that include niche areas such as business-owner transition and special-needs analysis. Advisors use Wells Fargo’s research and planning tools to develop tailored recommendations, with clients choosing how to implement them.

Jon Taylor III is a financial advisor with OSAIC based in San Antonio, TX, holding a Series 66 designation with six years of industry experience. He has worked at Platinum Wealth Solutions since 2020 and previously was employed at the University of the Incarnate Word and Reata Real Estate Services. His activities include the sales and marketing of fixed annuities and non-variable insurance products through Platinum Wealth Solutions. OSAIC serves a diverse client base including retail and institutional investors, offering brokerage and advisory services through a multi-advisor platform. The firm emphasizes model-based asset allocation and portfolio optimization, utilizing various managed account programs and third-party platforms.

Lurdes Coats is a Series 66-credentialed financial advisor with 15 years of industry experience, currently with Wells Fargo Advisors in San Antonio, TX. Her career includes roles at Merrill, Raymond James & Associates, and Diez and Crane Attorneys. Outside of her advisory work, she is involved in managing a rental property in Brownsville, TX. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services, including specialized planning for business-owner transitions, sports and entertainment, special needs, and divorce, using proprietary research and tools to support tailored client recommendations.

Edgar Paul is a financial advisor at J.P. Morgan Securities with 23 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at J.P. Morgan Securities since 2012. His prior experience includes roles at JPMorgan Chase Bank, N.A. and Morgan Stanley. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments through a non-discretionary advisory program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s process integrates quantitative and qualitative research and may incorporate ESG criteria in its recommendations.

Hector Meneses is a financial advisor at UBS Financial Services with 27 years of industry experience. He holds a Series 66 designation and has worked at UBS since 2004, including a tenure at Merrill from 1999 to 2004. Outside of his advisory role, he is the proprietor of MTSA Property Group, LLC, where he manages real estate investments. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory solutions. The firm combines institutional trading capabilities with wealth management services, offering tailored financial planning and portfolio management supported by proprietary research and capital markets expertise.

Nicholas Olivares is a financial advisor with Mass Mutual Investors Services in San Antonio, TX, holding a Series 66 designation and four years of industry experience. He has been with Mass Mutual Investors Services since 2021 and has also worked at MassMutual Life Insurance Company since 2020. Mass Mutual Investors Services operates as a subsidiary of MassMutual, providing financial planning and investment services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm uses firm-approved software to support planning and offers various programs including asset management and educational seminars.

Oscar Balderrama is a financial advisor at Edward Jones with nine years of industry experience. He holds a Series 66 designation and previously worked at Bank of San Antonio for eight years before joining Edward Jones in 2017. Outside of his advisory role, he is involved in multiple real estate ventures, serving as managing member or member of several real estate companies in the San Antonio area. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a broad range of investment advisory services, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates a nationwide network of financial advisors and branch offices.

Irving Tochez Salinas is a financial advisor at UBS Financial Services with a Series 66 designation and three years of industry experience. He has worked at UBS since 2019 and previously held roles in legal and research settings, including The Law Office of Ed Goldner and Galloway Research. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory services, combining institutional trading capabilities with wealth management offerings such as fee-based financial planning and portfolio management. The firm uses proprietary research and model-based asset allocations to tailor investment plans to clients’ goals and risk tolerances.

Kinnan Seamster is a CFP® certified financial advisor with Ameriprise Financial Services, based in San Antonio, TX, and has 10 years of industry experience. His prior experience includes eight years at Edward Jones and roles at Assured Benefit Administrators and Principal Life Insurance Company. He also works in independent insurance brokering specializing in health and universal life products. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement income planning, tax-aware withdrawal strategies, and Social Security options. The firm’s approach involves collaborative, non-discretionary advice supported by proprietary research and algorithmic tools, with enrollment criteria that include minimum investable assets and adherence to an affiliated product ecosystem.

William Hrynyshyn is a CFP®-certified financial advisor with 37 years of industry experience, currently practicing at UBS Financial Services since 2009. He is a partner in an LLC offering leadership and personal development coaching and serves as executive director of a 501(c)(3) charity focused on supporting foster children, domestic abuse victims, and the homeless. His professional activities also include managing and distributing funds for charitable causes and providing coaching related to business growth and brand management. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory services, combining institutional trading capabilities with wealth management offerings. The firm employs proprietary research and model-based asset allocations to tailor financial plans aligned with client goals and risk tolerances.

Nicolas Mcnabb is a financial advisor with Thrivent Investment Management in San Antonio, TX, holding a Series 66 license and 19 years of industry experience. He has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2011. Mcnabb serves as a board member for Junior Achievement of South Texas, focusing on motivating youth toward career success and financial literacy. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofits, offering comprehensive, goal-based financial analyses without discretionary trading authority. The firm allows clients to integrate planning with managed-account services through a consolidated billing option called “WealthPlan,” maintaining separate planning and portfolio management functions.

Richard Rose II is a CFP® with 21 years of industry experience. He is currently affiliated with LPL Financial and has held prior roles at USAA and its investment management and financial planning divisions. His current business activity includes managing Genesis Wealth Management, an entity related to his LPL practice. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment services utilizing model portfolios, third-party subadvisors, and customized strategies supported by advisor-facing technology tools.