Benjamin Hill is a financial advisor at Cetera with a Series 66 credential and one year of industry experience. His prior work includes roles outside of finance, such as involvement with Glenwild Golf Club and local baseball teams, as well as experience in catering and university settings. Cetera Investment Advisers LLC serves a wide range of clients, including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers various portfolio management and financial planning services through a large network of independent advisors and supports multiple investment approaches including model portfolios, third-party managers, and customized strategies.

Keaton Jensen is a financial advisor with RBC Capital Markets based in Salt Lake City, UT. He holds a Series 66 designation and has nine years of industry experience. His prior work includes roles at Merrill, Bank of America, N.A., and City National Bank. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charities. The firm offers a variety of advisory programs that provide portfolio management, financial planning, custody, and brokerage services tailored to clients’ risk profiles.

John Holmgren is a financial advisor with Ameriprise who holds Series 63 and Series 65 designations and has 30 years of industry experience. He has worked at Ameriprise and Ameriprise Financial Services, Inc. since 1996. Outside of his advisory role, Holmgren serves on the Board of Directors for the Parker Theatre in South Salt Lake, Utah. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning that emphasizes dependable income sources and tax-aware withdrawal strategies through a collaborative, non-discretionary service model.

Auston Belka is a financial advisor at Wells Fargo Advisors with a Series 66 designation and over 18 years of experience at Wells Fargo Bank. He joined Wells Fargo Advisors in 2025. Outside of his advisory role, he and his wife hold a real estate investment entity for personal investing purposes. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services through a large network of advisors. The firm offers a broad range of planning services and integrates advisory solutions with other financial products and referral channels.

Guilin Jiang is a financial advisor at Morgan Stanley in Sandy, Utah, holding a Series 66 designation and bringing four years of industry experience. He has been with Morgan Stanley since 2021 and has also operated as a self-employed advisor since 2013. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves both individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools supported by its Global Investment Committee’s return estimates and Monte Carlo simulations.

Joshua Ames is a financial advisor with Equitable Advisors, holding a Series 66 designation and three years of industry experience. Prior to joining Equitable Advisors in 2023, he was employed at Decimal LLC and KPMG Spark, among other positions. He is a member of networking organizations BNI and NAIFA. Equitable Advisors serves individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutions by providing financial planning, retirement plan consulting, and asset management through a network of Investment Adviser Representatives. The firm combines personal risk assessment with program models and third-party asset managers to deliver customized investment solutions.

Melinda Cespedes is a financial advisor at Ameriprise with seven years of industry experience. She holds a Series 66 designation and has worked at Ameriprise since 2017, including its affiliate Ameriprise Financial Services, Inc., and previously at Planned Security Resources. Ameriprise offers retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets. The firm provides written recommendation reports using a combination of research, modeling, and tax-efficiency analysis, supported by a centralized consulting team.

Sunnie Wight is a financial advisor with Morgan Stanley Wealth Management, holding Series 63 and Series 66 licenses and bringing 19 years of industry experience. Prior to joining Morgan Stanley in 2023, she worked at E*Trade Securities and E*TRADE Capital Management for over a decade. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools alongside advisory services.

Brett Jenson is a financial advisor with OSAIC based in Salt Lake City, UT, holding Series 63 and Series 66 licenses and possessing 25 years of industry experience. He worked at Lincoln Financial Advisors Corporation for 21 years before joining OSAIC in 2025. His outside business activities include acting as an insurance agent offering various health and life insurance products. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm employs a model-based investment approach with multiple advisory services and a wide range of portfolio management options supported by a complex affiliate network and proprietary strategies.

Mark Fairclough is the Vice President and Executive Planning Consultant at Fidelity Investments, a role he has held since 2022. In this position, he engages in holistic wealth planning and benefits education to assist individuals and families in making informed decisions aimed at achieving their personalized financial goals. He emphasizes serving as a comprehensive financial resource to help clients navigate significant life events and celebrate financial milestones. Mark has accumulated extensive experience at Fidelity Investments, progressing through various roles since 2010. His previous positions include Workplace Financial Consultant, Annuity Sales Representative, Financial Consultant, and Portfolio Specialist. Prior to joining Fidelity, he worked as an Operations Analyst at Riggs Capital Management from 2008 to 2010. He holds insurance licenses in Arkansas and California, enabling him to provide licensed insurance advice and services in these states.

Devin Murphy is a financial advisor at Morgan Stanley with 12 years of industry experience. He holds Series 66 and Series 63 licenses and has worked at firms including E*TRADE Capital Management, CapFinancial Partners, and Northwestern Mutual. Morgan Stanley Wealth Management provides a range of advisory programs and tailored financial planning services to individuals and institutions, managing approximately $2.74 trillion in client assets. The firm’s planning process utilizes structured discovery and proprietary tools but generally relies on clients to implement and update their plans.

Yu Huang is a Series 66-licensed financial advisor with Morgan Stanley, based in Sandy, Utah, and has three years of industry experience. Prior to joining Morgan Stanley in 2022, Yu was employed at several firms including Nu Skin and English Life. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets. The firm uses structured discovery processes and firm-approved tools to develop financial plans, emphasizing an advisory role without providing individual security recommendations in standalone planning.

Eric Wallace is a financial advisor at Raymond James Financial Services Advisors, Inc. with 25 years of industry experience. He previously worked at First Western Advisors for 18 years before joining Raymond James in 2019. Outside of his advisory role, he owns RED2 LLC, a business involved in selling sports cards and collectibles. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning and utilizes analytical tools to support client goals across a large network of advisors.

Jace Hansen is a financial advisor at Wells Fargo Clearing with three years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Merrill Lynch, Loren Cook, Hiland Dairy, and Morgan Stanley. Outside of his advisory role, he is employed as a customer service associate in home improvement. Wells Fargo Clearing provides retirement plan consulting for qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Joshua Walkenhorst is a Series 66-licensed financial advisor at Morgan Stanley with one year of industry experience. Prior to joining Morgan Stanley, he spent several years affiliated with Brigham Young University. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s financial planning approach uses structured discovery conversations and proprietary tools to model outcomes, with clients responsible for implementing their plans.

Amanda Mahr is a financial advisor at Morgan Stanley with five years of industry experience. She holds Series 65 and Series 63 licenses and has worked at Morgan Stanley since 2021. Her prior roles include positions at Fidelity Brokerage Services LLC, Vivint Smart Home, and various hospitality companies. Morgan Stanley Wealth Management provides advisory programs and financial planning services to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm uses structured planning tools and offers a range of investment and planning solutions without providing individual security recommendations as part of its standalone financial planning.

John Engh is a CFP® professional with 17 years of experience in the financial services industry. He has worked at LPL Financial since 2019 and previously held roles at MML Investor Services Inc. and MassMutual Life Insurance Company for over a decade. Outside of his advisory work, he has been involved in a wedding planning business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to model portfolios and third-party asset managers.

Steven Shelton is a financial advisor with Ameriprise in West Jordan, UT, holding a Series 66 designation and 17 years of industry experience. He has been with Ameriprise and its affiliated entities since 2007. Outside of his advisory role, Shelton is involved in coaching volleyball for local high school and community teams and co-manages a business that handles payroll and staffing for his practice. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement who meet specific asset criteria, combining research-driven modeling and tax-efficient strategies. The firm offers a broad range of advisory, brokerage, and insurance solutions typical of large institutional providers.

Jasmine Pascua is a financial advisor at Raymond James & Associates with four years of industry experience. She holds a Series 66 designation and previously worked at Wells Fargo and Wells Fargo Clearing. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering financial planning and non-discretionary investment consulting supported by a wide range of portfolio management styles and affiliated research.

Ryan Richards is a CFP®-certified financial advisor with 16 years of industry experience, currently affiliated with Raymond James Financial in Draper, UT. He previously worked at Morgan Stanley for six years before joining Raymond James in 2019. Richards is also the owner of Richards Private Wealth, LLC. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, and institutional investors. The firm employs tailored, non-discretionary planning and analytical tools to support client goals and offers specialized programs such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.