Josh Epperson is a financial advisor with Wells Fargo Clearing in Salt Lake City, UT, holding Series 63 and Series 65 licenses and bringing 13 years of industry experience. He has worked with Wells Fargo Bank NA since 2007 and Wells Fargo Clearing since 2016. Outside of his advisory role, he owns and manages a vinyl decals and labels business. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Michael Crane is a Series 66 licensed financial advisor with Fidelity in Salt Lake City, UT, with two years of industry experience. Before joining Fidelity, he worked at Clozd and Athenahealth. Outside of financial advising, he is involved in physician staffing through StaffWorks, where he coordinates schedules between physicians and healthcare facilities. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable and registered investment companies. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios across multiple asset types and delegates management to sub-advisers while maintaining oversight.

Scott Caldwell is a financial advisor at Fidelity with 21 years of industry experience. He holds Series 63 and Series 66 designations and has worked within various Fidelity entities since 2005. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios.

Nolan Johnson is a financial advisor at Fidelity with a Series 66 credential. He began his advisory career in 2025 and has prior experience in various roles, including work at The Dahlonega Group and Brigham Young University. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a process that integrates fundamental research with quantitative analysis and algorithmic portfolio construction to deliver model portfolios and manage funds.

Anna Smithee is a financial advisor at Fidelity with four years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Fidelity Investments since 2021. Prior to her advisory career, she held positions at Starbucks and Allied Electric Sign & Awning. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, employing a process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios across mutual funds, ETFs, and ETPs.

Jeremy Mckay is a financial advisor with J.P. Morgan Securities based in Salt Lake City, UT. He holds Series 66 and Series 63 licenses and has 15 years of industry experience. Since 2012, he has worked with JP Morgan Chase Bank, N.A. and J.P. Morgan Securities. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments through a select group of wealth advisors. The firm offers non-discretionary, written asset allocation advice, investment manager searches, and customized performance reporting, supported by centralized due diligence and a combination of quantitative and qualitative research.

Tracy Duckworth is a financial advisor at Morgan Stanley with 38 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2012. Outside of her advisory role, she is a partner in Teton 18, a real estate business based in Holladay, Utah. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, including tailored financial planning and estate planning strategies, managing approximately $2.74 trillion in client assets. The firm employs structured planning tools and investment modeling techniques as part of its advisory services.

Hailey Baker is a financial advisor with Fidelity in Salt Lake City, UT, holding Series 63 and Series 66 designations and 12 years of industry experience. She has been with Fidelity since 2013. Outside of her advisory role, she serves as a referee for adult co-ed kickball games with the Beehive Sports and Social Club. Fidelity’s Strategic Advisers LLC provides a range of investment management and advisory services to retail and institutional clients, utilizing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction across various investment vehicles.

Braiden Belnap is a financial advisor at Fidelity with a Series 66 designation and five years of industry experience. His prior roles include positions at Bridge Locations and Select Health. Outside of his advisory work, he owns a coaching business focused on one-on-one coaching, group coaching, event management, writing, and content creation. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors, using a combination of proprietary research, quantitative analysis, and systematic portfolio construction.

Justin Barney is an Investment Solutions Representative III at Fidelity Investments, where he has been working since 2022. He has progressed through various roles within the company, starting as a Customer Relationship Advocate and advancing through levels of Investment Solutions Representative from I to III. In his current role, he collaborates with individuals and families to develop financial plans that align with their unique goals. Justin holds insurance licenses in Arkansas and California. His experience includes understanding clients' financial priorities and providing tailored investment solutions. Outside of his professional responsibilities, Justin enjoys family activities, parenthood, skiing, and soccer.

Robert Whiteley is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and beginning his advisory career in 2026. Prior to entering the financial services industry, he served in the US Army for 28 years and also worked at the Federal Reserve Bank of San Francisco. Outside of his advisory role, he is involved with Wasatch Defenders Outdoors. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and brokerage solutions. The firm manages approximately $671 billion in assets and offers investment options through a research-driven, diversification-based approach.

R Siddoway is a financial advisor with Wells Fargo Clearing in Salt Lake City, UT, holding a Series 66 designation and 18 years of industry experience. He has worked at Wells Fargo Clearing since 2016, with prior roles at Robert Baird & Co., Morgan Stanley, and Citigroup Global Markets. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party databases.

Anthony Butorac is a financial advisor at Fidelity with 10 years of industry experience. He holds a Series 66 designation and has worked in various divisions of Fidelity since 2016. Outside of his advisory work, he owns and operates two small businesses: BWLD Golf, a lifestyle company, and Bone Creek Leather, where he designs and tools leather products. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, employing a process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm manages model portfolios using a systematic approach across a variety of mutual funds, ETFs, and ETPs.

Johnny Salazar III is a financial advisor at Fidelity with 11 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at Fidelity Brokerage Service LLC since 2014. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm utilizes a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios.

Samuel Tenenbaum is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 credentials and 20 years of industry experience. He has worked at Wells Fargo since 2016 and previously spent eight years at Credit Suisse Securities (USA) LLC. Wells Fargo Advisors serves individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages roughly $671 billion in assets and combines research from its Investment Institute with third-party data to evaluate investment options using diversification principles and modern portfolio theory.

John Van Wagoner is a Wealth Management Advisor with Merrill Lynch Wealth Management. In his role, he provides personalized wealth management strategies aiming to help clients pursue their long-term financial goals. He emphasizes a comprehensive approach that begins with understanding each client's unique needs and objectives. Leveraging the investment insights of Merrill Lynch and the banking and lending solutions of Bank of America, he addresses various aspects of clients’ financial lives. John holds several professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Chartered Retirement Plans Specialist (CRPS), Personal Investment Advisor (PIA), Retirement Accredited Financial Advisor (RAFA), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). His educational background includes a High School Diploma from Sleepy Hollow High School, a Bachelor's Degree and a Master’s Degree from Pace University, as well as an Accredited Certificate Program from the State University of New York System. Committed to the tradition of community involvement upheld by Merrill, John actively volunteers with local organizations. This participation reflects his dedication to the communities he serves.

Jeffrey Schuler is a financial advisor at Morgan Stanley with four years of industry experience. He holds the Series 66 designation. Prior to joining Morgan Stanley in 2022, he worked at ARUP Laboratories and Sound Concepts, Inc. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and analyses. The firm manages approximately $2.74 trillion in client assets and serves clients through both direct relationships and corporate financial planning agreements.

Jessica Mccaig is a financial advisor at Fidelity with Series 66 and Series 63 licenses and two years of industry experience. Prior to joining Fidelity Investments, she held positions in various industries including hospitality and education. She has also worked with several small businesses and institutional settings. Jessica is affiliated with Strategic Advisers LLC, a Fidelity Investments company that offers investment management and advisory services to retail and institutional clients. The firm utilizes a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios incorporating mutual funds, ETFs, and ETPs.

Gilbert Voss III is a financial advisor with Fidelity Investments, holding the Series 63 and Series 66 designations and bringing 15 years of industry experience. He has been with Fidelity since 2011, including seven years at Fidelity Personal and Workplace Advisors. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a proprietary investment process that combines fundamental research with quantitative analysis and algorithmic portfolio construction. The firm also manages model portfolios, fund advisory, and serves as a registered commodity pool operator and advisor to multiple registered investment companies.

Rhett Bailey is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and six years of industry experience. His career includes roles at Edward Jones, American Engineering Laboratories, and Washington Federal. He is based in Bountiful, Utah. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with options for discretionary management and a broader range of financial products including insurance-related vehicles and bank deposit sweep options.