Ainaz Bayati is a financial advisor with Charles Schwab in Scottsdale, AZ, holding a Series 66 designation and one year of industry experience. Prior to joining Charles Schwab, she spent several years engaged in full-time education and worked at AZIG LLC. Bayati’s current roles include positions at Charles Schwab Bank, Charles Schwab Premier Bank, and Charles Schwab & Co., Inc. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm provides both non-discretionary investment guidance and access to discretionary separately managed accounts, supported by multi-asset model portfolios, research, and centralized operational infrastructure.

Seth Johnson is a financial advisor at Equitable Advisors in Scottsdale, AZ, holding a Series 66 designation. He has one year of industry experience and previously worked at ADP and other non-financial roles. Equitable Advisors serves a range of clients including individuals, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and asset-management programs through a network of Investment Adviser Representatives and third-party asset managers.

Jamie Cain is a financial advisor at Osaic Wealth with 21 years of industry experience. He previously worked for Woodbury Financial for 19 years before joining Osaic in 2024. Cain holds Series 63 and Series 66 designations and is based in Scottsdale, Arizona. Osaic Wealth serves a wide range of clients, including individual investors, retirement plans, charities, and corporations, offering both brokerage and advisory services through a multi-advisor platform. The firm’s investment approach focuses on model-based asset allocation and portfolio optimization, utilizing tools such as risk-tolerance questionnaires and efficient frontier analysis.

Robert Hisle is a financial advisor at Robert W. Baird & Co. in Scottsdale, AZ, holding Series 63 and Series 65 designations with 41 years of industry experience. He has worked at Robert W. Baird & Co. since 2007. The DDK Group, a team within Robert W. Baird & Co.’s Private Wealth Management department, serves high net worth individuals, corporate clients, pension and profit-sharing plans, and charitable organizations. The firm offers financial planning, portfolio management, separately managed accounts, and custody and brokerage services, utilizing a combination of manager-traded and model-traded strategies, tax management, and internal research tools.

Max Brand is a financial advisor with Charles Schwab, holding Series 63 and Series 66 licenses and five years of industry experience. He has worked at Charles Schwab & Co., Inc. since 2021 and Charles Schwab Bank since 2023. Max also served as an advisory board member for the Business Transition Summit Arizona, where he provided input on educational events and participated as a panel speaker on financial planning. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers multi-asset model portfolios supported by research from the Schwab Center for Financial Research.

Nayankumar Ranchhod is a financial advisor with Ameriprise in Scottsdale, AZ, holding a Series 66 designation and 20 years of industry experience. He has worked with Ameriprise and Ameriprise Financial Services, Inc. since 2006. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, known for its specialized Premier Retirement Income service that provides written recommendation reports and ongoing advice focused on dependable income sources and tax-aware withdrawal strategies for clients near or in retirement.

Carmine Manna Jr. is a financial advisor at Stifel with 39 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Stifel Nicolaus since 2008. Manna is involved with the Rotary Club of Scottsdale North, serving as Membership Chairperson. Stifel serves a broad range of clients, including individuals, institutional clients, and nonprofit organizations, providing brokerage and investment advisory services. The firm employs a proprietary investment methodology developed by its Investment Strategy Group that supports asset allocation and planning analyses used as a basis for client decisions.

Kirk Diller is a financial advisor with Robert W. Baird & Co. in Scottsdale, Arizona, holding Series 63 and Series 65 designations and having 32 years of industry experience. Prior to joining Baird in 2017, he worked at Morgan Stanley in various capacities from 2007 to 2017. The DDK Group at Robert W. Baird serves individuals, corporate and business clients, pensions, profit-sharing plans, and charitable organizations with a range of services including financial planning, discretionary and non-discretionary portfolio management, and separately managed account programs. The firm employs a combination of manager-traded and model-traded strategies, overlay management, tax management, and direct indexing, supported by internal research and ongoing manager oversight.

Phyllis Kubey is a financial advisor at OSAIC with four years of industry experience. She has been self-employed since 1989 and joined OSAIC in 2024. Kubey serves as president of the New York State Society of Enrolled Agents and is a vice president and director on the board of Voices of Ascension, a nonprofit organization. She is also a semi-retired musician and teaches the Alexander Technique. OSAIC Wealth serves a broad range of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including comprehensive financial planning and managed portfolios. The firm emphasizes model-based asset allocation and portfolio optimization supported by various analytical tools and offers access to alternative investments through third-party platforms.

Gary Truax is a financial advisor with Ameriprise Financial Services, holding Series 63 and Series 65 credentials and bringing 29 years of industry experience. His career includes prior roles at Wedbush Securities, Merrill, and Morgan Stanley. Ameriprise Financial Services is a large, diversified advisory firm that serves both individual and institutional clients. The firm offers a specialized Premier Retirement Income service providing written recommendation reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Chris Luttman is a Financial Consultant currently working at Fidelity Investments since 2022. He has 20 years of experience partnering with clients to develop financial and retirement plans, leveraging Fidelity's brand, strategy options for pre and post-retirement, and investment platform. His prior roles include Wealth Advisor at US Bancorp Investment Services from 2019 to 2022, Financial Advisor at Key Investment Services from 2015 to 2019, and Wealth Management Advisor at TIAA CREF from 2004 to 2013.

Jennifer Dugan is a financial advisor at Osaic with 17 years of industry experience. She holds a Series 66 designation and has been with Osaic since 2015, previously working at United Planners' Financial Services of America from 2011 to 2015. Outside of her advisory work, she serves as an instructor for intermediate to advanced glass fusing classes at the Phoenix Center for the Arts. Osaic Wealth serves a broad range of retail and institutional clients through a multi-advisor platform, offering brokerage and advisory services that include financial planning, managed portfolios, and retirement plan consulting. The firm emphasizes model-based asset allocation and portfolio optimization and is notable for its scale, complex affiliate network, and private-equity ownership.

Dori Hammond is a financial advisor at Osaic with 27 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked for FSC Securities Corporation for 21 years before joining Osaic Wealth in 2023. She also serves as a non-public arbitrator for FINRA. Osaic Wealth serves a broad mix of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, with an investment process that emphasizes model-based asset allocation and portfolio optimization.

Rebecca Flint is a financial advisor at Osaic with 30 years of industry experience. She holds the ChFC® designation along with Series 63 and Series 66 licenses. Prior to joining Osaic in 2024, Flint worked at Securities America Inc. and Securities America Advisors from 2015, and at U.S. Bancorp Investments, Inc. from 2006 to 2015. Outside of her advisory role, she serves as a board member for the CHI Health Missouri Valley Medical Services Foundation and is active in her community through membership in local Kiwanis clubs; she also makes and sells apple pies for neighborhood associations. Osaic Wealth serves a broad mix of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including financial planning, managed portfolio programs, and retirement plan consulting. The firm employs a model-based investment approach with various strategies and third-party manager options, supporting both high-net-worth and non-HNW households as well as corporate and charitable clients.

Trenten Heiser is a financial advisor at Edward Jones with Series 66 and Series 63 licenses and two years of industry experience. Prior to joining Edward Jones, he worked at The Vanguard Group, Inc., Nike, Inc., and with the Phoenix Suns. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment options supported by a large network of financial advisors and branch offices nationwide.

Andrew Thom is a financial advisor with Osaic Wealth in Scottsdale, Arizona. He holds Series 63 and Series 66 designations and has 14 years of industry experience, including 11 years at Lincoln Financial. Osaic Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm utilizes a model-based investment approach with tools such as efficient frontier analysis and offers a wide range of advisory and brokerage services through an extensive multi-advisor platform.

Bojan Tuco is a financial advisor at Mass Mutual Investors Services with eight years of industry experience. He holds Series 63 and Series 66 credentials. His prior roles include positions at The Vanguard Group, Inc. and BestCompanies AZ. Mass Mutual Investors Services is an SEC-registered investment adviser and broker-dealer that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual financial planning engagements supported by firm-approved analytical tools.

Tatyana Trapp is a financial advisor with Primerica Advisors in Phoenix, AZ, holding Series 63 and Series 66 licenses and 12 years of industry experience. She has worked at Primerica Advisors, Primerica Financial Services, Merrill, and UnionBanc Investment Services. Outside of advisory work, she owns Echo Tango 03 LLC, a non-investment-related business. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm curates third-party asset managers and offers a tiered wrap fee structure distinct from fixed-fee billing.

Owen Jones is a Financial Advisor at Merrill Lynch Wealth Management in Scottsdale, Arizona. He provides personalized financial guidance to high-net-worth individuals, families, and business owners. Owen's approach focuses on understanding each client's priorities and developing strategies to support their long-term goals, including retirement preparation, wealth management, legacy planning, and business-related financial needs. Owen holds a Bachelor's degree from Iowa State University and has earned professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). His areas of expertise include corporate executive services, divorce transition planning, executive compensation, family wealth management strategies, portfolio management, small business strategies, sports and entertainment finance, and retirement income. Outside of his professional work, Owen enjoys golfing, skiing, and staying active. He values spending time with family and friends and appreciates the opportunities available in Arizona. He emphasizes building strong client relationships and providing clear, thoughtful advice tailored to individual circumstances.

Verla Richards is a financial advisor at Wells Fargo Clearing with 43 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Wells Fargo Clearing since 2016, with prior experience at Morgan Stanley and Prudential Equity Group. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, relying on research and diversification principles in its investment approach.