Jack Norrbohm is a financial advisor with Vanguard Advisers based in Scottsdale, AZ. He holds a Series 66 designation and began his advisory career in 2025. Outside of his advisory role, he works as a remote payroll accountant at BPO Solutions Group. Vanguard Advisers provides automated and human-supported investment advice through its digital and personal advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm uses an algorithm-driven, goal-based investment approach and manages portfolios largely composed of Vanguard funds and ETFs, with various customization and tax-aware features.

Michael Gombrich is a financial advisor with Ameriprise Financial Services LLC in Peoria, AZ, holding a Series 66 designation and 13 years of industry experience. He has worked at Ameriprise since 2017 and previously at EF Legacy Securities LLC and Edelman Financial Services LLC. Outside of his advisory work, he participates in the planning giving committee for the Southwest Autism Research and Resource Center. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, with a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on income sources and tax-aware withdrawal strategies. The firm uses centralized analysis incorporating investment research, third-party data, and internal committee oversight, with recommendations operating within an investment universe influenced by affiliated product relationships.

Timothy Keefe is a financial advisor at OSAIC with 26 years of industry experience. He holds Series 63 and Series 65 credentials and previously worked at Sagepoint Financial, Inc. for 14 years. Keefe is also the owner of Legacy Solutions, LLC, which provides services related to health and life insurance needs. OSAIC serves a diverse client base including individual investors, institutions, and charitable organizations through a wide network of affiliated advisers. The firm offers integrated brokerage and advisory services, utilizing a variety of asset-allocation tools and third-party money managers to construct diversified portfolios.

Melanie Cash is a financial advisor with J.P. Morgan Securities in Peoria, AZ, holding Series 63 and Series 66 designations and 19 years of industry experience. Her career includes multiple roles within J.P. Morgan Securities and J.P. Morgan Chase Bank since 2011. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

Daniel Barry is a financial advisor at Charles Schwab with five years of industry experience. He holds Series 66 and Series 63 designations. His prior work includes roles at TD Ameritrade and Zeal Financial Group. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers a range of multi-asset model portfolios supported by research from Schwab Center for Financial Research.

Jose Guerra Mena is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 licenses and nine years of industry experience. He has been associated with Vanguard entities since 2017, including roles at Vanguard Advisers, Vanguard Marketing Corporation, and The Vanguard Group. Vanguard Advisers serves retail investors and participants in employer-sponsored retirement plans through a combination of automated and human-supported investment advice. The firm employs a goal-based, algorithm-driven approach using proprietary models to construct personalized portfolios primarily composed of Vanguard funds and ETFs, offering various customization and tax-aware features.

Madelaine Steiner is a financial advisor at Merrill with eight years of industry experience. She holds the Series 66 designation and has worked at Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2017. Prior to that, she spent one year at the University of Arizona. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Corbin Willson is a financial advisor with Vanguard Advisers in Scottsdale, AZ, holding a Series 66 designation and four years of industry experience. He has worked with Vanguard-affiliated entities since 2021 and previously worked at The Garzella Group and Arizona Box And Container. Willson holds a Property and Casualty Insurance license. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with proprietary models to create personalized asset allocations primarily composed of Vanguard funds and ETFs, serving a large client base through a combination of digital platforms and advisor teams.

Matt Sherman is a CFP®-certified financial advisor with 22 years of industry experience. He has worked at Vanguard Advisers since 2017 and previously spent three years with Learnvest Planning Services, LLC. Sherman is based in Scottsdale, AZ, and holds Series 65 and Series 63 licenses. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach leveraging proprietary models to construct portfolios primarily from Vanguard funds and ETFs, with various tax-aware and customization features.

Steven Binder is a financial advisor with Ameriprise in Peoria, AZ, holding a Series 63 designation and 32 years of industry experience. He has been with Ameriprise and its affiliated entities since 2013. Outside of his advisory role, he owns and consults through Retirement Wealth Strategies, LLC. Ameriprise offers a retirement-income planning service designed for clients with significant investable assets, providing written recommendations on income sources, Social Security options, and tax-smart withdrawal strategies. The firm uses a centralized consulting team and combines research, modeling, and tax-efficiency analysis to support clients approaching or in retirement.

Richard Wilson is a Wealth Management Advisor and First Vice President at Merrill Lynch Wealth Management, where he has been serving clients since 1997. He focuses on constructing wealth management strategies and asset allocation tailored to clients and their families, emphasizing college education planning, family wealth management strategies, personal retirement planning, philanthropic planning, and tax minimization. He holds the CERTIFIED FINANCIAL PLANNER4 designation and the Personal Investment Advisor credential. Mr. Wilson graduated magna cum laude from Arizona State University and is fluent in Portuguese, with conversational skills in Spanish. He has served as president of the BYU Management Society Phoenix Chapter and as a board member of the BYU Alumni 09 Arizona Chapter. Currently, he assists his wife in stewarding the non-profit organization Hello Sunshine. Outside of his professional role, Richard enjoys spending time with his wife, Maryjane, and their five children. His personal interests include golfing, basketball, hiking, traveling, cooking, gardening, and spending time with family.

Robin Meyer is a financial advisor with Vanguard Advisers in Scottsdale, AZ, holding Series 63 and Series 66 credentials and five years of industry experience. Prior to joining Vanguard in 2026, Meyer worked at T. Rowe Price Investment Services for seven years and has experience in other financial and transport-related roles. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with proprietary models to set personalized asset allocations, primarily utilizing Vanguard funds and ETFs alongside tax-aware and customization features.

Scott Hutto is a financial advisor at J.P. Morgan Securities with 13 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Bank of America, Merrill, TD Ameritrade, and Scottrade. He is currently based in Cave Creek, AZ. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering services on a non-discretionary basis.

Kurt Klingenberg is a financial advisor with Raymond James & Associates in Scottsdale, AZ, holding Series 63 and Series 66 licenses and bringing 32 years of industry experience. He has been with Raymond James & Associates since 2016. Outside of his advisory role, he is a managing partner of a family limited partnership. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base that includes individuals, institutions, pension plans, and municipal entities, providing financial planning and investment consulting services through various specialized programs.

Matthew Eherts is a financial advisor at Merrill with seven years of industry experience. He holds a Series 66 designation and has worked at Bank of America, N.A. and Merrill since 2016. His prior experience includes roles at Social Tap and Lovesac. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies managed by internal teams and third-party managers for a range of clients including individuals, high-net-worth clients, pensions, corporations, and charitable organizations.

Rod Glisic is a financial advisor at Merrill with 20 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Bank of America and Merrill for the past 13 years. Outside of his advisory role, he is a co-owner of a family rental property in Peoria, Arizona. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations, offering model-based and discretionary investment strategies developed by internal teams and third-party managers.

Samol Oun is a financial advisor with Vanguard Advisers in Scottsdale, AZ, holding Series 63 and Series 66 licenses and bringing 22 years of industry experience. He has been with Vanguard Advisers since 2020 and is also the owner and photographer of Sam Oun Photography, a business he has operated since 2012. Vanguard Advisers provides automated and human-supported investment advice through its Digital Advisor and Personal Advisor services, serving retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach and constructs portfolios primarily from Vanguard funds and ETFs, offering tax-aware strategies and customization options.

Ryan Hansen is a financial advisor with LPL Financial in Phoenix, AZ, holding a Series 66 designation and four years of industry experience. Prior to joining LPL Financial and OneAZ Credit Union in 2025, he worked at Edward Jones for three years and Rocket Mortgage for six years. Hansen is involved in investment products and services offered through OneAZ Wealth Management. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides financial planning, advisory programs, retirement plan consulting, and brokerage services, utilizing model portfolios and research from both in-house and third-party sources.

Benjamin Dewhurst is a financial advisor with LPL Financial and holds a Series 66 designation. He has two years of industry experience, including prior roles at LOUIE INC and the University of Colorado. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing model portfolios, third-party research, and various technology-driven investment solutions.

Stephanie Fagan is a financial advisor at Cetera with eight years of industry experience. She holds a Series 66 designation and has previously worked at Morgan Stanley and Merrill Lynch, among other firms. Based in Phoenix, AZ, she has been associated with various Cetera entities since 2024. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and consulting services via a multi-manager platform that includes affiliated and third-party managers, with more than $256 billion in assets under management and over 10,000 advisors.