David Kerber is a CFP® with 12 years of industry experience and is currently affiliated with Mercer Global Advisors Inc. in Scottsdale, AZ. He has been with Mercer for his entire professional career, which spans multiple roles within the firm over the past 12 years. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, non-profits, and endowments by providing investment advisory, financial, tax, retirement, and estate planning and family office services. The firm employs a Modern Portfolio Theory-based investment approach with diversified, risk-appropriate portfolios using various investment vehicles and offers specialized services including retirement plan consulting and charitable advisory.

Alison Stine is a CFP® professional with 11 years of experience in financial advising, currently with GWN Securities Inc. She previously worked at Equitable Advisors and Axa Advisors. In addition to her advisory role, she serves as an associate board member for the Boys & Girls Club of Greater Scottsdale. GWN Securities is an SEC-registered investment adviser and broker-dealer serving individual and business clients through discretionary managed accounts, financial planning, and access to third-party sub-advisers and model portfolios. The firm manages approximately $3.65 billion across more than 37,000 accounts and offers a range of investment programs including SMA, UMA, and fund-strategist options on the Fidelity-supported FMAX platform.

Brent Mekosh is a CFP® professional with 27 years of industry experience, currently serving as a financial advisor at Concurrent Investment Advisors, LLC. His prior experience includes roles at Raymond James Financial Services and Purshe Kaplan Sterling Investments. He is also the owner of Mekosh Financial Services, where he manages internal operations and compliance functions. Concurrent Investment Advisors, LLC is an SEC-registered multi-team advisory firm serving individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans. The firm offers customized, primarily long-term wealth and investment management solutions supported by a network of approximately 286 advisors.

Bruce Lindvig is a CFP® with 46 years of industry experience, currently serving as a financial advisor at Stratos Wealth Partners, Ltd in Scottsdale, AZ since 2017. His previous roles include positions at LPL Financial, Wells Fargo Clearing, and UBS Financial Services. He also serves as a FINRA arbitrator, a role he has held since 1987. Stratos Wealth Partners, Ltd is an SEC-registered enterprise firm with approximately 379 advisors and $18.6 billion in assets under management. The firm serves individuals, retirement plans, corporations, nonprofits, and other institutions through an IAR-driven model that offers discretionary and non-discretionary portfolio management, financial planning, and outsourced CIO solutions, utilizing an open-architecture approach that integrates multiple third-party platforms and managers.

Ariyeh Waite is a financial advisor with Guardian Life, holding a Series 66 designation and one year of industry experience. Prior to joining Guardian Life and Park Avenue Securities, he worked at Pacific Advisors and has a diverse employment background including roles at Grimms Fuel Service, Autozone, Target, and KingPins. Park Avenue Securities LLC, a wholly owned subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers a range of financial planning and investment solutions, combining advisor-led discretionary management with model-based strategies and digital advisory options.

Steven Rustik is a CFP® with 26 years of industry experience and has been with D.A. Davidson & Co. since 2009. Based in Scottsdale, AZ, he holds Series 63 and Series 65 registrations. D.A. Davidson & Co. provides investment advisory and brokerage services to a diverse client base, including employer-sponsored retirement plans, individual investors, charitable organizations, and corporate clients. The firm offers a range of services such as ERISA retirement plan advisory, wrap fee programs, comprehensive financial planning, and a private wealth program for high-net-worth clients, operating under fiduciary standards with both qualitative and quantitative investment analysis.

Alec Wick is a financial advisor with United Planners Financial Services of America and holds a Series 65 designation. He has one year of industry experience and has previously worked with Northwestern Mutual Life Insurance Company and Puccio Investment Services. Outside of financial services, he has experience working at Pleasant Valley Golf Course. United Planners Financial Services is a national wealth-management enterprise serving a diverse client base that includes individual investors, retirement plans, corporations, trusts, estates, and institutional clients. The firm offers advisory and brokerage services through independent Investment Adviser Representatives, utilizing a mix of custodians and third-party managers, with a notable emphasis on non-discretionary account management.

Christopher Mortvedt is a financial advisor with Cresset Asset Management, LLC, holding a Series 65 designation and five years of industry experience. His prior roles include positions at Ironwood Wealth Management and Charles Schwab. Cresset Asset Management is a multi-disciplinary investment adviser managing approximately $78.9 billion in client assets. The firm serves individuals, high-net-worth clients, trusts, estates, retirement plans, corporations, and pooled investment vehicles using a disciplined, risk-aware approach that combines strategic asset allocation, manager selection, and both active and passive investment strategies across public equities, fixed income, and alternatives.

Donald Goldstein is a financial advisor at VALIC Financial Advisors with 37 years of industry experience. He holds Series 63 and Series 66 designations and has been with VALIC Financial Advisors since 2006. VALIC Financial Advisors primarily serves U.S.-based individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, and brokerage services, utilizing Envestnet-developed UMA models for portfolio construction.

Carrie Hall is a financial advisor with Eagle Strategies (NY Life) based in Scottsdale, AZ, holding Series 63 and Series 65 licenses and possessing 40 years of industry experience. She has been affiliated with Eagle Strategies and New York Life since 1988 and operates her own firm, Carrie Hall and Associates Financial and Insurance Services, LLC. Hall serves on multiple nonprofit boards, including the Brophy Foundation and the Barrow Neurological Foundation Women’s Board, where she holds the position of President. Eagle Strategies serves a diverse client base, offering financial planning, investment management, and retirement-plan advisory services through a large network of affiliated representatives. The firm emphasizes tailored recommendations and manages the majority of its assets on a non-discretionary basis, working with individual investors, institutional sponsors, and plan sponsors.

Phylis Bolno is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. She has worked at Commonwealth since 2005 and also owns Customized Wealth Strategies, LLC, which offers tax preparation and accounting services in addition to securities and insurance business. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm provides a variety of advisory programs and extensive operational, trading, compliance, and practice-management support to affiliated advisors.

Alex Nielsen is a CFA® charterholder and holds a Series 65 license with four years of industry experience. He currently works at Focus Partners Wealth, LLC and previously held roles at Sonora Investment Management Group, The Wolff Company, and served seven years in the U.S. Navy. Focus Partners Wealth, LLC provides wealth management and advisory services to individuals, high-net-worth families, family offices, and institutional clients. The firm employs a long-term, tax- and fee-sensitive investment approach, blending active and passive strategies within an enhanced open architecture framework.

William Beran is a Series 66-credentialed financial advisor with nine years of industry experience. He is currently affiliated with United Planners Financial Services of America as a Limited Partner and has held roles at several firms, including Bank of America and Merrill. Outside of finance, he is a partner in an equestrian hunter and jumper training facility in Scottsdale, AZ. United Planners Financial Services is a national wealth-management enterprise serving a diverse client base through approximately 359 advisors. The firm offers both advisory and brokerage services and is noted for its non-discretionary management approach and limited-partnership ownership structure.

Denise Mc Coy is a financial advisor with Centaurus Financial, Inc. in Scottsdale, AZ, holding Series 63 and Series 66 credentials and nine years of industry experience. She previously worked at The Vanguard Group, Inc. and has also been involved with Unitek Learning Education, Inteletravel, and Tranont. Outside of advisory work, she serves as co-director of client services at Spivak Financial Group and as treasurer for the Gilbert High School Orchestra Boosters. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base including individuals, families, small businesses, corporations, trusts, and foundations. The firm offers a range of services such as financial planning, portfolio management through the CLASSIC Plus platform, and retirement-plan consulting, operating both discretionary and non-discretionary arrangements with multiple investment analysis approaches and access to model overlay programs and third-party managers.

Walter Usinowicz Jr. is a financial advisor with Oppenheimer, holding a Series 66 designation and 23 years of industry experience. He has been with Oppenheimer since 2005 and worked at Morgan Stanley DW Inc. from 2003 to 2005. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension plans, charitable organizations, and IRAs. The firm offers a variety of investment and retirement services through discretionary and non-discretionary programs, managing a broad range of portfolios with an emphasis on strategic asset allocation and client-specific reporting.

Todd Ruble is a financial advisor at Beacon Pointe Advisors, LLC with 13 years of industry experience. He has held positions at Beacon Pointe Advisors since 2021 and previously worked at Stonegate Capital Advisors, LLC for six years. Ruble holds Series 63 and Series 65 licenses and is based in Scottsdale, AZ. Beacon Pointe Advisors provides wealth advisory, consulting, and retirement-plan services to a diverse client base that includes individuals, corporations, and institutional clients. The firm combines asset-allocation modeling with third-party independent managers and employs both active and passive strategies across public and private asset classes.

Craig Chapman is a CFP® with 30 years of industry experience. He has been with Oppenheimer since 2009 and previously worked at Citigroup Global Markets for 13 years. He serves as co-trustee of a personal family trust. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension and profit-sharing plans, charitable organizations, and IRAs. The firm offers a broad range of programs and combines discretionary and non-discretionary advisory services, maintaining custody of client assets while operating both broker-dealer and advisory businesses.

Joanne Astle is a financial advisor at Commonwealth Financial Network with 47 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Commonwealth and Astle Investment Management since 2015. Astle Investment Management is a part-owned entity involved in securities business conducted at her branch. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their retail and institutional clients. The firm provides a range of advisory programs and support services, including discretionary model portfolios and customized investment solutions.

Marshall Lohrenz is a financial advisor with United Planners' Financial Services of America, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. His career includes roles at Independent Financial Group, Entrust Financial Partners, and his own firm, Marshall Reed Lohrenz. He is also a minister at Central Church of Christ and involved with estate planning through EstateDocs Pro, as well as serving as a non-paid representative for the Society for Financial Awareness. United Planners Financial Services serves a diverse client base including individuals, corporations, and institutional clients, offering financial planning, portfolio management, retirement plan services, and brokerage solutions through an open-architecture platform with multiple custodians and third-party managers.

Todd Douma is a CFP® with 25 years of industry experience, currently serving at Focus Partners Wealth, LLC since 2026. His prior roles include positions at Kovitz Investment Group Partners, LLC, TMD Wealth Management LLC, One Charles Private Wealth, Tmg General Partnership, and TMD & Associates, Inc. He serves on the boards of Buena Vista Health & Recovery, LLC, Beacon Partners Fund, and The Shufeldt Family Foundation, advising the latter on its administration. Focus Partners Wealth, LLC provides wealth management and advisory services to individuals, families, family offices, and institutional clients. The firm employs a long-term, tax- and fee-sensitive investment approach within an enhanced open architecture framework that combines active and passive strategies, third-party managers, and private funds.