Gregg Patenaude is a financial advisor with LPL Financial in San Diego, CA, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. He has been with LPL Financial since 2008, following a year at Edward Jones. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolio programs, and institutional platforms, supported by various operational and research tools for its network of over 22,800 advisors.

Ivan Jones is a financial advisor at LPL Enterprise with 12 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at several firms, including The Prudential Insurance Company of America, Pruco Securities, and Guardian Life Insurance Company. Outside of finance, Ivan is involved in fitness coaching and works as a rideshare driver. LPL Enterprise serves a broad client base that includes individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm primarily employs a model-driven investment approach and provides financial planning, access to third-party asset managers, and brokerage services through a large network of investment adviser representatives.

Ryan Campbell is a financial advisor at J.P. Morgan Securities with a Series 66 designation and experience in the financial industry since 2018. His prior roles include positions at Wells Fargo Bank, First Republic Bank, JPMorgan Chase Bank, and Gap Inc. Before entering finance, he worked at Hobie Surf Shop for six years. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.

Madeleine Ennis is a financial advisor at Fidelity with Series 63 and Series 66 credentials and one year of industry experience. Prior to joining Fidelity, she held various roles including positions at Villanova University and Roland Park Country School. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios that include mutual funds, ETFs, and ETPs.

Ahmed Elkaray is a Financial Advisor at Merrill Lynch Wealth Management. He focuses on providing personalized financial advice and guidance designed to help clients achieve their financial goals. Ahmed assists individuals and families in areas such as retirement planning, wealth growth, education planning, and navigating significant financial decisions. He holds the CERTIFIED FINANCIAL PLANNER (CFP) designation, the Chartered Retirement Planning Counselor (CRPC) certification, and the Personal Investment Advisor (PIA) credential. Ahmed earned a Bachelor's Degree from Cairo University and a Master of Business Administration (MBA) from Lincoln University. He is fluent in both English and Arabic. Outside of his professional work, Ahmed enjoys golfing, hiking, reading, soccer, traveling, and spending time with his family.

Sophia Abrams is a financial advisor at Merrill with a Series 66 credential and five years of industry experience. Her work history includes roles at Bank of America, Merrill, Wells Fargo, and teaching positions at Northern Arizona University, Chandler-Gilbert Community College, and Paradise Valley Community College. She also has experience with Wasted Grain. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations. The firm utilizes a range of strategic and tactical asset allocation approaches and supports tax-aware investment strategies.

Dustin Grimm is Vice President and Financial Consultant at Fidelity Investments, a role he has held since 2016. He has been with Fidelity for over a decade, working in various capacities including Financial Consultant, Investments Representative, and Financial Representative. Prior to joining Fidelity, he worked as a Personal Banker at Bank of America from 2006 to 2008. Dustin's experience spans wealth planning and working with clients and families in diverse financial situations. He holds a California Insurance License, supporting his work in financial consulting and planning. He is committed to helping clients pursue their financial goals through comprehensive wealth planning services.

Joseph Morse II is a CFP® professional with 33 years of experience in the financial industry. He has worked at LPL Financial since 2019 and previously held roles at Wells Fargo Advisors Financial Network LLC and Citigroup Global Markets. He also operates a wealth management business affiliated with his LPL practice in La Mesa, CA. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and portfolio management solutions, utilizing model portfolios, third-party subadvisors, and customized strategies.

Eric Hutz is a Senior Financial Advisor and Vice President at Merrill Lynch Wealth Management, bringing over 25 years of experience in the financial services industry. He began his career in 1999 in retail banking, progressing through various frontline and leadership roles including Teller and Branch Manager. His extensive background encompasses loan origination, small business banking, and private client advisory, which provides him with a comprehensive perspective on both personal and business finances. Since becoming a Financial Advisor in 2014, Eric has served clients primarily in the South San Diego market before expanding his practice to support clients across California and nationally. He focuses on detailed financial planning and communication, taking time to understand each client's goals and building personalized financial strategies. His approach emphasizes collaboration and long-term planning. Eric holds a Bachelor's Degree in Economics from the University of California, San Diego, and has earned several professional credentials including Certified Plan Fiduciary Advisor® (CPFA®), Retirement Accredited Financial Advisor (RAFA), Certified Exit Planning Advisor (CEPA®), and Senior Portfolio Advisor in Merrill Lynch's Investment Advisory Program. He is involved with Make-A-Wish San Diego and resides in Chula Vista with his wife and two children. Outside of his professional responsibilities, Eric enjoys practicing yoga, exploring new dining options, traveling internationally, and spending time with his family.

James Nuzzi is a financial advisor with OSAIC in San Diego, CA, holding the ChFC® and Series 63 designations and having 43 years of industry experience. He previously worked at Lincoln Financial Advisors Corporation for 11 years. He also operates Nuzzi Financial Network, which provides insurance products including accident, health, disability, fixed annuities, and life insurance. OSAIC serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services, utilizing asset-allocation tools and multiple advisory platforms to manage portfolios across various asset classes.

Natalia Ledesma Hodoyan is a financial advisor at Morgan Stanley in San Diego, CA, holding a Series 66 credential. She joined Morgan Stanley in 2026 and has a diverse background including roles in higher education and brand-related positions. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs and financial planning services to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s financial planning emphasizes structured discovery and firm-approved tools without specific security recommendations in standalone plans.

Dominic Mares Do is a financial advisor at Equitable Advisors with a Series 66 designation and one year of industry experience. Prior to joining Equitable Advisors in 2025, he worked in education at Cal Poly-San Luis Obispo, Pasadena High School, and Singapore American School. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individuals, pension plans, corporations, and charitable organizations. The firm uses a range of third-party advisory programs and emphasizes matching clients’ risk tolerance with appropriate investment models and managers.

Austin Tipp is a financial advisor with J.P. Morgan Securities and holds a Series 66 designation. He has four years of industry experience and previously worked at First Republic Securities Company, LLC, and First Republic Investment Management, Inc. Tipp serves as an officer in the U.S. Navy Reserve. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice and customized performance reporting through a select group of Wealth Advisors. The firm combines institutional advisory operations with broker-dealer and investment adviser registrations, delivering recommendations on a non-discretionary basis while clients retain final decision-making authority.

Laura Khorshid is a Private Wealth Manager with Merrill Private Wealth Management. She works with individuals, families, businesses, and philanthropies to provide tailored financial planning and advisory services. Laura collaborates closely with clients and their other advisors to develop customized plans and leverages a team of specialists to enhance the guidance she delivers. Her areas of focus include college education planning, family wealth management strategies, LGBT wealth planning, liquidity management, managing new wealth, personal retirement planning, portfolio management services, socially responsible and ESG investing, women and wealth, and tax minimization. Laura is committed to ongoing learning and regularly seeks client feedback to improve her practice, aiming to clarify investment opportunities and navigate changing market conditions while providing solutions aligned with clients' goals. Laura holds a Bachelor's Degree from the University of Southern California and has earned professional designations as a Certified Exit Planning Advisor (CEPA) and Personal Investment Advisor (PIA). She is fluent in English, Chinese, and Arabic. Outside of her professional work, Laura enjoys antiquing, boxing, football, horseback riding, reading, running, spending time with family, swimming, traveling, and yoga. She is also involved with the Alternative Spring Break (ASB) Death Valley organization.

Edward Gabrielyan is a financial advisor with UBS Financial Services in San Diego, CA, holding a Series 66 credential and possessing two years of industry experience. Prior to joining UBS in 2022, he worked at Peregrine Music and has been self-employed since 2017. Outside of his advisory role, he occasionally works as a pianist, performing at restaurants and tutoring students. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, offering fee-based financial planning, portfolio management, and access to mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor strategies for clients.

Michael Judge is a Wealth Management Advisor at Merrill Lynch Wealth Management. He focuses on offering a comprehensive approach to managing wealth that begins with getting to know a client and their family, financial situation, and what matters most to them. He helps clients create customized wealth management approaches that can adapt as their needs and market conditions change. Michael provides access to the investment insights of Merrill and the banking convenience of Bank of America to address various aspects of clients’ financial lives. With over a decade of experience, Michael is a CERTIFIED FINANCIAL PLANNER® professional who serves a clientele requiring detailed attention and extensive knowledge. His expertise includes corporate executive services, executive compensation, family wealth management strategies, investment consulting for defined contribution plans, legacy planning, liquidity management, socially responsible investing, individual and corporate investment strategy, tax minimization, and retirement income planning. Michael holds a Bachelor's Degree from the State University of New York System and holds the professional designations of CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA). His personal interests include adventure sports, baseball, fishing, ice hockey, music, racquetball, soccer, spending time with family, surfing, and traveling.

Jorge Llamas is an International Wealth Advisor with Merrill Lynch Wealth Management, bringing 35 years of experience in helping clients preserve wealth through various market cycles. He specializes in family wealth management strategies, international wealth management, managing new wealth, philanthropic planning, and portfolio management services. Jorge leverages his extensive knowledge in domestic and international fixed income and equity markets to diversify and allocate assets with the goal of maximizing returns while reducing risk. He holds a Bachelor's Degree from Universidad del Valle de Mexico and the Professional Investment Advisor (PIA) designation. Jorge is committed to building strong relationships with his clients, emphasizing a personalized approach to wealth management that adapts to changing market conditions. Fluent in both English and Spanish, he also engages with his community through volunteering, embodying the Merrill tradition of service. Outside of his professional pursuits, Jorge enjoys adventure sports, biking, boxing, camping, fishing, football, hiking, music, reading, and soccer. His approach combines accessibility, knowledge, and experience to assist clients in making important financial decisions.

Christopher Rhanor is a financial advisor with Cetera in San Diego, CA, holding Series 63 and Series 66 credentials and bringing 21 years of industry experience. His career includes roles at multiple Cetera entities and First Allied, spanning over a decade. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with discretionary and non-discretionary options.

Rufino Autus is a financial advisor with Equitable Advisors in San Diego, CA, holding Series 63 and Series 65 licenses and more than 30 years of industry experience. His previous roles include positions at E*Trade Securities, E*trade Capital Management, Citigroup Global Markets, and Centaurus Financial. He also serves as a trustee for his own family trust. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to a wide range of clients, including individuals, pension plans, corporations, and charitable organizations. The firm utilizes various advisory programs and third-party asset managers to tailor investment solutions, offering mutual funds, ETFs, separately managed accounts, and alternative investments.

Bryan Plank is a Wealth Management Advisor with Merrill Lynch Wealth Management, bringing 35 years of experience to his role. Born in Queens, New York, he has been part of a team serving clients in California for over four decades. Bryan specializes in family wealth management strategies, personal retirement planning, portfolio management services, and retirement income. He holds a Bachelor’s Degree from the University of Southern California and a Professional Investment Advisor (PIA) designation. Bryan emphasizes creating personalized financial strategies that align with clients’ long-term goals, offering access to the investment insights of Merrill and the banking and lending solutions of Bank of America. Committed to community involvement, he participates in local volunteer activities in keeping with Merrill’s tradition. Outside of work, Bryan enjoys gardening, music, and writing.