Mark Welsh is a financial advisor at Integrated Wealth Concepts LLC with 24 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Laurel Wealth Advisors, Inc. since 2011 before joining Integrated Wealth Concepts in 2023. Integrated Wealth Concepts serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a large network of independent financial advisors. The firm offers discretionary investment management, financial planning, family office, and retirement plan advisory services, using customized portfolios that combine mutual funds, ETFs, equities, and fixed income with both internally managed and third-party strategies.

Anthony Pavia is a financial advisor at PlanMember Securities Corporation with 35 years of industry experience. He holds a Series 63 designation and has previously worked at Gwn Securities Inc. and operated his own firms, including Pavia Financial Services, Inc. and RetireWell Capital Management. Outside of his advisory roles, he is involved in residential loan brokerage through Pavia Financial Services. PlanMember Securities Corporation provides retirement-plan advisory services to employers and plan participants, acting as an ERISA Section 3(38) fiduciary for many plans. The firm uses a top-down strategic asset allocation approach to manage risk-based mutual fund portfolios and offers education and support services to plan sponsors and participants.

Matthew Streeter is a financial advisor at Guardian Life with a Series 66 credential. He has experience working at several firms, including Park Avenue Securities and PBO Advisory Group. Streeter is based in San Diego, CA, and has been with Guardian Life since 2026. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management and a subsidiary of The Guardian Life Insurance Company of America, provides brokerage services, financial planning, retirement plan consulting, and investment advisory programs to individuals, pension and profit-sharing plans, charitable organizations, and corporate clients.

Emily Stevens is a financial advisor at Stratos Wealth Partners, Ltd. with two years of industry experience. She holds a Series 66 designation and previously worked at Charles Schwab & Co, Inc and Charles Schwab Bank, SSB. Stratos Wealth Partners is an SEC-registered enterprise wealth management firm serving more than 24,000 clients with approximately $18.6 billion in assets under management. The firm offers a range of advisor-managed and model-based investment strategies, financial planning services, and retirement plan consulting through an open-architecture platform integrating multiple external providers.

Erick Conway is a financial advisor at Integrated Wealth Concepts LLC with 15 years of industry experience. He holds the CFP® designation and Series 66 license. Prior to joining Integrated Wealth Concepts in 2024, he worked at Von Berge Wealth Management Group, Laurel Wealth Advisors, and Wells Fargo Advisors. He is also an independent insurance agent licensed to sell life, accident, and health insurance products. Integrated Wealth Concepts serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent advisors. The firm offers discretionary investment management, financial planning, family office, and retirement plan advisory services, utilizing customized portfolios with a long-term investment approach alongside shorter-term trades for rebalancing or cash needs.

Branden Frazier is a Certified Financial Planner® at Creative Planning with 18 years of industry experience. He has been with Creative Planning since 2012. Based in San Diego, CA, he is part of a large advisory team serving a diverse client base. Creative Planning provides investment advisory and financial planning services to individuals, corporations, foundations, trusts, and retirement plans. The firm manages approximately $217 billion in client assets and emphasizes a financial planning-led investment process that includes low-cost indexing, buy-and-hold strategies, and supplemental approaches such as direct indexing and tax-loss harvesting.

Daniel Parent is a financial advisor with TIAA-CREF in San Diego, CA, holding Series 63 and Series 66 licenses and bringing 19 years of industry experience. He has been with TIAA-CREF since 2015. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals—often those connected to TIAA-administered employer retirement plans—as well as to trusts, estates, partnerships, corporate entities, and small retirement plans. The firm’s advisory model separates one-time planning services from ongoing discretionary management through managed accounts that utilize model portfolios or customized portfolios managed under client-approved investment policies.

Mike Batista is a CFP® with 24 years of experience in the financial services industry. He has been with Creative Planning since 2015. Based in San Diego, CA, he holds Series 63 and Series 65 licenses. Creative Planning provides investment advisory and financial planning services to a diverse client base, including individuals, corporations, foundations, trusts, and retirement plans. The firm manages approximately $217 billion in assets and emphasizes a financial planning-led investment process that incorporates low-cost indexing, buy-and-hold strategies, and supplemental portfolio management techniques.

Michael Lucia is a ChFC® credentialed financial advisor with 33 years of industry experience. He has worked at Integrity Alliance, LLC since 2018 and previously spent nine years at H. Beck, Inc. Outside of advisory work, he manages a business related to his daughter's dance career through Sophia Lucia, LLC. Integrity Alliance serves a diverse client base including individuals, charitable organizations, corporations, and retirement plans. The firm provides continuous asset management, financial planning, and retirement consulting through a network of 164 independent advisers, employing a range of portfolio management strategies and offering access to multiple custodial platforms and third-party programs.

Carmen Benedetti is a financial advisor at Hightower Advisors with one year of industry experience. She holds a Series 66 designation and has prior work experience with Frozen Ropes and the Houston Astros. Hightower Advisors provides investment advisory and planning services to a diverse range of individual and institutional clients. The firm’s approach includes discretionary and non-discretionary portfolio management, financial planning, and retirement plan consulting, utilizing a combination of affiliated and third-party managers as well as proprietary research and multi-manager solutions.

Alan Pamintuan is a financial advisor at VALIC Financial Advisors with 25 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Forthright Capital Partners, Forthright Capital Advisory, Pruco Securities, and The Prudential Insurance Company of America. He is also appointed as an agent to sell non-securities insurance products. VALIC Financial Advisors, Inc. serves primarily U.S. individuals, including high net worth and ultra-high net worth clients, as well as employer-sponsored retirement participants. The firm offers wrap programs, portfolio management, and financial planning through a large network of advisors, utilizing discretionary unified managed accounts on Envestnet’s platform combined with tax-aware and impact overlays.

Jeremy Runnels is a CFP® with 12 years of industry experience, currently serving as an advisor at Cerity Partners LLC. Prior to joining Cerity Partners in 2025, he spent eight years at West Coast Financial, LLC. He is involved with several nonprofit organizations, including the Rady Children's Hospital Foundation and the Lawrence Family JCC, where he serves on investment-related committees, and also advises a local business incubator focused on sports innovation. Cerity Partners is an SEC-registered investment adviser serving a broad client base that includes individuals, families, trusts, estates, corporations, charitable institutions, and other institutional investors. The firm offers customized portfolios with diversified asset allocation and provides a range of services including investment management, financial planning, tax and insurance support, retirement plan services, and access to alternative and private-market investments.

Gary Hirschfeld is a financial advisor at Hightower Advisors with eight years of industry experience. He holds a Series 65 credential and has worked at Hightower Advisers, LLC since 2019 and at Delphi Private Advisors since 2015. Based in San Diego, CA, his background spans multiple advisory roles. Hightower Advisors provides investment advisory and planning services to a broad range of individual and institutional clients, delivering solutions that include discretionary and non-discretionary portfolio management, financial planning, and retirement plan consulting. The firm's approach emphasizes manager selection and multi-manager solutions, utilizing affiliated and third-party managers alongside proprietary research and a variety of investment vehicles.

Jarrod Hendricks is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 credentials and bringing 28 years of industry experience. His prior work includes roles at Jerome C. Price and operating his own firms such as Hendricks Financial and Jb Hendo. He is involved in estate planning referrals through affiliated entities like Inherit Guard and LSPN Pro. Transamerica Financial Advisors serves a diverse client base, including individual investors, pension plans, trusts, and corporations, offering both advisory and broker-dealer services. The firm delivers advice through proprietary and third-party model portfolios, with discretionary and non-discretionary program options.

Michael Simon is a financial advisor with RBC Rochdale, LLC in La Jolla, CA. He holds a Series 66 designation and has five years of industry experience. His prior work history includes roles at Merrill and City National Rochdale, as well as positions outside the financial sector, including at Cinemark and Sal's Pizza and Baglery. RBC Rochdale serves a diverse client base, including high net worth individuals, corporations, charitable organizations, and government entities. The firm employs an active, multi-strategy investment process that integrates quantitative screening, fundamental analysis, and proprietary tools to tailor portfolios across various asset classes.

Ashkan Ghahremani is a financial advisor with Primerica Advisors based in San Diego, CA, holding Series 63 and Series 65 licenses and bringing 18 years of industry experience. He has worked at Park Avenue Securities and Guardian Life Insurance Company since 2015. Outside of his advisory role, he is involved with Disaster Pro, LLC, a public adjusting business assisting clients with insurance claims. Park Avenue Securities serves a diverse retail client base, offering both brokerage and advisory services along with financial and business consulting. The firm employs a combination of proprietary and third-party investment strategies and supports various account-level services including lending and donor-advised funds.

Gregory Ochinero is a financial advisor with Kestra Advisory in La Jolla, CA, holding a Series 66 credential and seven years of industry experience. His prior work includes roles at Sanmina Corporation and On Semiconductor. He is also involved as a registered field assistant, supporting client outreach and backup functions. Kestra Advisory Services provides investment advisory and retirement-plan consulting to institutional and individual clients, offering services such as fiduciary consulting, plan design, and employee education. The firm serves a diverse client base that includes large institutional investors and sovereign wealth funds.

Walter Hansch is a financial advisor with Independent Financial Group, LLC, based in Solana Beach, CA. He holds a Series 63 designation and has 40 years of industry experience. Prior to joining Independent Financial Group in 2017, he worked at Cetera Advisor Networks LLC and has operated Hansch Financial Group since 2014. Outside of his advisory role, he is a licensed California real estate agent and insurance agent, and provides tax planning consulting services. Independent Financial Group is a large, integrated advisory and brokerage firm serving individuals, high-net-worth clients, trusts, corporations, business owners, and plan sponsors. The firm offers a range of investment advisory programs, financial planning, and retirement plan services, utilizing both in-house and third-party asset management solutions.

Nathan Hartman is a CFP® certificant based in San Diego, CA, with 22 years of experience in the financial services industry. He has worked at firms including The Vanguard Group, LPL Financial, Fidelity Investments, and currently Schwab Wealth Advisory. Outside of his advisory role, he co-owns an LLC focused on golf-related ventures in a developmental phase. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, delivering portfolio recommendations based on standard asset allocation models and research tools. The firm serves individual clients with annual reviews and planning discussions, with final investment decisions made by clients rather than through discretionary management.

Rachel Luken is a CFP® with 23 years of industry experience. She is currently with Focus Partners Wealth, LLC, having joined in 2025 after working at The Colony Group, LLC and HoyleCohen, LLC. Focus Partners Wealth, LLC provides wealth advisory and investment management services to individuals, high-net-worth families, family offices, retirement plans, institutions, and businesses. The firm employs a long-term investment approach that emphasizes tax- and fee-sensitivity within an enhanced open architecture framework, combining active and passive strategies along with a range of specialized investment offerings.