Theodore Diaz is a financial advisor at Merrill with Series 63 and Series 66 licenses and five years of industry experience. His prior work includes roles at Bank of America, JP Morgan Chase Bank, and real estate positions including as a realtor and with Pasadena Views Real Estate Team Inc. Outside of advising, he owns and operates Aventur Inc., a janitorial services business, and occasionally rents out a personal vehicle through Turo. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

May Jin is a financial advisor with Stifel in Mission Viejo, CA, holding Series 63 and Series 65 licenses and 35 years of industry experience. She has worked at Stifel Nicolaus & Co Inc since 2008. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering both brokerage and investment advisory services. The firm uses a proprietary investment methodology developed by its Investment Strategy Group that supports asset allocation and financial planning analyses.

John Peterson is a financial advisor at Merrill with 10 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at JPMorgan Chase and BOFA Securities. His current role includes tenure at both Merrill and Bank of America. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Leah Pepper is a financial advisor with Morgan Stanley in Newport Beach, CA, holding Series 65 and Series 63 licenses and bringing eight years of industry experience. Her prior roles include positions at Apollo Global Management and Pacific Investment Management Company (PIMCO). Morgan Stanley Wealth Management serves individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by firm-approved tools and research from its Global Investment Committee.

Jennifer Van is a Series 66 licensed financial advisor with Merrill in Newport Beach, CA, with 11 years of industry experience. She has been with Merrill since 2014. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Michele Elliott is a financial advisor at Merrill with 26 years of industry experience. She holds Series 63 and Series 66 credentials and has been with Merrill since 2009. Elliott also serves as an alternate executor for a family estate. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Shayne Olsen is a financial advisor with LPL Financial located in Newport Beach, CA. He holds a Series 66 license and has three years of industry experience, including prior roles at Merrill, Bank of America, N.A., Farmers and Merchants Bank of Long Beach, and Verizon Wireless. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. It offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, with advisors implementing a range of strategies supported by research and technology tools.

Donald Cianto Jr. is a financial advisor at Raymond James & Associates with 38 years of industry experience. He holds Series 63 and Series 66 designations. His prior roles include positions at Ameriprise Financial Services Inc and RBC Capital Markets Corporation. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base including high-net-worth individuals, institutions, and municipal entities, offering financial planning and non-discretionary investment consulting supported by extensive research and a range of portfolio management styles.

Mina Abdelkdous is a financial advisor at Merrill with a Series 66 designation and six years of experience at Merrill in addition to two years at Bank of America, N.A. Her prior experience includes twelve years at Commercial International Bank. Merrill provides managed account services through its Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations. The firm combines internal Chief Investment Office teams and third-party managers to deliver portfolio implementation and related support.

Michael Urner is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and over 31 years of industry experience. He has worked at Wells Fargo since 2016 and previously held positions at Morgan Stanley and UBS Financial Services. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages roughly $671 billion in assets and provides both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party analytics.

Joseph Osborne is a Financial Advisor at Merrill Lynch Wealth Management. He focuses on personalized wealth management strategies that align with clients' life priorities and investment personalities. Osborne works closely with clients to develop flexible financial approaches that respond to changing market conditions and evolving individual goals. His expertise spans areas such as college education planning, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, portfolio management services, tax minimization, and retirement income. Osborne holds the professional designations of CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA). He earned his Bachelor's Degree from the University of California System and an MBA from the California State University System. Born and raised in Southern California, Osborne spends time with his wife and two sons when not working. His personal interests include baseball, basketball, cooking, football, hiking, music, swimming, traveling, and watching movies.

Wendy Ho Hung is a financial advisor at Merrill with 21 years of industry experience. She holds a Series 66 designation and has been with Merrill for 26 years. Outside of her advisory role, she is the owner and managing member of TC Monarch LLC, a limited liability company based in Brea, CA. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors, with portfolio implementation tailored to client needs and tax considerations.

Jo Anne Guinane Jones is a Series 66-credentialed financial advisor with 13 years of industry experience, currently serving clients at UBS Financial Services in Newport Beach, CA since 2013. UBS Financial Services Inc. provides brokerage and investment advisory services to individual, corporate, and institutional clients, offering fee-based financial planning, portfolio management, and a range of investment products. The firm integrates institutional trading capabilities with wealth management services through a combination of proprietary research and model-based asset allocations.

Emahn Ahmari is a financial advisor at Edward Jones with a Series 66 designation and two years of industry experience. Prior to joining Edward Jones, Ahmari held roles at Prudential Finance and Pruco Securities LLC. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households, pension plans, and charitable organizations. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory programs and investment strategies, operating under a fiduciary standard.

Kyle Marsh is a Client Experience Advisor at Merrill Lynch Wealth Management. In this role, he works directly with clients to understand their current financial situations and introduce them to solutions offered through Merrill and Bank of America. Kyle's work focuses on helping clients gain knowledge and tools to manage their financial lives and select platforms suited to their needs. Kyle holds a Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree from the University of Wisconsin System. He applies his expertise to assist clients in uncovering what matters most to them and their families, aiming to create strategies that support their financial goals.

Kathleen Mariconda is a financial advisor with Merrill in Newport Beach, CA, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. She has been with Merrill since 1984 and also associated with Bank of America since 2009. Outside of her advisory role, she is a Mary Kay beauty consultant, primarily to purchase products at reduced prices for personal and family use. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, institutions, and charitable organizations.

Scott Delity is a financial advisor at Wells Fargo Clearing with 11 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Wells Fargo in various capacities since 2017, including roles at Wells Fargo Bank and Wells Fargo Clearing. Prior to that, he was employed at Charles Schwab and Charles Schwab Bank from 2015 to 2017. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Steven Smith is a financial advisor with UBS Financial Services, holding a Series 63 designation and over 43 years of industry experience. He has been with UBS Financial Services since 2016. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, leveraging proprietary research and model-based asset allocations to tailor plans to clients' goals and risk tolerances.

Blake Sorensen is a financial advisor with Primerica Advisors in Mission Viejo, CA, holding Series 65 and Series 63 credentials and one year of industry experience. His work history includes roles at PFS Investments Inc., Turpin & Rattan, Primerica Financial Services, Burtek Energy, and Berger Solar Electric. Primerica Advisors serves primarily individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable entities. The firm offers a wrap-fee asset management program that relies on model-delivery strategies managed by third-party asset managers and provides advisory services through a large network of financial advisors.

Daniel Henry is a financial advisor with RBC Capital Markets in Newport Beach, CA, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has been with RBC Capital Markets since 2009 and also works with City National Bank since 2017. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers a range of advisory programs that provide portfolio management and financial planning tailored to clients’ risk profiles, utilizing both in-house and third-party investment managers.