Joshua Fong is a financial advisor with Morgan Stanley in San Mateo, CA, holding a Series 66 designation and eight years of industry experience. He has worked at Morgan Stanley Private Bank and Morgan Stanley since 2018. Outside of his advisory role, he operates as an eBay seller specializing in sports memorabilia and collectibles. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and investment advisory programs. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by proprietary tools and research.

James Sheffield is a CFP® professional with 29 years of industry experience, currently serving as a financial advisor at UBS Financial Services in San Francisco, CA. He has been with UBS since 1998. UBS Financial Services Inc. provides a range of brokerage and investment advisory services to individual, corporate, and institutional clients, combining institutional trading capabilities with wealth management through proprietary research, model-based asset allocations, and a variety of investment products.

Peter Dellarocca is a financial advisor at Charles Schwab in San Francisco, CA, holding Series 63 and Series 66 credentials with 32 years of industry experience. He has been with Charles Schwab since 2003 and also has experience at Charles Schwab Bank, SSB. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm’s model combines non-discretionary advisory recommendations with access to discretionary separately managed accounts, supported by multi-asset model portfolios and alternative investment options.

John Coleman is a financial advisor at Morgan Stanley with 41 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Morgan Stanley Smith Barney LLC since 2009, including a role at Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients by offering a wide range of advisory programs and tailored financial planning, utilizing firm-approved tools and strategies to support clients’ financial goals.

Lance Friesz serves as a Vice President and Wealth Planner at Fidelity Investments since 2022. He approaches client relationships with an education-based philosophy, aiming to empower clients to make informed financial decisions for themselves and their families. Lance focuses on developing customized wealth strategies designed to provide benefits both currently and for future generations. He has been with Fidelity Investments since 2012, holding various roles including Financial Representative, Investment Consultant, Financial Consultant, and currently as Vice President, Wealth Planner. Lance holds a California Insurance License. Outside of his professional work, Lance enjoys camping, family activities, fitness, gardening, photography, and soccer.

Michelle Liu is a financial advisor at J.P. Morgan Securities with 12 years of industry experience. She holds a Series 66 designation and has worked at J.P. Morgan Chase Bank and Charles Schwab. Based in San Carlos, CA, Liu has been with her current firm since 2018. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. The firm focuses on written asset allocation advice, investment manager searches, and customized performance reporting, supported by a manager solutions team that uses quantitative and qualitative research to develop model asset allocations.

Brett Jennings is a financial advisor at Ameriprise in San Francisco, holding a Series 66 designation with three years of industry experience. His prior roles include positions at Modern Woodmen of America and the University of California, Santa Barbara. Ameriprise offers retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored Recommendation Reports. The firm provides a broad range of advisory, brokerage, and insurance solutions through affiliated companies.

Kelly Cunningham is a financial advisor with Edward Jones in South San Francisco, CA, holding the CFP® designation along with Series 63 and Series 66 licenses. She has 24 years of industry experience and has been with Edward Jones since 2001. Outside of her advisory role, she is a general partner in the Cypress Investment Partnership, which involves occasional assistance with real estate transactions. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a wide range of advisory and investment solutions, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a large nationwide network of financial advisors and branch offices.

Sharon Gutierrez is a CFA® charterholder with 17 years of industry experience. She has worked at Fisher Investments since 2016. Fisher Investments serves a global mix of institutional and private clients, including pension plans, foundations, and high-net-worth individuals, offering discretionary portfolio management across equity, fixed-income, and blended mandates. The firm uses a centralized investment process combining quantitative and qualitative research to construct globally diversified portfolios and employs tax-aware strategies and risk management techniques.

Henry Do is a financial advisor with Mass Mutual Investors Services in San Francisco, CA, holding Series 63 and Series 65 credentials and bringing 25 years of industry experience. His career includes 14 years at MetLife Securities, Inc. prior to joining Mass Mutual in 2016. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, employing firm-approved tools to deliver written recommendations tailored to client goals.

Thanh Nguyen is a Series 66 licensed financial advisor with 16 years of industry experience. He has worked at J.P. Morgan Securities since 2015, following roles at Merrill and Wells Fargo. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on non-discretionary asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process integrates quantitative and qualitative research with forward-looking market assumptions to develop model asset allocations.

James Knipple is a financial advisor with Edward Jones in Redwood City, CA, holding a Series 66 credential and seven years of industry experience. He has worked at Edward Jones since 2018 and previously held various roles connected to theater and education. He serves as a trustee on the Finance Committee for TheatreWorks Silicon Valley in an advisory capacity. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates under a fiduciary standard.

Dan Roasa is a financial advisor with Charles Schwab in San Mateo, CA, holding Series 63 and Series 65 licenses and bringing 21 years of industry experience. His prior work includes roles at Fidelity Personal and Workplace Advisors and Fidelity Investments. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm combines non-discretionary advisory guidance with access to affiliated discretionary separately managed accounts, utilizing multi-asset model portfolios and a formal alternative-investment selection process.

Sue Wong is a CFP® with 26 years of experience in the financial advisory industry. She is currently with OSAIC, having joined in 2024, and previously worked at Woodbury Financial Services and Questar Asset Management. Outside of her advisory role, she incorporates life insurance products as part of a holistic financial planning process through Shannan Walter Wealth Advisors, LLC. OSAIC serves a broad range of clients, including individual investors, retirement plan sponsors, charities, and corporate clients. The firm employs a model-based approach to asset allocation and portfolio optimization, offering multiple advisory and brokerage services across various platform programs.

Taseer Rasheed is a financial advisor at Merrill with Series 63 and Series 66 licenses. He has one year of industry experience, having previously worked at J.P. Morgan Securities, Wells Fargo, and Teachers Federal Credit Union, among other firms. Rasheed also served in the United States Marine Corps Global from 2021 to 2024. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations.

Kevin Brereton is a financial advisor at J.P. Morgan Securities with 14 years of industry experience. He holds Series 63 and Series 66 licenses and has worked with J.P. Morgan since 2012, including a prior role at Turo Inc. from 2023 to 2024. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on non-discretionary asset allocation advice, investment manager searches, and customized performance reporting supported by centralized due diligence and a combination of quantitative and qualitative research.

David Fung is a financial advisor with LPL Financial in San Mateo, CA, holding a Series 66 credential and three years of industry experience. Before joining LPL Financial in 2025, he worked at NEXT Financial Group, Inc. for two years and has prior experience in engineering roles at Applied Materials and Lam Research. Outside of his advisory work, he is employed in an engineering role at TSMC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolio programs, and institutional platforms, supported by a network of over 22,800 advisors.

Cory Evans is the Vice President and Financial Consultant at Fidelity Investments. In this role, he collaborates with clients to develop customized plans aimed at achieving their financial planning and investment planning goals. His primary focus is on working with clients who are in or approaching retirement to help them work toward successful outcomes. Cory has extensive experience in the financial services industry, having held several positions at Fidelity Investments since 2015, including Financial Consultant, Investment Consultant, and Financial Representative. Prior to joining Fidelity, he worked as an Associate Advisor at NewFocus Financial Group and as an Associate Financial Advisor at YellowBrickRoad Financial Advisors. He holds a California Insurance License. Outside of his professional work, Cory enjoys family activities, food, hiking, parenthood, and traveling.

Claire Benoit is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and 15 years of industry experience. She has been with J.P. Morgan Securities since 2012 and JPMorgan Chase Bank, N.A. since 2014, both located in San Bruno, CA. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, offering non-discretionary advice focused on asset allocation, investment manager searches, and customized performance reporting. Their advisory process integrates quantitative and qualitative research supported by centralized due diligence and may include ESG considerations.

Juan Arroyave is a Financial Consultant at Fidelity Investments, where he has been serving since 2021. Prior to this role, he worked as an Investment Consultant at Fidelity Investments from 2020 to 2021. His earlier experience includes positions as a Financial Advisor at Edward Jones between 2018 and 2020, as well as roles at AMS Capital Management LLC from 2016 to 2018, where he worked as a Trading Assistant and Sales Associate. Juan collaborates closely with clients to provide personalized financial guidance, co-developing tailored plans and tax-efficient strategies aligned with their unique goals. He supports clients and their families through evolving life circumstances, maintaining an ongoing partnership to help them stay on track. He holds a California Insurance License. Outside of his professional work, Juan's interests include biking, cooking and baking, snowboarding, and soccer.