Robert Haeusslein is a Wealth Management Advisor with Merrill Lynch Wealth Management, bringing 38 years of experience to his role. Since joining Merrill in July 1984, he has focused primarily on serving high net worth individuals, offering expertise in areas such as college education planning, divorce transition planning, family wealth management strategies, legacy planning, personal retirement planning, philanthropic planning, portfolio management, special needs planning strategies, tax minimization, and retirement income. He holds several professional designations, including CERTIFIED FINANCIAL PLANNER® (CFP), Certified Investment Management Analyst® (CIMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). His educational background includes a High School Diploma from Hillsdale High School. Outside of his professional work, Robert enjoys a variety of personal interests, including baseball, basketball, boating, fishing, football, gardening, golfing, reading, spending time with his family, and tennis.

Ali Darzi Larijani is a Series 66 licensed financial advisor at J.P. Morgan Securities with one year of industry experience. His work history includes roles at JPMorgan Chase Bank, N.A., Open Invest Co., Matthew Zaheri Corporation, Plug and Play Tech Center, and Bloomberg L.P. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process combines quantitative screening and qualitative research to build model asset allocations, with an investment approach that may include ESG criteria and leverage derivative and commodities capabilities.

Parker Bauman is a financial advisor with Morgan Stanley in Menlo Park, CA, holding a Series 66 designation and with eight years of industry experience. He has been with Morgan Stanley and its Private Bank since 2017 and previously worked at Adlava, Schwartz Realty, and Schwartz Flansburg PLLC. Outside of his advisory role, Bauman coaches lacrosse at Sacred Heart Schools. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering advisory programs to individuals and institutional clients, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and market simulations.

Melissa Knutson is a Financial Consultant at Fidelity Investments, a role she has held since 2023. She has been with Fidelity since 2022, previously serving as a Planning Consultant and Financial Representative. Melissa's professional experience includes positions at JPMorgan Chase as a Private Client Banker and Relationship Banker, as well as roles at Wells Fargo as a Personal Banker, Lead Teller, and Teller. Melissa holds a California Insurance License. She focuses on providing financial planning that is thoughtful and approachable, aiming to empower her clients by understanding their unique goals, values, and circumstances. Through this personalized approach, she offers unbiased guidance and clear action steps tailored to each client's specific needs.

David Calomese currently serves as Vice President and Branch Leader at Fidelity Investments, a position he has held since 2025. In this role, he focuses on fostering client and associate interactions that align with Fidelity's Standards of Care. Prior to this, David held leadership roles at major wealth management firms, including Managing Director and Market Executive at Merrill Lynch Wealth Management from 2021 to 2024, and Managing Director and Market Leader at Wells Fargo Advisors Wealth Management from 2014 to 2021. David holds a California Insurance License. Outside of his professional career, he has personal interests in art, golf, and skiing.

Jia He is a financial advisor at Morgan Stanley with 15 years of industry experience. She has been with Morgan Stanley since 2014 and holds the Series 66 designation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a variety of advisory programs to individuals and institutions. The firm offers tailored financial planning using structured discovery and firm-approved tools, managing approximately $2.74 trillion in client assets.

Irina Shuvaeva is a financial advisor at Wells Fargo Clearing with 12 years of industry experience. She holds Series 63 and Series 66 designations and has been with Wells Fargo in various capacities since 2009. Outside of her advisory work, she also provides caregiving services and is a commissioned notary in California. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by comprehensive research and analytics.

Zi Chen Liu is a financial advisor at Morgan Stanley with four years of industry experience. He holds a Series 66 designation and has previously worked at Charles Schwab & Co., Inc., Charles Schwab Bank, SSB, and Katten Muchin Rosenman LLP. Morgan Stanley Wealth Management provides advisory programs to both individual and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s planning approach involves structured discovery conversations and utilizes firm-approved tools to model outcomes, while clients are responsible for plan implementation and updates.

Chuzhe Song is a Wealth Management Advisor affiliated with Merrill Lynch Wealth Management. He works with clients to develop personalized financial strategies that align with their long-term goals, leveraging Merrill’s investment insights along with the banking and lending services of Bank of America. Chuzhe holds a Bachelor of Science in Business Administration with a focus in finance from the University of Washington and an MBA from the University of Southern California. He has prior experience with UBS AG in New York and joined The Virnoche Group in 2012. Chuzhe holds the Certified Financial Planner (CFP) designation and is a Personal Investment Advisor (PIA). He is committed to participating in community volunteer activities consistent with Merrill’s tradition of service.

Dina Hall is a financial advisor at UBS Financial Services with 39 years of industry experience, all of which has been with UBS since 1987. She holds a Series 63 designation. Outside of her advisory role, she serves as a co-trustee for a family trust involved in settling an estate. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor client plans.

Jasmine Yang is a financial advisor with Morgan Stanley in Palo Alto, CA, holding a Series 66 designation and 25 years of industry experience. She has worked at Morgan Stanley Private Bank, National Association since 2015 and with Morgan Stanley Smith Barney since 2009. Outside of her advisory role, she is a sole proprietor involved in property management. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering advisory programs and tailored financial planning to both individual and institutional clients. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools as part of its advisory services.

Alina Mihai is a financial advisor at J.P. Morgan Securities with five years of industry experience. She holds the Series 63 and Series 66 designations and is based in Fremont, CA. Her career includes multiple roles within J.P. Morgan Securities and JPMorgan Chase Bank. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s process utilizes centralized due diligence combining quantitative and qualitative research, and it offers a range of derivative and commodities capabilities through its regulatory registrations and affiliates.

Ricky Siu is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 14 years of industry experience. His work history includes roles at Wells Fargo Clearing since 2012 and Wells Fargo Bank NA since 2013, as well as a brief tenure at J.P. Morgan Securities in 2013. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, retirement plan consulting, and brokerage solutions to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and utilizes research from Wells Fargo Investment Institute and third-party sources to support its investment evaluations.

Christopher Do is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and 27 years of industry experience. He previously worked at UBS Financial Services Inc for nine years before joining Wells Fargo Clearing in 2018. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

William Thaddius La Rue is a financial advisor at Edelman Financial Engines with 15 years of industry experience. He holds the Series 65 and Series 63 designations and previously worked at Fisher Investments and TIAA. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients, combining committee-driven modeling with planner delivery and online tools. The firm manages a large client base with diversified model portfolios and offers a range of investment products including direct-indexing SMAs and thematic portfolios.

Pervin Ozer is a financial advisor at Morgan Stanley in San Mateo, CA, holding Series 65 and Series 63 designations with one year of industry experience. Prior to joining Morgan Stanley, Ozer worked at Wells Fargo Clearing and Wells Fargo Bank, NA, and has experience outside finance including roles at Starbucks and Universidade Estadual de Goias. Morgan Stanley Wealth Management offers a range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by firm-approved tools and strategies such as the Global Investment Committee’s Secular Return Estimates and Monte Carlo simulations.

Riley Tolles is a financial advisor at Morgan Stanley in Palo Alto, CA, holding a Series 66 credential with two years of industry experience. Prior to joining Morgan Stanley, Tolles worked at Ernst and Young and has experience in business development through ownership of Secia Art, an art and culture venture based in San Francisco. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutions, offering tailored financial planning supported by structured discovery processes and firm-approved tools.

Julian Lardizabal is a financial advisor at Morgan Stanley with Series 63 and Series 65 designations. He has held roles at several firms and organizations since 2016, including MAI Capital Management, Robertson Stephens, and Reef Technology. His background also includes positions outside of finance, such as teaching at San Francisco State University and involvement with Legends Baseball Camps. Morgan Stanley Wealth Management serves both individual and institutional clients, providing tailored financial planning and a variety of advisory programs. The firm manages approximately $2.74 trillion in client assets and offers planning that incorporates firm-approved tools and market outlook models.

Husnia Lutfi is a financial advisor with Wells Fargo Clearing in Palo Alto, CA, holding Series 65 and Series 63 licenses. She has five years of industry experience, including prior roles at TD Ameritrade, Charles Schwab, Bank of America, Merrill, and Wells Fargo Bank. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm offers both brokerage and advisory solutions, managing approximately $671 billion in assets through a large network of financial advisors.

David Brown is a financial advisor with Primerica Advisors in Fremont, CA, holding Series 65 and Series 63 licenses and five years of industry experience. He has been affiliated with Primerica Financial Services since 1995 and has worked with the East Side Union High School District for over ten years. Outside of advising, Brown is the author of the book "It's Natural to be Gay" and serves as the founder and pastor of One Way Bible Fellowship. Primerica Advisors sponsors a wrap-fee asset management program that primarily serves individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm uses model-delivery strategies managed by unaffiliated asset managers and offers discretionary separately managed account options, with oversight from BNY Mellon Advisors and custodial support from Pershing.