Donna Lee is currently a Planning Consultant at Fidelity Investments, a position she has held since 2023. Prior to this role, she served as a Financial Consultant and Investment Consultant at Fidelity Investments from 2016 to 2023. Donna has also worked as a Financial Solutions Advisor at Merrill Lynch from 2012 to 2016, and held financial advisor roles at Morgan Stanley Smith Barney and Merrill Lynch between 2008 and 2011. Her areas of focus include retirement planning, income protection, investment strategies, and legacy planning considerations. Donna holds a California Insurance License, supporting her expertise in these areas. Outside of her professional career, Donna enjoys cooking and baking, fitness, exploring food, gardening, and traveling.

Jacob Marquez is a financial advisor at Morgan Stanley with a Series 66 designation and three years of industry experience. Prior to joining Morgan Stanley, he worked at Oregon Health & Science University and held roles at Toyota of Gladstone and Oregon State University. Morgan Stanley Wealth Management offers advisory programs and tailored financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm utilizes a structured planning process with firm-approved tools and provides a broad range of investment and financial services.

Molly Mckenna Redfield is a financial advisor with Morgan Stanley in Oakland, CA, holding a Series 66 designation and nine years of industry experience. She has been with Morgan Stanley and Morgan Stanley Private Bank since 2017. Prior to this, she worked at Groupon and attended the University of Colorado Boulder. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools along with input from its Global Investment Committee to support client financial plans.

Michael Carvalho is a Financial Consultant at Fidelity Investments, a position he has held since 2025. He has a comprehensive background in financial services, having worked in various roles at Fidelity Investments since 2019, including Investment Consultant, Planning Consultant, Relationship Manager, and Financial Representative. Prior to joining Fidelity, he served as a Practice Manager at Ameriprise Financial from 2014 to 2019. Throughout his career, Michael has focused on helping individuals and families achieve their financial goals by understanding their investment objectives and motivations. He holds a California Insurance License, which supports his advisory capabilities. Outside of his professional work, Michael enjoys attending concerts, engaging in fitness activities, visiting museums, traveling, spending time with pets, and volunteering in his community.

Marianah Cecchi is a financial advisor with Wells Fargo Clearing in Oakland, CA, holding a Series 66 designation and two years of industry experience. Her prior work experience includes roles at Bank of America, Merrill, Wells Fargo, and Amazon. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, including pension and charitable organizations. The firm offers a range of investment advisory services, financial planning, and retirement plan consulting, leveraging research from the Wells Fargo Investment Institute and applying diversification principles and modern portfolio theory in their investment approach.

Lindsay Romig is a financial advisor with Merrill in Walnut Creek, CA, holding Series 63 and Series 65 credentials and having 21 years of industry experience. Her prior roles include positions at Wells Fargo Clearing, First Republic Investment Management, and Morgan Stanley. Outside of her advisory work, she owns a recording music company and serves on the board of Open Floor International, a nonprofit focused on embodied movement and dance for emotional and community resilience. Merrill provides managed account services through its Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions, supported by internal and third-party managers.

Kuan Wang is a financial advisor at Merrill with 14 years of industry experience. He has held roles at Merrill since 2017 and previously worked at UBS Financial Services from 2015 to 2017. He holds Series 63 and Series 65 licenses and is based in San Mateo, CA. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers both model-based and discretionary investment strategies for a range of clients, including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Kathryn Romanczuk is a financial advisor with Wells Fargo Clearing in Walnut Creek, CA, holding Series 63 and Series 65 designations and bringing 39 years of industry experience. She previously worked at Wells Fargo Investments, LLC for 10 years before joining Wells Fargo Clearing in 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party data.

Yoav Karni is a financial advisor with Cambridge Investment Research Advisors and holds Series 63 and Series 65 licenses. He has 16 years of industry experience and has been affiliated with Cambridge since 2026. Prior to this, he worked at West Coast Financial Wealth Management and has operated independently since 2001. Karni also serves as a general agent for life, disability, long-term care, and Medicare insurance. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension plans, and charitable organizations. The firm provides financial planning, investment management, retirement-plan advisory, and wrap-fee programs, supporting both discretionary and non-discretionary management across multiple platforms and custodians.

Sean Mc Cue is a financial advisor at Edward Jones with a Series 66 credential and two years of industry experience. Prior to joining Edward Jones in 2023, he spent 18 years at JP Morgan Chase. Outside of his advisory role, he owns and self-manages rental duplex properties in Spokane, WA, and Concord, CA. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and pension plans. The firm manages approximately $1.01 trillion in assets and offers a wide range of advisory services supported by a large network of financial advisors and branch offices nationwide.

Kellen Ali is a financial advisor with Morgan Stanley in Walnut Creek, CA, holding a Series 66 license and 10 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2016. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by structured discovery processes and firm-approved tools.

Casey Cremen is a Series 66 licensed financial advisor with J.P. Morgan Securities, based in Walnut Creek, CA, and has two years of industry experience. Prior to joining J.P. Morgan Securities, he worked at First Republic Bank for seven years. Outside of his advisory work, he is an owner and partner of a small wine business, ACE Wine Co LLC, which he founded with his wife and a friend. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm's process integrates quantitative and qualitative due diligence and incorporates ESG criteria within a framework of broader derivatives and commodities capabilities.

Kevin Huang is a Financial Consultant at Fidelity Investments, where he has been working since 2021. In this role, he helps clients create clear and personalized retirement plans, offering trusted guidance through life's milestones and supporting informed financial decisions. Prior to his current position, Kevin gained experience as a Private Client Banker at JP Morgan Chase from 2019 to 2021, and as an International Marketing Manager at Bank of the West from 2015 to 2019. He holds a California Insurance License. Outside of his professional work, Kevin enjoys camping, attending concerts, cooking and baking, visiting museums, and snowboarding.

John Pacelli is a CFP® with 48 years of industry experience, currently serving as a financial advisor at OSAIC since 2025. His prior experience includes six years at Lincoln Financial Advisors, three years at Kestra Financial Services, Inc., and 24 years at D/A Financial. In addition to his advisory role, he is licensed to offer disability and traditional life insurance, as well as fixed and fixed indexed annuities. OSAIC serves a diverse clientele, including retail and institutional investors, retirement plan sponsors, charities, and corporate clients. The firm employs a model-based investment approach with portfolio optimization and offers a range of advisory and brokerage services through a multi-advisor platform.

Joseph Wang is a financial advisor at Cetera with 15 years of industry experience and holds the Series 66 designation. He has worked at Cetera since 2019 and previously spent four years at Citigroup. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a variety of portfolio management and financial planning services through a multi-manager platform with access to both affiliated and third-party investment strategies.

Srivani Ravikumar is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 19 years of industry experience. She has been with Wells Fargo Bank since 2005 and Wells Fargo Clearing since 2016, both located in San Ramon, CA. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and combines brokerage and advisory solutions across a broad client base.

John Mullen II is a financial advisor with LPL Financial in Danville, CA, holding a Series 63 credential and 36 years of industry experience. He has worked with LPL Financial since 2003 and previously with Osaic FA, Inc. from 1997 to 2003. Mullen also teaches CFP courses at UC Berkeley Extension. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Michael Martin is a financial advisor with LPL Financial, holding a Series 66 designation and eight years of industry experience. His prior roles include tenures at Martin, Wardin & Eissner Financial Group and Commonwealth Financial Network. He is also involved in tax preparation services through Martin, Wardin & Eissner Tax Service. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, and third-party asset management, supported by technology tools and a broad platform of financial activities.

Lee Coburn is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he leads a team serving high net worth and ultra high net worth clients. His practice focuses on retirement and multi-generational planning, concentrated stock and executive compensation strategies, liquidity event planning, charitable giving and family foundations, and sustainable and values-based investing. Lee holds the Chartered SRI Counselor (CSRIC) designation and is a Certified Financial Planner (CFP) and Personal Investment Advisor (PIA). Lee holds a bachelor's degree from the University of Pennsylvania and has a background in behavioral finance from the Harvard Kennedy School. Before his financial career, he was a Division I Lacrosse co-captain, experience that informs his disciplined and team-oriented approach to client service. He has served as a member of the Merrill Financial Advisor's Advisory Council to Management (ACTM), representing Merrill Advisors in liaison to senior leadership. Beyond his professional work, Lee is committed to mentorship and leadership in his community. He founded Merrill's East Bay Women's Exchange and BAWLers (Bay Area Women Leaders), forums that foster connection and professional development for women. He serves on the Merrill SF/East Bay Board and has coached youth soccer and lacrosse. His personal interests include golfing, running marathons, soccer, yoga, and spending time with his family.

Winston Thomas is a financial advisor at Morgan Stanley with 31 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley and UBS Financial Services throughout his career. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and analysis methods.