Ravi Tarekere is a financial advisor at Equitable Advisors in Walnut Creek, CA, holding Series 63 and Series 65 designations with 15 years of industry experience. He has worked at Equitable Advisors since 2016 and previously with Axa-Advisors and Primerica Advisors. Equitable Advisors serves a diverse client base including individuals, pension plans, corporations, and charitable organizations, providing financial planning, retirement consulting, and asset management through a network of Investment Adviser Representatives. The firm utilizes a range of advisory models, including third-party TAMPs and discretionary management, and offers services that include ERISA fiduciary support and access to various investment vehicles such as mutual funds, ETFs, and alternative investments.

Blake Welpton is a Wealth Management Advisor with over 25 years of experience in the financial industry. He is dedicated to helping clients achieve their long-term financial goals through a comprehensive and personalized wealth management process. Blake offers expertise in investments, wealth and risk management, retirement planning, long term care, education, divorce, and estate planning services. He provides clients with access to the resources of Merrill Lynch Wealth Management and the banking services of Bank of America. Blake holds the Chartered Financial Consultant (ChFC) and Certified Divorce Financial Analyst (CDFA) designations. He earned a Bachelor's degree from California State University San Francisco. His approach emphasizes personalized service aimed at making the financial aspects of life easier for his clients. Outside of his professional work, Blake enjoys basketball, billiards, boating, bowling, football, gardening, spending time with family, swimming, and traveling. He is active in the community, supporting organizations such as Beyond Emancipation and Children's International.

Joseph White is a financial advisor with J.P. Morgan Securities in Benicia, CA, holding Series 63 and Series 66 designations and bringing 11 years of industry experience. His work history includes seven years at J.P. Morgan Securities LLC and four years at JPMorgan Chase Bank, as well as a one-year position at Amazon. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process integrates quantitative and qualitative research with forward-looking capital market assumptions and includes ESG considerations in its recommendations.

Edward Padnos is a financial advisor with Mass Mutual Investors Services and holds a Series 66 designation. He has been in the financial industry since 2026, with prior experience at Lenox Advisors, Inc., MassMutual Life Insurance Company, and MML Investors Services, LLC. Outside of finance, his background includes work in education and political campaign offices. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual financial planning engagements using firm-approved tools and delivers written recommendations without investment discretion.

Danilo Garcia is a financial advisor at Morgan Stanley in Walnut Creek, CA, holding Series 65, 63, and 66 licenses with eight years of industry experience. He previously worked at J.P. Morgan Securities and UBS Financial Services and has been involved in boxing training and mental skills coaching through his personal business, Danilo Jacob LLC. Morgan Stanley Wealth Management offers a range of advisory programs to individuals and institutions, providing tailored financial planning supported by structured discovery and firm‑approved tools.

Alexandra Wlassowsky is a financial advisor with MassMutual Investors Services, holding Series 63 and Series 65 credentials and bringing 31 years of industry experience. Her career includes positions at Merrill Lynch, Wells Fargo Clearing Services, LPL Financial, Citigroup Global Markets, and a period of self-employment before joining her current firm. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars using collaborative, goal-focused planning processes and a range of investment programs.

Yu Chen is a financial advisor at J.P. Morgan Securities with three years of industry experience. He holds a Series 66 designation and has prior work experience with Mass Mutual Investors Services and Urumqi TianRong MicroCredit Co., LTD. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research to build model asset allocations and incorporates ESG considerations within a non-discretionary program.

Troy Rouleau is a financial advisor at OSAIC with 18 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Lincoln Financial Advisors and Scottrade, Inc. OSAIC serves a diverse client base including retail and institutional investors, offering a range of brokerage and advisory services supported by a multi-advisor platform. The firm’s investment approach emphasizes model-based asset allocation and portfolio optimization using tools such as risk-tolerance questionnaires and efficient frontier analysis.

Bobbie Zerby is a CFP® professional with eight years of industry experience, currently serving at MassMutual Investors Services since 2018. She also holds a role with MassMutual Life Insurance Company beginning in 2017 and previously worked at Lime Light CRM. Outside of her advisory duties, she is the CEO of Bobbie Zerby Inc., an S corporation involved in advisory and financial services. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers a range of programs and educational seminars, structuring financial planning as an annual collaborative process using firm-approved analytical tools.

Adam Mazzaro is a financial advisor at J.P. Morgan Securities with 13 years of industry experience. He holds the Series 63, 65, and 66 designations. His prior positions include roles at US Bank NA, B|O|S, Bank of New York Mellon, Personal Capital Advisors, and AllianceBernstein L.P. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. Their advisory approach combines quantitative and qualitative research with a focus on written asset allocation advice, investment manager searches, and customized performance reporting.

Darrell Pitts is a financial advisor with Wells Fargo Clearing, holding a Series 63 designation and 47 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously spent five years with Prudential Equity Group, LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

William Fay III is a financial advisor with J.P. Morgan Securities in Oakland, CA, holding Series 63 and Series 66 licenses and having eight years of industry experience. He has worked at various J.P. Morgan entities since 2018 and was previously involved with KHORA Community of Athens. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting through a non-discretionary program. Their advisory process integrates quantitative and qualitative research and incorporates ESG criteria, supported by centralized due diligence and implemented through affiliated investment-management entities.

Terry Boldt Degunto is a financial advisor at Morgan Stanley with 24 years of industry experience. He holds the Series 66 designation and has worked at Merrill and Bank of America prior to joining Morgan Stanley in 2023. Morgan Stanley Wealth Management offers a wide range of advisory programs to both individual and institutional clients, focusing on tailored financial planning supported by firm-approved tools and a structured planning process. The firm manages approximately $2.74 trillion in client assets and provides services that include but are not limited to, financial planning, investment advisory, and brokerage through its extensive network of advisors.

Ronald Sanchez is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and 27 years of industry experience. His prior roles include positions at Commonwealth Financial Network, Mass Mutual Investors Services, Metlife Securities, Inc., and Metropolitan Life Insurance Company. He is also the owner and president of Viewpoint Financial Network Corporation, an entity engaged in securities, advisory, and insurance business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, with advice delivered primarily by investment adviser representatives using various strategic and tactical investment options.

William Peters Jr. is a financial advisor at Morgan Stanley with 32 years of industry experience. He holds the Series 63 and Series 66 designations and has worked at Morgan Stanley Private Bank, N.A. since 2015 and at Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning that utilizes structured discovery and firm-approved tools to model outcomes, managing approximately $2.74 trillion in client assets.

Shiqi Wang is a financial advisor at Morgan Stanley in Oakland, CA, holding a Series 66 designation with 6 years of industry experience. Wang has been with Morgan Stanley since 2011. Outside of financial advising, Wang is involved in a pole and dance studio focused on art, culture, and fitness activities. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning services supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and serves clients through both direct and employer-sponsored financial planning arrangements.

Niraj Baxi is a financial advisor at OSAIC based in Lafayette, CA, holding the ChFC® designation and Series 63 license with 41 years of industry experience. He previously worked at Signator Investors Inc for 10 years and Royal Alliance Associates, INC. for 8 years. In addition to his advisory role, Baxi owns a sole proprietorship involved in insurance and financial services, focusing on client solicitation and maintenance. OSAIC Wealth serves a diverse mix of retail and institutional clients through a multi-advisor platform that offers brokerage and advisory services including financial planning, managed portfolios, Unified Managed Accounts, and retirement plan consulting. The firm’s investment process emphasizes model-based asset allocation and portfolio optimization, supported by various tools and strategies, and is notable for its scale, affiliate network, and private-equity ownership.

Yvonne Gray is a financial advisor at Morgan Stanley with 32 years of industry experience. She has been with Morgan Stanley since 2009 and previously worked at Citigroup Global Markets from 2000 to 2009. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by structured discovery processes and firm-approved planning tools.

Margret Nasry is a financial advisor at Merrill with one year of industry experience. She holds a Series 66 designation and has worked previously at Bank of America, N.A., Plastikon Industries Inc, Lenme Inc, and Orange Telecommunication. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Robert Bowen is a financial advisor at OSAIC with 31 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Executive Incentive Programs, Inc. and Woodbury Financial Services. Outside of his advisory role, he is an employee benefits and insurance agent specializing in life, health, disability, and employee benefits. OSAIC Wealth serves a diverse client base, including retail and institutional investors, through a multi-advisor platform that provides brokerage and advisory services. The firm’s investment approach features model-based asset allocation, portfolio optimization, and offers various managed account programs and retirement plan consulting.