Bradley Baer is a financial advisor with Thrivent Investment Management in Roseville, CA, holding Series 63 and Series 66 licenses and bringing 36 years of industry experience. He has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2002. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors. The firm offers holistic, goal-based planning across various topics and allows clients to integrate planning with managed account services under a consolidated billing option, while maintaining separation between planning and portfolio management.

George Robertson is a CFP® professional with six years of industry experience, currently affiliated with Cetera. His prior roles include positions at Edward Jones, Franklin Templeton Investments, and LPL Financial. He is also involved with Sierra Oaks Financial Planning, Inc. and Sierra Ridge Advisor Group in capacities related to LPL business activities. Cetera Investment Advisers LLC operates as an SEC-registered adviser serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform featuring discretionary and non-discretionary portfolio management options, financial planning, and access to various third-party investment strategies.

Harkaran Dhaliwal is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. His prior work includes roles at Bank of America and the Franchise Tax Board. Outside of his advisory work, he also delivers food as a DoorDash driver. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of proprietary research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its advisory role to multiple registered investment companies and its use of systematic methodologies and AI in portfolio management.

Michael Ibrahim is a financial advisor with Fidelity Investments, holding Series 63 and Series 66 credentials and three years of industry experience. His prior experience includes a year at Charles Schwab & Co., Inc., along with roles at Fidelity since 2023. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm uses a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, model portfolios, and fund advisory services.

Peter Hora is a financial advisor at Edelman Financial Engines with 15 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Alliant Credit Union and LPL Financial. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm uses a committee-driven modeling process combined with planner delivery and online tools, offering diversified model portfolios, discretionary and non-discretionary management, and operates as a fiduciary under ERISA and DOL guidelines.

Dave Bostick is the Resident Director of the Roseville Office at Merrill Lynch Wealth Management. In this role, he leads the office by communicating the firm's strategic vision and supporting fellow advisors. He began his career in investing and wealth management in 2001 and joined Merrill in 2011. Dave works closely with individuals, couples, and multiple generations of client families to help them discern and pursue their financial goals through integrated strategy and advice. His approach includes listening attentively to clients' priorities and designing tailored strategies covering planning, investing, savings, wealth transfer, and access to banking and lending services through Bank of America. He employs an open-architecture framework for investing to provide a wide range of options. Originally from Sacramento, Dave has deep roots in the Granite Bay/Roseville area. He holds a bachelor's degree in Business Administration from Montreat College and has earned several professional designations, including Chartered Retirement Planning Counselor (CRPC), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He enjoys spending time with his wife Tamara and their two children, Allison and Tyler.

Michael Stanley is a financial advisor at Charles Schwab in Sacramento, CA, with 13 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked for Fidelity Brokerage Services, LLC for 12 years. Outside of finance, he is an artist who writes and records music distributed on streaming platforms such as iTunes and Spotify. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment management, utilizing multi-asset model portfolios and centralized operational support.

Walter Mccurdy is a financial advisor at Wells Fargo Clearing with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC. Outside of his advisory role, he serves as a power of attorney for a family member. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory approach is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment offerings.

Benjamin Douglas is a financial advisor with Wells Fargo Clearing in Sacramento, CA, holding Series 63 and Series 65 licenses and eight years of industry experience. His career includes roles at Merrill, Charles Schwab & Co., and Edward Jones, along with multiple positions within Wells Fargo entities. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Adam Lymath is a financial advisor with Cetera, holding a Series 66 designation and one year of industry experience. He previously worked at LPL Financial LLC and Pacific Wholesale Mortgage. In addition to his advisory role, he serves as a firefighter with the City of San Rafael Fire Department. Cetera Investment Advisers LLC is an SEC-registered adviser offering a multi-manager platform to over 10,000 advisors and approximately 800,000 clients. The firm provides a range of portfolio management, financial planning, and retirement services to individuals, employer-sponsored plans, corporate, charitable, and institutional clients.

Daniel Poppers is a financial advisor at Ameriprise with 13 years of industry experience and holds the Series 66 designation. His prior experience includes roles at Golden State Wealth Management, LLC and LPL Financial, as well as Edward Jones. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Ameriprise Premier Retirement Income service. The firm’s approach includes a written Recommendation Report and ongoing advice focused on income sources and tax-aware withdrawal strategies, utilizing proprietary research and algorithmic tools.

Romer Blanquera is a financial advisor at Merrill with 25 years of industry experience. He holds Series 63 and Series 66 credentials and has worked with Merrill Lynch, Pierce, Fenner & Smith since 2007. Prior to that, he was associated with Bank of America, N.A. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

John Lischer is a financial advisor with LPL Financial in Sacramento, CA, holding a Series 66 designation and 12 years of industry experience. His previous roles include positions at Mariner Independent Advisor Network, Strategic Wealth Advisors Group, Charles Schwab, and Principal Funds Distributor, Inc. He also provides administrative support to Mariner Independent Advisor Network, an independent investment advisory firm. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network. The firm offers a range of advisory programs, financial planning, retirement consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by internal and third-party research.

Steven Frith is a financial advisor with LPL Financial in Sacramento, California, holding a Series 66 designation and 15 years of industry experience. He has worked at LPL Financial since 2011 and is also affiliated with The Golden 1 Credit Union, serving in an investment-related capacity. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Lesa Franklin Johnson is a financial advisor at Edward Jones with 36 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Edward Jones since 2009. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds.

David Torp is a financial advisor with LPL Financial in El Dorado Hills, CA, holding Series 63 and Series 65 credentials and bringing 44 years of industry experience. He has been associated with Linsco/Private Ledger Corp. since 2007. In addition to his advisory role, he operates C&T Group, Investment Management LLC, which offers insurance products including fixed, long-term care, and health insurance. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of advisory programs, financial planning, and brokerage services, utilizing discretionary and non-discretionary management supported by model portfolios and research from LPL Research and third-party subadvisors.

Vidal Velez is a financial advisor with Wells Fargo Clearing holding a Series 66 designation and two years of industry experience. He previously worked at Edward Jones for five years and has experience in various roles including positions related to autism services and healthcare. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets through more than 14,000 advisors and offers both brokerage and advisory solutions.

Cody Sloan is a CFP® professional with 20 years of experience in the financial services industry. He has been with Edward Jones since 2006, based in Roseville, CA. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Sylvia Regalado is a financial advisor with Charles Schwab, holding a Series 66 designation and two years of industry experience. Her prior roles include positions at Rocket Mortgage LLC and Edge Home Finance Corporation. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services, offering both non-discretionary and discretionary investment options with a multi-asset model portfolio approach.

Nataliya Chernopiski is a financial advisor with Wells Fargo Clearing, holding a Series 63 designation and having eight years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors, LLC from 2012 to 2016. Outside of her advisory role, she serves as treasurer for the City Bible Church of Sacramento. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm combines research from Wells Fargo Investment Institute and third-party sources to evaluate investment options, offering both brokerage and advisory solutions across a broad range of financial products.