John Molkentin III is a financial advisor at Merrill with eight years of industry experience. He holds the Series 66 designation and has worked throughout his career with Bank of America and Merrill. Outside of his advisory role, he serves as an advisory board member for the Miami Gator Club and is involved with the stewardship committee at Galilee Baptist Church. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering both model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Paolo Belloni Urso is a financial advisor at J.P. Morgan Securities with a Series 66 credential and three years of industry experience. He has worked at JPMorgan Chase Bank, NA and JPMorgan Securities LLC since 2022. His background includes roles at Ransom Everglades School and 24 Hour Fitness Worldwide, as well as studies at Harvard University. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines institutional advisory operations with brokerage, distribution, and investment management capabilities, delivering services on a non-discretionary basis.

Adrian Garate is a financial advisor at J.P. Morgan Securities with 28 years of industry experience. He holds Series 63 and Series 65 licenses and has been with J.P. Morgan Securities since 2008, having worked at JPMorgan Chase Bank, N.A. since 1998. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework in its recommendations.

Austin Wengrovitz is a financial advisor at Raymond James & Associates with one year of industry experience. He holds the Series 66 designation and previously attended the University of Florida. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a broad client base including individuals, institutions, and municipal entities, offering financial planning and investment consulting primarily through non-discretionary relationships.

Eduardo Morasso is a financial advisor at J.P. Morgan Securities with one year of industry experience. He holds a Series 66 designation and has worked at several firms, including Morgan Stanley and Raymond James. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework in its recommendations.

Andres Castro Rincon is a financial advisor at UBS Financial Services with five years of industry experience. He holds a Series 66 designation and has been with UBS and its affiliated entities since 2016. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, including fee-based financial planning and discretionary portfolio management. The firm combines institutional trading capabilities with wealth management services and provides research-driven investment strategies tailored to clients' goals and risk tolerances.

Christian Saporta is a financial advisor at UBS Financial Services in Coral Gables, FL, holding a Series 66 designation with eight years of industry experience. He has been with UBS AG since 2012. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm utilizes proprietary research and model-based asset allocations to tailor investment plans aligned with clients’ goals and risk tolerances.

David Prieto is a financial advisor at Equitable Advisors in Miami, FL, holding a Series 66 designation with three years of industry experience. His prior work includes roles at Diaz Marine and Med-Lab Supply Co Inc. He is also involved in an outside insurance business. Equitable Advisors serves a diverse client base including individuals, pension plans, corporations, and charitable organizations, offering financial planning, retirement consulting, and asset management through a network of Investment Adviser Representatives and third-party asset managers.

Mitchell Lamchick is a CFP® with 13 years of industry experience. He currently works at Morgan Stanley in Coral Gables, FL, having joined the firm after a 13-year tenure at Raymond James & Associates Inc. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by structured discovery and firm-approved tools.

Carlos Arellano is a financial advisor at J.P. Morgan Securities with 21 years of industry experience. He holds a Series 66 designation and has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2022, with prior roles at Citigroup and MarketAxess. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Charles Zamorano is a financial advisor at J.P. Morgan Securities with 11 years of industry experience. He holds a Series 66 designation and has previously worked at Merrill and The CAIA Association. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Danilo Lacayo is a Series 66 licensed financial advisor with UBS Financial Services, based in Coral Gables, FL, and has 18 years of industry experience. He has been with UBS since 2007. Outside of his advisory role, he serves on the development committee of the American Nicaraguan Foundation and acts as trustee and distribution trustee for multiple family and insurance trusts. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client strategies.

Manuel Bernardez is a CFP®-certified financial advisor with 11 years of industry experience. He currently works at J.P. Morgan Securities and JPMorgan Chase Bank, having joined both firms in 2022. Prior to this, he spent nine years at Raymond James & Associates. Outside of his advisory role, he is a partner in an LLC that owns residential real estate in Miami, FL, with no operational responsibilities. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines institutional advisory with brokerage and investment management capabilities, delivering services on a non-discretionary basis.

Edward Wenger is a financial advisor with Raymond James Financial in Miami, FL, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. He has been associated with multiple firms under the Raymond James umbrella since 2015. Wenger owns two support companies, Wenger Wealth Management and Roque Investment Strategies, which function as non-investment-related support entities. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutions. The firm emphasizes tailored, non-discretionary planning using risk profiling and modeling tools and supports clients through various advisory programs and institutional consulting services.

Michael O'Mara is a financial advisor with Ameriprise Financial Services, LLC, holding Series 63 and Series 65 licenses and 28 years of industry experience. His prior experience includes positions at Stifel and Janney Montgomery Scott. Ameriprise Financial Services is a large, diversified firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement planning advice focused on income sources and tax-aware withdrawal strategies.

Francisco Fernandez is a financial advisor with Morgan Stanley in Coral Gables, FL, holding Series 63 and Series 65 designations and bringing 30 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2020, following an eight-year tenure at UBS Financial Services. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a wide range of advisory programs to individuals and institutional clients, including tailored financial planning through dedicated financial advisors and specialized estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and investment models as part of its financial planning process.

Ubaldo Mendez is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and three years of industry experience. He has been with Wells Fargo Clearing since 2021 and previously worked at Wells Fargo Bank, N.A. from 2017. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and based on modern portfolio theory, with an investment menu that includes insurance-related vehicles and bank deposit sweep options alongside traditional products.

Adriana Navarro Gonzalez is a CFA® charterholder with nine years of industry experience, currently serving as a financial advisor at J.P. Morgan Securities. She has worked at J.P. Morgan Securities LLC and J.P. Morgan Chase Bank since 2017, and previously held positions at Banco Santander in Mexico from 2015 to 2017. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework when recommending strategies.

Eduardo Alfonzo Paredes is a financial advisor at J.P. Morgan Securities with five years of industry experience. He holds a Series 66 designation and has held positions at Morgan Stanley, Wellington Management Company, and Santander Private Banking International. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when making investment recommendations.

Odalys Visbal is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and 22 years of industry experience. She has been with J.P. Morgan Securities since 2012 and also works at JPMorgan Chase Bank, N.A. since 2024. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, delivering customized asset-allocation advice and investment manager searches through its Institutional Consulting Services program. The firm combines quantitative modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies.