Meghan Carufe is a financial advisor at Morgan Stanley with seven years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley and its private bank since 2012, with prior experience at Equis Insurance. Meghan is based in Palm Beach, FL. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm provides comprehensive financial planning and manages approximately $2.74 trillion in client assets.

Ryan Rudnet is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. Prior to joining Fidelity, he worked at the Florida State University Foundation and OS2 Corp, and was involved with The Tally Strip. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and managed funds.

Jason Zitter is a financial advisor with UBS Financial Services in Palm Beach Gardens, FL, holding a Series 66 designation and 15 years of industry experience. He has been with UBS since 2010, including his role at UBS Bank USA. Outside of his advisory work, he serves on the school board and finance committee for Rosarian Academy in West Palm Beach. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, using proprietary capital market assumptions and research to tailor plans and portfolio management to clients’ goals and risk tolerances. The firm combines institutional trading capabilities with wealth management services and offers a broad range of capital markets and financial planning solutions.

Christopher Damante is a CFP® and ChFC® professional with 32 years of experience in the financial services industry. He has been with UBS Financial Services in West Palm Beach, FL since 2012. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor strategies to clients' goals and risk tolerances.

Kristina Bergman is a financial advisor with Mass Mutual Investors Services in West Palm Beach, FL, holding Series 63 and Series 65 licenses and bringing 12 years of industry experience. She previously worked at MetLife Securities and has been with MassMutual and its affiliated firms since 2016. Outside of her advisory role, she operates an insurance agency focused on life, fixed annuities, disability, long-term care, and health insurance products. MassMutual Investors Services, a subsidiary of MassMutual, provides financial planning and investment advisory services to individuals, business owners, trusts, estates, charitable organizations, and employers, utilizing firm-approved analytical tools and offering a range of asset management and educational programs.

Branden Schiralli is a financial advisor with Mass Mutual Investors Services in North Palm Beach, FL, holding Series 63 and Series 66 licenses and possessing 21 years of industry experience. He previously worked at MetLife Securities Inc. before joining Mass Mutual Investors Services in 2017. Outside of advisory work, he serves as president of the Cardinal Newman High School Crusaders Varsity Club, where he organizes events and manages alumni engagement. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using firm-approved software to analyze client goals and recommend investment strategies.

Lee Weinstein is a financial advisor with Mass Mutual Investors Services and holds the ChFC® designation and Series 63 license. He has 35 years of industry experience, having worked extensively at Northwestern Mutual in various capacities from 1989 to 2022 before joining Mass Mutual Investors Services in 2022. Outside of his advisory role, he owns two insurance-related businesses that focus on life, fixed annuities, disability, long-term care, and health insurance products. Mass Mutual Investors Services, a subsidiary of MassMutual, provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, goal-based financial planning supported by analytical tools, with implementation services offered through separate brokerage or insurance arrangements.

Catherine Mc Dermott is a financial advisor at UBS Financial Services with eight years of industry experience. She previously worked at Wells Fargo Private Bank for 14 years. Mc Dermott serves as a board member of The Glades Academy, a non-profit public charter school in Pahokee, Florida. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and delivers advisory solutions tailored to clients’ goals and risk tolerances.

Paul Maizes is a CFP®-certified financial advisor with 36 years of industry experience. He is currently with LPL Financial, joining in 2026 after previously working for Kestra Advisory and Kestra Investment Services. Maizes also holds the Certified Divorce Financial Analyst (CDFA) designation and provides consulting to help individuals understand the financial implications of divorce. LPL Financial is a national broker-dealer and registered investment adviser offering advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a wide range of investment solutions including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Michael Gara is a financial advisor with RBC Capital Markets in Wellington, FL, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has worked at City National Bank and UBS Financial Services prior to his current roles. Outside of his advisory work, he is a partner and treasurer at Hickory Run Farm, an agricultural and livestock business focused on boarding and lesson horses, and serves as a board member for a homeowners association in Florida. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a range of clients including individual investors, institutional clients, and charitable organizations. The firm offers customized advisory programs that combine in-house and third-party investment managers, providing both discretionary and non-discretionary portfolio management and financial planning services.

Brian Rapp is a financial advisor at Raymond James Financial with six years of industry experience. He holds the Series 66 designation and has worked at multiple firms, including M Holdings Securities, Inc. and Greenberg & Rapp. Rapp has also served in non-investment roles related to insurance sales and financial advisory activities. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning using analytical tools and supports clients through advisory programs and institutional consulting.

Noah Milling is a financial advisor at Morgan Stanley with five years of industry experience. He holds a Series 66 designation and has worked previously at Goldman Sachs & Co. LLC, The Ayco Company, PNC Bank, and Northwestern Mutual. Milling is based in Palm Beach, Florida. Morgan Stanley Wealth Management serves individuals and institutional clients by providing a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and research.

John Katsigiorgis is a financial advisor with Wells Fargo Clearing in Palm City, FL, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. He has been with Wells Fargo Clearing since 2016. Outside of his advisory role, he co-administers an investment-related activity for his father. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary solutions. Their advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among their investment offerings.

David Kustra is a financial advisor at Wells Fargo Clearing with 18 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at various Wells Fargo entities since 2011. Outside of his advisory role, he is the owner and artist of an art and photography business based in Palm Beach Gardens, FL. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes insurance-related vehicles and bank deposit sweep options among its investment offerings.

Charles Kramer is a financial advisor with Wells Fargo Clearing in Palm Beach Gardens, FL, holding Series 63 and Series 65 licenses and having 41 years of industry experience. He previously worked at Morgan Stanley, Citigroup Global Markets, and UBS Financial Services. Kramer has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm combines in-house research with third-party analytics to evaluate investment options and provides both brokerage and advisory solutions.

Blenda Leon is a financial advisor at Merrill with a Series 66 designation and five years of industry experience. Her prior work includes roles at Bank of America and Continental National Bank, among others. Outside of advising, she works as an independent contractor for Instacart and Survey Merchandiser, engaging in grocery delivery and retail services gigs. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, and institutional investors.

Sarah Chambers is a Series 66 licensed financial advisor with three years of industry experience. She is currently with UBS Financial Services, where she has worked since 2023. Her prior experience includes roles at Wells Fargo Clearing and various positions in the retail sector. UBS Financial Services Inc. serves individual, corporate, and institutional clients with a range of brokerage and investment advisory services. The firm combines institutional trading capabilities with wealth management offerings, using proprietary research and model-based asset allocations to tailor client plans.

Connor D'orio is a financial advisor at Charles Schwab with seven years of industry experience. He holds a Series 66 designation and has worked at Charles Schwab since 2018, including time at Charles Schwab Bank. Prior to joining Schwab, he worked at Sprint and attended the University of Central Florida. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a range of advisory, brokerage, custody, and cash-sweep services, combining non-discretionary advisory relationships with access to discretionary separately managed accounts and an alternative-investment program.

Peter Lurier is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and 26 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC from 2009 to 2016. Outside of his advisory role, he serves as a trustee for family investment-related matters. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related investment vehicles and bank deposit sweep options in its offerings.

Jay Beaulieu is a Series 66-credentialed financial advisor with Wells Fargo Clearing, where he has worked since 2016. He has 27 years of industry experience. Outside of his advisory role, he has a minority ownership interest in a platform that helps shoppers find the best sports and concert ticket prices. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. It manages approximately $671 billion in assets with more than 14,000 financial advisors and offers both brokerage and advisory solutions.