Jacqueline Von Schulenburg is an International Wealth Advisor at Merrill Lynch Wealth Management. She joined the firm in 2021 and is fully registered, supporting clients with their financial management and investment needs. Jacqueline holds a high school diploma from CUM Centro Universitario Mexico and an associate's degree from the CBM School of Business. She is designated as a Personal Investment Advisor (PIA). She works alongside her father, Manuel H von Schulenburg, leveraging their combined expertise to serve corporate executives, business owners, and their families, focusing on navigating financial markets and international regulations. In her personal time, Jacqueline is involved in family activities such as boating, water sports, and bicycle riding.

Yoshia Hence is a financial advisor with Cetera, holding the ChFC® designation and Series 63 and 66 licenses, with 11 years of industry experience. Prior to joining Cetera, he worked at Foresters Financial and had roles at Lyft and Uber. He serves as the alumni chapter secretary for the University of Alabama National Alumni Association in San Antonio. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, corporate, retirement plan, charitable, and institutional clients through a nationwide network of independent advisors. The firm provides portfolio management, financial planning, retirement services, and access to third-party money managers, operating a multi-manager platform with diverse program options and custodial relationships.

Amanda Collins is a CFP® with seven years of industry experience, currently affiliated with Wells Fargo Clearing since 2016. She holds a Series 66 license and serves as a notary public in Victoria, TX. Collins is also a co-owner of Collins Cottages LLC, a business involving rental property management. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute.

Michael Gulker is a financial advisor with Cetera who holds Series 63 and Series 66 licenses and has 12 years of industry experience. His prior roles include positions at Foresters Financial Services and Kestra Advisory. Outside of his advisory work, he serves as an assistant hitting instructor at Batting Lanes 210. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a range of portfolio management and consulting services delivered via a multi-manager platform with access to affiliated and third-party managers and diverse program structures.

Jacob Kidd is a financial advisor at Charles Schwab with six years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Sanford C. Bernstein & Co. LLC, Hilton Hotels, and Three Part Advisors, LLC. Kidd is based in San Antonio, TX. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers both non-discretionary investment guidance and access to discretionary separately managed accounts, combining a large-scale, integrated structure with a range of advisory and custodial services.

Jeffrey Bowers is a financial advisor with Morgan Stanley in San Antonio, TX, holding a Series 66 designation and nine years of industry experience. Prior to joining Morgan Stanley in 2021, he spent five years with JPMorgan Securities LLC. Morgan Stanley Wealth Management serves individual and institutional clients with a broad range of advisory programs, including tailored financial planning that incorporates firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-sponsored financial planning services.

Kelly Kerr is a financial advisor with RBC Capital Markets in San Antonio, TX, holding Series 63 and Series 65 credentials and with 26 years of industry experience. She has been with RBC Capital Markets since 2014. Outside of her advisory role, Kerr is the owner and passive partner of an auto finance business and serves as a committee member of The Nonprofit Council in San Antonio, supporting local 501(c)(3) organizations. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers a variety of advisory programs with tailored investment strategies implemented through a combination of in-house and third-party managers.

Charles Morales is a financial advisor at Morgan Stanley in San Antonio, TX, with 24 years of industry experience. He has held positions at Morgan Stanley since 2022 and previously worked at Wells Fargo Clearing and Wells Fargo Advisors. He holds Series 63 and Series 66 licenses. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a range of advisory programs, including financial planning that utilizes structured discovery conversations and planning tools.

Michael Cullipher is a financial advisor with Charles Schwab, holding Series 63 and Series 65 licenses and with 14 years of industry experience. His prior roles include positions at USAA Financial Advisors and Usaa Investment Management Company. He is currently based in San Antonio, TX. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, utilizing multi-asset model portfolios and centralized operational support.

Joshua Zimmer is a financial advisor at Charles Schwab in San Antonio, TX, holding Series 63 and Series 65 licenses with 12 years of industry experience. His prior roles include positions at Victory Capital Advisers, Fis, and USAA Financial Advisors. Charles Schwab serves primarily high- and ultra-high-net-worth clients through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, combining non-discretionary advice with access to affiliated discretionary SMA portfolios and a structured alternative investment platform.

Jason Parker is a financial advisor at Mass Mutual Investors Services with 25 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Mass Mutual Investors Services since 2017 and MetLife Resources from 2006 to 2017. Outside of his advisory role, he is a partner in a family LLC formed to sell inherited land. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser offering financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm uses firm-approved software to analyze client goals and provides recommendations through ongoing, collaborative planning engagements.

Christopher Belsjoe is a financial advisor at Merrill with Series 63 and Series 65 credentials and 10 years of industry experience. He has held positions at Bank of America, USAA Investment Management Company, USAA Financial Planning Services, USAA Financial Advisors Inc, and CitiBank. He is based in San Antonio, TX. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Samuel Ribak is a financial advisor with Equitable Advisors in San Antonio, TX, holding the PFS™ designation along with Series 63 and 66 licenses. He has 33 years of industry experience, including 24 years at Equitable Advisors and 18 years at AXA Advisors, LLC. Ribak also operates a tax preparation practice outside of securities trading hours. Equitable Advisors serves individuals, pension and profit-sharing plans, corporations, and charitable organizations with financial planning, retirement plan consulting, and various asset-management programs. The firm delivers advice through a network of Investment Adviser Representatives and third-party asset managers, focusing on tailored investment solutions without sponsoring its own wrap fee program.

Lisa Reyes is a Series 66-licensed financial advisor with Merrill in San Antonio, TX, where she has worked since 2006. She has 11 years of industry experience. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Justin Horsman is a financial advisor with Cetera, holding a Series 66 credential and two years of industry experience. He has worked at multiple Cetera entities since 2023 and is involved with Aspect Wealth Management in a client services role. Outside of his advisory work, Horsman serves as an executive board member and secretary for FEAST, a nonprofit focused on education, and volunteers as an executive board member for TeenPact Leadership Schools. Cetera Investment Advisers LLC is a nationwide SEC-registered advisory firm serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with a range of portfolio management and consulting services, accommodating various investment strategies and program structures across a large network of advisors.

Ivan Galindo is a CFP® and ChFC® with 26 years of experience in the financial services industry. He is currently with Charles Schwab in San Antonio, TX, where he has worked since 2021. Prior to Schwab, he held various roles at USAA, including positions in financial planning and investment services from 2007 to 2021. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by multi-asset model portfolios, due diligence on alternative investments, and centralized custody and operational functions.

Robert Shefelton is a financial advisor with LPL Enterprise in San Antonio, TX, holding Series 65 and Series 63 licenses and bringing one year of industry experience. His prior roles include positions at Northwestern Mutual and Keller Williams, along with an eight-year tenure at SmartWay Transportation. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, and corporate and charitable entities through its network of investment adviser representatives. The firm employs a model-driven investment approach with access to third-party asset managers and offers various financial planning, insurance, and trust services.

Karen Rader is a Series 66 licensed financial advisor with Edward Jones in San Antonio, Texas, and has 14 years of experience at the firm. She has no reported external business activities with responsibilities. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a broad range of advisory programs and affiliated investment offerings.

Bella Hampton is a financial advisor with Morgan Stanley in San Antonio, TX, holding Series 63 and Series 65 credentials and bringing 10 years of industry experience. Her prior roles include positions at Charles Schwab Bank, Charles Schwab & Co., USAA Investment Management Company, and USAA Financial Advisors. Outside of finance, she is involved in photography through her sole proprietorship, Bella Hampton Photography, and is a stakeholder in Element Luxury Fitness, LLC. Morgan Stanley Wealth Management serves both individual and institutional clients, providing tailored financial planning and a variety of advisory programs. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by proprietary tools and market analyses.

John Shaffer III is a financial advisor at Edward Jones in San Antonio, TX, holding Series 63 and Series 66 designations with 32 years of industry experience. He has been with Edward Jones since 1993. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets with a large network of financial advisors and branch offices nationwide, offering a range of investment advisory programs and affiliated financial services.