Jon Greulich is a financial advisor at Independent Financial Group, LLC with 26 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Principal Securities, Bb&T/John Burman Insurance, and BWood Insurance Services, where he currently sells employee benefits plans and works with group health plans. Independent Financial Group, LLC is a dual-registered broker-dealer and SEC-registered investment adviser serving individuals, charities, corporations, and plan sponsors. The firm offers brokerage, portfolio management, financial planning, and retirement plan services through a national network of Investment Adviser Representatives, utilizing multiple advisory programs and third-party asset managers.

Alexander Urbanek is a CFP® professional with four years of industry experience. He is currently with Cerity Partners LLC and previously worked at Von Berge Wealth Management Group, LLC and Mariner Wealth Advisors. Urbanek is based in San Diego, CA. Cerity Partners is an SEC-registered investment adviser serving a diverse client base that includes individuals, families, trusts, corporations, charitable institutions, foundations, and other institutional investors. The firm offers a range of services including investment management, financial planning, tax and insurance support, and access to alternative and private-market investments, with a focus on customized, diversified asset allocation and private market programs for qualified clients.

Karan Dang is a financial advisor with Commonwealth Financial Network, holding a Series 66 designation and nine years of industry experience. He previously worked at Bank of America and Merrill from 2015 to 2021 before joining Commonwealth and Longwave Financial, LLC in 2021. Outside of finance, he owns and operates the Unimpressed Club, a music recording and production business based in Yorba Linda, CA. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm provides a range of advisory programs and support services, including discretionary model portfolios and personalized investment solutions, while enabling advisors to manage client portfolios using a broad selection of securities and insurance products.

Gregory De Palma is a CFP® with 12 years of industry experience, currently serving at Empower Advisory Group. He has previously worked at Personal Capital Advisors and joined Empower in 2023. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, offering integrated services tied to Empower’s recordkeeping and administrative platforms. The firm emphasizes long-term portfolio returns and annual rebalancing through proprietary and third-party methodologies.

Isabel Quinn is a financial advisor at Cerity Partners LLC with one year of industry experience. She holds a Series 65 designation and previously worked at Private Wealth Partners, LLC. Outside of her advisory role, she has experience with Some Like It Hot Yoga & Boutique and has a background connected to Marin Country Club and the University of Oregon. Cerity Partners provides customized wealth management and related services to a broad national client base, including high-net-worth individuals, families, trusts, business entities, and institutional investors. The firm employs tailored asset-allocation, manager selection, and proprietary quantitative screens to build client portfolios, alongside offering private-markets investments and affiliated pension consulting and insurance services.

Barbara Meyers is a CFP®-certified financial advisor with 42 years of industry experience. She is currently with PlanMember Securities Corporation and MPD Wealth, having previously worked with WestPark Capital, Woodbury Financial Services, and Crown Capital Securities. Meyers has been an independent contractor at Meyers Financial Group since 1977, where she offers fixed annuities and fixed life insurance. She also serves as a board member of the nonprofit Women of Temple Bat Yahm. PlanMember Securities Corporation provides retirement-plan advisory services to employers and plan participants, acting as an ERISA Section 3(38) fiduciary for many plans. The firm offers participant-level investment options and supports plan sponsors and participants through education, personalized planning, and counseling, utilizing a top-down strategic asset allocation framework and risk-based mutual fund portfolios.

Nancy Rhew is a Certified Financial Planner (CFP®) with 32 years of industry experience. She has worked at Independent Financial Group, LLC since 2007 and previously spent five years at Kingsroad Financial Insurance Services Inc. In addition to her advisory role, she owns a marketing DBA called Financial Chapters and is a licensed insurance agent in California. Independent Financial Group, LLC is a dual-registered broker-dealer and SEC-registered investment adviser serving individuals, charities, corporations, and plan sponsors. The firm offers a range of brokerage, portfolio management, financial planning, and retirement services through a national network of advisors and utilizes multiple investment platforms and third-party managers.

Michael Acio is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 66 designations and bringing 24 years of industry experience. He has worked at Commonwealth since 2020 and previously held roles at several firms including Independent Financial Group and CUSO Financial Services. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm provides a range of advisory programs and services, including wealth management and retirement plan consulting, supported by operations, trading, technology, and compliance resources.

Steven Honeyfield is a financial advisor with Valic Financial Advisors in San Diego, CA, holding Series 63 and Series 65 credentials and bringing 25 years of industry experience. He has been with Valic Financial Advisors since 2003. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, consulting, and brokerage services, utilizing Envestnet-developed UMA models to construct client portfolios.

Jake Cohen is a financial advisor at Creative Planning with eight years of industry experience. He holds a Series 66 designation and has worked at Highcrest Capital, BANK of AMERICA, Merrill, and Permanent Value Inc. prior to joining Creative Planning. Creative Planning provides wealth management, financial planning, and retirement-plan advisory services to a diverse client base, including high-net-worth individuals and institutional clients. The firm employs a financial-planning-led approach that emphasizes low-cost indexing and buy-and-hold strategies for long-term goals, supplemented by tax-loss harvesting, individually managed strategies, and selective private market exposure.

Robert Ducey is a CFP® and holds a Series 65 license with six years of industry experience. He currently works at Creative Planning, where he has been since 2022. His prior experience includes roles at WipFli Financial Advisors, IWP Wealth Management, and Colorado Financial Management. Creative Planning offers wealth management, financial planning, and retirement-plan advisory services to a wide range of clients, including high-net-worth individuals, pension plans, trusts, and corporations. The firm employs a financial-planning-led investment approach, utilizing low-cost indexing, buy-and-hold strategies, and selective private market exposure while providing institutional and retirement plan services.

Keith Willerman is a financial advisor with Eagle Strategies (New York Life) based in San Diego, CA, holding CFP® and ChFC® designations and over 38 years of industry experience. He has worked at Eagle Strategies since 1999 and has additional experience with NYLife Securities and New York Life Insurance Company dating back to 1987. Outside of his advisory role, he is an owner and advisor in a business called VaxProud, supporting his son’s entrepreneurial venture. Eagle Strategies serves a diverse client base including individuals, institutional investors, and plan sponsors, providing financial planning, investment management, and retirement plan advisory services. The firm offers multiple program types and emphasizes tailored recommendations, with the majority of assets managed on a non-discretionary basis.

Andrew Ferrette is a CFP® and holds a Series 63 license with 12 years of industry experience. He currently works at Creative Planning, where he has been since 2021. His prior roles include positions at Reilly Financial Advisors and Calton & Associates. Creative Planning provides wealth management, financial planning, and retirement-plan advisory services to individuals—including high-net-worth and ultra-affluent clients—as well as pension plans, trusts, foundations, and corporations. The firm employs a financial-planning-led investment approach that incorporates low-cost indexing, buy-and-hold strategies, and selective private market exposure, managing approximately $295.6 billion in client assets.

Patrick Wynne is a CFP® with 10 years of industry experience, currently serving as a financial advisor at Mercer Global Advisors Inc. since 2021. His prior roles include positions at Epstein and White Financial LLC, Centaurus Financial Inc., and Tremblay Financial Services. Mercer Global Advisors provides investment advisory and planning services to a diverse client base that includes individuals, high-net-worth families, small business owners, corporate plan sponsors, foundations, and nonprofit organizations. The firm’s investment approach is based on Modern Portfolio Theory and focuses on globally diversified, risk-appropriate portfolios using low-cost index vehicles and multi-factor strategies.

Christopher Barber is a financial advisor at Commonwealth Financial Network with 14 years of industry experience. He holds the Series 66 designation and has been with Commonwealth Financial Network since 2007, with a brief tenure at Unidine Corporation from 2017 to 2018. Barber is based in San Diego, CA. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and hundreds of thousands of clients. The firm offers a broad adviser-support platform including managed-account programs, third-party asset manager access, and retirement consulting, managing roughly $212.7 billion in client assets.

Fermin Mesina is a financial advisor at OSAIC Institutions, INC. with 23 years of industry experience. He holds a Series 66 designation and has worked with Infinex Investments, Inc. since 2017 and First Bank since 2016, along with a brief tenure at First Brokerage America, LLC. In addition to his advisory roles, he serves as a Senior Consultant at USMX Financial Group, focusing on property and casualty insurance and estate plan coordination. OSAIC Institutions, Inc. is an SEC-registered adviser serving individuals, retirement plans, trusts, estates, and corporate clients through a network of investment adviser representatives. The firm employs a hybrid adviser/broker-dealer model, providing both discretionary and non-discretionary services, with access to alternative investments and lending solutions.

Paul Gugger is a financial advisor with United Planners Financial Services of America, holding a Series 66 designation and 25 years of industry experience. His prior roles include positions at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, Securities America, and Arbor Point Advisors. United Planners Financial Services is a national wealth-management enterprise serving a diverse client base that includes individual investors, retirement plans, corporations, trusts, estates, and institutional clients. The firm offers advisory and brokerage services through independent representatives and uses a variety of custodians and third-party managers, with a large portion of assets managed on a non-discretionary basis.

Freda Fiedler is a financial advisor with Integrated Wealth Concepts LLC in La Jolla, CA, holding four years of industry experience. She is also a CPA with Duffy Kruspodin, LLP, where she has worked since 2004. Integrated Wealth Concepts LLC serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent financial advisors. The firm offers discretionary investment management, financial planning, and family office services with customized portfolios primarily using mutual funds, ETFs, equities, and fixed income, employing a long-term approach combined with shorter-term trades for rebalancing or cash needs.

David Vallerga is a financial advisor at VOYA Financial Advisors, Inc. with 20 years of industry experience. He holds the Series 66 designation and has worked at Voya since 2018. Prior to that, he was with Massachusetts Mutual Life Insurance Company and MML Distributors, LLC from 2013 to 2018. VOYA Financial Advisors, Inc. offers investment advisory, brokerage, financial planning, and retirement plan services to a diverse client base including individuals, charitable organizations, corporations, and plan sponsors. The firm utilizes a combination of model portfolios and manager-driven investment sleeves, providing both discretionary and non-discretionary programs alongside an active broker-dealer distribution model.

Brett Keener is a CFP®-certified financial advisor with 24 years of industry experience, currently associated with Primerica Advisors and Park Avenue Securities. He has worked with Guardian Life Insurance Company since 2015 and holds Series 65 and Series 66 licenses. Keener is also licensed to sell insurance products beyond Guardian Life. Park Avenue Securities serves a diverse retail client base, offering both brokerage and advisory services along with financial and retirement planning. The firm employs a variety of investment strategies through proprietary and third-party platforms, managing approximately $15 billion in assets with a large network of advisors.