James Vermillion II is a financial advisor at Charles Schwab with eight years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Charles Schwab since 2018, following a one-year tenure at TD Ameritrade. Prior to his financial services career, he held positions at The Home Depot and Western Governors University. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary SMA portfolios and offers a broad range of investment guidance supported by centralized custody and operational infrastructure.

Adrian Doss is a financial advisor with Charles Schwab, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He previously worked at TD Ameritrade from 2010 to 2022 before joining Charles Schwab in 2022. Outside of advisory work, he is a 50% partner in Copper Kettle Group LLC, a restaurant business where he oversees operations and strategic planning. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a combination of non-discretionary advisory guidance and access to affiliated discretionary managed accounts, supported by a centralized operational and supervisory structure.

Trevor Svehlak is a financial advisor with Charles Schwab & Co., Inc. He holds Series 63 and Series 66 licenses and has one year of industry experience. His prior work includes roles outside the financial sector, such as positions at SureStay by Best Western and Nordstrom, as well as engagements in full-time education. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management, delivering multi-asset model portfolios with strategic asset allocation and alternative investment options through its integrated structure.

Yongxing Sun is a financial advisor at Charles Schwab with Series 63 and Series 65 credentials and three years of industry experience. Prior to joining Schwab in 2026, he worked at Wells Fargo Bank and Wells Fargo Clearing Services. Outside of finance, he works as a part-time ride-share driver. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program and affiliated managed accounts. The firm offers both non-discretionary and discretionary investment management with integrated brokerage, custody, and advisory services.

Garrett Garza is a financial advisor at Charles Schwab with 11 years of industry experience. He has held his current position at Charles Schwab since 2014 and holds Series 63 and Series 66 credentials. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment guidance using multi-asset model portfolios and maintains a centralized operational structure supporting its large client base.

Melodie Smith is a CFP® professional with eight years of experience in financial advising. She currently works at Charles Schwab in Westlake, TX, where she has been since 2020. Prior to Schwab, she held roles at Securities America Advisors Inc., LPL Financial, Jal Dennis Group, and Consilium Wealth Advisory. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program and affiliated managed-account and financial planning services. The firm provides a combination of non-discretionary advisory and discretionary separately managed accounts, using multi-asset model portfolios and a centralized operational structure.

Sean Valadez is a CFP®, CFA®, and Series 66-licensed financial advisor with 18 years of industry experience. He is currently with Charles Schwab in Westlake, TX, where he has worked since 2021. Prior to Schwab, he held positions at Fidelity Personal and Workplace Advisors and Fidelity Brokerage Services. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory guidance and access to discretionary separately managed accounts, supported by a multi-asset model portfolio approach and centralized operational infrastructure.

Scott Blattner is a financial advisor with Edward Jones in Roanoke, Texas, holding Series 63 and Series 66 licenses and 28 years of industry experience. He has been with Edward Jones since 1998. Edward Jones is a wealth management firm serving over four million individual and institutional clients with a comprehensive range of advisory services, including discretionary and non-discretionary strategies, access to separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates a large network of financial advisors and branch offices nationwide.

Christopher Seil is a financial advisor with Charles Schwab and Co., Inc., holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. He previously worked at TD Ameritrade Institutional for 11 years. Outside of his advisory role, he serves as an adjunct professor of advanced data analytics at the University of North Texas and is a board member of Hope Cottage Pregnancy & Adoption Center. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance using multi-asset model portfolios and centralized operational infrastructure.

Nathan Mccray is a financial advisor at Fidelity with Series 63 and Series 66 licenses and three years of industry experience. His work history includes roles at Fidelity Investments since 2023 and prior experience at Froggie 5-0 and Texas Christian University. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction across mutual funds, ETFs, and ETPs. The firm also serves as a commodity pool operator, advises multiple registered investment companies, and employs advanced methodologies including AI in its investment process.

Kenneth Thorndyke is a financial advisor at Charles Schwab with Series 63 and Series 66 licenses and six years of industry experience. He has worked at Charles Schwab Bank, SSB and Charles Schwab since 2020 and was previously with Fidelity Brokerage Services, LLC from 2019 to 2020. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers multi-asset model portfolios with strategic asset allocations and periodic reviews.

Dianne Borgeson is a financial advisor with Charles Schwab in Westlake, TX, holding Series 63 and Series 66 licenses and six years of industry experience. Her prior work includes positions at Coffey & Singletary LLC, Positive Proof Inc, eTekhnos, SSR Lettermans, and Young Living. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering non-discretionary advisory services alongside access to affiliated discretionary separately managed accounts and alternative investment options. The firm combines a large-scale, integrated operational structure with centralized custody and order-routing services.

Laura Valliani is a financial advisor at Charles Schwab with 17 years of industry experience. She holds Series 63 and Series 66 registrations and has worked at Charles Schwab since 2017, following nine years at TD Ameritrade. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and employs a multi-asset model portfolio approach supported by centralized custody and operational infrastructure.

Nicholas Bertram is a financial advisor with Charles Schwab, holding Series 63 and Series 66 licenses and 13 years of industry experience. He worked at TDAmeritrade from 2012 to 2023 before joining Charles Schwab. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment options supported by a multi-asset model portfolio approach and centralized operational infrastructure.

Joe Graff is a financial advisor at Ameriprise in Fort Worth, TX, holding a Series 66 designation with nine years of industry experience. He has been with Ameriprise since 2017, following five years at Sysco Foodservices. Ameriprise offers a retirement-income planning service targeting individuals with significant investable assets, providing written recommendations on income, Social Security, and tax strategies. The firm uses a combination of research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary advice through a centralized consulting team.

Nicholas Rainone is a financial advisor at Charles Schwab with seven years of industry experience. He holds Series 63 and Series 66 licenses and has been with Charles Schwab since 2018. Prior to his financial services career, he worked at Barnes and Noble Booksellers from 2014 to 2018. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment solutions supported by centralized custody and operational infrastructure.

Xinran Liu is a financial advisor at Charles Schwab with eight years of industry experience. She holds Series 63 and Series 66 designations and previously worked at DriveWealth, LLC. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm’s investment approach combines non-discretionary guidance with access to discretionary separately managed accounts, utilizing multi-asset model portfolios and due diligence on alternative investments.

Shea Southers is a financial advisor with Charles Schwab & Co., Inc., holding Series 65 and Series 63 credentials and five years of industry experience. Before joining Charles Schwab in 2021, he held various roles including positions at Covenant Christian Academy and Mutual of Omaha. Shea also has experience working at Abilene Christian University over multiple periods. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary investment guidance and access to discretionary separately managed accounts, supported by a multi-asset model portfolio approach and centralized operational infrastructure.

Kent Walker is a financial advisor at Charles Schwab with nine years of industry experience. He holds the Series 63 and Series 66 licenses. His prior work includes roles at TD Ameritrade and The Prudential Insurance Company of America. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management using multi-asset model portfolios and centralized operational and supervisory arrangements.

Bart Jusinski is the Vice President Private Wealth Management Advisor at Fidelity Investments, a position he has held since 2025. He has been with Fidelity Investments since 2007, progressing through roles including Vice President Executive Planning Consultant, Vice President Regional Planning Consultant, Financial Consultant, Investment Representative, Fixed Income Representative, Investment Services Representative, and Financial Service Representative. Prior to joining Fidelity, Bart worked at Wells Fargo Bank as a Personal Banker and Business Banking Specialist. Bart holds insurance licenses in Arkansas and California. His approach to client service emphasizes understanding clients' goals and prioritizing their needs through a thorough and honest process. Outside of his professional life, Bart values his family and church, sharing a 21-year marriage with his wife and raising two daughters. He enjoys traveling, camping, theater, golf, beach activities, and spending time with family.