Julie Shen is a financial advisor with Independent Financial Group, LLC, holding a Series 66 designation and 14 years of industry experience. She has been with Independent Financial Group since 2015. Shen is a 50% owner of ENT Wealth Management, a marketing DBA, and is also a licensed California insurance agent offering various insurance products. Independent Financial Group, LLC is a dual-registered broker-dealer and SEC-registered investment adviser serving individuals, high-net-worth clients, charities, corporations, and plan sponsors. The firm offers brokerage, portfolio management, financial planning, and retirement plan services through a national network of Investment Adviser Representatives and utilizes multiple advisory programs and third-party asset managers.

Ching Wa Cova Mak is a financial advisor at HSBC Securities (USA) Inc. with four years of industry experience. She holds a Series 66 designation and has worked previously at Bank of America and Merrill. HSBC Securities offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations, with investment strategies developed in coordination with HSBC Global Asset Management and other affiliated providers. The firm’s offerings include client-directed and discretionary portfolios across various risk profiles and specialized programs such as the Offshore Spectrum for qualified non-resident aliens.

Christopher Puzio is a CFP®-credentialed financial advisor with 16 years of industry experience. He is currently affiliated with Commonwealth Financial Network and has prior experience at Wallick Wealth Management and LPL Financial. Puzio also engages in fixed insurance sales as a secondary business activity. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of nearly 2,900 advisors and a broad client base. The firm offers a comprehensive adviser-support platform that includes managed-account programs, access to third-party asset managers, retirement consulting, and custody services.

David Tse is a financial advisor with Focus Partners Wealth, LLC, holding a Series 65 designation and over 22 years of industry experience. He has worked at Churchill Management since 2000 and joined Focus Partners Wealth in 2025. Focus Partners Wealth serves individual, high-net-worth, family office, corporate, retirement plan, and institutional clients, offering a range of wealth management and financial services. The firm employs a long-term, tax- and fee-sensitive investment approach that combines fundamental and quantitative analysis with a diverse set of investment options and an extensive network of affiliated service companies.

Eric Heer is a financial advisor at Capital Group Private Client Services, Inc. in Los Angeles, CA, holding Series 65 and Series 66 licenses with 19 years of industry experience. He has worked at Capital Group Private Client Services since 2021 and previously at Capital Bank and Trust Company from 2016 to 2021. Capital Group Private Client Services, Inc. provides discretionary investment management primarily to high-net-worth individuals and charitable organizations, focusing on relationships with a minimum of $5 million in managed assets. The firm employs a multi-manager investment approach emphasizing fundamental research and long-term horizons, often utilizing affiliated pooled funds and separately managed account programs.

Amir Kryner is a CFP® with three years of industry experience currently working at Citigroup Global Markets. His prior experience includes roles at Bank of America, Merrill, and Psagot Investment House LTD. Based in Los Angeles, he has held positions across several major financial institutions. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and brokerage services. The firm employs multi-asset, multi-manager strategies with oversight committees and incorporates both discretionary and non-discretionary portfolios.

Patrick Duignan is a financial advisor with Money Concepts Capital Corp in Brea, CA, holding a Series 66 designation and bringing 15 years of industry experience. He has been with Money Concepts Capital Corp since 2010. Outside of his advisory role, Duignan is the owner of NorthPoint Tax, Wealth & Business Advisory, LLP, a tax preparation and business consulting firm. Money Concepts Advisory Service provides portfolio management, financial planning, and consulting to individuals, pension plans, trusts, charitable organizations, and corporations. The firm uses a combination of model portfolios, advisor-designed portfolios, and third-party sub-advisers, applying fundamental and technical analysis alongside modern portfolio theory to manage assets and offer a range of managed programs and account structures.

Tigran Basmadjyan is a financial advisor with Eagle Strategies (New York Life), holding Series 63 and Series 66 licenses and bringing 20 years of industry experience. He has worked with Eagle Strategies since 2012 and has been associated with New York Life and NYLIFE Securities since 2004 and 2005, respectively. Outside of advising, he is a passive investor in film production and a charitable technology venture aimed at assisting deaf individuals. Eagle Strategies serves individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services. The firm offers tailored advice through multiple program types and emphasizes a largely non-discretionary asset management approach, operating within an integrated New York Life affiliate structure.

Magaly Aguirre is a financial advisor with Eagle Strategies (NY Life) based in San Dimas, CA, holding Series 66 and Series 63 licenses and bringing 16 years of industry experience. She has been with Eagle Strategies since 2023 and also has over a decade of experience with NYLIFE Securities LLC and New York Life Insurance Company. Eagle Strategies serves a diverse range of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated advisors. The firm offers multiple program types tailored to client objectives, including non-discretionary asset management and advisory services tied to insurance and annuity products.

Timothy Higgins is a CFP® and PFS™ credentialed financial advisor with 13 years of industry experience. He is currently with Money Concepts Capital Corp and has held roles at Blue Palm Consulting and NorthPoint Tax, Wealth & Business Advisory, LLP, where he provides tax preparation and consultation. Outside of advisory work, he is involved in consulting through Blue Palm Consulting and participates in an investment club as an owner. Money Concepts Capital Corp is an enterprise firm with approximately 431 advisors managing $3.33 billion across about 14,700 clients. The firm serves individuals, pension and profit-sharing plans, trusts, charitable organizations, and corporations, offering a range of managed programs that include model portfolios, third-party sub-advisers, and both discretionary and non-discretionary account structures.

Michael Donato is a financial advisor at Citigroup Global Markets with six years of industry experience. He holds a Series 66 designation and has worked previously at Wells Fargo Clearing Services LLC and Wells Fargo Bank NA. He is based in Los Angeles, CA. Citigroup Global Markets Inc. serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and brokerage services. The firm employs multi-asset, multi-manager strategies and combines large institutional scale with specialized market roles, including research, security pricing, and derivatives activities.

Oscar Varela is a financial advisor with Transamerica Retirement Advisors, LLC, based in Los Angeles, CA. He holds Series 63 and Series 65 licenses and has 12 years of industry experience. Prior to joining Transamerica in 2018, he worked at Lockton Companies, Principal Securities, Cambridge Investment Research, and HUB International Investment Services. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners through managed advice programs and investment education services. The firm emphasizes asset allocation and retirement guidance, utilizing proprietary software and model portfolios provided by Morningstar Investment Management, and operates with a large client base focused primarily on non-discretionary assets.

Jonathan Ip is a financial advisor at Citigroup Global Markets with over three years of industry experience. He holds Series 63 and Series 65 credentials and has been with Citigroup since 2013. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a wide range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs and operates with institutional scale, including in-house research and roles as a swap dealer and futures commission merchant.

Kevin Savage is a CFP® with 23 years of industry experience, currently serving at D.A. Davidson & Co. since 2024. He previously worked at LPL Financial, LLC for 19 years. Outside of his advisory role, Savage serves on the investment committee of Hillsides, a nonprofit organization based in Pasadena, where he oversees and guides the management of the organization's investment assets. D.A. Davidson & Co. provides investment advisory and brokerage services to a diverse client base, including employer-sponsored retirement plans, individual and high-net-worth investors, charitable organizations, and corporate clients. The firm offers a range of services such as ERISA retirement plan advisory, wrap fee programs, equity research, and comprehensive financial planning, operating under the Advisers Act fiduciary standard and ERISA fiduciary duties.

Lin Lin is a financial advisor at Citigroup Global Markets with nine years of industry experience. Lin holds the Series 66 designation and previously worked at HSBC Bank USA, HSBC Securities USA, Bank of America, and Merrill. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs including discretionary and non-discretionary strategies. The firm integrates multi-asset, multi-manager approaches and operates with institutional scale, providing broker-dealer execution, custody services, and derivatives trading.

Angelica Betancourt is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 credentials and bringing 17 years of industry experience. She has been with Transamerica Financial Advisors since 2012 and is also involved in several business ventures, including Pro Services Rendered, LLC, Team Conquer Inc, GAV Property Management, LLC, and All For Janitorial Services Inc. Transamerica Financial Advisors provides investment advisory, brokerage, and retirement-plan services to a diverse client base, utilizing model portfolios and third-party money managers through multiple program platforms such as Transamerica ONE and the TFA365 Advisory Program.

Anson Chen is a financial advisor at GWN Securities Inc. with two years of industry experience. He holds the Series 66 designation and previously worked at Target and Tropicana Student Living. Outside of advising, he is involved in insurance sales and financial services through related registered representative roles. GWN Securities is an SEC-registered investment adviser and broker-dealer serving individual and business clients with discretionary managed accounts, financial planning, and access to third-party sub-advisers and model portfolios. The firm offers a range of managed-account programs and model portfolios, including traditional asset-allocation and legacy momentum-based strategies.

Daniel Butterly is a CFA® charterholder and holds a Series 63 license, currently serving as a financial advisor at TIAA-CREF with four years of industry experience. His prior roles include positions at RBC Rochdale, LLC and Wells Fargo. TIAA‑CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, and various entities, often serving clients with existing retirement plan relationships. The firm operates within a vertically integrated structure and provides both model-based and customized portfolio management under a fiduciary standard.

Dante Noffal is a financial advisor with Capital Group Private Client Services, Inc. He holds a Series 65 designation and has been with the firm since 2022. His prior work experience includes roles outside the financial industry, such as positions at California State University and Nozomi Sushi & BBQ. Capital Group Private Client Services, Inc. provides discretionary investment management primarily to high-net-worth individuals and charitable organizations, managing approximately $42.7 billion in assets. The firm focuses on long-term fundamental research and allocates client assets among affiliated pooled funds and separately managed account programs.

John Carlson is a financial advisor with Independent Financial Group, LLC, holding Series 63 and Series 65 designations and bringing 40 years of industry experience. He has been associated with Independent Financial Group and JLB Partners since 2010. Outside of his advisory role, Carlson operates Carlson Wealth Management, a DBA through which he provides investment brokerage services, and he is also licensed as a California insurance agent offering fixed insurance products. Independent Financial Group, LLC is a dual-registered broker-dealer and SEC-registered investment adviser serving individuals, high-net-worth clients, charities, corporations, and plan sponsors. The firm offers a range of advisory programs through its AccessPoint platform and third-party asset managers, with account management options that include discretionary and non-discretionary services.