Dewi Tan is a Series 66 licensed financial advisor with Merrill, based in Calabasas, CA, and has three years of industry experience. Dewi previously worked at T-Mobile from 2005 to 2022 before joining Merrill and Bank of America, N.A. in 2022. Merrill, in partnership with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Sterling Lane is a financial advisor with J.P. Morgan Securities in Ventura, CA, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. His prior work includes roles at Wells Fargo Advisors and TIAA-CREF. He serves as a board member of The 62nd & 65th Regiments Legacy Foundation, a nonprofit that manages scholarships for qualified Lincoln University students. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework. The firm delivers non-discretionary advice through a select group of Wealth Advisors.

Jesus Andrade is a financial advisor at Charles Schwab with a Series 66 designation and three years of industry experience. His prior work includes roles at JPMorgan Chase Bank, J.P. Morgan Securities, Merrill, and Bank of America. Andrade is based in Encino, CA. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by research and a formal alternative investment program.

Ronald Rubin is a CFP® professional with 37 years of industry experience, currently affiliated with LPL Financial. His prior experience includes roles at Grove Point Investments, Grove Point Advisors, and H. Beck, Inc. He also operates Ronald J. Rubin and Company, a Certified Public Accountant firm specializing in tax preparation and accounting. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by extensive research and technology tools.

Christian Iurato is a financial advisor at Osaic with nine years of industry experience. He holds Series 65 and Series 63 licenses and has previously worked at Cetera Advisors LLC, First Allied Advisory Services, and David Lerner Associates. In addition to his advisory role, he is licensed as an insurance agent with National Life Group, offering life insurance and annuity products. Osaic Wealth, Inc. serves a diverse client base that includes individual investors, institutions, and charitable organizations through a large network of affiliated advisors. The firm provides integrated brokerage and advisory services with an investment approach that employs asset-allocation tools, risk-tolerance assessments, and automated rebalancing across various asset classes.

Larry Zuckerman is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and over 27 years of industry experience. His prior roles include tenures at TCFG Investment Advisors, National Planning Corporation, and Morgan Stanley Dw Inc. He is also involved in insurance-related businesses, including ownership of an insurance agency. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services with a variety of investment strategies and platforms, supported by extensive operational tools and a large network of advisors.

Frank Rehhaut is a financial advisor at LPL Financial with 30 years of industry experience. He holds Series 65 and Series 63 licenses and has worked at firms including Ameriprise Financial Services, Kinecta Financial & Insurance Services, and Premier America Credit Union. Rehhaut serves as a board member of the North Valley Family YMCA. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management solutions supported by a large network of advisors and extensive operational resources.

Aline Padberg Rosen is a financial advisor at Charles Schwab with five years of industry experience. She holds Series 63 and Series 66 licenses. Her prior experience includes roles at Fidelity Brokerage Services, J.P. Morgan Securities, and JPMorgan Chase Bank. Outside of finance, she was involved with Dazzling Donuts. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm operates a large-scale, integrated wealth management platform combining non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and alternative investments.

Shahen Mansourian is a financial advisor with Primerica Advisors in Burbank, CA, holding Series 63 and Series 65 licenses and 28 years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 1996. Mansourian also receives compensation for referrals related to home security and automation products through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, which includes model-delivery strategies and a limited number of separately managed account options for individual and high-net-worth clients. The firm uses third-party asset managers and emphasizes a percentage-based, tiered wrap fee structure.

Susan Romaine is a financial advisor with UBS Financial Services in Sherman Oaks, CA, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. She has been with UBS Financial Services since 2014. Outside of her advisory role, she is the founder, treasurer, and a board member of a kitten rescue organization, where she is involved in fostering, event planning, and policy review. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management and offers a broad range of capital markets services.

Christopher Reddick is a Series 66 licensed financial advisor with Edward Jones in Burbank, CA, where he has worked since 2015. He has 10 years of industry experience. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, managing approximately $1.01 trillion in assets through a large network of financial advisors and branch offices nationwide.

Patrick Russo is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 44 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s IPS-driven advisory process is grounded in modern portfolio theory and includes a broader set of financial products than typical large institutional advisers, such as insurance-related vehicles and bank deposit sweep options.

Peter Rosenberg is a financial advisor at Morgan Stanley with 33 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2020, following five years at HSBC Securities (USA) Inc. and HSBC Private Bank. Outside of his advisory role, he is involved in property management. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs, including financial and estate planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by proprietary tools and methodologies.

Lillian Appleby is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 36 years of industry experience. She worked at UBS Financial Services from 1998 to 2006 before joining LPL Financial, where she has been since 2006. Appleby is also a co-founder and COO of Cryztal Prizm, a family business focused on e-commerce and innovative internet projects. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services, including access to third-party asset managers and model portfolios.

Elaine Habif is a financial advisor with Morgan Stanley in Sherman Oaks, CA, holding Series 63 and Series 65 credentials and possessing 42 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2009 and Morgan Stanley Private Bank, N.A. since 2015. Outside of her advisory role, she serves on the board of The Seeds of Change, a nonprofit focused on disaster relief and humanitarian efforts for children and youth. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutions, providing tailored financial planning supported by firm-approved tools and comprehensive asset management.

David Richardson is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and bringing 26 years of industry experience. He serves as president and part owner of Richardson & Co CPAs, a tax and accounting firm, and is involved in real estate sales and mortgage loan origination. Additionally, he acts as treasurer for the Los Robles Estates Homeowners Association. Cetera Investment Advisers LLC is an SEC-registered firm providing a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and retirement services to individual, corporate, charitable, and institutional clients nationwide. The firm offers a range of investment program options, including model portfolios, third-party managers, and bespoke strategies.

Sierra Lindman Marshall is a financial advisor at OSAIC with three years of industry experience. She holds a Series 66 designation and previously worked at Lincoln Financial Advisors Corporation and The Resource Group. Outside of her advisory role, she offers long-term care and traditional life insurance along with life settlements through Marshall Wealth Advisors. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisers, providing integrated brokerage and investment advisory services, financial planning, and access to third-party money managers. The firm utilizes asset-allocation tools and automated rebalancing to construct diversified portfolios across multiple asset classes.

Vanessa Manquero is a financial advisor at Merrill with 11 years of industry experience. She holds the Series 63 and Series 66 designations and has previously worked at JP Morgan Chase Bank and JP Morgan Securities LLC. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Nicholas Scottrussell is a financial advisor with Fidelity, holding Series 66 and Series 63 licenses and 12 years of industry experience. He has been with Fidelity Investments since 2016 and has worked with FIDELITY Personal and Workplace Advisors since 2018. Outside of his financial career, he performs as a guitarist and vocalist in a live band. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, employing a blend of fundamental research and quantitative analysis to construct model portfolios. The firm provides discretionary portfolio management, fund advisory, and delivers model portfolios to intermediary platforms.

Lucy Lu is a Financial Advisor with Merrill Lynch Wealth Management. In her role, she works closely with clients to understand their personal financial goals and develop strategies to pursue those objectives. Her areas of expertise include general investing, retirement planning, and saving for unexpected expenses. Lucy holds professional designations including Accredited Portfolio Management Advisor (APMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). She earned a Bachelor's Degree from the University of California Irvine. She communicates with clients in English, Mandarin, and Yue (Cantonese).