Christine Goldsmith is a Senior Financial Advisor and a partner of The CBC Group at Merrill Lynch Wealth Management. She has been in the financial services industry since 2000 and has been with Merrill since 2008. Christine focuses on financial planning and portfolio strategies for individuals and families, as well as corporate retirement and deferred compensation plans. She holds the Retirement Benefits Consultant (RBC) designation from Merrill and has earned several professional credentials, including the Chartered Retirement Planning Counselor™ (CRPC™), Certified 401(k) Professional® (C(k)P®), Certified Plan Fiduciary Advisor® (CPFA®), and Certified Divorce Financial Analyst® (CDFA®) designations. Christine works with corporate clients on retirement benefits, including plan design, investment selection, and providing education and support to participants and investment committees. She is passionate about assisting individuals and families through difficult life transitions, particularly in divorce financial analysis. Christine graduated from North Carolina State University with a Bachelor of Arts degree in Interdisciplinary Studies, focusing on law, political philosophy, and finance. Born in Charlotte, Christine returned there in 2000 and lives with her husband Eric and their three sons. In her spare time, she enjoys playing tennis, running, spending time with her family, watching youth soccer, attending football games, and traveling.

Christopher Mattina is a CFP® with 21 years of industry experience, currently serving as a financial advisor at J.P. Morgan Securities. He has been with J.P. Morgan in various roles since 2014. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering services on a non-discretionary basis.

Deborah Mc Nulty is a financial advisor at LPL Financial with 33 years of industry experience. She holds Series 63 and Series 65 designations and has worked with firms including Ally Invest Securities, Linden Thomas & Company, Zeus Financial, and Nathan Hale Capital. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services, utilizing both proprietary and third-party strategies delivered by a large network of investment adviser representatives.

Vincent Ratliff is a financial advisor at LPL Financial with 17 years of industry experience. He holds the Series 63 and Series 65 licenses and has previously worked at Bank of America, Merrill, PNC Investments, and M&T Securities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides financial planning, model portfolio programs, third-party asset management, and institutional platforms, utilizing a broad range of investment strategies and advisor-support tools.

Kyle Worthy is a financial advisor at Osaic Wealth, Inc. based in Charlotte, NC, with 21 years of industry experience. He holds Series 63 and Series 65 designations and previously worked for Signator Investors Inc for 13 years before joining Osaic in 2018. Outside of advisory work, Kyle is a photographer and owner of Kyle Worthy Photography. Osaic Wealth, Inc. serves a diverse range of retail and institutional clients through a large network of affiliated advisers and advisory platforms, offering integrated brokerage and investment advisory services with a broad selection of portfolio construction tools and third-party managed account solutions.

Kimberly Negre is a financial advisor with Equitable Advisors in Charlotte, NC, holding a Series 66 designation and five years of industry experience. She previously worked at Gerald Dry, PA for 15 years. In addition to her advisory role, she is involved with Alpha Omega Financial, LLC, operating as an accountant. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients. The firm employs a network of Investment Adviser Representatives and emphasizes matching clients to model portfolios and third-party managers, offering a range of investment options including mutual funds, ETFs, and alternative investments.

Anthony Burns is a CFP®-certified financial advisor with 28 years of industry experience. He is currently with Raymond James & Associates, where he has worked since 2021. Prior to that, he spent over a decade at Wells Fargo Advisors and Wells Fargo Clearing. He is based in Charlotte, NC. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing roughly $501 billion in assets. The firm serves a broad client base, including high-net-worth individuals, institutions, charitable organizations, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Maria Nguyen is a financial advisor at UBS Financial Services with one year of industry experience. She holds a Series 66 designation and previously worked at VCU Investment Management Company. Outside of her advisory role, she operates an online fitness coaching business. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm employs proprietary research and model-based asset allocations to tailor financial plans aligned with clients’ goals and risk tolerances.

Matthew Thibault is a financial advisor at Equitable Advisors with Series 66 credentials. He has been with the firm since 2026 and is based in Charlotte, NC. Prior to his current role, his work experience includes roles outside the financial industry ranging from university employment to positions in the service sector and law enforcement. Equitable Advisors serves a broad client base including individual investors, retirement plans, corporations, and charitable organizations. The firm provides financial planning, retirement plan consulting, and asset management through a network of Investment Adviser Representatives and utilizes third-party asset managers and advisory programs.

Jarrod Hileman is a financial advisor with Morgan Stanley in Charlotte, NC, holding Series 63, 65, and 66 licenses and possessing nine years of industry experience. Prior to joining Morgan Stanley in 2020, he worked at Edward Jones from 2018 to 2020 and was self-employed from 2010 to 2018. He is also a partner in a real estate-related business called House Your Credit based in Lancaster, South Carolina. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs including tailored financial planning that employs firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and integrates its investment insights through the Global Investment Committee and other affiliated entities.

Alissa Ilacqua is a Planning Consultant at Fidelity Investments, where she works with individuals and families to help them plan and manage their financial resources. Since joining Fidelity in 2023, she has held several roles including Financial Representative and Investment Consultant before assuming her current position in 2026. In her role as a Planning Consultant, Alissa focuses on empowering clients to take control of their financial future, aiming to enable them to spend their time on what matters most to them. Her experience spans financial representation, investment consultation, and comprehensive financial planning. Outside of her professional responsibilities, Alissa enjoys activities such as art, spending time at the beach, social events with friends, Pilates, reading, and playing softball.

Amanda Kennedy is a financial advisor with LPL Financial in Fort Mill, South Carolina. She holds a Series 66 designation and has nine years of industry experience. Her prior work includes three years at Wells Fargo Clearing and one year at Wells Fargo Advisors, LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management access, and institutional platforms, with advice delivered primarily through investment adviser representatives using a range of strategies and operational tools.

Sarah Cray is a financial advisor with LPL Financial in Fort Mill, SC, holding a Series 66 designation and 19 years of industry experience. Her work history includes two separate periods at LPL Financial and a brief tenure at Yoh Company. Outside of her advisory role, she owns a business called Created by Cray and participates in direct sales with Stampin' Up. LPL Financial is a national broker‑dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, and institutional platforms, supported by advanced operational tools and oversight of a large asset base.

Michael Mehltretter is a financial advisor at LPL Financial with six years of industry experience. He holds the Series 66 designation and previously worked at Innovative Discovery and Epiq Systems. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolios, and third-party asset management, supported by a large network of over 22,800 advisors.

Garrett Oakley is a CFP® professional with four years of industry experience currently at Oakley Private Wealth, an independent advisory firm. His prior experience includes roles at Alpha FMC, KPMG, EY, Northwestern Mutual, Betterment LLC, and Robert Baird & Co. He also holds Series 65 and Series 63 licenses. Oakley Private Wealth offers financial planning and portfolio management primarily to individual retail clients, including those with modest investable assets. The firm provides both hourly and ongoing advisory services, maintaining a deliberately small client base and integrates tax considerations into client portfolios.