Stephen Hutter is a CFP® professional with 22 years of industry experience, currently serving as a financial advisor at Vanguard Advisers in Charlotte, NC. His previous roles include positions at Blue Financial, LPL Financial, Cetera Investment Advisers, AXA Equitable, Santander Bank, and Voya Financial Advisors. Vanguard Advisers offers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach that employs Vanguard funds and ETFs. The firm manages a large client base through a combination of digital platforms and advisor teams.

Tyler Kaufman is currently a Planning Consultant at Fidelity Investments, where he works as a part of Wealth Management Teams to assist clients with their financial planning needs. He aims to provide a comprehensive experience by not only supporting financial planning but also serving as a resource and liaison for clients and their families to various areas of assistance available at Fidelity. Tyler has professional experience in financial services, having held positions as a Planning Consultant at Fidelity Investments since 2026, an Investment Consultant at Fidelity from 2024 to 2026, and a Financial Advisor at Edward Jones from 2023 to 2024. Outside of his professional work, Tyler's personal interests include cooking and baking, fitness, exploring food, attending social events with friends, golf, and spending time with pets.

Daniel Haller is a CFP® and holds a Series 66 license, with 15 years of industry experience. He has been with Edward Jones since 2011, working in their Charlotte, NC office. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, access to separately managed accounts, and affiliated mutual funds, and operates under a fiduciary standard.

Zachary Bagley is a financial advisor at Vanguard Advisers with two years of industry experience. He holds Series 63 and Series 66 licenses and has worked in various roles at Vanguard and The Vanguard Group since 2023. Prior to his advisory career, he was involved in roles at the University of Wisconsin system and operated a lawncare business. Vanguard Advisers provides both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to construct portfolios primarily from Vanguard funds and ETFs, offering tax-aware and customizable investment options.

Gabriela Hess is a financial advisor with Vanguard Advisers in Charlotte, NC, holding Series 63 and Series 65 licenses and 14 years of industry experience. She has been with Vanguard Advisers since 2018 and has prior experience at Plexus Worldwide. Aside from her advisory role, she is also involved in managing rental property investments. Vanguard Advisers offers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach. The firm manages a large client base through a combination of digital platforms and advisory teams, primarily using Vanguard funds and ETFs in its portfolios.

Derek Bostian is a CFP® professional with 10 years of industry experience, currently with Vanguard Advisers in Charlotte, NC. His prior roles include positions at AE Wealth Management, Advisory Alpha, and Two Waters Wealth Management. Vanguard Advisers offers automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to set personalized asset allocations across various savings goals.

Jerathen Tillman is a CFP® professional with 19 years of experience in the financial services industry. He is currently with LPL Financial and has held prior roles at Wells Fargo Advisors and Wells Fargo Clearing. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a broad range of advisory and brokerage services, including financial planning, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Oliver Bernhardt is a financial advisor with Vanguard Advisers in Charlotte, NC, holding Series 63 and Series 66 licenses and five years of industry experience. He is the owner of Bullish Graphics, a graphic design business based in Charlotte. Prior to joining Vanguard, Bernhardt held roles at the University of North Carolina at Charlotte, Central Piedmont Community College, Noble Food and Pursuits, and Elon University. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and constructs portfolios mainly from Vanguard funds and ETFs, offering a range of customization and tax-aware features.

Michael Reidy is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 credentials and possessing nine years of industry experience. He has been with Vanguard Advisers since 2019 and has worked within The Vanguard Group and Vanguard Marketing Corporation since 2017. Prior to joining Vanguard, he spent 16 years at the Cumberland County Sheriff's Office. Vanguard Advisers delivers automated and human-supported investment advice through its digital and personal advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach and manages portfolios mainly using Vanguard funds and ETFs, with a focus on scale and digital delivery.

Bryce Jackson is a financial advisor at Wells Fargo Clearing with a Series 63 designation and one year of industry experience. Prior to joining Wells Fargo, he worked at Great Wolf Lodge and Harris Teeter. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and employs over 14,000 financial advisors, offering both brokerage and advisory solutions.

Jonathan Lentz is a CFP®-designated financial advisor with Edward Jones in Huntersville, NC, where he has worked since 2007. He has 18 years of industry experience and holds a Series 66 license. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, managing approximately $1.01 trillion in assets through a large network of financial advisors and branch offices. The firm offers a range of advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Chelsea Carpenter is a financial advisor with Cambridge Investment Research Advisors and holds a Series 65 designation. She has been working in the industry since 2025, including roles at Cambridge Investment Research, Inc. and her own business, Equipped to Prosper, LLC. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, pension plans, charitable organizations, and retirement-plan sponsors. The firm offers financial planning, investment management, and retirement advisory services through a network of independent Financial Professionals using a variety of portfolio management strategies and platform arrangements.

Jaclyn Ashgrove is a financial advisor with Charles Schwab, holding Series 63 and Series 66 licenses and bringing nine years of industry experience. She has held roles at Charles Schwab and Wells Fargo Bank over her career. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers multi-asset model portfolios alongside alternative investment options.

Christopher Berardi is a financial advisor at Vanguard Advisers with three years of industry experience. He holds Series 63 and Series 66 licenses and has worked at several firms including LPL Financial and The Vanguard Group. Outside of his advisory work, he was involved with Habitat Charlotte Region for four years. Vanguard Advisers provides automated and human-supported investment advice through its digital and personal advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven investment approach with portfolios largely constructed from Vanguard funds and ETFs.

Christian Pipkin is a financial advisor with Vanguard Advisers in Charlotte, NC, holding Series 63 and Series 66 licenses and six years of industry experience. His career includes roles at The Vanguard Group, Inc. since 2021 and prior experience at Wells Fargo Clearing Services. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with proprietary models to create personalized portfolios primarily composed of Vanguard funds and ETFs.

Robert Mexcur is a CFP®-certified financial advisor with Vanguard Advisers, based in Charlotte, NC, and has 12 years of industry experience. He has worked with Vanguard Advisers since 2020 and has been associated with The Vanguard Group and Vanguard Marketing Corporation since 2013. In addition to his advisory role, he owns a rental property in Charlotte. Vanguard Advisers serves retail investors and participants in employer-sponsored retirement plans through a combination of automated and human-supported investment advice. The firm employs a goal-based, algorithm-driven approach utilizing proprietary models and constructs portfolios primarily from Vanguard funds and ETFs, offering a range of customization options.

Natalie Chotiner is a Financial Consultant at Fidelity Investments, where she focuses on delivering personalized financial planning services. She has served clients primarily in the Western North Carolina and Upstate South Carolina regions throughout her career. Natalie's professional experience includes roles at Fidelity Investments since 2021, progressing from Planning Consultant to Financial Consultant. She has also held positions as a Senior Financial Services Advisory Specialist at State Employees Credit Union, Senior Financial Advisor at Empower, and Support Advisor and Client Services Manager at Wells Financial Management, LLC. Outside of her professional work, Natalie has interests in cooking and baking, caring for pets, reading, and theater.

Zachary Fantini is a financial advisor at Vanguard Advisers in Charlotte, NC, holding Series 63 and Series 66 licenses with two years of industry experience. His prior work includes roles at Siemens Healthineers, Fromer Eye Centers, and J&A Medical Home Care. He also has experience in education with Lehigh University and Malvern Preparatory School. Vanguard Advisers provides automated and human-supported investment advice through its Vanguard Digital Advisor and Personal Advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach with portfolios constructed mainly from Vanguard funds and ETFs, supported by a large team of advisors managing a high volume of client relationships.

John Huang is a financial advisor at UBS Financial Services with five years of industry experience. He has previously worked at Credit Suisse AG and Cathay United Bank. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, employing proprietary capital market assumptions and model-based asset allocations to align investment plans with clients’ goals and risk tolerances.

Thomas Hill is a CFP® with 12 years of experience, currently serving as a financial advisor at Vanguard Advisers. He has been with The Vanguard Group and Vanguard Marketing Corporation since 2014. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to create personalized asset allocations, managing a large client base through a blend of digital platforms and advisor support.