Spencer Moody is a financial advisor with Vanguard Advisers based in Charlotte, NC. He holds a Series 66 designation and has five years of industry experience. His career includes roles at Vanguard Marketing Corporation, The Vanguard Group, and Northwestern Mutual. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary methodologies and mainly Vanguard funds and ETFs.

Kenneth Alexander is a financial advisor with Vanguard Advisers, holding a Series 66 designation and five years of industry experience. He has worked at Vanguard Advisers, Vanguard Marketing Corporation, and The Vanguard Group since 2021, following prior roles at Movement Mortgage and Northwestern Mutual. His background also includes experience outside finance, including involvement with the Down Syndrome Association of Greater Charlotte and Covenant College. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with proprietary methodologies to construct portfolios mainly from Vanguard funds and ETFs, supported by a large team and digital platform that manages a high volume of client relationships.

Anastasia Massiah is a CFP® with 19 years of industry experience, currently serving as a financial advisor at Vanguard Advisers in Charlotte, NC. She has spent her career primarily at The Vanguard Group, INC., with a notable prior role at Gold Canyon Candles. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach with portfolios largely composed of Vanguard funds and ETFs. The firm manages a large client base through a combination of digital delivery and a broad advisor team.

William Carr is a financial advisor at Vanguard Advisers with two years of industry experience. He holds Series 65 and Series 63 licenses. Prior to his current role, he worked at Trinity Wealth Securities, LLC and Florida Financial Advisors, LLC. Vanguard Advisers serves retail investors and eligible employer-sponsored retirement plan participants through a combination of automated and human-supported investment advice. The firm utilizes a goal-based, algorithm-driven approach to portfolio construction, primarily employing Vanguard funds and ETFs with features such as tax awareness and customization options.

Latasia Ingram is a financial advisor at Vanguard Advisers with four years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at Wells Fargo Clearing and Wells Fargo Bank, NA. Outside of her advisory role, she is involved in property management through LMI Properties, LLC. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to construct portfolios primarily from Vanguard funds and ETFs, offering a range of customization options and managing a high volume of client relationships through its digital delivery platform.

Derek Whitmire is a Certified Financial Planner® with 21 years of experience, currently serving at Vanguard Advisers since 2005. He holds the Series 63 license and is based in Charlotte, North Carolina. Vanguard Advisers provides both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to create personalized portfolios primarily composed of Vanguard funds and ETFs, serving a large client base through a digital platform supported by over 2,200 advisors.

Daniel Stafford is a CFP® with 18 years of industry experience and has been with The Vanguard Group, Inc. since 2007. He is based in Charlotte, NC and holds a Series 63 license. Vanguard Advisers provides both automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach, utilizing proprietary methodologies and primarily Vanguard funds and ETFs to construct personalized portfolios.

Larry Sparks is a financial advisor at Vanguard Advisers with one year of industry experience. He holds the Series 66 and Series 63 designations. His prior roles include positions at Morgan Stanley, E*Trade Securities LLC, and the US Border Patrol. Vanguard Advisers provides automated and human-supported investment advice through its Vanguard Digital Advisor and Personal Advisor services, serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach and manages portfolios primarily composed of Vanguard funds and ETFs.

Drake Dalton is a financial advisor with Vanguard Advisers, holding a Series 66 designation and four years of industry experience. His prior roles include positions at Fidelity Investments and various self-employed ventures. He has also worked in academic settings, including Utah Valley University and Brigham Young University. Vanguard Advisers provides automated and human-supported investment advice through its digital and personal advisor services, serving retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to construct portfolios primarily from Vanguard funds and ETFs, featuring tax-aware strategies and multiple customization options.

Andrew Venne is a financial advisor at Vanguard Advisers with 13 years of industry experience. He holds Series 63 and Series 66 designations and has been with Vanguard and its affiliated entities since 2011. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm combines algorithm-driven, goal-based portfolio construction with extensive use of Vanguard funds and ETFs, managing a large client base through a digital platform supported by over 2,200 advisors.

Mark Whitley is a financial advisor with Raymond James Financial in Concord, NC, holding a Series 66 designation and 24 years of industry experience. He has worked at Pinnacle Financial Partners since 2021 and previously held roles at Raymond James and Wells Fargo Advisors. Outside of his advisory role, he is an associate at Pinnacle Asset Management, where he manages client assets via discretionary portfolios. Raymond James Financial Services Advisors, Inc. serves a diverse client base, including individual investors, high-net-worth clients, pension plans, and institutional entities. The firm offers financial planning and non-discretionary investment consulting, emphasizing tailored financial plans and implementation support through various account types and outside managers.

Kristine Conroy is a Series 66-registered advisor with Vanguard Advisers, where she has worked since 2024. She has two years of industry experience, including roles at Vanguard Marketing Corporation and The Vanguard Group. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, using a goal-based, algorithm-driven approach with portfolios primarily composed of Vanguard funds and ETFs. The firm manages a large client base through a combination of digital platforms and advisor teams.

Michael Pasalich is a Vice President and Financial Consultant at Fidelity Investments, a role he has held since 2016. He began his career at Fidelity Investments as a Financial Representative in 2015, transitioning to an Investment Consultant position in 2016 before advancing to his current role. Michael works with a diverse client base that includes professionals, business owners, non-profits, and retirees. He focuses on building long-term relationships and helps clients navigate the complex and diverse world of investing through a clear and collaborative approach. Having lived and worked internationally, Michael brings a unique perspective and life experience to his role. Further details regarding his education, credentials, personal interests, or community involvement were not provided.

Carl Rodgers is a CFP®-certified financial advisor with 34 years of industry experience, currently affiliated with Raymond James Financial in Denver, NC. He has worked at Raymond James since 2011 and has been associated with Peoples Bank/Peoples Investment Services since 2014. Rodgers also acts as a power of attorney for a family member. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth and non-HNW clients, pension plans, charitable organizations, corporations, and municipal entities. The firm emphasizes non-discretionary financial planning and investment consulting, offering tailored recommendations supported by firm research and a broad affiliate network.

Mia Barnes is a financial advisor with Ameriprise in Huntersville, NC, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. She has worked at Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Ameriprise provides a retirement-income planning service designed for individuals nearing or in retirement who meet specific asset criteria, combining research, modeling, and tax-efficiency analysis to generate written recommendations. The firm serves a broad client base through advisory, brokerage, and insurance solutions typical of large institutional firms.

Eli Beisser is a financial advisor with Vanguard Advisers based in Charlotte, NC. He holds a Series 66 designation and has two years of industry experience. Prior to his current role, he worked at Strategic Wealth Capital and has experience at Virginia Polytechnic Institute and State University as well as Financial Designs. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and constructs portfolios mainly from Vanguard funds and ETFs.

Craig Doyon is a CFP® professional with 20 years of industry experience, currently serving at Vanguard Advisers since 2014. He holds a Series 63 designation and is based in Charlotte, NC. He is employed by The Vanguard Group, Inc., the parent company of Vanguard Marketing Corporation. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to create personalized portfolios largely composed of Vanguard funds and ETFs, with a focus on scalable digital delivery and tax-aware features.

Lorenzo Lemise is a CFP® professional with six years of experience in the financial industry, currently serving at Vanguard Advisers since 2020. His prior experience includes roles at Merrill Lynch and Randstad USA. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach with portfolios primarily constructed from Vanguard funds and ETFs.

Christopher Arcuri is a financial advisor with Morgan Stanley in Concord, NC, holding Series 63 and Series 66 licenses and bringing 21 years of industry experience. His prior work includes 15 years at TIAA-CREF and roles at E*TRADE Securities and E*TRADE Capital Management. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and strategies.

Gregory Luoni is a financial advisor at Vanguard Advisers with 38 years of industry experience. He holds Series 63, 65, and 66 licenses and has worked at The Vanguard Group, Inc. since 2010. Vanguard Advisers provides automated and human-supported investment advice through services like Vanguard Digital Advisor and Vanguard Personal Advisor, serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and offers portfolios primarily constructed from Vanguard funds and ETFs.