Edward Ramsey III is a financial advisor at Morgan Stanley with 17 years of industry experience. He has been with Morgan Stanley since 2017 and previously worked at Agecroft Partners, LLC for eight years. He holds Series 63 and Series 65 licenses. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services supported by structured discovery processes and firm-approved tools.

Amy Rice is a financial advisor with Wells Fargo Clearing in Richmond, VA, holding Series 63 and Series 65 designations and 21 years of industry experience. She has worked at Wells Fargo Advisors since 2016, preceded by roles at Morgan Stanley Private Bank and Morgan Stanley. Outside of her advisory role, she is involved in managing investment-related rental properties alongside her spouse. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets, serving clients through both brokerage and advisory solutions, with an investment approach grounded in research, analytics, and diversification principles.

James Powell is a financial advisor at Wells Fargo Clearing with 27 years of industry experience. He holds Series 63 and Series 65 designations and has previously worked at LPL Financial, Citizens and Farmers Bank, and FTB Advisors, Inc. Powell is also involved with C&F Wealth Management Corporation, a registered investment-related business. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a wider range of financial products, such as insurance-related vehicles and bank deposit sweep options.

Andrew Walker is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 credentials and 22 years of industry experience. He has been with Cambridge Investment Research Advisors since 2011. Outside of his advisory role, Walker serves as board president of Restoration Village in Richmond, VA. Cambridge Investment Research Advisors is a large SEC-registered adviser serving a diverse client base, including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through independent Financial Professionals, utilizing both proprietary and third-party strategies across various custody and platform arrangements.

Sheila Denzler is a Series 66-licensed financial advisor with Morgan Stanley in Richmond, VA, where she has worked since 2016. She has 23 years of industry experience. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a broad range of advisory programs, including tailored financial planning supported by structured discovery processes and advanced modeling tools.

Sharon Talarico is a financial advisor at Cetera with 39 years of industry experience. She holds Series 63 and Series 65 licenses and has worked with Cetera and its affiliates since 2021. Her prior experience includes roles at VOYA Financial Advisors and as an independent agent since 1986. She also operates as an independent insurance agent specializing in the sales of fixed insurance products. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services and operates a multi-manager platform with access to affiliated and third-party managers, supporting various program structures and custodial relationships.

Brian Ford is a financial advisor with RBC Capital Markets in Richmond, VA, holding Series 63 and Series 65 credentials and over 31 years of industry experience. He previously worked at City National Bank from 2020 to 2025. Outside of his advisory role, Ford serves on the boards of several organizations, including the Mt. Calvary Cemetery Association and the University of Richmond Estate Planning Advisory Council, and he is president of the board for the Trinity UMC Foundation. RBC Wealth Management serves individual and institutional clients with tailored portfolio management, financial planning, custody, and brokerage services. The firm offers a range of wrap fee advisory programs and integrates in-house and third-party investment managers, providing clients with customizable investment solutions.

George Paul III is a financial advisor with OSAIC, holding Series 63 and Series 65 licenses and having 31 years of industry experience. His prior roles include positions at Securities America Advisors, Securities America Inc., and Next Financial Group Inc. In addition to his advisory work, he sells life insurance through Pinnacle First Financial Group. OSAIC serves a diverse client base, including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, utilizing various investment tools and third-party solutions to construct portfolios across a broad range of asset classes.

George Gordon III is a financial advisor at Wells Fargo Advisors with 41 years of industry experience. He has worked at Wells Fargo Clearing and Wells Fargo Advisors LLC since 2009. Gordon serves as a board member of the Laurel Hill House Condominium Association and is involved in coaching with Richmond Volleyball and the Richmond Volleyball Club. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options including specialized services such as business-owner transition and sports and entertainment planning. The firm integrates advisory services with various financial products and referral channels.

Amber Benkert is a financial advisor with Wells Fargo Advisors, holding a Series 66 designation and four years of industry experience. Prior to joining Wells Fargo Advisors in 2022, she worked at Kohl's from 2020 to 2022 and at Manchester High School from 2016 to 2020. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that serves individuals, trusts, and institutional clients. The firm offers a broad range of investment and fee-based financial planning services, including specialized areas such as business-owner transition planning and special-needs analysis.

Dennis Throckmorton is a financial advisor at OSAIC with 38 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at OSAIC since 2024. His prior experience includes seven years with Securities America Advisors and Securities America Inc., as well as a long tenure with Next Financial Group Inc. outside of his advisory role, he is involved in the sales and servicing of insurance contracts. OSAIC Wealth, Inc. serves a diverse range of clients, including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services along with various portfolio management tools and third-party platforms, supporting both discretionary and non-discretionary investment accounts.

John Taitague is a financial advisor with Wells Fargo Advisors in Richmond, VA, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. His career includes extensive tenure at Wells Fargo Clearing and Wells Fargo Advisors LLC. Outside of his advisory role, he coaches U9 girls soccer in Midlothian, VA. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. The firm offers a wide range of planning solutions tailored to clients meeting certain net-worth criteria, utilizing proprietary research and tools to develop customized recommendations.

Michael Muldowney is a financial advisor with Cambridge Investment Research Advisors in Glen Allen, VA. He holds the CFP® designation and has 39 years of industry experience, including seven years with Lincoln Financial Securities Corporation prior to joining Cambridge in 2019. Muldowney also serves as Vice President at River City Financial and is involved in insurance sales. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse clientele that includes individual investors, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement advisory services through a network of independent advisors, utilizing proprietary and third-party model strategies with both discretionary and non-discretionary implementation options.

Lindsay Burnette is a financial advisor at Edward Jones with one year of industry experience. She holds the Series 66 designation and worked previously at Insurance Consultants of Virginia and Michael's Arts & Crafts. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a wide range of advisory programs and investment options. The firm manages over $1 trillion in assets and operates a large network of financial advisors and branch offices nationwide.

Hugh Carter is a financial advisor with OSAIC in Richmond, VA, holding Series 63 and Series 66 licenses. He has 23 years of industry experience, including ten years at Securities America Advisors, Inc. Carter also engages in life insurance sales and consulting, working with individuals and businesses on executive benefit plans. Osaic Wealth, Inc. serves a diverse range of clients, including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations, offering brokerage and advisory services with a variety of investment options and third-party solutions.

Jacob Wells is a financial advisor with Osaic who holds a Series 66 designation and has one year of industry experience. His background includes roles at Bankers Life and Northwestern Mutual. He is also involved in consulting clients on Medicare needs through a partnership role as an insurance agent. OSAIC Wealth, Inc. serves a diverse client base including retail and institutional investors, offering integrated brokerage, advisory services, financial planning, and access to third-party money managers. The firm employs asset-allocation tools, risk tolerance assessments, and automated rebalancing in portfolio construction and supports a range of investment strategies across multiple platforms.

Michelle Mast is a financial advisor with Equitable Advisors in Henrico, VA, holding Series 63 and Series 65 licenses and having 38 years of industry experience. She has worked at Equitable Advisors since 1999 and previously at AXA Advisors. Outside of her advisory role, she is president of Michelle Mast & Associates, a group health enrollment and service business. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm employs a hybrid referral and implementation model, combining advisory and brokerage channels to tailor services based on clients’ goals, risk tolerance, and time horizon.

Kevin Kelly is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and seven years of industry experience. He has worked at Cetera Investment Services LLC since 2019 and is also affiliated with WEALTH CYCLE ADVISORS, LLC. Outside of his financial career, he has experience working at The Country Club of Virginia and in the restaurant industry. Cetera Investment Advisers LLC serves individual, corporate, charitable, and institutional clients through a nationwide network of independent advisors, offering a range of portfolio management and retirement services. The firm operates a multi-manager platform allowing advisors to implement various investment strategies across multiple program structures and custodial relationships.

Michael Oney is a financial advisor at Raymond James & Associates with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Raymond James since 2017. His prior experience includes roles at Bank of America, N.A., and Merrill. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers both non-discretionary advisory services and institutional consulting, with a notable focus on public finance and municipal work.

William Rice is a financial advisor at Wells Fargo Clearing with a Series 66 designation and two years of industry experience. Prior to joining Wells Fargo, he held roles at Lowe’s, Salt Box Oyster, O'Reilly Auto Parts, and Pickel Barrel. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory approach incorporates modern portfolio theory and includes a broad range of financial products such as insurance-related vehicles and bank deposit sweep options.