John Lischer is a financial advisor at LPL Financial with 12 years of industry experience and holds the Series 66 designation. His prior roles include positions at Mariner Independent Advisor Network, Strategic Wealth Advisors Group, Charles Schwab, Principal Funds Distributor, and Morgan Stanley. He provides administrative support to Mariner Independent Advisor Network, an independent registered investment advisory firm. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services through a large network of advisors using model portfolios, third-party subadvisors, and customized strategies.

Steven Frith is a financial advisor with LPL Financial, holding a Series 66 designation and 15 years of industry experience. He has been with LPL Financial since 2011 and has also been involved with The Golden 1 Credit Union since 2010, where he performs financial institution duties. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolio programs, and institutional platforms.

Lesa Franklin Johnson is a financial advisor at Edward Jones with 36 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Edward Jones since 2009. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds.

David Torp is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and 44 years of industry experience. He has worked at Linsco/Private Ledger Corp. since 2007 and Wells Fargo Investments from 2001 to 2007. Outside of his advisory role, he operates C&T Group, Investment Management LLC, which offers fixed insurance, long-term care insurance, and health insurance products. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolios, third-party asset management, and institutional platforms, supporting advisors through a range of investment strategies and operational tools.

Vidal Velez is a financial advisor at Wells Fargo Clearing with a Series 66 designation and three years of industry experience. He previously worked at Edward Jones for five years and has a varied background including roles at Sacramento Autism Services and Carrington College. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party databases.

Cody Sloan is a CFP® professional with 20 years of experience in the financial services industry. He has been with Edward Jones since 2006, based in Roseville, CA. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Sylvia Regalado is a financial advisor with Charles Schwab, holding a Series 66 designation and two years of industry experience. Her prior roles include positions at Rocket Mortgage LLC and Edge Home Finance Corporation. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services, offering both non-discretionary and discretionary investment options with a multi-asset model portfolio approach.

Nataliya Chernopiski is a financial advisor with Wells Fargo Clearing, holding a Series 63 designation and eight years of industry experience. She has been with Wells Fargo Clearing since 2016. Outside of her advisory role, she serves as treasurer for the City Bible Church of Sacramento. Wells Fargo Advisors is a national securities firm with over 14,000 financial advisors that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm employs research and analytics along with diversification principles and modern portfolio theory in its investment approach, while offering both brokerage and advisory solutions.

Douglas Crumley Jr. is a financial advisor at Ameriprise with 21 years of industry experience. He holds a Series 66 designation and has been with Ameriprise and its affiliated entities since 2005. Ameriprise offers specialized retirement-income planning services for individuals approaching or in retirement who meet certain asset criteria. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team.

Dexter Loo is a financial advisor with LPL Financial in El Dorado Hills, CA, holding Series 63 and Series 66 designations and with 21 years of industry experience. He has been with LPL Financial since 2009 and previously worked at Associated Planners Investment Advisory Inc., Associated Securities Corp., and FSC Securities Corporation. He also operates a separate business under the name Dennis Loo & Associates. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a broad network of over 22,800 advisors.

Michael Levitt is a financial advisor at Edward Jones in Fair Oaks, CA, holding a Series 66 designation. He has one year of industry experience, previously working at World Financial Group and with a background that includes roles at Kaiser Permanente, Washington Hospital, and Santa Clara Valley Medical Center. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients with a range of investment strategies and advisory services. The firm manages approximately $1.01 trillion in assets through a nationwide network of over 23,000 financial advisors and emphasizes both discretionary and non-discretionary portfolio management under a fiduciary standard.

Loel Heupel is a financial advisor with LPL Financial in Sacramento, CA, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has been with LPL Financial since 2008 and previously worked at Osaic FA, Inc. from 2000 to 2008. Heupel is also involved in non-variable insurance and employee benefits consulting. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolios, third-party asset management, and institutional platforms, supporting its network of over 22,800 advisors.

Kristin Knight is a Financial Consultant at Fidelity Investments, a position she has held since 2024. Prior to this role, she worked as an Investment Consultant at Fidelity Investments from 2022 to 2024 and as a Financial Representative at the same company from 2021 to 2022. Before joining Fidelity Investments, Kristin was a Field Manager at Appreciation Financial from 2019 to 2021. In her work, Kristin collaborates with clients to develop personalized wealth plans aimed at achieving financial success. She focuses on building relationships that align personal and business values, fostering partnerships based on trust, advisement, and forward progress. Kristin holds a California Insurance License. Outside of her professional responsibilities, Kristin's personal interests include family activities, golf, hiking, parenthood, reading, and traveling.

David Loeffler is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and bringing 34 years of industry experience. He has been with Wells Fargo Clearing since 2016. Outside of his advisory role, he is involved in radio and television broadcasting as on-camera or voice-over talent for various productions. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research and analytics from the Wells Fargo Investment Institute.

Edgar Granados is an Investment Consultant at Fidelity Investments. He has previously served as a Relationship Manager at Fidelity Investments from 2022 to 2023 and as a Financial Representative from 2021 to 2022. He holds a California Insurance License. Edgar focuses on understanding his clients' priorities and helps structure their financial plans according to their unique situations. He guides clients in utilizing the resources available through Fidelity to achieve peace of mind. Edgar and his wife have lived in the Sacramento area for most of their lives. He enjoys spending time with family, exploring new restaurants, and pursuing personal hobbies including dance and cars. Additional personal interests include football, pets, and soccer.

Norma Casanova is a financial advisor with Wells Fargo Advisors in Sacramento, CA, holding Series 63 and Series 66 credentials and bringing 27 years of industry experience. Her prior experience includes roles at Wells Fargo Clearing and A. G. Edwards & Sons, Inc. She is also the sole owner of Healthy Wealthy Life LLC, a non-investment related business. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients with investment and fee-based financial planning services, offering a broad range of planning options tailored to clients who meet a net-worth threshold. Advisors develop recommendations using firm research and tools, with clients choosing how to implement them through brokerage or advisory programs.

Nicholas Fiorito is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 12 years of industry experience. He has previously worked at firms including J.P. Morgan Securities, JPMorgan Chase Bank, U.S. Bank, and HSBC Securities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting advisors with a range of discretionary and non-discretionary investment options.

Lisa Beile is a financial advisor with UBS Financial Services in Roseville, CA, holding Series 63 and Series 65 registrations and bringing 33 years of industry experience. She has been with UBS Financial Services since 2013. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor plans to clients' goals and risk tolerances.

Robert Moore II is a financial advisor with Merrill in Sacramento, CA, holding a Series 66 designation and nine years of industry experience. He has worked at Bank of America, Merrill, Golden 1 Credit Union, various insurance carriers, and Waddell & Reed, Inc. since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Paul Lacoste is a financial advisor at Charles Schwab with 28 years of industry experience. He holds Series 63 and Series 66 licenses and has been associated with Charles Schwab since 1999. Outside of his advisory role, he manages a small residential rental business in Sacramento. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance using multi-asset model portfolios and centralized custodial and brokerage services.