Theodore Hart is a financial advisor at Morgan Stanley with 38 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at Morgan Stanley and its affiliates since 1997, including roles at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Prior to this, he spent two years at Citigroup Global Markets. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning approach supported by firm-approved tools and modeling techniques.

Shannon O'Sullivan is a financial advisor at Morgan Stanley in Washington, DC, holding Series 63 and Series 66 licenses with eight years of industry experience. She has been with Morgan Stanley since 2013. Outside of her advisory role, she has performed with the American Ballet Theater as an independent contractor. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a variety of advisory programs for individuals and institutional clients, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools.

Elizabeth Mc Kie is a financial advisor at Edward Jones with a Series 66 designation and one year of industry experience. Prior to joining Edward Jones, she worked at Ropes & Gray LLP and Cambridge Associates LLC. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds.

Catherine Landon is a financial advisor with Morgan Stanley in Washington, DC, holding Series 63 and Series 65 credentials and having 35 years of industry experience. She has been with Morgan Stanley since 2013. Outside of her advisory role, she serves as Secretary of K4 Enterprises Inc., assisting with company administration. Morgan Stanley Wealth Management offers a wide range of advisory programs to individual and institutional clients, providing tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides services that include but are not limited to estate planning and corporate financial planning agreements.

Nicole Floyd is a financial advisor with Equitable Advisors in Washington, DC, holding a Series 66 designation and six years of industry experience. She previously worked at Bank of America, Merrill, and Wells Fargo Bank. Floyd serves as the board treasurer for Soles for Souls, a community organization supporting women who have experienced pregnancy loss due to miscarriage. Equitable Advisors provides financial planning, retirement consulting, and asset-management programs to individuals, institutions, and charitable organizations. The firm offers a range of advisory models through a network of Investment Adviser Representatives, utilizing third-party asset managers and sponsored advisory programs.

Kyle Toulouse is a Financial Consultant currently working at Fidelity Investments since 2022. In this role, he focuses on building, implementing, and monitoring comprehensive wealth planning strategies tailored to clients' lifestyle and financial goals. Prior to his current position, Kyle gained experience as a Regional Advisor Consultant at Columbia Threadneedle Investments from 2016 to 2022. He also worked as a Regional Marketing Associate at Putnam Investments from 2014 to 2016. These roles have contributed to his expertise in financial consulting and investment management.

Jeffrey Laborde is a financial advisor with Raymond James & Associates in Washington, DC, holding Series 63 and Series 65 credentials and bringing 25 years of industry experience. He has been with Raymond James & Associates since 2010. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser serving individuals, institutions, pension and profit-sharing plans, charitable organizations, and state and municipal entities. The firm offers financial planning, investment consulting, and institutional fiduciary services, employing a range of portfolio management styles and municipal advisory services.

Angela Peterson is a financial advisor at UBS Financial Services with 23 years of industry experience. She holds the Series 63 and Series 66 designations and has worked previously at Bank of America and Merrill. Peterson serves on the Finance Committee of the Congressional School, providing financial oversight to support the school's long-term sustainability. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and asset allocation models to tailor strategies to clients’ goals and risk tolerances.

Janet Haley is a CFP®-certified financial advisor with over 31 years of industry experience. She is currently with Charles Schwab, where she has worked since 2020. Prior to that, she held roles at USAA Investment Management Company and USAA Financial Planning Services. Outside of her advisory work, she co-authored the book *Value Investing for Dummies* in 2002. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers multi-asset model portfolios supported by centralized custody and operational infrastructure.

Kaitlyn Kozik is a financial advisor with LPL Financial, holding a Series 66 designation and 11 years of industry experience. She worked at Morgan Stanley from 2010 to 2018 before joining LPL Financial, where she has been since 2018. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by advanced operational and research tools.

Kevin Brewer is a financial advisor with RBC Capital Markets in Washington, DC, holding a Series 66 credential and two years of industry experience. Prior to joining RBC Capital Markets in 2022, he worked at the Department of Defense from 2020 to 2022. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutional clients, and charitable organizations. The firm offers tailored advisory programs that provide portfolio management, financial planning, and brokerage services, utilizing a blend of in-house and third-party investment managers.

Brendan Guilday is a Wealth Management Advisor at Merrill Lynch Wealth Management. He employs a consultative and objective approach to wealth management, working closely with clients to develop sophisticated financial strategies that extend beyond traditional investing. Brendan assists clients in building and transferring wealth, managing liquidity needs, planning for education costs, and maintaining sufficient retirement income. He also supports non-profit organizations by ensuring their endowments adhere to established investment guidelines. Since joining Merrill Lynch in 2012, Brendan has leveraged the firm's extensive wealth management capabilities and Bank of America's banking services to provide comprehensive financial solutions. His practice areas include divorce transition planning, family wealth management strategies, philanthropic planning, and socially responsible investing, among others. Brendan's work has been recognized by Forbes, which named him to the "Top Next-Gen Wealth Advisors Best-in-State" list for multiple years. Brendan graduated from St. Vincent College with a Bachelor of Science in Finance and holds the CERTIFIED FINANCIAL PLANNER® designation, along with additional credentials including CERTIFIED PLAN FIDUCIARY ADVISOR, Personal Investment Advisor, and Retirement Accredited Financial Advisor. He is a native of the DC Metropolitan area and currently resides in North Potomac, Maryland. Outside of his professional activities, Brendan has personal interests in basketball, football, golfing, ice hockey, and music.

Ben Baldwin is a Financial Consultant currently working at Fidelity Investments since 2022. His professional focus is on understanding clients' financial priorities through an established process, developing tailored strategies to achieve their goals, and supervising and maintaining these plans to adapt to life and market changes. He has experience as a Financial Advisor at several firms, including Ameriprise Financial (2021-2022), Merrill Lynch (2020-2021), and Edward Jones (2016-2020). This background reflects a continuous career in financial advisory roles over multiple years.

Kieran Watson is a CFP®-certified financial advisor with 25 years of industry experience. He is currently with Morgan Stanley, where he has worked since 2022, following previous roles at Bank of America and Merrill Lynch. Morgan Stanley Wealth Management serves both individual and institutional clients with a wide range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and research.

Katerina Howard is a financial advisor at J.P. Morgan Securities with 18 years of industry experience. She holds the Series 63 and Series 65 licenses and has been with J.P. Morgan Chase Bank and J.P. Morgan Securities since 2007. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process combines quantitative screening and qualitative research to build model asset allocations, and incorporates an ESG eligibility framework where applicable.

Leland Bishop III is a Series 66-licensed financial advisor with UBS Financial Services in Washington, DC, bringing 24 years of industry experience. He has been with UBS and its predecessor UBS PaineWebber since 1995. Outside of his advisory role, Bishop serves on the Finance Committee of the board of directors for the Connelly School of the Holy Child, a Catholic college preparatory school for young women. UBS Financial Services provides brokerage and investment advisory services to individual, corporate, and institutional clients, combining institutional trading capabilities with wealth management. The firm tailors client plans using proprietary research and capital market assumptions and operates as both an investment adviser and broker-dealer.

Brendan Lloyd is a Series 66-licensed financial advisor with nine years of industry experience. He is currently with Morgan Stanley, where he has worked since 2021. His prior roles include positions at UBS Financial Services, Janney Montgomery Scott, IQBG, and Ralph Lauren Corporation. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, focusing on tailored financial planning and utilizing firm-approved tools and modeling techniques to support client decision-making.

Michael Reyes is a financial advisor with Wells Fargo Clearing in Washington, DC, holding Series 63 and Series 66 designations and 20 years of industry experience. He has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with services including investment advisory, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Alexander Durant is a financial advisor at J.P. Morgan Securities with two years of industry experience. He holds a Series 66 designation and has worked previously with District Capital Partners and Novahill Advisors. Outside of his advisory role, Durant is a passive owner and operator of an e-commerce business based in Washington, D.C. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. Their approach combines quantitative and qualitative research to deliver non-discretionary asset allocation advice and investment manager searches, supported by centralized due diligence and affiliated implementation services.

Sabrina Van Straten is a financial advisor at Morgan Stanley in Washington, DC, holding a Series 66 designation with three years of industry experience. She has worked at Morgan Stanley Private Bank, N.A. since 2024 and has been with Morgan Stanley since 2022. Her prior experience includes a role at Comerica Bank. Morgan Stanley Wealth Management provides advisory programs to individual and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process using firm-approved tools and modeling techniques.