Nick Ritter is a financial advisor at Fidelity with 25 years of industry experience. He holds the Series 63 and Series 66 designations and has worked within various Fidelity entities since 2001. His tenure includes roles at Fidelity Brokerage Service, LLC, Fidelity Personal and Workplace Advisors, and Fidelity Investments. Strategic Advisers LLC, a Fidelity Investments company where he serves, provides investment management and advisory services to retail and institutional clients, including an IRS-qualified Charitable Gift Fund and registered investment companies. The firm employs a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and advisory solutions.

Gregory Leahy is a Wealth Management Advisor and Managing Director at Merrill Lynch Wealth Management. Since joining Merrill in 1991, he has focused on assisting clients with constructing customized investment portfolios tailored to meet their growth and income objectives while emphasizing risk management. Greg works with a diverse clientele, including corporate executives, professionals, medical practitioners, and families, helping them simplify complex financial decisions and proactively prepare for their future. Greg holds the Certified Investment Management Analyst® (CIMA®) and Chartered Retirement Planning CounselorSM (CRPC) professional designations. He earned a bachelor's degree in Accounting from Indiana University. His advisory expertise spans areas such as college education planning, family wealth management strategies, legacy planning, retirement income, tax minimization, and portfolio management services. Outside of his professional role, Greg enjoys several personal interests including go-karting, water skiing, and car enthusiasm, participating in the Cincinnati Concours d’Elegance. He is a father to a young son, a son in high school, and a daughter in college.

Katherine Lauer is a financial advisor at Morgan Stanley in Cincinnati, OH, with 18 years at the firm and seven years of industry experience. She holds a Series 66 designation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs and tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by advanced modeling tools.

Samantha Ray is a financial advisor at Merrill with a Series 66 credential and one year of industry experience. She has been with Merrill since 2016 and previously worked at Bank of America for one year. She also has experience from Capital University. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Shane Crist is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and 30 years of industry experience. He previously worked at SII Investments, Inc. for 13 years before joining LPL Financial in 2018. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions through a large network of investment adviser representatives. The firm offers a range of financial planning and investment management solutions, including model portfolios, third-party asset management, and institutional platforms.

Maxwell Roberto Bailey is a financial advisor at Cambridge Investment Research Advisors holding a Series 66 credential. He has less than one year of industry experience, with prior roles at Cambridge Investment Research, the University of Cincinnati, and Great American Insurance Group. Cambridge Investment Research Advisors serves individual and institutional clients, including pension and charitable organizations, by offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs through a large network of financial professionals.

Kristin Fedders is a financial advisor with Merrill in Cincinnati, OH, holding Series 63 and Series 66 licenses and having 20 years of industry experience. She previously worked at Morgan Stanley and Citigroup Global Markets. Outside of her advisory role, she is an independent distributor for Advocare, a health and wellness company. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional accounts.

Katie Sanford is a Private Wealth Manager and Investment Management Consultant at Fidelity. She has been serving in this role since 2008, partnering with clients and their Wealth Management Advisors to align accounts with their financial goals. Her professional experience is centered on investment management consultancy within the wealth management sector.

Abigail Luning is a financial advisor at Edward Jones in Cincinnati, OH, holding a Series 66 license with one year of industry experience. Prior to joining Edward Jones in 2025, she worked at Skilcraft LLC and held various roles in staffing and manufacturing companies. Outside of her advisory role, she is a partial owner of a rental property business. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a variety of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. The firm operates under a fiduciary standard and offers extensive retail advisor and branch networks alongside capabilities such as securities-based lending and trust services.

Jennifer Sherwood is a financial advisor at J.P. Morgan Securities with nine years of industry experience. She holds Series 63 and Series 65 credentials and has worked previously at Merrill and JPMorgan Chase Bank. Sherwood serves as an advisory board member for Talbert House and as a board and committee member for NewPath Child & Family Solutions, both nonprofit organizations in Cincinnati. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager selection, and customized performance reporting. Their advisory approach combines quantitative and qualitative research supported by a centralized manager solutions team.

Mark Ryan is a financial advisor at Merrill with over 30 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Merrill since 1995 and Bank of America since 2009. Outside of his advisory role, he serves on the investment committee for St. Xavier High School and is a board member of the National Underground Railroad Freedom Center. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies developed by internal and third-party managers, serving individuals, high-net-worth clients, and institutional investors.

Joseph Spicer is a Wealth Management Advisor at Merrill Lynch Wealth Management. He brings over 29 years of financial market experience to his role, focusing on delivering disciplined planning and investment services to his clients. Joe has earned several professional designations, including CERTIFIED FINANCIAL PLANNER™ (CFP), Chartered Retirement Planning Counselor™ (CRPC), Certified Portfolio Manager (CPM), and Personal Investment Advisor (PIA). He completed his Certified Portfolio Manager designation through the Academy of Certified Portfolio Managers, with coursework at Columbia University's Industrial Engineering & Operations Research Department in 2018. He holds a Bachelor's Degree from the University of Cincinnati. By carefully listening to clients' current situations, concerns, and future objectives, Joe creates customized financial strategies designed to meet their desired outcomes. His approach emphasizes patience, thoroughness, and adaptability, grounded in time-tested investment principles suited to evolving economic conditions.

Anthony Krummen is a financial advisor at Fidelity with 17 years of industry experience. He holds Series 63 and Series 66 licenses and has worked across multiple divisions of Fidelity since 2008. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm serves a diverse client base and is noted for its use of systematic methodologies, formal advisory roles to registered investment companies, and integration of AI in its research processes.

Carol Ernst is a financial advisor at UBS Financial Services with 42 years of industry experience. She holds Series 63 and Series 66 designations and has been with UBS since 2012. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research to tailor investment strategies to clients' goals and risk tolerances.

Camden Mcclung is a financial advisor with Morgan Stanley in Cincinnati, Ohio, holding a Series 63 designation and over 26 years of industry experience. He has been with Morgan Stanley since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a variety of advisory programs to individuals and institutional clients, including tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process utilizing firm-approved tools and modeling techniques.

Thomas Frank is a financial advisor at UBS Financial Services with 38 years of industry experience. He has been with UBS since 1994 and holds Series 63 and Series 65 licenses. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, employing proprietary capital market assumptions and model-based asset allocations to tailor plans according to clients’ goals and risk tolerances. The firm combines institutional trading capabilities with wealth management services and provides a broad range of financial products and capital markets services.

Jeffrey Scheper is a CFP® with 19 years of industry experience, currently serving as a financial advisor at Stifel. He previously worked at Morgan Stanley Private Bank, N.A. for four years before joining Stifel in 2019. He serves on the board of directors of the Anderson Area Chamber of Commerce, supporting economic growth initiatives in Anderson Township, Ohio. Stifel serves a broad range of clients, including individuals, institutional clients, and nonprofit organizations, offering brokerage and investment advisory services. The firm’s investment guidance is based on a proprietary methodology developed by its Investment Strategy Group, which uses forward-looking capital market assumptions and probabilistic modeling.

Ben Osborne is a Financial Consultant at Fidelity Investments, a role he has held since 2023. Prior to this, he served in various positions at Fidelity Investments, including Investment Consultant from 2022 to 2023, and multiple levels of Workplace Planning Consultant from 2020 to 2022. Before joining Fidelity, Ben worked as a Mortgage Loan Officer at Sibcy Cline Mortgage Services from 2018 to 2020. In his current role, Ben partners with clients and their families to understand their unique personal and financial situations. He collaborates with them to create and implement comprehensive and personalized financial plans aligned with their values and goals, aiming to provide financial peace of mind. Outside of his professional responsibilities, Ben engages in family activities, fitness, golf, outdoor adventures, spending time with pets, and traveling.

Brian Kilby is a financial advisor at Morgan Stanley in Cincinnati, OH, with nine years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Gallagher Fiduciary Advisors, Hauser Retirement Solutions, Creative Retirement Systems, and BB&T Bank. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs, including tailored financial planning using structured discovery and firm-approved tools, and manages approximately $2.74 trillion in client assets.

Leonard Weinstein is a financial advisor with Fidelity Investments in Cincinnati, OH, holding Series 63 and Series 65 credentials and bringing 30 years of industry experience. He has held various roles within Fidelity since 1998, including positions at Fidelity Brokerage Services, Fidelity Personal and Workplace Advisors, and currently at Fidelity Investments. Outside of his advisory work, he serves as an officer overseeing bookkeeping for a wedding venue and acts as a referee for polo matches. He is affiliated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm’s approach combines fundamental research with quantitative analysis and algorithmic portfolio construction, offering model portfolios and advisory services for a diverse client base.