Russell Hewitt Jr. is a financial advisor with MassMutual Investors Services in Hunt Valley, MD, holding a Series 66 credential and 11 years of industry experience. He has been with MassMutual Investors Services since 2015 and is also involved with MassMutual Life Insurance Company. Hewitt has ownership and sales roles at Onorato Financial Group LLC, which focuses on life, health, disability insurance, fixed annuities, and long-term care. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, structuring client engagements as collaborative annual relationships using firm-approved analytical tools.

Joshua Mikolowsky is a financial advisor with Raymond James & Associates in Timonium, MD, holding a Series 66 designation and bringing 26 years of industry experience. His prior work includes roles at Bank of America and Merrill Lynch. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and asset-allocation analyses through non-discretionary advisory relationships and also delivers institutional consulting and public finance services.

Khloe Adams is a financial advisor at Morgan Stanley with Series 65 and Series 63 credentials and three years of industry experience. Prior to joining Morgan Stanley in 2025, she worked at T. Rowe Price for three years and has held positions at Under Armour and Stevenson University. Outside of finance, she was involved with Tiki Lee's Dock Bar for three years. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and models.

Erik Barrueto is a financial advisor with Morgan Stanley who holds Series 63 and Series 65 licenses and has 26 years of industry experience. He has worked at Morgan Stanley Smith Barney since 2009 and at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a wide range of advisory programs to both individual and institutional clients, providing tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s financial planning process incorporates structured discovery conversations and firm-approved tools but does not include individual security recommendations as part of standalone plans.

Debra Press is a financial advisor with Merrill, holding Series 63 and Series 65 credentials and bringing 37 years of industry experience. Her prior work includes roles at Bank of America, Eagle Strategies, and New York Life Insurance Company. Outside of her financial advisory career, she owns an eBay store selling household items and collectibles. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, and institutional investors.

Brenden Bosmans is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 14 years of industry experience. He has been with Wells Fargo Clearing since 2016, following a year at Wells Fargo Advisors LLC. Outside of his advisory role, Bosmans writes and records music. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s IPS-driven process incorporates modern portfolio theory and includes a range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Candido Palting III is a financial advisor at Morgan Stanley with 29 years of industry experience. He holds Series 63 and Series 66 designations and has been with Morgan Stanley Smith Barney since 2009, currently working at Morgan Stanley Private Bank. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning services supported by firm-approved planning tools and risk modeling techniques.

Aaron Kelly is a CFP® professional with 10 years of industry experience, currently with LPL Financial since 2024. He previously worked at Lincoln Financial Advisors Corporation for nine years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a broad range of financial planning and advisory programs, combining discretionary and non-discretionary management with model portfolios and research resources.

Timothy Cerny is a financial advisor at LPL Financial with 30 years of industry experience. He holds Series 63 and Series 65 licenses and has worked extensively at Guardian Life Insurance and Park Avenue Securities before joining LPL Financial. Outside of his advisory role, he is involved in selling life and disability insurance with several financial partner groups. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Shane Smith is a financial advisor with LPL Enterprise holding a Series 66 designation and has been in the industry since 2026. Prior to joining LPL Enterprise, he worked at Bethesda Wealth Planning Group and Georgetown Financial Group. Outside of finance, he has experience in construction and education, having worked at Cherry Hill Construction Company and Madison Public Schools. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, and institutions, providing financial planning, advisory services, and access to brokerage and insurance products through an integrated platform.

Tendai Mubagwe is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. Prior to joining Merrill in 2022, Tendai worked at NIH Federal Credit Union, Premier Bank, Tory Burch, and Ulta Beauty. Outside of finance, Tendai manages an online business that creates and sells digital product templates and customizable gift items. Merrill provides managed account services to fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, and other entities. The firm operates within Bank of America’s broader platform, providing access to a wide range of products and services.

Jacqueline Jones is a financial advisor at Cetera with 29 years of industry experience. She holds a Series 65 credential and previously worked at Mass Mutual Investors Services and Massachusetts Mutual Life Insurance Co. In addition to her advisory role, she is involved with Kinnect Advisors, a financial services business. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a broad client base, including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a large network of independent advisors and features a multi-manager platform with access to third-party money managers.

William Nicklas is a financial advisor at Merrill with Series 66 and Series 63 licenses. He joined Merrill in 2026 and has prior experience at T. Rowe Price and Capital Teachers. Outside of finance, he has been involved in various educational roles and operates a self-employed dog sitting service. Merrill provides managed account services through the Select Portfolio Solutions program, serving a broad client base including individuals, high-net-worth clients, pension plans, and charitable organizations. The firm offers model-based and discretionary investment strategies integrated within Bank of America’s corporate platform.

Matthew Roberts is a Financial Advisor at Merrill Lynch Wealth Management, serving as the first point of contact and trusted confidant for clients and their families. He and his team manage every aspect of clients' financial lives, delivering a comprehensive service aimed at providing lasting financial security and building generational wealth. Matthew's expertise includes executive compensation, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, philanthropic planning, portfolio management services, small business strategies, sports and entertainment, and tax minimization. His approach incorporates robust investment management, tax optimization strategies, retirement and income planning, estate and legacy coordination, lending solutions, and ongoing financial guidance. He holds a Bachelor's degree from the University of South Carolina System and earned his CERTIFIED FINANCIAL PLANNER (CFP) designation. Matthew treats every client relationship with the same care and attention he would give to his own family. His personal interests include football, golfing, music, pickleball, skiing, spending time with family, swimming, tennis, traveling, and volleyball.

Jeffrey Munson is a financial advisor with Wells Fargo Advisors, holding a Series 66 designation and 26 years of industry experience. He worked at RBC Capital Markets from 2009 to 2021 before joining Wells Fargo Advisors. Munson is involved in entrepreneurial ventures, including a financial practice under Bucket123 LLC. Wells Fargo Advisors Financial Network is a broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients through a network of advisors. The firm offers a broad range of financial planning services and integrates advisory recommendations with other financial products and referral channels.

Simon Moore is a financial advisor at Ameriprise with one year of industry experience. He holds a Series 66 designation and has prior work experience that includes roles at the Naval Academy Golf Association and the Naval Academy AA&F. Outside of advisory work, he has been involved with the Naval Academy Golf Association. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement income planning advice, focusing on dependable income sources and tax-aware withdrawal strategies.

Benjamin Maulone is a financial advisor with Merrill in Hunt Valley, MD, holding a Series 66 designation and one year of industry experience. His prior work includes positions at Bank of America and Encore Global. Outside of his financial career, he is a saxophone player with the Mood Swings Big Band, which performs at events such as weddings and fundraisers. Merrill provides managed account services through the Select Portfolio Solutions program to Bank of America fiduciary clients, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional accounts.

Justin Arter is a financial advisor at Ameriprise with five years of industry experience. He holds a Series 66 designation and has previously worked at Bank of America, Merrill, and John C. Grimberg. Outside of finance, he has been involved with organizations such as the Y of the Chesapeake and McDaniel College. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service. This service provides written recommendation reports and ongoing advice focused on income sources and tax-aware withdrawal strategies, relying on a centralized team that collaborates with advisors and uses a combination of investment research, data, and algorithmic tools.

Thomas Mc Elwee is a financial advisor at LPL Enterprise with 13 years of industry experience. He holds Series 63 and Series 66 credentials. His prior experience includes roles at Prudential Insurance Company of America, Pruco Securities, LLC, and Mutual of Omaha. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, and institutional clients. The firm offers financial planning, advisory and brokerage services, and access to model portfolios and third-party asset management through an integrated platform that combines advisory programs with financial product sales.

Stacey Spedden Irrgang is a financial advisor with Osaic, holding a Series 66 designation and 32 years of industry experience. She previously worked for Lincoln Financial Advisors Corporation for 32 years before joining Osaic in 2025. Outside of her advisory role, she owns Stacey Spedden & Associates, LLC, an entity used for business expenses and payroll, and is involved in offering insurance products including accident and health, disability, traditional life insurance, fixed annuities, and health savings accounts. OSAIC serves a broad range of retail and institutional clients through a large network of affiliated financial advisers, providing integrated brokerage and investment advisory services. The firm utilizes various tools and third-party platforms to construct portfolios and support client investment needs, operating under a complex corporate structure with multiple mergers and private-equity ownership.