Stephen Collins is a financial advisor at LPL Financial with 32 years of industry experience. He holds Series 63 and Series 66 designations and previously worked for Cuna Mutual Group and Cuna Brokerage Services, Inc. for 22 years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement consulting, and brokerage services, with both discretionary and non-discretionary portfolio management supported by in-house and third-party research.

Estelle Bonnet is a financial advisor at Vanguard Advisers with 15 years of industry experience. She holds the Series 66 and Series 63 designations and has worked in various roles within Vanguard entities since 2006, including her current position starting in 2023. Bonnet’s background includes experience at Randstad and DaVita Kidney Care. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using Vanguard funds and ETFs, offering a range of customization options and managing a large client base through its digital platform and advisory team model.

John Hartnett Jr. is a financial advisor with Raymond James & Associates, holding the PFS™ designation and bringing six years of industry experience. His prior experience includes roles at H.D. Vest Advisory Services and Capital and Worth, Inc. He is based in Wilmington, Delaware. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, retirement plans, corporate and charitable entities, and government clients, offering tailored financial plans and asset allocation analyses through its Wealth Advisory Services Program.

Marc Apfelbaum is a Series 66 licensed financial advisor with Edward Jones, where he has worked since 2019. He has six years of industry experience, including previous roles at Miller Transportation Group and Penske Truck Leasing. Outside of finance, he is associated with Black Hog Brewing LLC, a brewery located in Oxford, Connecticut. Edward Jones is a full-service wealth management firm serving individual and institutional clients with both discretionary and non-discretionary investment strategies. The firm has a large national presence, managing over $1 trillion in assets through a network of more than 23,000 financial advisors and 15,000 branch offices.

Anittah Patrick is a Financial Advisor at Merrill Lynch Wealth Management, specializing in services for endowments, foundations, non-profits, women and wealth, and tax minimization. She approaches financial planning with analytical rigor and practical execution to help clients clarify complexity and build financial systems that support their evolving lives. She holds a Personal Investment Advisor (PIA) designation and received her education from Yale University and The Indiana Academy for Science, Mathematics, & Humanities. Anittah focuses on helping clients make confident financial decisions that consider opportunity, time, and tradeoffs, aiming to create freedom and possibilities that foster long-term well-being. Anittah is involved with the Yale Alumni Association and balances her professional work with personal interests that include basketball, gardening, genealogy, hiking, reading, spending time with family, and writing.

Angela Dahlman is a financial advisor at Vanguard Advisers with five years of industry experience. She holds a Series 66 designation and has worked at Vanguard Advisers, The Vanguard Group, and Vanguard Marketing Corporation since 2023. Outside the financial industry, she owns Organize Your Biz, LLC, a business organizing homes and offices. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and offers portfolios constructed mainly from Vanguard funds and ETFs.

Peter Klein is a financial advisor with MassMutual Investors Services holding a Series 66 designation and four years of industry experience. His prior work includes roles at Herman Goldner Company, West Chester University, and Cardinal Ohara. Klein also owns Klein Consulting, LLC, a pass-through entity for commissions. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, employing firm-approved software to deliver written recommendations in a collaborative annual planning process.

Anthony Scarpino is a financial advisor at MassMutual Investors Services with Series 66 credentials and one year of industry experience. His prior roles include positions at American Settlement Funding and DRB Capital. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides ongoing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm employs collaborative, goal-based planning using firm-approved analytical tools and offers specialized programs including divorce planning and estate-settlement services.

Jeremy Losinno is a financial advisor with Vanguard Advisers in Malvern, PA, holding Series 63 and Series 66 credentials and having 22 years of industry experience. He has been with Vanguard Advisers since 2022 and also operates vlogs, including "Oink Cluck Moo BBQ Vlog" and "J.Lo and S.Lo Vlog." Additionally, he serves as president and board member of Crestwood Swimming Pool. Vanguard Advisers offers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models to create personalized portfolios primarily constructed from Vanguard funds and ETFs.

Jared Crouse is a CFP® professional with 20 years of industry experience, currently serving at Wells Fargo Clearing since 2016. His background includes a prior role at WELLS FARGO Advisors, LLC. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Kyle Cooney I is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 designations and four years of industry experience. His prior work includes roles at Northwestern Mutual and various positions in education and retail before joining Vanguard in 2022. He is based in Malvern, PA. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach and offers portfolios largely comprised of Vanguard funds and ETFs, with customizable options including ESG preferences and tax-aware features.

Kai Calabretta is a Planning Consultant at Fidelity Investments, a role he has held since 2024. He previously worked as an Investment Solutions Representative at Fidelity Investments from 2021 to 2024. Prior to joining Fidelity, Kai was an Onboarding Specialist at The Vanguard Group in 2021 and served as a Licensing and Commissions Representative at Pacific Life from 2019 to 2020. Kai values clients' opinions and experiences to better understand their individual situations. His professional background includes experience in investment solutions, client onboarding, and licensing and commissions within the financial services industry. Outside of his professional work, Kai has interests in art, fitness, playing musical instruments, visiting museums, and snowboarding.

Keval Nagda is a CFP®-certified financial advisor with seven years of industry experience, currently with Vanguard Advisers. His prior roles include positions at Cetera Wealth Services and Diamond State Financial Group. Nagda holds a Series 66 license and is based in Malvern, PA. Vanguard Advisers offers both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach utilizing proprietary methodologies and Vanguard funds and ETFs, serving a large client base with a mix of digital and advisor-supported services.

Logan Rindock is a financial advisor at Raymond James & Associates with one year of industry experience. He holds the Series 66 designation and has prior work experience at Muhlenberg College and Skrapits HVAC & Refrigeration. Outside of his advisory work, he operates an online collectibles business, selling items through live auctions on Whatnot.com. Raymond James & Associates provides financial planning and investment consulting services to a diverse client base, including individuals, retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and investment recommendations, supporting both retail and institutional clients through various advisory programs.

Thomas Eybye is a Financial Advisor affiliated with Merrill Lynch Wealth Management. He has been assisting individuals and families in pursuing their financial goals since 2012. Thomas emphasizes the importance of a comprehensive written financial plan as a foundation for financial decision-making and confidence. Thomas's expertise includes family wealth management strategies, managing new wealth, personal retirement planning, portfolio management services, and retirement income. He takes a personalized approach by getting to know his clients and understanding their priorities to develop strategies aligned with their goals. His professional designation is Personal Investment Advisor (PIA). Thomas holds a Bachelor's Degree from the University of Delaware and a Master of Business Administration (MBA) from the State University of New York System. He is fluent in English, Spanish, and German. Outside of his professional role, Thomas enjoys camping, hiking, music, reading, running, spending time with his family, and traveling.

Dan Dwyer is a Financial Consultant at Fidelity Investments, where he assists clients in identifying financial goals and collaborates to create tailored strategies. He emphasizes leveraging Fidelity's resources to maintain alignment with clients' financial plans. Dan has experience in various financial roles, including Investment Consultant and Financial Representative at Fidelity Investments since 2022, as well as Internal Annuity Wholesaler at Lincoln Financial Group from 2018 to 2022. Outside of his professional work, Dan has interests in baseball, fitness, golf, motorcycles, running, and traveling.

William Gruehn is a financial advisor with Mass Mutual Investors Services in Newtown Square, PA. He holds Series 63 and Series 65 licenses and has nine years of industry experience, all with Mass Mutual and its subsidiary. Outside of his advisory role, he is also licensed as an insurance agent specializing in individual and group life insurance. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm utilizes collaborative, software-assisted planning tools to deliver written recommendations across various investment categories and offers specialized planning services such as divorce and estate settlement.

Michael Morley II is a financial advisor with LPL Financial holding the PFS™ designation and Series 63 license, with two years of industry experience. His prior experience includes roles at Transamerica Financial Advisors, Inc. and World Financial Group, Inc., and he has been involved with Morley Consulting, LLC since 1977 and Morley and Company LLC since 2015. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm provides a range of advisory programs, retirement plan consulting, and brokerage services using model portfolios, research, and technologies such as machine learning.

Susan Walter is a financial advisor with Mass Mutual Investors Services holding a Series 66 designation and one year of industry experience. She previously worked at MassMutual Life Insurance Company and was involved with SELF and SoupSisters, Inc. Outside of her advisory role, she serves as a trustee for a special needs trust and works as an insurance broker providing life, disability, and long-term care insurance. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser affiliated with MassMutual, offering financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm’s approach includes collaborative, annual planning engagements using firm-approved analytical tools.

David Benway is a financial advisor with Morgan Stanley in Greenville, DE, holding Series 63 and Series 66 licenses and bringing 11 years of industry experience. His prior roles include positions at J.P. Morgan Securities, Merrill Lynch, and Bank of America. Morgan Stanley Wealth Management serves both individual and institutional clients with a wide range of advisory programs, offering tailored financial planning supported by structured discovery and firm‑approved tools. The firm manages approximately $2.74 trillion in client assets and provides diverse investment and planning services through its integrated platform.