Andrew Lindenbaum is a financial advisor at Morgan Stanley with one year of industry experience. He holds a Series 66 designation and has previously worked at Sorella Bella and Hallmark. Outside of his financial career, he has been involved with Monmouth Regional High School and the New Jersey PTA. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a broad range of advisory programs and tailored financial planning services supported by firm-approved tools and methodologies.

Peter Richardson is a financial advisor at Edward Jones with a Series 66 designation and one year of industry experience. Prior to joining Edward Jones, he served on the Perth Amboy Board of Education for nine years and has held other community roles related to local education and sports organizations. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of discretionary and non-discretionary investment strategies and maintains a large nationwide network of financial advisors and branch offices.

Jennifer Engelhardt is a financial advisor at Wells Fargo Advisors with 21 years of industry experience. She holds the Series 63 and Series 66 designations and has worked at Wells Fargo Clearing for eight years before joining Wells Fargo Advisors in 2024. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad planning menu that includes cash-flow, retirement, education, risk, wealth-transfer, and specialized planning such as business-owner transition and special-needs analysis.

Michael Colannino is a CFP® with 35 years of industry experience, currently affiliated with Wells Fargo Advisors since 2019. His prior roles include positions at Wells Fargo Clearing and Prudential Equity Group, LLC. He serves on the finance board of St. Lawrence the Martyr Church, providing budgeting and investment advice. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients with a broad range of investment and financial planning services, utilizing proprietary research and planning tools to tailor recommendations. The firm offers discrete planning engagements across various specialized areas and integrates advisory services with multiple financial product offerings.

Jeffrey Ternyila is a financial advisor at Merrill with 20 years of industry experience. He holds a Series 66 designation and has worked at Bank of America and Merrill Lynch, Pierce, Fenner & Smith, Inc. for 15 years. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, and various institutional investors.

Louis Obsuth is Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2016. He has been with Fidelity since 2010, progressing through roles including Financial Consultant, Investment Representative, and Financial Representative. Louis focuses on developing financial plans that aim to benefit his clients and their families both now and in the future. Throughout his career at Fidelity, Louis has built strong relationships with his clients and is committed to partnering with them to achieve their financial goals. His professional experience is centered on financial consulting and investment representation. Outside of his professional work, Louis has personal interests that include beach activities, family activities, parenthood, soccer, and volunteering.

Richard Fitzsimmons is a financial advisor with Merrill in Manasquan, NJ, holding a Series 66 designation and 11 years of industry experience. He has worked at both Merrill and Bank of America, N.A. since 2014 and 2015 respectively. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program to Bank of America fiduciary clients, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional investors.

Timothy Grable Jr. is a financial advisor with LPL Financial in Spring Lake, NJ, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. His prior roles include positions at Park Avenue Securities, Guardian Life Insurance, and Cadaret, Grant & Co., Inc. Outside of his advisory work, he is a business owner of TFGHockey LLC and serves as a FINRA arbitrator. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions through a wide range of advisory and brokerage services. The firm offers various investment approaches including model portfolios, third-party asset management, and customized strategies, supported by technology tools and a broad platform of financial products.

Kenneth Roberts is a CFP® professional with 37 years of experience in the financial industry. He is currently with LPL Financial and has worked previously at Wells Fargo Advisors and Harbor Lights Financial Group. Roberts also manages a separate financial business entity for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions through a large network of investment adviser representatives. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms.

Erin Zawisza is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. Prior to joining Wells Fargo in 2022, she worked for Bank of America/Merrill Lynch for 11 years. She serves as treasurer for the Crimson Knights Foundation and is a board member of the Killington Grand Hotel Home Owners Association. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advice. The firm’s investment approach is IPS-driven and incorporates a broad range of financial products including insurance-related vehicles and bank deposit sweep options.

Matthew Catania is a financial advisor with MassMutual Investors Services, holding a Series 66 designation and six years of industry experience. He has worked at MML Investors Services LLC since 2017 and has been affiliated with MassMutual Life Insurance Company since 2016. Outside of his advisory role, he maintains an active insurance agent position and owns an LLC established for consulting income. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative annual financial planning engagements utilizing firm-approved software and educates clients through seminars, with additional services including divorce planning and estate-settlement programs.

Jason Thieme is the Vice President and Branch Leader at Fidelity Investments, a role he has held since 2026. Prior to this position, he served as a Branch Leader at Fidelity Investments from 2022 to 2026. In his leadership capacity, Jason is committed to helping associates maximize their potential by following a structured framework for success. Outside of his professional responsibilities, he has interests that include the beach, cars, fitness, pets, reading, and volunteering.

Henry Pozo is a financial advisor at J.P. Morgan Securities with 16 years of industry experience. He holds Series 66 and Series 63 licenses and has worked at J.P. Morgan Securities since 2012. Prior to this, he was associated with New Horizon Legacy Group LLC and Envios Sin Fronteras. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. Their advisory process integrates quantitative and qualitative research and includes broader derivatives and commodities capabilities.

Bruce Perhach is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. His prior roles include positions at Royal Alliance Associates and Investment Advisors Asset Management, LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a variety of advisory and brokerage services, including financial planning, third-party asset management, and institutional platforms, supported by a large network of advisors and advanced operational tools.

Brian Gaffney is a financial advisor with LPL Financial, holding a Series 63 designation and bringing 39 years of industry experience. He has been with LPL Financial since 2000. In addition to his advisory role, he has licensed activities related to non-variable insurance and has been involved in group health insurance sales. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Daniel Fitzpatrick is a financial advisor with Equitable Advisors and holds the Series 66 and Series 63 designations. He has four years of industry experience, including roles at Equitable Advisors since 2021 and prior experience at Jersey Strong and Scarborough Fair. Outside of his advisory work, he owns Fitzpatrick Media LLC, a photography business. Equitable Advisors serves a diverse client base including individuals, pension plans, corporations, and charitable organizations, providing financial planning, retirement consulting, and asset management programs. The firm utilizes a range of investment vehicles and third-party advisory platforms to deliver customized solutions.

Eileen Burns is a financial advisor at Cetera with 20 years of industry experience and a Series 66 designation. Her prior work includes roles at Oppenheimer & Co. Inc., Avantax Investment Services Inc., and McLaughlin Financial Group. She is currently associated with Brendon Pierson Wealth Management and Brendon Pierson, Inc. alongside her position at Cetera. Cetera Investment Advisers LLC serves individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management, financial planning, and retirement services, operating a multi-manager platform with access to various investment strategies and program structures.

Caroline Missak is a Series 66-credentialed financial advisor with Merrill, where she has worked since 2016, bringing 13 years of industry experience. She is also the owner of Renewables Core, Inc., a marketing business focused on medical devices. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients, including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Anthony Pesini is a financial advisor at Mass Mutual Investors Services with a Series 66 designation and less than one year of industry experience. His prior work experience includes roles in education at Lacey Township High School and Middle School, as well as positions at Kean University, Staples, and Ocean County College. He also managed a small business, Anthony's Pizza, from 2021 to 2023. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm employs a collaborative planning process using firm-approved software and offers specialized planning services such as divorce planning and estate-settlement programs.

Richard Widmer is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. He previously worked at Jalinski Advisor Group and TFS Securities, Inc., and serves as Vice President of TFS Mortgage Corp, overseeing operations in the mortgage industry. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.