Ryan Forman is a Series 66-licensed financial advisor at Wells Fargo Advisors with one year of industry experience. Before joining Wells Fargo Advisors in 2022, he worked at APPS Paramedical, Chariot Valet, and Green Valley Country Club. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, offering investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services including retirement, education, risk, and wealth-transfer planning, using Wells Fargo research and planning tools to develop tailored recommendations.

Hugh Mc Nally is a financial advisor with LPL Financial in Ambler, PA, holding Series 63 and Series 65 licenses and with 28 years of industry experience. He has been with LPL Financial, including its predecessor LINSCO/PRIVATE LEDGER CORP., since 2006. Outside of his advisory role, he spends part of his time involved in tax preparation, accounting, and bookkeeping through Jackson Hewitt, and maintains a Pennsylvania real estate license associated with BHHS Fox & Roach Realtors. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients including individuals, retirement plans, and institutions. The firm offers diverse advisory programs, financial planning, and brokerage services supported by research and strategic portfolio management options.

Tara Spencer is a financial advisor with Mass Mutual Investors Services holding a Series 66 designation and three years of industry experience. Her prior work includes roles at Equitable Advisors, LLC, and MassMutual Life Insurance Company. Outside of her advisory work, she is owner and president of several non-investment related businesses including KZT Corporation and Forever Wealth Strategies, LLC. MML Investors Services, LLC operates as a broker-dealer and SEC-registered investment adviser subsidiary of MassMutual, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative annual planning relationships and a range of investment and educational programs.

Roger Vanpelt is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and over 38 years of industry experience. He has been associated with Cetera and its affiliates since 2004. Vanpelt is the owner of Van Pelt Wealth Advisors, LLC, a financial services firm. Cetera Investment Advisers LLC is a large SEC-registered advisory network serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with a variety of portfolio management options and serves over 10,000 advisors with more than $256 billion in assets under management.

Dillon De Antonio is a CFP® professional with seven years of experience in financial advising. He has worked at Edward Jones since 2019 and previously spent three years at Sei. Edward Jones is a wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment strategies. The firm manages approximately $1.01 trillion in assets and operates a large network of advisors and branch offices across the country.

Matthew Gaughan is a CFP®-designated financial advisor with seven years of industry experience. He is currently with Ameriprise Financial Services LLC and previously worked at Edward Jones and Levin Sedran & Berman. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement with significant investable assets, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm uses a centralized consulting team and combines research, modeling, and tax-efficiency analysis to deliver tailored, algorithm-assisted recommendations.

Peter Valenti is a financial advisor with LPL Enterprise, holding Series 63, 65, and 66 licenses and bringing 35 years of industry experience. He previously spent 34 years with Pruco Securities, LLC and has been associated with Prudential Insurance Company of America since 1990. Valenti also acts in a fiduciary capacity through a personal business entity. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers financial planning, advisory services, and access to a range of model portfolios and third-party asset management programs through an integrated platform that combines advisory and brokerage services.

Brian Adelberger is a financial advisor at Wells Fargo Clearing with 14 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Wells Fargo entities since 2008, including Wells Fargo Advisors LLC and Wells Fargo Bank NA. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Dwight Dudas is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has worked at Prudential Insurance Company of America since 1991 and more recently joined LPL Enterprise in 2024. Outside of his advisory role, he owns Dudas Insurance & Financial Services. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers financial planning, consulting, access to model portfolios, and a range of brokerage and insurance products through an integrated platform combining advisory programs with other financial services.

Arius Jones is a financial advisor at Fidelity with Series 63 and Series 66 credentials and eight years of industry experience. Prior to joining Fidelity, he worked at The Vanguard Group for four years. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and a Charitable Gift Fund. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction to manage model portfolios across various asset classes.

John Anderson is a financial advisor at LPL Financial with 28 years of industry experience. He holds the Series 63, Series 65, and Series 66 designations. Prior to joining LPL Financial in 2024, he worked at Securities America Advisors and Securities America, Inc. from 2017 to 2024, and at National Planning Corporation from 2014 to 2017. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, utilizing both discretionary and non-discretionary management with access to research, model portfolios, and various investment strategies.

Jane Kerr is a CFP® professional with 14 years of industry experience, currently serving as a financial advisor at Ameriprise since 2022. She previously worked at Strategic Investment Group from 2016 to 2022 and at Sei Investments from 2001 to 2016. Outside of her advisory role, she is a finance committee member of Good Works Inc., where she helps oversee the organization’s annual budget. Ameriprise offers retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficient strategies in partnership with clients’ financial advisors. The firm also provides a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

John Carpani IV is a financial advisor at LPL Enterprise with 18 years of industry experience. He holds Series 63 and Series 66 credentials and has worked previously with Prudential Insurance Company of America and Pruco Securities, LLC. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers a range of advisory and brokerage services, utilizing research, model portfolios, and third-party strategists to support investment advice and financial planning.

Eric Callahan is a financial advisor with Raymond James Financial Services Advisors Inc. He holds Series 63 and Series 65 designations and has 30 years of industry experience, including 21 years at Equitable Advisors. He also owns Lederach Financial, LLC, an investment management and retirement planning business. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm delivers tailored, non-discretionary planning and consulting using analytical tools and supports municipal and public-finance work through its affiliation with a municipal advisor.

Brett Rhode is a CFP® with over 42 years of experience in the financial services industry. He currently serves at Morgan Stanley, where he has worked since 2020, following a 33-year tenure at UBS Financial Services. Rhode holds Series 63 and Series 65 licenses. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a range of advisory programs to individuals and institutions. The firm provides tailored financial planning and manages approximately $2.74 trillion in client assets.

Trevin Panaia is a financial advisor at LPL Financial with 25 years of industry experience. He holds Series 63 and 65 designations and has been with LPL Financial since 2016. Outside of his advisory role, Panaia conducts workshops on financial aid concepts and tuition strategies. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and services, utilizing both discretionary and non-discretionary management along with model portfolios and research from multiple sources.

Stephen Garnick is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 65 credentials and bringing 28 years of industry experience. He worked at Morgan Stanley for 21 years before joining Raymond James in 2019. Outside of his advisory role, he manages a residential real estate property and owns a support company related to his business operations. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning and supports advisory programs with specialized services such as municipal advisory and SIMPLE IRA Employer Advisory & Consulting Services.

Keona Williams is a financial advisor at Merrill with a Series 66 credential and four years of industry experience. Her prior work includes roles at Bank of America, Citadel, Wells Fargo Bank, and Citizens Bank. Outside of financial advising, she is involved in several entrepreneurial ventures, including serving as CEO of Maroon Market LLC, a cosmetics and beauty products resale business, and as a content publisher managing audio and video works. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Bryan Kinman is a financial advisor at Fidelity with 21 years of industry experience. He previously worked at The Vanguard Group from 2004 to 2021 before joining Fidelity in 2022. He holds Series 63 and Series 66 designations. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including discretionary portfolio management and fund advisory. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction, offering model portfolios through systematic methodologies and long-term asset allocation benchmarks.

Kia Coleman is a financial advisor at Edward Jones with eight years of industry experience. She holds a Series 66 designation and has worked at Edward Jones since 2018. Prior to this, she spent over two decades at Merck & Co Inc and was an independent consultant for Rodan + Fields, a skincare direct sales business. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of investment advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.