Kyle Braender is a financial professional with 13 years of industry experience, currently associated with Cetera. He holds the Series 66 designation and has worked at various firms including Grove Point Investments, H. Beck, and Northwestern Mutual. In addition to his advisory role, he is involved with RMB Wealth Advisors, LLC, providing financial services. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management, financial planning, and retirement services through a nationwide network of independent advisors, employing a multi-manager platform with various program structures and investment options.

Allison Chaki is a financial advisor at Merrill with 18 years at the firm and 10 years of industry experience. She holds the Series 66 designation and is based in Doylestown, PA. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries, with access to a broad set of products integrated within Bank of America’s platform.

Evan Peterson is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. Prior to joining Merrill, he spent two years at MSA Capital Group and has work experience in data and electrical work, as well as roles in education and at a country club. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program. The firm serves a broad client base including individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries, offering model-based and discretionary investment strategies integrated with the broader Bank of America platform.

Ian Dougherty is a financial advisor with LPL Financial, holding five years of industry experience. He has also been involved with I M Dougherty & Company, PC for over a decade. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers a variety of advisory programs and financial planning services supported by research and diversified investment strategies.

Cornelius Mccarthy is a financial advisor with LPL Financial, holding Series 63 and Series 66 designations and 26 years of industry experience. He has been with LPL Financial since 2008. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management along with research and model portfolios from various sources.

Peter Carpenter is a financial advisor at Merrill with 28 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Merrill since 1998, including roles at Merrill Lynch Canada. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a diverse client base that includes individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

John Uehling is a financial advisor at UBS Financial Services with 18 years of industry experience. He holds the Series 66 designation and has been with UBS since 2014. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary research and model-based asset allocations to tailor financial plans to clients’ goals and risk tolerances.

Carolyn Sanderson is a Certified Financial Planner (CFP®) with 23 years of industry experience. She has worked at Morgan Stanley since 2014 and with Morgan Stanley Private Bank, National Association since 2015. Outside of her advisory work, she serves on the boards of The Watershed Institute, an environmental organization, and CIEE, an education nonprofit. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs and tailored financial planning services to individuals and institutions. The firm manages approximately $2.74 trillion in client assets and employs structured planning processes supported by firm-approved tools and modeling techniques.

Ellen Baber is a financial advisor at Wells Fargo Clearing with 35 years of industry experience. She holds a Series 66 designation and has worked at Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC. Ellen serves as co-trustee for her spouse's trust. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Andrew Sullivan is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. Prior to joining Merrill, he worked at Bank of America, N.A. and has a diverse background including roles in education and hospitality. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, and charitable organizations.

Brian Lucas is a financial advisor with Ameriprise in Newtown, PA, holding a Series 66 designation and 17 years of industry experience. He has been with Ameriprise and its affiliated entities since 2006. Lucas serves on the Board of Directors for Camp Discovery, a nonprofit organization. Ameriprise provides retirement-income planning services primarily for clients nearing or in retirement with substantial assets, combining research and modeling with tax-efficient strategies. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Michael Gallagher is a Wealth Management Advisor affiliated with Merrill Lynch Wealth Management. He focuses on guiding clients through various financial challenges and life milestones by developing personalized wealth management strategies. His approach integrates investment portfolio management, estate planning services, and wealth transfer techniques to address a wide range of client needs. Gallagher’s expertise encompasses college education planning, divorce transition planning, family wealth management strategies, services for endowments, foundations, and non-profits, legacy planning, managing new wealth, personal retirement planning, portfolio management services, socially responsible investing including ESG, and retirement income planning. He combines the resources of a major financial services firm with his team’s capabilities to deliver customized solutions. He holds a Bachelor’s Degree from The College of New Jersey and maintains professional designations including Certified Financial Planner (CFP), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). Gallagher is active in community organizations such as the Girl Scouts of Eastern Pennsylvania, Boy Scouts of America, and Habitat For Humanity. Outside of work, his interests include baseball, basketball, cooking, fishing, football, gardening, golfing, music, traveling, and spending time with his family.

Stephen Loughran is a Wealth Management Advisor with Merrill Lynch Wealth Management based in the Princeton, New Jersey office. He has been associated with Merrill Lynch for over 30 years. Before serving as a Wealth Management Advisor, he held the position of National Sales Manager for Merrill's Wealth Management Services and Special Investor Services. In these roles, he specialized in providing financial services to corporate executives, high-net worth individuals, and professional athletes. During his tenure, Stephen contributed to the development of various financial products, including stock option programs, alternative investment strategies, and private equity products. He also played a role in creating investment programs in collaboration with the PGA TOUR and the Association of Tennis Professionals to support professional athletes in managing their financial assets. Stephen holds a Bachelor of Arts degree in Economics from Princeton University and an MBA from Harvard Business School. His professional designations include CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He resides in Lawrenceville, New Jersey, with his wife Barbara and their four children.

Christopher Mac Donald is a financial advisor with Merrill in Pennington, NJ, holding a Series 66 designation and 16 years of industry experience. He has been with Merrill Lynch since 2007. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad range of clients including individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Christopher Ashby is a financial advisor at Merrill with 24 years of industry experience. He holds Series 63 and Series 66 credentials and has been with Merrill Lynch since 2010. Ashby also has a concurrent affiliation with Bank of America, NA. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Pryia Roy is a financial advisor at Raymond James & Associates with five years of industry experience. Prior to joining Raymond James in 2020, she worked for the Department of Homeland Security for 21 years. She holds a Series 63 designation. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm also offers institutional consulting and public finance services.

Michael Cross Jr. is a financial advisor at Merrill with 13 years of industry experience. He holds the Series 63, Series 65, and Series 66 licenses and has worked at both Merrill and Bank of America since 2017. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base including individuals, high-net-worth clients, pension plans, and charitable organizations. The firm integrates into Bank of America’s platform, enabling access to a wide range of products and services beyond typical managed account offerings.

Joseph D'amore is a financial advisor with Ameriprise Financial Services LLC, holding Series 63 and Series 65 licenses and having 10 years of industry experience. Prior to joining Ameriprise in 2022, he worked at LPL Financial, LLC and Penn Wealth Planning for over a decade. He also serves as an adjunct lecturer at Gwynedd Mercy University, teaching undergraduate courses. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with substantial investable assets. The firm provides written recommendation reports combining research, modeling, and tax-efficiency analysis, supported by a centralized consulting team and enhanced by algorithmic automation overseen by a Retirement Income Oversight Committee.

Andrew Murphy is a financial advisor at Merrill with one year of industry experience. He holds a Series 66 designation and has prior work experience at Bank of America, Merrill Lynch, and the University of Virginia. Outside of his advisory role, he has been involved with the Cherry Hill Varsity Lacrosse Camp for several years. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Thomas Dupras II is a financial advisor at Merrill with four years of industry experience. He holds the Series 66 designation and has worked at Bank of America, N.A. since 2022 and Merrill since 2004. Merrill provides managed account services through the Select Portfolio Solutions program to a diverse client base including individuals, high-net-worth clients, and institutional fiduciaries. The firm integrates model-based and discretionary investment strategies within the broader Bank of America platform.