Akhileswar Patel is a financial advisor at Equitable Advisors with 27 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Equitable Advisors since 1999, including its predecessor Axa Advisors. Outside of his advisory work, he is a partner in a child care business. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm operates a hybrid referral and implementation model, combining advisory and brokerage channels to tailor services according to client goals and risk tolerance.

Kurt Rossi is a CFP®-credentialed financial advisor with 24 years of industry experience, currently serving clients at LPL Financial since 2008. He is based in Wall, NJ, and holds the Series 66 designation. Outside of his advisory role, Rossi is involved with KJ Rossi Group, LLC, a business entity used for office-related expenses. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting with discretionary and non-discretionary management supported by in-house and third-party research.

Geoffrey Ernst is a financial advisor at MassMutual Investors Services with 22 years of industry experience. He holds a Series 66 designation and has worked previously at MetLife Securities. In addition to his advisory role, he is a licensed insurance agent involved in dental, group disability income, fixed annuities, life, accident, health, long-term care, and property and casualty insurance. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars using firm-approved analytical tools to develop written recommendations tailored to client goals.

Lauren Maguire is a financial advisor at Morgan Stanley with 11 years of industry experience. She has worked at Morgan Stanley since 2017 and previously at Merrill from 2013 to 2017. She holds a Series 66 designation and is based in Shrewsbury, New Jersey. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that incorporates firm-approved tools and investment outlook models.

Kevin Meszaros is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and over 23 years of industry experience. He also manages multiple accounting and tax firms and serves as chairman of the South Amboy Redevelopment Agency. Additionally, he is a partner in Maison De Fils of NJ, a needlepoint supplies business where he works as a photographer. Cetera Investment Advisers LLC is a nationwide SEC-registered advisory firm serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform, supporting both discretionary and non-discretionary strategies across various program structures.

Paul Ulanich is a financial advisor with RBC Capital Markets in Red Bank, NJ, holding a Series 66 designation and 26 years of industry experience. He worked at Citigroup Global Markets for 17 years before joining RBC Capital Markets in 2024. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutional clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a range of advisory programs featuring tailored investment strategies implemented through a mix of in-house and third-party managers, with options for tax management and responsible investing.

David Marks is a financial advisor at Edelman Financial Engines with 35 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at several related firms, including Financial Engines Advisors L.L.C. and Personal Capital Advisors Corporation. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm offers a combination of committee-driven, proprietary modeling with planner delivery and online tools, managing diversified model portfolios with a long-term orientation.

Lauren Ruperto is an Investment Consultant at Fidelity Investments, a position she has held since 2024. In this role, she collaborates with clients to develop personalized investment strategies that align with their unique financial goals, focusing on balancing risk, protection, and growth. Prior to joining Fidelity Investments, Lauren worked as a Financial Solution Advisor at Merrill Lynch from 2023 to 2024. Her professional experience centers on investment consulting and financial advising, aiming to provide tailored financial planning services. Outside of her professional work, Lauren has interests that include beach activities, cooking and baking, family activities, fitness, outdoor adventures, and parenthood.

Michael Didario is a financial advisor at Fidelity with a Series 66 designation and industry experience beginning in 2024. Prior to joining Fidelity, he was involved with Didario Financial L and has worked in roles outside of finance, including at the Hollywood Golf Club. Fidelity’s Strategic Advisers LLC, where he is employed, offers investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to create model portfolios from mutual funds, ETFs, and ETPs.

Nicholas Brewer is a financial advisor at Morgan Stanley based in Shrewsbury, NJ. He holds a Series 66 designation and has been with Morgan Stanley since 2025. Prior to joining the firm, he worked in various roles including at the High Bar Harbor Yacht Club and Northern Burlington Regional School District. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and a range of advisory programs. The firm manages approximately $2.74 trillion in client assets and utilizes a structured planning process supported by advanced modeling tools.

Michael Nolan is a financial advisor with Mass Mutual Investors Services holding a Series 66 designation. He has experience working at several firms, including Creative Financial Group, National Life Insurance of Vermont, and Northwestern Mutual. Nolan has been with Mass Mutual Investors Services and MassMutual Life Insurance Company since 2025. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers annual, collaborative planning engagements using firm-approved analytical tools and programs tailored to various client needs.

Eric Sciulla Jr. is a financial advisor at Cetera with 23 years of industry experience and holds a Series 66 designation. He has been affiliated with Cetera and its predecessor entities since 2008. Outside of his advisory role, Sciulla is involved in several business activities including managing partnerships in financial consulting and non-CPA tax preparation firms. Cetera Investment Advisers LLC is an SEC-registered adviser serving individual, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a range of portfolio management and retirement services, utilizing a multi-manager platform with discretionary and non-discretionary strategies.

Joseph Ganun Jr. is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 credentials and over 32 years of industry experience. He has been with Morgan Stanley since 2009, including his current role at Morgan Stanley Private Bank, National Association since 2015. Ganun serves as a board member for the Academy of Certified Portfolio Managers, an educational organization. Morgan Stanley Wealth Management provides a wide range of advisory programs to individual and institutional clients, emphasizing tailored financial planning through structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers services including estate planning and comprehensive investment strategies.

Paul Lobosco is a financial advisor at Cetera with 35 years of industry experience. He holds the Series 63 and Series 66 licenses and has previously worked at I C Advisory Services, Inc. and The Investment Center, Inc. Lobosco is also the president of Forward Capital Management, LLC, a financial services firm, and is a co-founder and director of American Health Revolution, where he participates in organizational leadership and volunteer coordination. Cetera Investment Advisers LLC serves individual, corporate, and institutional clients through a nationwide network of independent advisors, offering a range of portfolio management and financial planning services. The firm operates a multi-manager platform with access to affiliated and third-party managers, managing over $256 billion in assets.

James Varzal is a financial advisor with LPL Financial, holding a Series 63 designation and bringing 38 years of industry experience. Prior to joining LPL Financial in 2025, he worked at Cadaret, Grant & Co., Inc. for six years, Royal Alliance for one year, and Petersen Investments, Inc. for four years. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, banks, corporations, and charitable organizations nationwide. The firm offers a variety of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management with access to model portfolios and research from multiple sources.

Dylan Mc Laughlin is a Financial Advisor with Merrill Lynch Wealth Management. He specializes in helping individuals and families pursue their financial goals through customized planning and proactive guidance. Dylan works closely with clients to develop strategies that address short-, mid-, and long-term objectives, providing ongoing advice and adapting portfolios as clients' situations evolve. His areas of expertise include divorce transition planning, education planning, family wealth management strategies, legacy planning, personal retirement planning, philanthropic planning, and tax minimization. Dylan holds the Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree from Pennsylvania State University. Outside of his professional role, Dylan's personal interests include basketball, golfing, hiking, reading, spending time with his family, and watching movies.

Lance Hubeny is a financial advisor with Ameriprise Financial Services, holding Series 63 and Series 65 designations and possessing 43 years of industry experience. He has been with Ameriprise since 2016, currently based in Red Bank, NJ. Outside of his advisory role, he is involved in CPR instruction and works in sales and customer service for a business called We Shoot. Ameriprise Financial Services is a large, diversified firm serving both individual and institutional clients. It offers a specialized Premier Retirement Income service focused on retirement-income planning, combining investment research and algorithmic tools to provide tailored withdrawal strategies and Social Security guidance.

Lucas De Pofi is a financial advisor with UBS Financial Services, holding a Series 66 designation and five years of industry experience. Prior to joining UBS in 2022, he worked at Merrill from 2020 to 2022. His background also includes roles outside finance, such as positions at Chenango Contracting LLC and Coastal Carolina University. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory solutions, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor investment plans to clients' goals and risk tolerances.

Richard Gubitosi is a financial advisor at Morgan Stanley with nine years of industry experience. He holds Series 63 and Series 66 designations and has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2018. Prior to his financial services career, he was involved with Luigi's Famous Pizza & Restaurant. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes firm-approved planning tools and structured processes in its financial planning services.

Jeffrey Vogel is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and bringing 37 years of industry experience. He has been with Wells Fargo Clearing since 2016, following three years at Wells Fargo Advisors, LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a broader investment menu that includes insurance-related products and bank deposit sweep options.