Declan Connolly is a financial advisor at J.P. Morgan Securities with a Series 66 designation and one year of industry experience. His prior work includes roles at UBS Financial Services, Guardian Life Insurance Company of America, and JPMorgan Chase Bank, N.A. Outside of financial services, he has experience with various business ventures including a food service business and a university affiliation. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm uses quantitative asset-allocation modeling combined with centralized due diligence and incorporates ESG criteria when recommending investment strategies.

Thomas Mrotek is a financial advisor at Merrill with a Series 66 credential and less than one year of industry experience. His prior work includes roles at Bank of America, ADP, Verisk, and Rutgers New Brunswick School of Business. He has also been involved with the Innovation Design Entrepreneurship Agency. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Bradley Hargrave is a financial advisor at J.P. Morgan Securities with 15 years of industry experience. He holds a Series 66 designation and has worked at J.P. Morgan Securities and J.P. Morgan Chase Bank since 2019. Prior to that, he was with PGIM Investments, Prudential Investment Management Services, and The Prudential Insurance Company of America from 2012 to 2019. J.P. Morgan Securities provides institutional consulting services to clients such as corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage and investment management capabilities.

Bradley Krieg is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. He has worked at LPL Financial since 2009, following roles at Citigroup Global Markets and Citicorp Investment Services. Krieg also operates MK Financial Group, LLC as a separate business activity. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, and third-party asset management, supported by a large network of investment adviser representatives.

Alice Coraggio is a financial advisor at Cetera with 28 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at Janney Montgomery Scott for 25 years before joining Cetera in 2026. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a large network of independent advisors and provides access to both affiliated and unaffiliated third-party managers across multiple program structures.

Danny Santana is a Planning Consultant with experience in financial advisory roles at Bank of America Merrill Lynch. From 2022 to 2024, he served as an Investment Specialist, followed by a position as AVP-National Financial Solutions Advisor from 2024 to 2026. Danny's approach to financial planning emphasizes trust, understanding, and genuine care. He focuses on listening closely to clients, providing thoughtful insight, and supporting them to feel confident in their financial decisions. He recognizes the uniqueness of each client's situation and aims to assist with empathy, clarity, and integrity. In his personal time, Danny enjoys family activities, fitness, hiking, outdoor adventures, soccer, and traveling.

Saverio Kaufman is a Series 66-licensed financial advisor with J.P. Morgan Securities, where he has worked since 2022. He has four years of industry experience and has held roles at ING and various non-financial organizations, including Bucknell University and the Orange Lawn Tennis Club. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies.

Craig Russ is a financial advisor with LPL Financial in Bedminster, NJ, holding Series 63 and Series 65 credentials and 32 years of industry experience. His prior work includes roles at Ameriprise Financial Services, Merrill, Banc of America Investment Services, and J.B. Hanauer & Co. LPL Financial is a national broker-dealer and SEC-registered investment adviser delivering financial planning, portfolio management, and institutional services through a network of over 22,800 advisors. The firm supports a broad range of strategies and combines advisory offerings with non-advisory financial services and technology tools.

Michael Soberman is a Series 66-licensed financial advisor with UBS Financial Services, where he has worked since 2013. He has 14 years of industry experience. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and delivers advisory work using proprietary research and model-based asset allocations tailored to client goals and risk tolerances.

Shivam Mittal is a financial advisor at Ameriprise with seven years of industry experience. He holds a Series 66 designation and has previously worked at Equitable Advisors, Axa Advisors, Philip Nuccetelli, Jr., Rutgers University, and Brookdale Community College. Outside of his advisory role, he serves as Treasurer on the Board of Directors for the Men's Retreat Group. Ameriprise provides a retirement-income planning service targeting individuals approaching or in retirement, typically with at least $1 million in investable assets. The firm offers comprehensive advisory, brokerage, and insurance solutions supported by a centralized retirement-income consulting team that uses research and modeling to deliver tailored, tax-efficient recommendation reports.

Bryan Sawyer is a CFP® with 27 years of industry experience currently working at Charles Schwab. He previously held roles at TD Ameritrade Investment Management, LLC and TD Ameritrade, Inc. prior to joining Schwab in 2022. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary investment guidance and access to discretionary separately managed accounts, combining a multi-asset model portfolio approach with centralized supervisory and custody arrangements.

Juan Moreira is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 credentials and nine years of industry experience. His career includes multiple roles at JPMorgan Securities and New York Life, with a brief tenure at Santander Bank. Outside of advising, he works as a contractor delivering food for DoorDash. J.P. Morgan Securities provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors, utilizing quantitative asset-allocation modeling and centralized due diligence. The firm incorporates an ESG eligibility framework and offers customized solutions delivered by a select group of Wealth Advisors.

Dipesh Mehta is a CFP® professional with five years of industry experience, currently serving as a financial advisor at Edward Jones since 2021. His prior roles include positions at Interplay Learning, the University of Texas at Austin, Super 1 Communications, and Oppenheimer & Company. Edward Jones is a wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, access to separately managed accounts, and affiliated mutual funds, supported by a nationwide network of more than 23,700 advisors.

Bill Barba is a financial advisor with Equitable Advisors, holding Series 63 and Series 66 licenses and bringing 14 years of industry experience. His prior roles include positions at J.P. Morgan Securities and JPMorgan Chase Bank. Outside of his advisory work, he is the CEO and owner of BBNY Consulting LLC, a consulting business. Equitable Advisors serves a wide range of clients, including individuals, pension plans, corporations, and charitable organizations, offering financial planning, retirement consulting, and asset management through a network of Investment Adviser Representatives. The firm utilizes third-party asset managers and advisory programs and provides fiduciary services to qualified plans.

Paul Stevens is a financial advisor at UBS Financial Services with 35 years of industry experience. He has been with UBS since 2001 and holds the Series 63 and Series 65 licenses. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services and leverages proprietary research and model-based asset allocations to tailor investment strategies.

Jay Slade is a financial advisor at Ameriprise Financial Services with 33 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Flagstar Advisors, Signature Securities Group, and HSBC Bank USA. Outside of his advisory role, he serves on the Board of Education for Old Bridge Public Schools. Ameriprise Financial Services is a large, diversified firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides tailored retirement income planning through written recommendations and ongoing advice, supported by research and algorithmic analysis.

Shiekh Saif Uddin is a Wealth Management Advisor at Merrill Lynch Wealth Management. He joined Merrill in 2013 after eight years of experience as an entrepreneur and consultant operating across three continents. Saif applies his business acumen and global perspective to deliver personalized wealth management strategies that align with his clients' goals. His expertise includes retirement planning, estate planning coordination, concentrated stock position strategies, cash flow management, risk assessment, and college education planning. Saif focuses on serving affluent individuals, families, and small businesses, providing customized strategies that address both short- and long-term objectives. He also offers services for defined benefit plans, philanthropic planning, socially responsible investing, and tax minimization. Saif holds a Bachelor's Degree in Finance from Bentley University and possesses professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He is multilingual in Urdu, Arabic, and English and contributes to his community through volunteer work with various non-profit organizations. His personal interests include cars, commercial aviation, and wildlife.

Michael Kotarski is a financial advisor with Wells Fargo Advisors in Warren, NJ, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has been with Wells Fargo Advisors Financial Network LLC since 2009 and owns MJK Capital Corp, an investment-related business. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, providing investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad planning menu tailored to clients who meet a net-worth threshold, including specialized services such as business-owner transition planning, sports and entertainment planning, and special-needs analysis.

Joseph Lombardo Jr. is a financial advisor with UBS Financial Services in Westfield, NJ, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has been with UBS since 2005. UBS Financial Services serves individual, corporate, and institutional clients through a blend of brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management and offers a range of capital markets and research resources to support tailored client solutions.

Ethan Locker is a financial advisor with LPL Financial in Warren, NJ, holding Series 63 and Series 65 credentials and four years of industry experience. Prior to joining LPL Financial, he worked at Equitable Distributors, LLC for five years and has held various roles in financial services and other industries. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives.