Inez Justine Aznar is a financial advisor with Eagle Strategies (NY Life) based in New York, NY. She holds a Series 66 designation and has 15 years of industry experience. Her prior roles include positions at Santander Securities, J.P. Morgan Chase Bank, and Capital One Investments Services. Outside of her advisory work, she volunteers with the National LGBT Chamber of Commerce New York and organizes local meetings for the Dynamico Business Referral Club. Eagle Strategies serves individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated representatives. The firm offers a range of program types and emphasizes tailored recommendations, managing the majority of its assets on a non-discretionary basis.

Gonzalo Luchetti is a financial advisor at Citigroup Global Markets with 21 years of industry experience. He has held his current role at Citigroup since 2007 and holds the Series 63 and Series 65 professional designations. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a broad range of investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies and maintains in-house research and specialized market roles, enabling tailored solutions for a diverse client base.

Patrick Locke is a CFA® charterholder with 21 years of industry experience. He has been with Oppenheimer & Co Inc since 2017, following three years as a self-employed advisor. Based in New York, NY, he holds the Series 63 designation. Oppenheimer serves a diverse client base including individuals, corporations, pension plans, and charitable organizations. The firm offers a range of advisory and brokerage services, employing strategic and tactical asset allocation alongside various investment vehicles to meet client objectives.

Natalia Grisales is a financial advisor at Citigroup Global Markets with 23 years of industry experience. She holds Series 63 and Series 65 designations and has been with Citigroup since 2014. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies and combines large institutional scale with unique market roles such as swap dealer and futures commission merchant.

Trent Cohan is a financial advisor at Citigroup Global Markets with eight years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Citigroup since 2017, following four years at Northern Trust. Outside of advisory work, he operates an online retail store that he founded in 2022. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a broad range of investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs, supported by extensive in-house research and unique market roles.

Divya Avasthi is a financial advisor at Citigroup Global Markets with a Series 66 designation and two years of industry experience. She has been with Citi since 2012. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering investment advisory programs alongside broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies and maintains institutional-scale operations with unique market roles, including in-house research, swap dealing, and bespoke solutions for large relationships.

Gannon Morrison is a financial advisor at Citigroup Global Markets with seven years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at UBS Financial Services, AXA Advisors, LLC., and Stifel. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory and broker-dealer services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs and maintains large institutional scale alongside unique market roles such as security-based swap dealing and futures commission merchant activities.

Yarden Vilcom is a Series 66-licensed financial advisor with four years of industry experience. He is currently with Citigroup Global Markets and has held prior roles at Bank of America, Merrill, and Equitable Advisors. His background includes work at the American Jewish Joint Distribution and entrepreneurial experience with Jordick Design, Inc. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a wide range of investment advisory programs and brokerage services. The firm employs multi-asset, multi-manager strategies and integrates internal standards and oversight to manage portfolios spanning separately managed accounts, mutual funds, ETFs, and alternative investments.

Todd Staretz is a financial advisor with Citigroup Global Markets, holding a Series 66 credential and bringing 26 years of industry experience. He has been with Citigroup Global Markets since 2007. Citigroup Global Markets Inc. serves individual and institutional clients across various wealth segments, offering investment advisory programs, broker-dealer execution, custody services, and derivative trading capabilities. The firm employs multi-asset, multi-manager strategies within discretionary and non-discretionary programs, leveraging internal standards and oversight committees to select and monitor managers.

Andrew Morris is a financial advisor with PNC Wealth Management, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. His career includes roles at Santander Securities, Santander Bank, Prudential Insurance, and related firms. Outside of finance, he is a partner in a vending business. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an online discretionary model account available by invitation to employees. The firm uses algorithmic tools to recommend investment strategies implemented with mutual funds and ETFs, with portfolio management delegated to third parties.

Lisa Kops Wendel is a financial advisor with United Planners' Financial Services of America, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. She has been with United Planners since 2009 and previously worked at Phage Partners LLC. Additionally, she is president of Wendel Financial Group, a marketing entity unrelated to investment activities. United Planners Financial Services serves a diverse client base including individuals, corporations, charitable organizations, retirement plans, and institutional clients. The firm offers financial planning, portfolio management, and brokerage solutions through an open-architecture platform utilizing multiple custodians and third-party money managers.

Angela Lestrade is a financial advisor with TIAA-CREF in Iselin, NJ, holding Series 65 and Series 63 licenses and bringing 16 years of industry experience. She worked at Morgan Stanley for nine years before joining TIAA-CREF in 2019. TIAA-CREF Individual & Institutional Services, LLC offers financial planning and discretionary managed account programs primarily to individuals connected to TIAA-administered employer retirement plans, as well as to trusts, estates, partnerships, corporate entities, and small retirement plans. The firm provides both point-in-time financial planning and ongoing portfolio management through model and customized portfolios within a vertically integrated advisory structure.

Giovanni Pistilli is a financial advisor at Guardian Life and holds the Series 66 designation. He has one year of industry experience and has previously worked at Park Avenue Securities. His background includes studying at Quinnipiac University and earlier roles outside the financial industry. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management, is a broker-dealer and SEC-registered investment adviser serving individuals, pension plans, charitable organizations, and corporate clients. The firm offers a variety of financial planning and investment advisory services, including discretionary and non-discretionary portfolios managed in-house or through third parties.

Yousef El Emary is a financial advisor at Citigroup Global Markets with four years of industry experience. He holds the Series 66 designation and has worked at Citigroup since 2021, with prior experience at Morgan Stanley in 2020. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and broker-dealer execution and custody services. The firm implements multi-asset, multi-manager strategies through both discretionary and non-discretionary programs, leveraging internal standards and oversight committees to select and monitor managers.

Nicole Kury Rodriguez is a financial advisor at Citigroup Global Markets with a Series 66 designation and one year of industry experience. Her background includes roles at Citi, Morgan Stanley, IUR Capital, and United Capital, as well as academic involvement with Babson College and Rollins College Social Impact Hub. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment programs and broker-dealer execution services. The firm combines large institutional scale with unique market roles, including in-house research and derivatives services.

Manuela Mazorra Gomez is a financial advisor at Citigroup Global Markets with a Series 66 designation and experience working at several firms, including Citibank, BNP Paribas, and Itau Bank. Her background also includes roles at Columbia University and companies such as Mesh and ICAP Colombia. Citigroup Global Markets serves individual and institutional clients across a variety of wealth segments, offering multi-asset, multi-manager investment advisory programs and broker-dealer execution and custody services. The firm combines large institutional scale with in-house research, security pricing, and specialized market roles.

Guillermo Gonzalez is a financial advisor at Oppenheimer with seven years of industry experience. He holds the Series 66 designation and is based in Jersey City, NJ. Gonzalez has been with Oppenheimer since 2000. Oppenheimer serves a broad client base including individuals, corporations, pension and profit-sharing plans, charitable organizations, and retirement plan fiduciaries. The firm offers a range of advisory and brokerage services, utilizing strategic and tactical asset allocation, manager selection, and a variety of investment products to meet client objectives.

William Reif is a financial advisor at Oppenheimer with four years of industry experience. He holds the Series 66 designation and has worked at Oppenheimer since 2019. His prior experience includes roles at Emory University, Bank of Montreal, KMF Companies, and Cedar Hill Country Club. Oppenheimer serves a diverse client base including individuals, corporations, pension and profit-sharing plans, charitable organizations, and retirement plan fiduciaries. The firm offers a range of advisory and brokerage services, employing strategic and tactical asset allocation, manager selection, and various investment strategies tailored to client objectives.

Caitlyn Berry is a financial advisor at Oppenheimer with four years of industry experience. She holds the Series 66 designation and previously worked at Morgan Stanley and TotalCareIT. Berry has experience across both wealth management firms and financial services technology. Oppenheimer serves individuals, corporations, pooled vehicles, and retirement plans with a range of advisory programs including discretionary and non-discretionary portfolio management, consulting, and retirement services. The firm’s investment approach varies by program and advisor, incorporating strategic and tactical asset allocation, manager selection, and periodic rebalancing.

Jordan Swartz is a financial advisor with Empower Advisory Group in Jersey City, NJ, holding Series 63 and Series 66 designations and five years of industry experience. Before joining Empower in 2024, he worked at The Vanguard Group for three years. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, along with Empower Premier IRA and retail brokerage account holders, using an integrated service model connected to Empower’s recordkeeping and administrative platforms.