Carmela Carfora is a financial advisor with Morgan Stanley in Warren, NJ, holding Series 63 and Series 66 licenses and bringing 40 years of industry experience. She has worked with Morgan Stanley Smith Barney since 2009 and at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, emphasizing tailored financial planning supported by structured discovery conversations and advanced modeling tools. The firm manages approximately $2.74 trillion in client assets and offers planning services both directly and through employer partnerships.

Justin Anuario is a Series 66-licensed financial advisor with 24 years of industry experience. He has worked at LPL Financial since 2025 and previously spent 19 years at Ic Advisory Services, Inc. and 23 years at The Investment Center. Outside of his advisory work, he serves as a FINRA arbitration panelist for investment-related cases. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad range of clients, including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers financial planning, various advisory programs, and retirement plan consulting through a national network of investment adviser representatives.

Eric Carlson is a CFP® and holds a Series 66 license with Ameriprise Financial Services, where he has worked since 2005, accumulating 21 years of industry experience. He is based in Bernardsville, NJ. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a Premier Retirement Income service focused on retirement-income planning, delivering tailored Recommendation Reports and ongoing advice centered on dependable income and tax-aware withdrawal strategies.

Robert Jacobs is a financial advisor with Mass Mutual Investors Services holding a Series 66 designation and eight years of industry experience. His prior roles include positions at BlackRock and Voyant before joining MassMutual Life Insurance Company and MML Investor Services, LLC. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing financial planning, asset management, and educational seminars, using firm-approved software and collaborative annual engagements to develop written recommendations tailored to client goals.

Olivia Tiboni is a financial advisor at J.P. Morgan Securities with a Series 66 designation and one year of industry experience. Her prior roles include positions at JPMORGAN Chase Bank, N.A., and experience with AllPeople Marketplace and Propel + Capital One. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines institutional advisory operations with brokerage and investment management capabilities, delivering services on a non-discretionary basis.

Sean Quigley is a financial advisor at Morgan Stanley with seven years of industry experience. He holds a Series 66 designation and has previously worked at Securian Financial Services, Allied Wealth Partners, Minnesota Life Insurance, and the Financial Accounting Foundation, among others. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a wide range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and investment modeling techniques.

Parth Patel is a financial advisor at LPL Enterprise with one year of industry experience. He holds a Series 66 designation and has previously worked at Equitable Advisors and Nova Capital Partners. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and other institutional clients. The firm offers financial planning, advisory services, and access to model portfolios, combining advisory programs with brokerage and insurance products through its integrated platform.

Frank Fischer is a Certified Financial Planner (CFP®) with 20 years of experience in the financial services industry. He has been with Raymond James Financial since 2006, serving as an advisor for over 17 years. Outside of his advisory role, Fischer leases farmland for a large-scale solar power facility and owns an apartment house on his property in Flemington, NJ. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to individual and institutional clients, including high-net-worth investors, pension plans, and government entities, with a focus on tailored, non-discretionary investment solutions and risk-based reviews.

Anne Marie O'Connor is a financial advisor at J.P. Morgan Securities with six years of industry experience. She holds Series 63 and Series 65 licenses and has worked at various J.P. Morgan entities since 2019. Prior to her career in finance, she was employed at Barry's Bootcamp and attended Boston College. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies.

John Foran is a CFP® professional with 17 years of experience in the financial services industry. He has worked with LPL Financial since 2020 and has been involved with Foran Advisory Services, Inc. and Raymond James Financial Services from 2014 to 2020. Foran is also engaged in teaching through Financial Network Educators. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs, including financial planning and retirement consulting, with access to model portfolios, third-party research, and various investment strategies.

Silvia Rodriguez Coda is a financial advisor at Merrill with eight years of industry experience. She holds a Series 66 designation and has worked at Bank of America and Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2011. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a diverse client base that includes individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Jason Newcomb is a financial advisor at LPL Financial with 32 years of industry experience. He holds the CFP® designation and Series 63 license. Prior to joining LPL Financial in 2024, Mr. Newcomb worked at Cetera and Minnesota Life Insurance Company and has maintained a long-standing association with Newroads Financial Group since 1994. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services supported by research and multiple investment management strategies.

Adam Nicot is a financial advisor at Wells Fargo Advisors with 14 years of industry experience. He holds a Series 66 designation and has been with Wells Fargo Advisors and its affiliates since 2013. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that serves individuals, trusts, and institutional clients. The firm offers a broad range of investment and financial planning services tailored to clients who meet a net-worth threshold, utilizing Wells Fargo research and planning tools.

Michael Ciorlian is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. His prior work includes roles at Bank of America and various other positions outside the financial sector. Merrill provides managed account services through the Select Portfolio Solutions program, serving a diverse client base that includes individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm offers model-based and discretionary investment strategies integrated with Bank of America’s broader platform and services.

Amy Cooke is a financial advisor at Charles Schwab & Co., Inc. with 20 years of industry experience. She previously worked at Wells Fargo Clearing Services, LLC, and Wells Fargo Advisors, LLC. Outside of her advisory role, she serves as Director of Special Events for Commercial Real Estate Women of NJ. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth clients through a combination of wrap fee programs, managed accounts, and financial planning services. The firm offers both non-discretionary and discretionary investment options supported by centralized custody and investment research.

James Vincent Greco is a financial advisor at OSAIC with nine years of industry experience. He holds the Series 66 designation and previously worked at Lincoln Financial Advisors Corporation and AXA Advisors, LLC. OSAIC serves a diverse client base, including individual investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and investment advisory services, utilizing asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to manage portfolios with a range of investment options.

Taulant Cela is a financial advisor with Wells Fargo Clearing, holding Series 63, Series 65, and Series 66 credentials and 19 years of industry experience. He worked at J.P. Morgan Securities for 10 years before joining Wells Fargo Clearing in 2022. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a broader set of financial product offerings than typical large institutional advisers.

Nykia Wharton is a financial advisor at Wells Fargo Advisors with 24 years of industry experience. She holds Series 63 and Series 66 designations and has been with Wells Fargo in various capacities since 2009. Outside of her advisory role, Wharton is involved as a certified running coach, group fitness instructor, yoga instructor, and spring track coach for children. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients through a broad planning menu and tailored recommendations supported by Wells Fargo research and tools. The firm offers both brokerage and advisory program options, integrating financial products and planning services across multiple channels.

Dennis Ganley is a financial advisor at Wells Fargo Clearing with a Series 66 designation and three years of industry experience. He has worked at Wells Fargo Clearing since 2022 and has been with Wells Fargo Bank, N.A. since 2017. Prior to that, he was employed at A&P/ACME for two years. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s process is driven by investment policy statements and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Gina Lessner is a financial advisor at Merrill with Series 63 and Series 66 designations and 17 years of industry experience. She has been with Merrill since 2010. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.