Nicholas Marsh is a financial advisor with Morgan Stanley in Holladay, UT, holding the CFP® and Series 66 designations and has 11 years of industry experience. His prior experience includes roles at Bank of America and Merrill. He is a member of the Salt Lake Rotary, with involvement in community activities focused on children and youth. Morgan Stanley Wealth Management provides a range of advisory programs and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery and approved analytical tools but does not offer individual security recommendations as part of standalone planning.

Rees Petersen is a CFA® charterholder with 20 years of industry experience, currently serving as a financial advisor at Raymond James & Associates since 2021. Prior to this, he worked at Wells Fargo Bank, N.A. for 16 years. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and asset-allocation analyses and supports both discretionary and non-discretionary advisory relationships.

Benjamin Wightman is a financial advisor with Morgan Stanley in Sandy, Utah, holding Series 63 and Series 66 designations and 17 years of industry experience. His prior experience includes roles at Wells Fargo Advisors LLC and E*TRADE Capital Management LLC. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools, including Secular Return Estimates and Monte Carlo simulations, to support financial planning outcomes.

Colin Forbes is a financial advisor at Raymond James Financial with nine years of industry experience. He holds a Series 66 designation and has worked at D.A. Davidson & Co. and Forbes Private Wealth. Outside of his advisory role, he is a partner and managing member of M & C Forbes Properties LLC, a business focused on real estate investment. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, pension plans, charitable organizations, and municipal entities. The firm offers financial planning and non-discretionary investment consulting with a distinctive approach that emphasizes advisory and implementation support over discretionary management.

Marcos Garcia is a financial advisor with Fidelity in Salt Lake City, UT, holding Series 63 and Series 66 licenses and bringing five years of industry experience. He has worked at Fidelity Investments since 2020 and has prior experience as a real estate agent assisting clients with buying and selling homes. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm utilizes a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to create model portfolios composed of mutual funds, ETFs, and ETPs.

Kyle Christensen is a financial advisor with Equitable Advisors in Salt Lake City, UT, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. He has been with Equitable Advisors since 2005, following his tenure at AXA Advisors, LLC. Outside of his advisory role, he serves as a bishop for The Church of Jesus Christ of Latter-day Saints. Equitable Advisors serves a diverse client base including individual investors, retirement plan sponsors, corporations, and charitable organizations. The firm offers financial planning, retirement-plan support, and access to asset management through LPL programs and various third-party asset managers, utilizing a hybrid referral and implementation model that combines advisory and brokerage/insurance services.

Morgan Swalberg is a Wealth Management Advisor with The Van Wagoner Group at Merrill Lynch Wealth Management. Since joining Merrill Lynch in 2012, she has worked closely with individuals and families to understand their financial goals and develop strategies to achieve them. Morgan's approach includes providing balanced advice on portfolio diversification, retirement planning, wealth transfer, and managing new wealth among other areas. She also oversees the team's insurance strategies to support clients in wealth transfer and replacement goals. Morgan holds several professional designations including CERTIFIED FINANCIAL PLANNER® (CFP), Certified Investment Management Analyst® (CIMA), and Certified Divorce Financial Analyst (CDFA). She earned both a Bachelor's degree in Business and a Master's degree in Finance from the University of Utah. As a lifelong learner, she remains engaged in researching and studying developments in finance. Active in her community, Morgan serves on the Salt Lake Community College Leadership Council. She and her husband Robert are parents to two daughters and enjoy an active lifestyle exploring outdoor activities in Utah.

James Jolley is a financial advisor with Wells Fargo Advisors in Cottonwood Heights, UT, holding a Series 66 designation and nine years of industry experience. His prior roles include six years with Wells Fargo Clearing and one year with Wells Fargo Advisors, LLC. He is also the owner of Big Eyed Fish LLC, a separate investment-related business. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing a broad range of investment and financial planning services, including specialized planning such as business-owner transitions and special-needs analysis. The firm offers tailored recommendations supported by proprietary research and tools, with implementation options through various brokerage and advisory programs.

Sean Olsen is a financial advisor at Morgan Stanley with seven years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at E*TRADE Securities LLC. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and offers both direct individual plans and corporate financial planning agreements.

Julianne Glasgow is a Financial Consultant at Fidelity Investments, a role she has held since 2022. She has been with Fidelity Investments since 2017, serving in various capacities including Investment Consultant, Relationship Manager, Financial Representative, and Investment Solutions Representative. Prior to joining Fidelity, she worked as a Wealth Manager at Parkland Securities from 2015 to 2017. Throughout her career, Julianne has developed expertise in financial planning and investment management. She focuses on partnering with clients to understand their short- and long-term financial goals and creating customized plans to meet their unique needs. Building strong relationships with clients and maintaining trust and reliability are central to her professional approach. Outside of her professional work, Julianne enjoys activities such as going to the beach, camping, skiing, and exploring food.

Cody Johnson is a CFP® with 20 years of experience, currently serving at Raymond James Financial in Salt Lake City, UT. He has held roles at Olympus Advisors and has been involved with Highpoint Wealth Management since 2010, where he is the sole trustee and president. His career also includes long-term engagements with Fairway Investment Management and Raymond James Financial Services Advisors. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, and institutional entities. The firm emphasizes non-discretionary financial planning and investment consulting, offering tailored recommendations supported by firm research and a broad affiliate network.

Andreas Laplant is a financial advisor with Wells Fargo Clearing in Salt Lake City, UT, holding a Series 63 designation and five years of industry experience. He has been with Wells Fargo Clearing Services LLC since 2021, following roles at Us Tech Solutions and Times Ticking. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and employs over 14,000 financial advisors, offering both brokerage and advisory solutions with an investment approach grounded in diversification and modern portfolio theory.

Cydnie Callaway is a Series 66-credentialed financial advisor with 23 years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2010 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non‑qualified deferred compensation plans, offering both discretionary and non‑discretionary investment services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related investment vehicles and bank deposit sweep options in its offerings.

Chad Meyer is a financial advisor at Fidelity with 17 years of industry experience. He holds Series 63 and Series 66 credentials and has been associated with various Fidelity entities since 2008. Outside of his advisory role, he is involved in a personal real estate activity as a landlord. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and advisory solutions.

Brayden Holker is a Financial Consultant I at Fidelity Investments. In this role, he partners with clients to develop and implement strategies that support their financial goals, aiming to simplify the complexities of financial planning. Brayden has built his experience through several positions within Fidelity Investments since 2021, including Planning Consultant, Relationship Manager, Investment Solutions Representative, High Net Worth Service Associate, and Customer Relationship Advocate. Prior to this, he worked as a National New Accounts representative at Morgan Stanley from 2020 to 2021. He holds insurance licenses in Arkansas and California. Outside of his professional work, Brayden enjoys family activities, fishing, fitness, golf, and traveling.

Lance Fravel is a financial advisor with Fidelity in Salt Lake City, UT, holding Series 63 and Series 66 designations and 21 years of industry experience. He has worked with various Fidelity divisions since 2012, including Fidelity Brokerage Services LLC, Fidelity Personal and Workplace Advisors, and Fidelity Investments. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction, utilizing mutual funds, ETFs, and ETPs to develop model portfolios and provides oversight of affiliated and unaffiliated sub-advisers.

Christopher Camilli is a financial advisor with Morgan Stanley in Sandy, Utah, holding a Series 66 designation and four years of industry experience. He previously worked at Zions Bank and has a diverse background including roles at Teleperformance, GAP Inc., Lift, and Smart Staffing. From 2009 to 2018, he was associated with Impatto CA under the name CAMILLI. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves individual and institutional clients with comprehensive financial planning and advisory programs. The firm manages approximately $2.74 trillion in client assets and utilizes firm‑approved planning tools and models to support its services.

Ryan Chapa is currently a Planning Consultant, specializing in developing disciplined financial planning strategies. He emphasizes building enduring relationships with clients based on trust and integrity, focusing on their long-term aspirations and financial objectives. Prior to his current role, Ryan gained experience as a Wealth Advisor Associate at Morgan Stanley from 2019 to 2024 and as a Financial Services Representative at E*Trade from 2018 to 2019. Ryan holds an Arkansas Insurance License, enhancing his ability to provide comprehensive financial guidance. Outside of his professional career, Ryan has personal interests in fitness, golf, hiking, and caring for pets.

Bradley Gillies is a financial advisor at Fidelity with Series 63 and Series 66 designations and five years of industry experience. His prior work includes roles at Onset Financial, JOLT Software, and operating Gillies Enterprises, LLC. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios across various investment vehicles.

Laura Blackburn is a financial advisor with Wells Fargo Clearing in Price, UT, holding Series 63 and Series 65 registrations and one year of industry experience. She has worked at Wells Fargo Bank, nA since 2022 and is also involved as a brand partner for Kleo Kolor, a nail products business. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering investment policy development, performance reporting, participant education, and discretionary investment management grounded in modern portfolio theory.