Benjamin Burklow is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds a Series 66 designation and has 19 years of industry experience. Prior to joining Raymond James in 2026, he spent 20 years with Ameriprise Financial Services, LLC. Burklow is also president of Burklow & Burklow LLC, where he manages operations, staffing, and training, and he serves on the board of the Shiloh Board. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to individual and high-net-worth investors, as well as pension plans, charitable organizations, and municipal clients. The firm offers tailored, primarily non-discretionary advisory services and maintains notable capabilities in municipal and public finance through affiliations within the Raymond James network.

Emilio Monaco is a financial advisor with Fidelity, holding a Series 66 designation and possessing 22 years of industry experience. He has worked at various Fidelity entities since 2003, including Fidelity Personal and Workplace Advisors since 2018. He is affiliated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm employs a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios across mutual funds, ETFs, and ETPs.

Susan Frenkel is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. She has been with Cetera and its related entities since 2015. Outside of advisory work, she is involved in selling health insurance and serves as an executive producer for a family member’s theater project. Cetera Investment Advisers LLC is an SEC-registered firm that serves a wide range of clients, including individuals, retirement plans, corporations, and institutional accounts. The firm offers discretionary and non-discretionary portfolio management, financial planning, and access to various third-party managers through a multi-manager platform.

Michael Gollenberg is a financial advisor at Thrivent Investment Management with 17 years of industry experience. He has been with Thrivent Investment Management since 2009 and Thrivent Financial for Lutherans since 2010. He holds Series 63 and Series 66 designations. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers holistic, goal-based planning that covers a broad range of topics and allows clients to integrate planning with managed-account programs while maintaining separate service structures.

Gerald Castellano is a financial advisor with LPL Financial, holding the ChFC® and Series 63 credentials and bringing 40 years of industry experience. Prior to joining LPL Financial in 2023, he worked at Securian Financial Services, Minnesota Life Insurance Company, and Allied Wealth Partners from 2014 to 2023. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of financial planning and advisory programs, leveraging research and model portfolios to provide both discretionary and non-discretionary management.

Victor Delorenzo is a financial advisor at LPL Financial with 45 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Ic Advisory Services, Inc., The Investment Center, Inc., and Planned Strategies, Inc. In addition to his advisory role, he is involved in insurance through Victor T. DeLorenzo Insurance LLC and Planned Strategies, Inc. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs, financial planning, and retirement consulting, supporting both discretionary and non-discretionary management with access to LPL Research, third-party subadvisors, and various portfolio management options.

Frank Pavese is a Certified Financial Planner (CFP®) with 28 years of industry experience. He is currently with Wells Fargo Clearing Services LLC, where he has worked since 2019, following a four-year tenure at UBS Financial Services. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Carolyn Ottenbreit is a Wealth Management Advisor with Merrill Lynch Wealth Management, based in the Sparta, New Jersey office. She holds the CERTIFIED FINANCIAL PLANNER® professional designation and serves a select group of affluent clients, including current or retired corporate executives and professionals. Carolyn joined Merrill in 1986 and transitioned to the Private Client Group in 1996 after ten years in corporate finance. Carolyn's expertise encompasses managing all aspects of clients' finances and investments, offering services such as retirement planning, estate planning, tax minimization strategies, philanthropic planning, portfolio management, and retirement income planning. She leverages the global resources of Merrill and collaborates with specialists and clients' tax and legal advisors to provide comprehensive financial strategies. Carolyn emphasizes financial education to foster a collaborative client-advisor relationship. She holds a bachelor's degree from Princeton University and a master's degree from The Wharton School at the University of Pennsylvania, where she concentrated in finance. Carolyn has also been actively involved in community organizations, having served as Past Chairperson of The SCARC Foundation, Inc., and Past President of the Newton Rotary Club in New Jersey. Her personal interests include cooking, reading, and traveling.

Martino Siciliano is a financial advisor with Primerica Advisors in Mahwah, NJ, holding Series 63 and Series 65 credentials and over 43 years of industry experience. He has been with Primerica Financial Services and Primerica Advisors since the early 1980s. His other business activities include part-time referrals for home security and automation products through affiliates of PFS Investments Inc., as well as ownership of several inactive businesses. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm curates third-party asset managers and employs a tiered wrap-fee structure for its services.

Peter Striano is a financial advisor at LPL Financial with 50 years of industry experience. He worked at Lincoln Financial Securities Corporation for 16 years before joining LPL Financial in 2024. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs with discretionary and non-discretionary management, supported by research, third-party subadvisors, and various portfolio management options.

Roy Bentzen is a financial advisor at Fisher Investments with 21 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including Nationwide Investment Services, MML Distributors, Mass Mutual, and Thornburg Securities. Outside of his advisory role, Bentzen is the sole member of Bentzen Home Renovations, LLC, a company involved in rehabilitating and selling residential properties. Fisher Investments serves a global client base that includes institutional investors and high-net-worth individuals, providing discretionary portfolio management across equities, fixed income, and blended mandates. The firm uses a centralized investment approach combining quantitative and qualitative research, along with tax-aware strategies and risk management techniques.

Shawn Mcdonough is a financial advisor at Mass Mutual Investors Services with nine years of industry experience. He holds the Series 66 designation and has previously worked with Guardian Life Insurance Co, Primerica Advisors, and Cambium Group. He is also a managing partner at Rhei Private Client Group, where he provides financial planning, investment management, and insurance services. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing financial planning and asset management programs using firm-approved analytical tools and emphasizes collaborative, goal-oriented planning relationships.

James Broderick is a CFP® credentialed financial advisor with 13 years of industry experience, currently practicing at LPL Financial. His prior experience includes roles at Northwestern Mutual Wealth Management Company and several smaller firms. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, institutions, and charitable organizations, offering a range of advisory programs, financial planning, and brokerage services through a national network of investment adviser representatives.

Carmelo Bruzzesi is a financial advisor with Mass Mutual Investors Services holding a Series 66 designation and one year of industry experience. Prior to joining Mass Mutual Investors Services in 2024, he worked at MassMutual Life Insurance Co and held various roles at St. Thomas Aquinas College and Cliffside Park educational institutions. He also works as an insurance broker specializing in property and casualty coverage. Mass Mutual Investors Services is a subsidiary of MassMutual that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, goal-based planning using firm-approved analytical tools and offers a range of programs including educational seminars and event-driven planning services.

Lindsay Berk is a financial advisor at Mass Mutual Investors Services with nine years of industry experience. She holds Series 63 and Series 65 credentials and previously worked at firms including Morgan Stanley, Fidelity, and The Vanguard Group. Her background also includes a one-year role at Tumblelab. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational programs, structuring planning engagements as annual, collaborative relationships using firm-approved analytical tools.

Anna Abma is a financial advisor with Merrill, holding Series 63 and Series 66 licenses and bringing 18 years of industry experience. She has been with Bank of America and Merrill since 2014. Outside of her advisory role, she was previously a certified United Healthcare producer authorized to sell Medicare supplement insurance policies. Merrill provides managed account services through the Select Portfolio Solutions program, serving a diverse client base including individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries. The firm offers model-based and discretionary investment strategies integrated with Bank of America’s broader corporate platform.

Scott Doughty is a financial advisor at Merrill with 23 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Merrill and Bank of America since 2019, following prior roles at Wells Fargo Clearing and Wells Fargo Advisors. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Daniel Cooney is a financial advisor at Merrill with 30 years of industry experience. He has held roles at Merrill Lynch since 2001 and Bank of America, N.A. since 2011. Cooney holds Series 63 and Series 65 licenses. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, serving individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries. The firm offers a range of model-based and discretionary investment strategies integrated within Bank of America’s broader platform.

Christopher Cooney is a financial advisor with LPL Financial, holding the CFP® and Series 66 designations and bringing 22 years of industry experience. He previously worked at Invest Financial Corporation for 11 years and has operated Shipee's Pharmacy since 2004. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management and providing access to model portfolios and research from various sources.

Sean O'Brien is a financial advisor with Primerica Advisors in Parsippany, NJ, holding Series 63 and Series 65 credentials and 13 years of industry experience. He has worked with Primerica Advisors since 2013 and previously spent nine years with Interstate Container. Outside of his advisory role, he is an independent packaging sales representative and serves as an executor for a client estate. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including both non-HNW and high-net-worth clients, as well as corporate and charitable clients. The firm employs model-delivery strategies managed by unaffiliated asset managers and provides custody and trade execution support through Pershing and BNY Mellon Advisors.