William Zand is a financial advisor with Citigroup Global Markets, holding Series 63 and Series 65 licenses and bringing nine years of industry experience. He has been with Citigroup Global Markets since 2014 and has worked there continuously since. Outside of his advisory role, he works as a bartender at the Knights of Columbus in Greenwich, Connecticut. Citigroup Global Markets serves individual and institutional clients across a range of wealth segments, offering investment advisory programs and execution services that include multi-asset, multi-manager strategies with both discretionary and non-discretionary options. The firm distinguishes itself through its large institutional scale, in-house research capabilities, and specialized market roles such as swap dealing and futures commission merchant services.

Gideon Cohn is a CFP® professional with nine years of industry experience, currently serving as a financial advisor at Commonwealth Financial Network since 2016. He has also been affiliated with Highbridge Financial Group and Republic Airways since 2014. Commonwealth Financial Network is a registered investment adviser supporting a national network of approximately 2,950 advisors and their clients. The firm provides a range of advisory programs, technology, and operational support, allowing advisors discretion in portfolio construction alongside access to model portfolios managed by its Investment Management and Research team.

James Wallace is a financial advisor with Steward Partners Investment Advisory, LLC, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. Prior to joining Steward Partners, he worked at Newtown Savings Bank and infinex Investments, Inc. He serves on the boards of two nonprofit organizations focused on youth services and community support in Connecticut. Steward Partners Investment Advisory, LLC is an SEC-registered enterprise-scale RIA managing approximately $36.7 billion in assets. The firm serves individuals, pension plans, corporations, trusts, estates, and charitable organizations, offering portfolio management, financial planning, and consulting services through both proprietary and third-party solutions.

Adam Kozak is a CFP® professional with 14 years of industry experience, currently serving as an advisor at SPC since 2014. He has been involved with Sigma Financial Corporation concurrently during this period. Outside of his advisory role, he acts as a trustee for a special needs trust established for his brother. SPC serves a diverse client base including high-net-worth individuals, charitable organizations, corporations, and employer-sponsored retirement plans. The firm provides portfolio management, financial planning, and ERISA-related retirement services, offering both discretionary and nondiscretionary management tailored to client needs.

Alana Mcmillan is a financial advisor at Citigroup Global Markets with 29 years of industry experience. She has been with Citigroup Global Markets since 2007 and holds Series 63 and Series 65 designations. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies with internal standards and oversight committees for manager selection and monitoring, and it combines large institutional scale with specialized market roles and arrangements.

Scot Karr is a financial advisor with Primerica Advisors and holds the CFP® designation along with Series 63 and Series 65 licenses. He has 42 years of industry experience, including long-term roles at Park Avenue Securities and Guardian Life Insurance Company. Outside of his advisory work, he serves on the board of the Whippoorwill Ridge Homeowners Association and is involved in managing family investment ventures. Park Avenue Securities LLC serves a broad retail client base with transaction-based brokerage and fee-based advisory services, offering proprietary and third-party investment programs alongside financial and business consulting. The firm manages approximately $15 billion in regulatory assets under management through a mix of model portfolios, third-party managers, and digital advice solutions.

Matthew Gilmore is a Series 66-licensed financial advisor with Private Advisor Group, LLC, where he has worked since 2016. He has 22 years of industry experience and also has been associated with LPL Financial during the same period. Outside of his advisory role, he is involved as a board member of a nonprofit organization focused on philanthropy. Private Advisor Group serves a diverse client base including individuals, business entities, trusts, estates, and charitable organizations, offering portfolio management, financial planning, and retirement-plan consulting. The firm provides access to third-party asset managers and proprietary model portfolios supported by leading strategists, delivering solutions through a network of investment adviser representatives tailored to client objectives.

Scott Kaplan is a financial advisor with Primerica Advisors and holds Series 63 and Series 65 licenses. He has 23 years of industry experience and has worked with firms including Park Avenue Securities, Guardian Life Insurance Company, and Westchester Advisory Group. Kaplan serves on advisory councils such as the BlackRock Models Advisory Council and provides consulting for Tristate Capital Private Bank’s client advisory board. Park Avenue Securities LLC serves a diverse retail client base, offering brokerage and advisory services along with financial planning and retirement-plan consulting. The firm utilizes proprietary and third-party investment strategies across various account types and supports lending solutions and donor-advised funds.

Stephen Condon is a financial advisor with Benjamin F. Edwards & Company, Inc. in White Plains, NY, holding Series 63 and Series 65 licenses and with 22 years of industry experience. He has been with Benjamin F. Edwards since 2009. Outside of his advisory role, he serves as a trustee and co-treasurer for the North Castle Historical Society. Benjamin F. Edwards & Company is an SEC-registered investment adviser and broker-dealer with approximately 436 advisors and $15.7 billion in client assets. The firm serves a broad client base including individuals, corporations, retirement plans, trusts, and nonprofit organizations, offering a range of advisory programs and investment strategies that combine firm-developed and third-party models with ongoing oversight and client customization.

Kevin Manning is a financial advisor with Guardian Life and Park Avenue Securities, holding the CFA® designation and Series 63 license. He has 18 years of industry experience, including prior roles at Entrust Securities LLC and extended tenure at Guardian Life. Manning serves as a trustee on several family trusts. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management, is a broker-dealer and SEC-registered investment adviser affiliated with Guardian Life. The firm provides brokerage services, financial planning, and investment advisory programs to individuals, pension plans, charitable organizations, and corporate clients.

Barrett Butlien is a CFP® professional with 31 years of industry experience, currently practicing at Commonwealth Financial Network and Westchester Financial Advisors since 2022. He previously spent 19 years at Marathon Financial Group, Kestra Advisory Services, and Kestra Investment Services. He is the owner of Marathon Advisory Group Inc. and co-owner of BHB Advisors, LLC, entities established to facilitate securities, advisory, and insurance business. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and hundreds of thousands of clients. The firm offers a broad adviser-support platform with access to managed-account programs, third-party asset managers, retirement consulting, and custody services.

Craig Tull is a financial advisor with Planmember Securities Corporation in Irvington, NY, holding a Series 63 designation and 16 years of industry experience. He has been with Planmember Securities Corporation since 2014. PlanMember provides retirement-plan advisory services to employers and plan participants, acting as an ERISA Section 3(38) fiduciary for many plans and offering participant-level investment options. The firm employs a top-down strategic asset allocation framework to manage risk-based mutual fund portfolios and supports plan sponsors and participants through education, personalized planning, and counseling.

Lawrence Cohen is a financial advisor at Oppenheimer with 37 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Oppenheimer since 2006. Cohen also serves as a successor trustee on the Cohen/Stessman Trust, a role he performs without compensation. Oppenheimer serves a diverse client base including individuals, corporations, pension plans, and charitable organizations, offering advisory and brokerage services such as discretionary and non-discretionary investment management, consulting, and financial planning. The firm employs strategic and tactical asset allocation, manager selection, and various investment strategies to develop client solutions, while also acting as a qualified custodian and providing commission-based advisory programs.

Michael Pfeffer is a financial advisor at Oppenheimer with 33 years of industry experience. He holds Series 63 and Series 65 designations and has been with Oppenheimer since 2008. Oppenheimer serves a diverse client base including individuals, corporations, pension and profit-sharing plans, and charitable organizations, offering advisory and brokerage services such as investment management, consulting, and retirement services. The firm employs strategic and tactical asset allocation and manager selection to construct client solutions, with a notable role as a qualified custodian and a mix of discretionary and non-discretionary management programs.

George Molloy is a financial advisor at Independent Financial Partners with one year of industry experience. He holds the Series 66 designation and previously worked at Equitable Advisors and Private Wealth Systems. Prior to his advisory career, he was involved with the Ojai General Store for four years. Independent Financial Partners provides investment advisory, financial planning, trust, and retirement-plan services through a nationwide network of independent advisors. The firm supports a multi-advisor platform serving individual, charitable, corporate, and high-net-worth clients, with a notable focus on retirement-plan advisory and pension consulting services.

Bruno Palmieri is a financial advisor with Hightower Advisors, holding a Series 65 credential and seven years of industry experience. He has worked at Caputo & Associates since 2018 and has provided tax and accounting services as a sole proprietor since 1992. His background also includes 25 years at Astenbeck Capital. Hightower Advisors serves a broad range of individual and institutional clients with investment advisory and planning services, utilizing a multi-manager approach that includes affiliated and third-party managers. The firm offers discretionary and non-discretionary portfolio management, retirement plan consulting, and access to pooled vehicles and private funds.

Angel Quito is a financial advisor at Hightower Advisors with one year of industry experience. He holds the Series 65 designation and previously worked at Mirador and Northwestern Mutual. Hightower Advisors provides investment advisory and planning services to a diverse range of individual and institutional clients. The firm’s approach emphasizes manager selection and multi-manager solutions, utilizing both affiliated and third-party managers, along with proprietary research and various investment strategies.

Anthony Croce is a CFP®-certified financial advisor at Hightower Advisors with 11 years of industry experience. His prior roles include positions at Altium Wealth Management, Investmark Advisory Group, and he serves as an infantry officer and platoon leader in the Connecticut Army National Guard. Hightower Advisors provides investment advisory and planning services to a wide range of individual and institutional clients, utilizing a multi-manager approach that includes affiliated and third-party managers, discretionary and non-discretionary portfolio management, and access to pooled vehicles and private funds.

Stephanie Fernandes is a CFP® with seven years of industry experience. She currently works at Mercer Global Advisors Inc. and has previously been employed at Sanford C. Bernstein & Co., LLC, ValMark Securities, Inc., and Verde Wealth Group, LLC. Mercer Global Advisors provides investment advisory and planning services to individuals, high-net-worth families, small business owners, corporate plan sponsors, foundations, and nonprofit organizations. The firm’s investment approach is based on Modern Portfolio Theory and focuses on globally diversified, risk-appropriate portfolios using low-cost index vehicles and multi-factor tilts, with implementation options including ETFs, mutual funds, separate accounts, and direct indexing.

Ross Beck is a financial advisor at Guardian Life with a Series 66 designation and has been in the industry for one year. He has experience working with various organizations, including United States Hockey League and USA Hockey, and has been involved in community activities such as Monroe Parks and Recreation's Summer Fun Days. Guardian Life’s subsidiary, Park Avenue Securities LLC, serves individuals, pension plans, charitable organizations, and corporate clients with brokerage services, financial planning, retirement consulting, and investment advisory programs that combine proprietary and third-party strategies.