Daniel Grove is a financial advisor with Mass Mutual Investors Services in Hamden, CT, holding Series 65 and Series 63 licenses and four years of industry experience. Prior to his current role, he worked for State Farm Insurance for 15 years. He is also an insurance agent specializing in life, disability, long-term care, fixed annuities, and health insurance products. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, annual planning engagements using firm-approved software and offers a range of event-driven planning programs.

Stephen Raccuia is a financial advisor at Merrill with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Merrill since 1997, alongside 15 years at Bank of America. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals and institutional clients.

Melody Voyak is a financial advisor at Merrill with 17 years of industry experience and holds a Series 66 designation. She has been with Merrill for 15 years. Outside of her advisory role, she is an independent Mary Kay cosmetics consultant, owns a crochet business, and operates a family-run personal organizing service. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with a range of model-based and discretionary investment strategies.

Susananne Bailey is a financial advisor at Merrill with 17 years of industry experience. She holds a Series 66 designation and has previously worked at Lincoln Financial Securities before joining Merrill and its affiliate Bank of America. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Michael Devivo is a financial advisor at Ameriprise with 33 years of industry experience. He holds a Series 63 designation and has worked at Ameriprise since 2017, following prior roles at Mass Mutual Investors Services, Massachusetts Mutual Life Insurance Company, and MetLife Resources. He serves on the Board of Directors for St. Joseph High School. Ameriprise provides retirement-income planning services targeted at individuals nearing or in retirement who meet specific asset criteria, combining research, modeling, and tax-efficient strategies to create personalized Recommendation Reports. The firm offers a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Nancy Kiely is a Senior Financial Advisor with Merrill Lynch Wealth Management. She specializes in providing personalized wealth management strategies tailored to clients' unique financial goals and changing market conditions. Nancy leverages the investment insights of Merrill alongside the banking and lending solutions of Bank of America to support her clients' comprehensive financial needs. She holds the Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree from Quinnipiac University, as well as an Accredited Certificate from the University of Connecticut. Nancy is committed to building strong client relationships and applies her experience and knowledge to assist clients in making significant financial decisions. In addition to her professional responsibilities, Nancy participates in community service, volunteering with local organizations, reflecting the Merrill tradition of community involvement.

Robert Disabato is a Wealth Management Advisor with Merrill Lynch Wealth Management and a member of the Vacheron DiSabato & Associates team based in Fairfield, CT. He joined Merrill Lynch in 1999 and has accumulated over 25 years of experience with the team. In his role, Robert oversees the team's asset management services and serves as the primary advisor for many individual and family clients, providing guidance on a range of client focus areas including college education planning, corporate executive services, family wealth management strategies, legacy planning, liquidity management, personal retirement planning, portfolio management, tax minimization, and retirement income. Robert is a qualified portfolio manager who develops and manages personalized investment strategies that may include individual stocks and bonds, Merrill Lynch model portfolios, and third-party investment strategies. He holds the CERTIFIED FINANCIAL PLANNER™ (CFP®) designation awarded by the Certified Financial Planner Board of Standards, Inc., and also holds professional designations as a Personal Investment Advisor (PIA) and in Sports & Entertainment (SE). He earned his bachelor's degree in economics from Amherst College. Outside of his advisory role, Robert lives in Fairfield with his wife and three children. He enjoys outdoor activities such as skiing and boating, and he serves on the Board of Directors at The Southport School in Southport, Connecticut.

Todd Murphy is a financial advisor with Equitable Advisors and holds Series 63 and Series 65 licenses. He has 11 years of industry experience, having previously worked at firms including Prudential and AXA Advisors. Outside of his advisory role, Murphy is involved in educational facilitation at Yale School of Management and serves on multiple nonprofit boards focused on mental health and early childhood education. Equitable Advisors serves a diverse client base including individuals, pension plans, corporations, and charitable organizations, offering financial planning, retirement consulting, and asset management services through a network of Investment Adviser Representatives. The firm utilizes a range of advisory models implemented with third-party managers and provides ERISA fiduciary services to qualified plans.

Jeffrey Nelson is a financial advisor at Mass Mutual Investors Services with 21 years of industry experience. He holds Series 63, 65, and 66 licenses and has worked previously at Merrill Lynch and Prudential. Outside of his advisory role, Nelson is involved in sports broadcasting, working as a broadcaster and reporter for Post University and independently. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that offers financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm provides collaborative, annual planning engagements using firm-approved analytical tools and offers specialized event-driven planning programs.

Gregory Wachter is a financial advisor with Mass Mutual Investors Services in Shelton, CT, holding Series 63 and Series 65 licenses and bringing 15 years of industry experience. He previously worked at MetLife Securities from 2011 to 2017 before joining Mass Mutual in 2017. Outside of advisory work, he founded the CJA Foundation, a charitable organization, and is involved in consulting for financial advisor software through Barnum Inforce Insights. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning through collaborative, annual engagements using firm-approved tools and offers asset management and educational programs.

Thomas Collins Jr. is a financial advisor with Ameriprise, holding Series 65 and Series 63 licenses and bringing 40 years of industry experience. He has been with Ameriprise and its affiliates since 2009. Collins also serves on the Board of Directors for the Stratford YMCA. Ameriprise Financial Services is a large advisory firm serving both individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

James English III is a financial advisor with LPL Financial, holding a Series 63 designation and bringing 49 years of industry experience. Prior to joining LPL Financial in 2024, he spent over two decades at Janney Montgomery Scott and briefly worked at RBC Capital Markets. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment services, utilizing both discretionary and non-discretionary strategies supported by proprietary research and technology.

David Costa is a Series 66 licensed financial advisor with Merrill in New Haven, CT, bringing three years of industry experience. He has previously worked at Bank of America for eleven years before joining Merrill in 2022. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional investors.

Mario Zapata is a financial advisor at Merrill with 26 years of industry experience. He holds the Series 63 and Series 65 designations and has been with Merrill since 2009. Prior to and alongside his current role, he has worked at Bank of America since 2010. Merrill, in conjunction with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal and third-party managers for a range of clients, including individuals, high-net-worth investors, and charitable organizations.

Jason Phillips is a financial advisor with Cetera who holds Series 63 and Series 66 licenses and has 27 years of industry experience. He has been with Cetera and its related entities since 2019 and previously worked with Foresters Financial and Foresters Advisory Services for over two decades. He has also been involved in youth hockey organizations in the New Haven area. Cetera Investment Advisers LLC is an SEC-registered advisor that serves a wide range of clients including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers various portfolio management and financial planning services through a multi-manager platform, providing advisors with diverse investment options and program structures.

Isabella Pilato is a financial advisor with LPL Financial, holding the Series 66 designation. She joined LPL Financial in 2024 and has previous experience working at Oak Beach Bar & Grill. Isabella is currently based in Milford, CT. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by various advisor-facing tools.

Daniel Recalde is a financial advisor at Cambridge Investment Research Advisors with one year of industry experience. He holds Series 63 and Series 65 credentials and has previously worked with Northwestern Mutual and other financial services firms. He is also involved as an agent in insurance and benefits-related activities through his other business engagements. Cambridge Investment Research Advisors serves a broad range of clients, including individual and institutional investors, by providing financial planning, investment management, retirement plan advisory, and financial-wellness services. The firm utilizes a variety of portfolio management approaches and emphasizes tailored strategies through a network of independent Financial Professionals.

David Gay is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and bringing 31 years of industry experience. He has held prior roles at Park Avenue Securities and Guardian Life Insurance Company. In addition to his advisory work, he is active as an insurance agent selling life, disability, annuities, and long-term care products. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform allowing advisors to implement model portfolios, select third-party managers, or create bespoke strategies, with over $256 billion in assets under management.

William Calderon is a Series 66-registered financial advisor with LPL Financial based in Shelton, CT. He has been with LPL Financial since 2023 and has no prior industry experience before joining the firm. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, and institutional platforms, supporting over 22,800 advisors and managing more than $819 billion in discretionary assets.

Kristina Kiraly is a financial advisor with Ameriprise in Shelton, CT, holding a Series 66 designation and six years of industry experience. Her prior work includes positions at Bank of America, Merrill, Darden Restaurants Inc, General Electric/ABB, and Keller Williams Realty. Outside of her advisory role, she sells personal items on eBay and Mercari. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement income planning advice focused on dependable income sources and tax-aware withdrawal strategies.