Frederick Schirmer is a Financial Consultant at Fidelity Investments, a position he has held since 2022. He partners with clients and families to develop and maintain comprehensive financial plans. He has been with Fidelity Investments since 2015, progressing through various roles including Financial Representative, Investment Solutions Representative, Branch Financial Representative, Central Relationship Manager, Relationship Manager, and Planning Consultant. This extensive experience within Fidelity Investments has provided him with a broad understanding of financial planning and client relationship management. Outside of his professional work, Frederick enjoys golf and traveling.

William Davis is a financial advisor with Cambridge Investment Research Advisors in Rocky River, OH, holding a Series 63 designation and 38 years of industry experience. He has worked at Cambridge Investment Research Advisors since 2019 and previously spent over a decade with FSC Securities Corporation. Outside of his advisory work, he serves as a board member of the Singers' Club of Cleveland, Inc. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, retirement plans, and charitable organizations. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent professionals, utilizing a variety of platform arrangements and both proprietary and third-party investment strategies.

Amie Fox is a financial advisor with Mass Mutual Investors Services in Cleveland, OH, holding a Series 66 designation and 21 years of industry experience. She has been with MassMutual and its affiliated companies since 2004. Outside of her advisory role, she is the owner of Palffy Financial Group, LLC and serves as an agent for various life, health, and disability insurance products. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers a range of financial planning and asset management services, including innovative event-driven planning such as divorce and estate-settlement programs.

Chad Thompson is a financial advisor at J.P. Morgan Securities with nine years of industry experience. He holds a Series 66 designation and has worked at firms including KeyBank NA and The Huntington Investment Company. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities.

Wayne Gray is a financial advisor at Primerica Advisors with 42 years of industry experience. He has been with Primerica Advisors since 1983 and Primerica Financial Services since 1991. His credentials include the Series 63 designation. Outside of advisory services, he is involved in the sale of loan products and home-related services through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, which includes model-delivery strategies and separately managed account options for individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap fee structure, focusing on client account management rather than institutional or pension plan services.

Scott Vollrath is a financial advisor at LPL Enterprise with 29 years of industry experience. He holds the ChFC® and Series 66 designations. Prior to joining LPL Enterprise in 2024, he worked at Prudential Insurance Company of America and its affiliates for over two decades. LPL Enterprise serves a diverse client base, including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering financial planning, advisory, and brokerage services supported by its integrated platform and a combination of proprietary and third-party investment solutions.

Izac Coleman is a financial advisor with Equitable Advisors in Independence, OH, holding a Series 66 designation and one year of industry experience. His prior roles include positions at Paloma and Northwestern Mutual. He also has experience related to John Carroll University and has worked in events coordination and retail. Equitable Advisors serves a diverse client base, including individuals, high-net-worth clients, retirement plans, corporations, charities, and institutions, offering financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm’s model emphasizes LPL-sponsored programs and endorsed TAMPs, providing a mix of discretionary and non-discretionary advisory services.

Laura Lewis is a financial advisor with Charles Schwab & Co., Inc. in Richfield, Ohio. She holds a Series 63 designation and has five years of industry experience, including four years at Green and Spiegel Midwest LLC. She joined Charles Schwab in 2020 and has worked there since. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory guidance and access to discretionary separately managed accounts, supported by a large-scale, integrated operational structure.

Ryan Cox is a financial advisor with Robert W. Baird & Co. in Cleveland, OH, holding Series 63 and Series 65 designations and bringing 25 years of industry experience. He has been with Robert W. Baird & Co. since 2008. Outside of his advisory role, Cox serves as mayor of Waite Hill Village, Ohio, and is involved with the Waite Hill Foundation, a local charitable organization. He is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management practice, which provides tailored financial planning and portfolio management services to individuals, families, and institutional clients. The group offers a range of investment strategies, including traditional and non-traditional allocations, alongside municipal advisory and public finance services.

David Freno is a CFP® professional with seven years of industry experience, currently serving at MassMutual Investors Services since 2021. His prior roles include positions at Eileen M. Burkhart & Co., LLC and The Mortgage Collaborative. Outside of his advisory work, he is involved in several nonprofit boards focused on the arts and serves as a freelance pianist. MassMutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, annual financial planning engagements and offers a range of educational and specialized planning programs.

Kara Leventis is a financial advisor with J.P. Morgan Securities in Cleveland, OH, holding Series 63 and Series 65 licenses and six years of industry experience. Her prior roles include positions at StepStone Group, HPS Investment Partners, McHenry Advisers, and JPMorgan entities. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, utilizing a combination of quantitative asset-allocation modeling and centralized due diligence in its Institutional Consulting Services program.

Richard Schulz is a CFP® and holds a Series 66 license with five years of industry experience. He is currently associated with Raymond James Financial and LongView Financial Partners. Prior to these roles, he worked at Northern Trust Company and has experience at Mass Mutual Life Insurance and MML Investors Services. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to individual and high-net-worth investors, pension plans, charitable organizations, and state and municipal government entities. The firm’s offerings include a specialized SIMPLE IRA Employer Advisory & Consulting Services program for small businesses, alongside customized investment solutions and risk-based reviews.

Ai Nguyen is a financial advisor with LPL Enterprise holding a Series 63 designation and eight years of industry experience. Nguyen has worked at LPL Enterprise since 2024 and has prior experience with firms including Prudential Insurance Company of America and Pruco Securities, LLC. Outside of financial services, Nguyen is involved with New Life Language, LLC, an interpretation business. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, consulting, and access to model wealth portfolios and third-party asset management programs.

Linda Peters is a financial advisor with Primerica Advisors, holding a Series 63 designation and 29 years of industry experience. She has worked with Primerica in various capacities since 1996 and has also been involved with John Witri Associates and K & R Vitello & Associates. Outside of finance, she operates Linda Peters Photography, focusing on youth sporting events. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, providing model-delivery strategies and a limited selection of separately managed accounts to individual and high-net-worth clients. The firm emphasizes a tiered wrap-fee structure and curates third-party asset managers to implement its investment models.

Annette Pejeau is a financial advisor at LPL Financial with one year of industry experience. She holds a Series 66 designation and has prior work history at Medic Management Group, Inc and Medpilot Inc. Outside of her advisory role, she serves as a basketball official for the Ohio High School Athletic Association. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services supported by research and model portfolios.

Amy Dienes is a financial advisor with UBS Financial Services in Westlake, OH, holding a Series 66 designation and 25 years of industry experience. She has worked at UBS since 2007 and was previously with Mcdonald Investments. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, utilizing proprietary capital market assumptions and research to tailor plans based on clients’ goals and risk tolerances. The firm integrates institutional trading capabilities with wealth management services and provides a broad range of capital markets and advisory solutions.

William Hornung is a CFP® professional with 38 years of industry experience, currently serving as a financial advisor at Raymond James & Associates since 2018. Prior to this, he worked at Wells Fargo Clearing and Wells Fargo Advisors LLC. Raymond James & Associates offers financial planning and investment consulting to a diverse client base, including individuals, retirement plans, corporate and charitable entities, and government clients. The firm provides tailored financial plans and investment recommendations through both non-discretionary advisory relationships and various portfolio management programs.

Jeffrey Kobak is a financial advisor with LPL Financial in Westlake, Ohio, holding a Series 63 designation and 29 years of industry experience. Prior to joining LPL Financial in 2023, he worked for The O.N. Equity Sales Company and Ohio National Life Insurance for 17 years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, providing both discretionary and non-discretionary management with access to model portfolios and research from LPL and third-party subadvisors.

James Glaser is a financial advisor with Mass Mutual Investors Services in Cleveland, Ohio. He holds a Series 66 designation and has four years of industry experience. Prior to joining Mass Mutual, he worked at JP Morgan and Huntington Bank. In addition to his advisory role, Glaser is also licensed as an insurance broker, offering life, disability, long-term care, and fixed annuities. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, wrap and money-manager programs, and educational seminars.

Michelle Reynolds is a financial advisor at RBC Capital Markets with 28 years of industry experience. She holds a Series 63 designation and has previously worked at Wells Fargo Advisors LLC and Wells Fargo Clearing. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, pension plans, corporations, and charitable organizations. The firm offers a range of advisory programs with tailored investment strategies implemented through both in-house and third-party managers.