James Mc Crone is a financial advisor at Equitable Advisors with a Series 66 designation and one year of industry experience. Prior to joining Equitable Advisors in 2025, he worked at Carpenter & Associates and Highland Consulting Associates, Inc. Outside of finance, he is employed at Panini's Bar and Grill in Willoughby, OH. Equitable Advisors serves individuals, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients by offering financial planning, retirement plan consulting, and asset-management programs through a network of Investment Adviser Representatives. The firm utilizes a range of third-party advisory models and offers services covering mutual funds, ETFs, separate accounts, and select alternative investments.

Gabrielle White is a financial advisor at Ameriprise with Series 63 and Series 66 credentials and three years of industry experience. She previously worked at The Huntington Investment Company, Huntington National Bank, and JP Morgan Chase. Ameriprise Financial Services is a large advisory firm that serves both individual and institutional clients, offering a specialized Premier Retirement Income service designed for clients approaching or in retirement. The firm provides written Recommendation Reports and ongoing retirement-income planning advice that emphasizes dependable income sources and tax-aware withdrawal strategies.

Kristopher Sayre is a financial advisor with J.P. Morgan Securities in Woodmere, OH, holding Series 63 and Series 66 licenses and 14 years of industry experience. He has worked at various entities within the JPMorgan Chase organization since 2015. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting through a structured, non-discretionary program.

Michael Moore is a financial advisor at J.P. Morgan Securities with 22 years of industry experience and holds the Series 66 designation. His prior roles include positions at KeyBanc Capital Markets, PRUCO Securities, The Huntington Investment Company, and Inlife LLC. Outside of finance, he works part-time in a non-financial capacity as an account manager and sales representative for Ultimate Steel LLC, a steel products manufacturer. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a selective group of wealth advisors. The firm focuses on non-discretionary, written asset allocation advice, investment manager and fund searches, and customized performance reporting, supported by centralized due diligence and a model-driven investment process.

Caroline Adams is a Senior Financial Advisor with Williams, Jones & Associates at Merrill Lynch Wealth Management. She joined Merrill in 2021 after working as a Certified Public Accountant (CPA) with a large Montana-based public accounting firm, where she worked in both the Audit and Tax Departments supporting non-profit, government entities, individuals, and businesses. In her current role, she assists clients with a comprehensive range of financial needs. Her expertise includes tax-sensitive investment strategies, business planning, cash-flow analysis, higher-education savings, and wealth transfer. Caroline leverages her public accounting background to collaborate effectively with clients' external tax and legal advisors to ensure steady progress on shared financial initiatives. She focuses on supporting successive generations of client families in developing sound financial habits and pursuing long-term financial independence. Caroline holds dual Bachelor's degrees in Accounting and Finance from Carroll College in Helena. She has earned the designations of Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). She is involved with the Idaho Women's Charitable Foundation. Caroline and her husband, Cole, live in Boise with their golden retriever, Bo, and enjoy outdoor activities such as hiking, snow skiing, and tennis.

Michael Leonakis is a financial advisor with Equitable Advisors in Independence, Ohio, holding the Series 66 designation and bringing 14 years of industry experience. He previously worked at Lincoln Financial Advisors for 13 years and briefly at OSAIC prior to joining Equitable Advisors. Outside of advising, he is the managing member of Cleveland Executive Consulting, LLC, a business established for payroll and business expense services. Equitable Advisors serves individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients by providing financial planning, retirement plan consulting, and various asset-management programs. The firm utilizes a network of Investment Adviser Representatives to deliver customized advisory solutions, frequently leveraging third-party asset managers and LPL-sponsored programs.

William Lloyd is a CFP®-credentialed financial advisor with 17 years of industry experience. He is currently with Ameriprise in Chagrin Falls, OH, having joined the firm in 2026 after roles at The Huntington Investment Company and BMO Harris Bank. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Ameriprise Premier Retirement Income service that provides ongoing, tax-aware strategies and personalized recommendations.

Omid Sattarian is a financial advisor at Merrill with 14 years of industry experience. He holds a Series 66 credential and has worked at firms including Bank of America, Wells Fargo Clearing, and PNC Investments. Outside of his advisory role, he serves on the finance committee of the nonprofit organization Towards Employment in Cleveland, Ohio. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jason Lukz is a financial advisor at Cetera with 16 years of industry experience. He previously worked at Avantax Insurance Agency, Avantax Advisory Services, and ValMark Advisers, among other firms. He is also the owner and sole proprietor of Golden Financial Consulting, LLC, an operational and marketing business. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a broad network of independent advisors. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to a range of third-party managers and program structures.

Frank Ferritto is a Series 66-licensed financial advisor with 13 years of industry experience. He has worked at Robert W. Baird since 2021 and previously spent nine years at UBS Financial Services. Based in Cleveland, OH, he is part of The DDK Group within Robert W. Baird & Co. The DDK Group advises a broad range of clients, including individuals, families, pensions, corporations, and charitable organizations, providing financial planning and portfolio management services. The team employs both in-house and third-party managers to tailor strategies that align with client goals and risk tolerances, offering a variety of investment approaches including traditional and non-traditional allocations.

Kristin Askey is a financial advisor with Equitable Advisors in Independence, OH, holding a Series 66 designation and 22 years of industry experience. She has worked with Equitable Advisors and its predecessor, AXA Advisors, LLC, since 2004. In addition to her advisory role, she operates under the DBA Stratus Advisors, contracting with various outside long-term care carriers. Equitable Advisors serves a broad client base, including individuals, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement plan consulting, and asset-management programs. The firm’s approach involves assessing client information and risk tolerance to align clients with suitable program models or discretionary managers, utilizing both proprietary and third-party investment solutions.

Jon Shane is a financial advisor at Merrill with 44 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Merrill since 1981, including 15 years with Bank of America, N.A. Shane serves as a trustee for family trusts, including an irrevocable insurance trust and a residence trust. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

William Perkins IV is a financial advisor at OSAIC with 29 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Securities America Advisors, Inc. and Securities America, Inc. since 2005. Outside of his advisory role, he is involved in fixed insurance sales through his independent agency. OSAIC Wealth serves a diverse client base, including retail and institutional investors, retirement plan sponsors, charities, and corporate clients. The firm offers brokerage and advisory services utilizing model-based asset allocation, portfolio optimization, and a range of managed account programs supported by multiple custodial and third-party platforms.

Gregory Crissman is Vice President, Wealth Planner at Fidelity Investments. He is responsible for developing, implementing, and monitoring wealth planning strategies for clients and their families. Gregory has over 20 years of experience at Fidelity Investments, having held several roles including Vice President, Financial Consultant; Private Access Relationship Manager; Investor Center Investments Representative; and Customer Service Representative. Prior to joining Fidelity, he worked as a Registered Representative at Vista Financial Group. Outside of his professional responsibilities, Gregory enjoys baseball, family activities, gardening, golf, music, and traveling.

Paul La Banc III is a financial advisor with LPL Financial, holding a Series 63 designation and over 34 years of industry experience. He previously worked at Ameriprise Financial Services, Inc. for 18 years before joining LPL Financial in 2023. In addition to his advisory role, he is an owner of Oak Tree 100, LLC, a business entity for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Bethany Gonzalez is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 licenses and bringing 16 years of industry experience. Her career includes roles at Northwestern Mutual and USAA Financial Planning Services. She is also the owner of MindBodySoul&Money, LTD, a holding company with investments in laundry businesses. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research, supporting recommendations with centralized due diligence and incorporating ESG considerations.

Nathan Bowman is a Series 66-licensed financial advisor with Equitable Advisors in Independence, Ohio, and has three years of industry experience. Prior to joining Equitable Advisors, he was self-employed for five years and has held positions at the Cleveland Clinic Foundation and local fire departments. He is also the owner of Archival Arms LLC, a non-investment business. Equitable Advisors serves a broad range of clients, including individuals, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement plan consulting, and asset management programs through a network of Investment Adviser Representatives and third-party asset managers.

Steven Berman is a CFP® professional with 30 years of industry experience, currently serving as a financial advisor at Wells Fargo Advisors since 2023. He previously worked at Wells Fargo Clearing from 2016 to 2023. Outside of his advisory role, he is a member of the finance committee at The Gathering Place in Beachwood, OH, and is involved in event production support for music events in the Cleveland area. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services and uses Wells Fargo research and tools to develop tailored recommendations, with flexibility in how clients implement those recommendations.

Matthew Zamorek is a financial advisor at Merrill with one year of industry experience. He holds Series 65 and Series 66 registrations and has previously worked at Bank of America, Empower Advisory Group, FedEx Ground, and several other firms. Outside of his advisory role, he has experience working at Downtown McCarthys. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal and third-party managers and serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Matthew Frindt is a financial advisor with Equitable Advisors holding a Series 66 designation. He joined the firm in 2025 and has experience working with organizations such as the Cleveland Yachting Club. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset management programs through a network of Investment Adviser Representatives and utilizes various third-party advisory models and tools.