Todd Becker is a financial advisor with LPL Financial in South Windsor, CT, holding Series 63, 65, and 66 licenses and with 23 years of industry experience. He has worked at LPL Financial since 2018 and has been associated with INVEST Financial Corp since 2005. Becker also operates Becker Financial Solutions LLC, a registered representative entity related to his LPL business. LPL Financial is an SEC-registered adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement plan consulting, and brokerage services, with access to model portfolios, research, and multiple investment management strategies.

Robert Rosa is a Financial Advisor with Merrill Lynch Wealth Management, specializing in developing personalized strategies to help clients navigate retirement planning, wealth accumulation, income management, and legacy goals. He collaborates closely with clients to understand their ambitions and concerns, ensuring that investment strategies align with what matters most to them. Robert holds a Bachelor's Degree from the University of Rhode Island and carries professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). He has expertise in areas such as college education planning, family wealth management, philanthropic planning, portfolio management services, and small business strategies. In addition to his financial advisory role, Robert serves in the Connecticut Army National Guard since 2019, embodying values of integrity, discipline, and selfless service in both his military and professional life. He is also involved with community organizations such as Connecticut Foodshare. His personal interests include billiards, fishing, golfing, running, skydiving, spending time with his family, and watching movies.

Thomas Fruin Jr. is a financial advisor with Morgan Stanley in West Hartford, CT, holding a Series 66 designation and 14 years of industry experience. He has been with Morgan Stanley since 2011 and has worked specifically with the Morgan Stanley Private Bank since 2020. Morgan Stanley Wealth Management serves both individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm employs a structured discovery process and firm-approved planning tools to develop client plans, managing approximately $2.74 trillion in client assets.

Zachary Tracey is a Certified Financial Planner (CFP®) with 18 years of industry experience. He is currently with Wells Fargo Advisors in Glastonbury, CT, having been associated with various Wells Fargo entities since 2015. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of planning services, including cash-flow, retirement, education, and specialized planning, supported by proprietary research and planning tools.

Matthew Koziol is a financial advisor at LPL Financial with six years of industry experience. He holds a Series 66 designation and has worked at firms including Merrill Lynch and Tumolo Wealth Management. His prior roles also include positions at Webster Bank and Mott Corporation. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Benjamin Howarth is a financial advisor at Mass Mutual Investors Services with 24 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Mass Mutual Investors Services since 2017, following a 15-year tenure at Metlife Securities Inc. Additionally, he maintains an independent insurance agent role specializing in disability, fixed annuities, life, accident, health, long-term care, and Medicare-related products. Mass Mutual Investors Services, a subsidiary of MassMutual, provides financial planning and investment advisory services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers asset management, wrap programs, and educational seminars, structuring financial planning as annual collaborative engagements using firm-approved software to analyze client goals and recommend investment strategies.

John Zahner is a financial advisor with Edward Jones in South Windsor, CT, holding Series 63 and Series 66 credentials and bringing 27 years of industry experience. He has been with Edward Jones since 1998. Outside of his advisory role, he serves as a board member for the South Windsor Volunteer Fire Department and is involved in event coordination at Boyne Ranch LLC’s Springbrook Farms venue. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including a broad range of households and corporate entities. The firm manages approximately $1.01 trillion in assets through a nationwide network of financial advisors and offers a variety of advisory programs with discretionary and non-discretionary strategies.

Brian Bednarz is a financial advisor with MassMutual Investors Services who holds Series 63 and Series 65 licenses and has 25 years of industry experience. He has worked at MassMutual Investors Services since 2017 and at Massachusetts Mutual Life Insurance Company since 2016, following 17 years at MetLife Financial Services. In addition to his advisory role, he is a member and partner of JB Wealth Partners LLC, a collaborative practice focused on pooling resources and managing cash flow and taxation. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides ongoing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers a range of planning programs and educational seminars, with an emphasis on structured, collaborative financial planning engagements.

Margaret Guzman is a financial advisor with LPL Financial in Waterbury, CT, holding Series 63 and Series 66 licenses and bringing 29 years of industry experience. Her prior roles include positions at Wells Fargo Bank, Wells Fargo Securities, and Webster Bank. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of advisory programs, financial planning services, and utilizes both discretionary and non-discretionary management alongside research-supported model portfolios.

Lori Carroll is a financial advisor with RBC Capital Markets, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. Her career includes previous roles at Wells Fargo Clearing and Wells Fargo Advisors. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers a range of advisory programs and employs tailored investment strategies using both in-house and third-party managers.

Nicholas Centopani is a financial advisor at Charles Schwab with one year of industry experience and holds a Series 66 designation. Prior to joining Schwab, he worked in automotive parts manufacturing as a repair technician at Bridgeport Milling Head Repair, Inc. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, offering advisory, brokerage, custody, and financial planning services through its Schwab Wealth Advisory wrap fee program and affiliated managed accounts. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and utilizes multi-asset model portfolios and alternative investment due diligence.

William McCarthy is a Planning Consultant at Fidelity Investments, where he collaborates with a team of advisors and specialists to assist clients in developing and maintaining personalized financial plans. He provides support throughout the financial planning process to help clients meet their goals. He has held several roles at Fidelity Investments, starting as a Customer Relationship Advocate from 2021 to 2022, advancing to High Net Worth Service Associate from 2022 to 2023, then Financial Representative from 2023 to 2024, before his current position beginning in 2025. This progression reflects his experience within various aspects of financial services. Outside of his professional work, William enjoys attending concerts, social events with friends, playing golf, watching movies, listening to music, and skiing.

Carl Castanho is a financial advisor at OSAIC with 24 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at several firms, including Equity Services Inc and Securities America. He is also the managing member of Castanho Advisory Group LLC, a financial services firm providing planning and advisory-related products. Osaic Wealth, Inc. serves a diverse range of retail and institutional clients, offering integrated brokerage and investment advisory services, financial planning, retirement plan consulting, and access to multiple advisory platforms. The firm utilizes various asset-allocation tools and third-party services to construct and manage portfolios for its clients.

Christian Rausch is a financial advisor at Cetera with 27 years of industry experience. He holds Series 63 and Series 66 designations and has worked at several firms, including Voya Financial Advisors, Inc. and Scottrade. He is currently based in Berlin, CT. Cetera Investment Advisers LLC is an SEC-registered adviser serving individual, employer-sponsored retirement plan, corporate, charitable, and institutional clients. The firm offers a range of portfolio management, financial planning, and consulting services through a large network of independent advisors, utilizing multiple program structures and third-party managers.

Edward Graham Handley is a financial advisor with Edward Jones in Southington, CT. He holds a Series 66 designation and has 10 years of industry experience, including 11 years with Edward Jones. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies supported by a large nationwide network of financial advisors and branch offices.

Michael Serfillippi is a financial advisor with Mass Mutual Investors Services who holds a Series 66 designation and has 17 years of industry experience. He has worked with Mass Mutual and its subsidiaries since 2018 and previously spent ten years at People's Securities, Inc. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using firm-approved tools to deliver written recommendations as part of annual, collaborative planning engagements.

Bryan Lauriat is a financial advisor with Ameriprise, holding a Series 66 designation and 20 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2010. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement with significant investable assets, providing written Recommendation Reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis in its approach and delivers recommendations through a centralized consulting team.

Brandon Marinelli is a CFP® professional with 24 years of industry experience, currently affiliated with Morgan Stanley Wealth Management in West Hartford, CT. His prior roles include positions at Raymond James Financial Services and operating his own wealth management practice. Outside of his advisory work, he is listed as an owner of an LLC related to his ski home for estate planning purposes. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm provides a variety of advisory programs with a focus on tailored financial planning and employs structured planning tools and market scenario modeling in its approach.

Dashaun James is a financial advisor with Ameriprise in Manchester, CT, holding a Series 66 designation and two years of industry experience. Prior to joining Ameriprise, he worked for seven years at Saldamarco's Deli. He is also involved with Brownstone Management of CT LLC, managing an advisory business. Ameriprise provides retirement-income planning services targeted at individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver personalized recommendations through a centralized consulting team.

Bruce Daigle is a financial advisor with Raymond James & Associates who holds Series 63 and Series 65 licenses and has 34 years of industry experience. He has been with Raymond James since 2015. Outside of his advisory role, he is a founding member and serves on the Investment Committee of the Main Street Community Foundation, a nonprofit organization. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and charitable organizations, and offers financial planning, investment consulting, and municipal advisory services.