Peter Junggren Jr. is a financial advisor at Morgan Stanley with 20 years of industry experience. He holds a Series 66 designation and has worked with Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2011. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a range of advisory programs, including tailored financial planning that utilizes structured discovery conversations and firm-approved planning tools.

Marla Charron is a financial advisor with Ameriprise in Glastonbury, CT, holding a Series 66 credential and five years of industry experience. She previously worked at Bombardier Business Aircraft and Loomer & Associates. Outside of her advisory role, she serves as a paraplanner and financial planning analyst for HUB AND SPOKE OPERATIONAL SUPPORT LLC. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning focused on income sources and tax-aware withdrawal strategies.

Nicholas Kolitsidas is a financial advisor with Osaic Wealth, Inc. based in Hartford, CT, holding Series 63 and Series 66 licenses and having 24 years of industry experience. He has been affiliated with LPL Financial, Ethos Wealth Management, and Good Life Advisors, LLC since 2016. Osaic Wealth, Inc. serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of financial advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, financial planning, and access to third-party money managers, utilizing asset-allocation tools and automated rebalancing to manage portfolios across various asset classes.

Charity Uldrikis is a financial advisor at Raymond James & Associates with 24 years of industry experience. She holds Series 63 and Series 66 designations and has worked with Raymond James and Marinelli Wealth Management over her career. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional advisory services supported by a broad range of portfolio management styles and affiliated research.

Debbra Gorczycki is a financial advisor at Raymond James Financial with 28 years of industry experience. She holds Series 63 and Series 65 credentials and has worked at Ameriprise Financial Services in various capacities for over two decades prior to joining Raymond James. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations. The firm employs analytical tools and risk profiling to tailor non-discretionary planning and consulting aligned with client goals.

Joanne De Palma is a financial advisor with Cetera, holding a Series 63 designation and 26 years of industry experience. She has been with Cetera and its affiliates since 2015 and currently operates under Kelly & Company Wealth Partners LLC. In addition to advisory services, she is also licensed to sell fixed insurance products including life, health, disability, annuities, and long-term care insurance. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a range of investment strategies, combining discretionary and non-discretionary management across various program options and custodial relationships.

Michael Fenn is a financial advisor with Morgan Stanley in Hartford, CT, holding a Series 66 designation and 14 years of industry experience. He worked at Voya Financial and Voya Financial Advisors from 2014 to 2019 before joining Morgan Stanley in 2019. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and analyses. The firm manages approximately $2.74 trillion in client assets and offers both direct financial planning services and corporate arrangements.

Christian Forsyth is a CERTIFIED FINANCIAL PLANNER™ with 27 years of industry experience. He is currently with Edelman Financial Engines and has held previous roles within affiliated firms dating back to 2015. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm combines proprietary modeling with planner delivery and online tools, offering diversified model portfolios, discretionary management, and non-discretionary online advice while managing approximately $326 billion for roughly 477,000 clients.

Krista Czarnec is Vice President and Wealth Planner at Fidelity, a role she has held since 2026. She has been with Fidelity since 2019, previously serving as Vice President, Financial Consultant. Prior to her tenure at Fidelity, Krista worked at Voya Financial, where she held positions as Financial Planning Consultant and Retirement Specialist from 2012 to 2019. Throughout her career, Krista has focused on engaging with clients and their families to develop personalized financial planning strategies. She emphasizes listening to each client's unique story to provide ongoing support and guide them toward achieving their financial goals. Outside of her professional work, Krista enjoys activities such as cooking and baking, family activities, horseback riding, puzzles, skiing, and yoga.

Holden Whaley is a financial advisor at Charles Schwab with a Series 66 designation and approximately four years of industry experience across several firms, including Ascend Bank and First Financial Advisory Services. Prior to entering the financial sector, he worked for Big Y Foods for four years. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering both non-discretionary and discretionary investment management options supported by multi-asset model portfolios and centralized operational services.

Rhonda Lisbon Kendall is a financial advisor with Raymond James & Associates, holding a Series 66 designation and 21 years of industry experience. Her prior roles include positions at UBS Financial Services, Merrill, and Bank of America. She is a 50% partner in an auto detailing business operated jointly with her spouse. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering a range of financial planning and advisory services typically delivered on a non-discretionary basis.

David Peichert is a CFP® professional with over 42 years of industry experience. He is currently with Cetera and has held prior roles at VOYA Financial Advisors and through his own firm, Peichert Wealth Management LLC. Outside of financial advising, he is a co-owner of Concentric Brewing Company, a brewery in Portland, CT. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a large network of independent advisors and utilizes a multi-manager platform with numerous program options.

Nathan Potter is a Financial Consultant at Fidelity Investments, a position he has held since 2022. He has been with Fidelity Investments since 2014, progressing through several roles including Investment Consultant, Relationship Manager, Client Services Help Desk, High Net Worth Service Associate, and Financial Representative. In his role as a Financial Consultant, Nathan works closely with clients to understand their specific needs and educates them on the financial planning process. He reviews clients' current situations collaboratively and aims to implement strategies to improve their financial outcomes and support long-term success.

Patricia Zak is a financial advisor at Morgan Stanley with 42 years of industry experience. She holds Series 63 and Series 65 designations and has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009, as well as Citigroup Global Markets since 1993. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques to support its financial planning process.

Paul Nadeau is a financial advisor at LPL Financial with a Series 66 designation and one year of industry experience. His prior roles include positions at RightCapital, The Cigna Group, and Tribute Financial, along with four years working at the University of Connecticut and Farmington Public Schools. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a diverse client base, including individuals, retirement plans, banks, corporations, and charitable organizations, through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Christopher Pekala is a Series 66-licensed financial advisor with Ameriprise in Manchester, CT, bringing 31 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Ameriprise provides retirement-income planning services primarily for individuals near or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Wendy Richardson is a financial advisor at LPL Financial with 13 years of industry experience. She holds a Series 65 designation and has previously worked at Cadaret, Grant & Co., Inc., Securities America Advisors, Inc., and Investacorp Advisory Services, Inc. In addition to her advisory role, she is a 50% owner of Premier CPAs, a CPA and tax preparation firm. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing model portfolios and research to provide both discretionary and non-discretionary management.

Amy De Paolo is a financial advisor at Merrill with a Series 66 designation and 10 years of industry experience. Her work history includes roles at Janney Montgomery Scott and St. Francis Hospital before joining Merrill and Bank of America, N.A. She is based in West Hartford, CT. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Vernon Baker is a financial advisor at OSAIC with 33 years of industry experience. He holds the ChFC® designation along with Series 63 and Series 65 licenses. Mr. Baker has worked with Allianz Life and Bach Investments Plus since 1993 and 2002, respectively. He serves on the board of the Friendship Service Center, a nonprofit organization, where he is involved in organizational management and investment policy review. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charities through a broad network of affiliated advisers. The firm offers integrated brokerage and advisory services, using proprietary tools and third-party platforms to construct portfolios that include a wide range of asset classes.

Michael Bacon is a financial advisor with Cetera in West Hartford, CT, holding Series 66 and Series 63 licenses and with three years of industry experience. He has worked at several firms including Concourse Financial Group Securities Inc and PBI Financial Group. Outside of his advisory role, he is involved in tax preparation through Bacon and Gendreau Tax Preparation. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a range of discretionary and non-discretionary portfolio management and financial planning services, supported by a network of over 10,000 advisors managing more than $256 billion in assets.