Patrick Goodine is a financial advisor at Merrill with one year of industry experience. He holds a Series 66 designation and has prior work experience at Glaukos Corporation and Bank of America, N.A. Additionally, Patrick has held roles in academic settings including the University of Maine and Westfield State. Merrill provides managed account services through the Select Portfolio Solutions program, serving a broad client base that includes individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries. The firm offers model-based and discretionary investment strategies integrated with Bank of America’s broader platform.

John Kerr is a financial advisor with LPL Financial, holding a Series 63 designation and bringing 52 years of industry experience. He has worked at LPL Financial since 2004 and previously spent 36 years at Bay Financial Advisors, Inc. Kerr provides case development support for advisors affiliated with Peachtree Wealth Strategies LLC, a non-OSJ branch associated with his LPL branch. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement consulting, and brokerage services, utilizing model portfolios and research from internal and third-party sources.

Marissa Cautino is a financial advisor at Cetera with 14 years of industry experience. She holds a Series 66 designation and previously worked at VOYA Financial Advisors from 2014 to 2021 before joining Cetera Wealth Services LLC and Cetera. Outside of her advisory role, she volunteers as Communications Chair and Annual Fund Ambassador for Dedham Country Day School. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a multi-manager platform with access to various portfolio management strategies and services delivered through a large nationwide network of independent advisors.

Andrew Enright is a financial advisor at Ameriprise with six years of industry experience. He holds a Series 66 designation and has worked at Ameriprise and The RMR Group. Enright also manages an independent advisory business, Net Flows LLC, providing comprehensive financial planning and asset management services. Ameriprise offers retirement-income planning services aimed at individuals approaching or in retirement with significant investable assets. The firm provides written recommendation reports that incorporate research, modeling, and tax-efficiency analysis, delivered through a centralized consulting team in partnership with financial advisors.

Elizabeth Moore is a financial advisor at Merrill with 15 years of industry experience. She has been with Merrill since 2014 and holds Series 63 and Series 66 licenses. Outside of her advisory role, she co-owns a rental property with her brother. Merrill offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, providing a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, and institutional investors.

Janet Mc Cormick is a financial advisor with Morgan Stanley in Wellesley, MA, holding a Series 66 designation and bringing eight years of industry experience. Prior to joining Morgan Stanley, she worked at Fidelity Investments for 27 years. Morgan Stanley Wealth Management serves both individual and institutional clients by offering a range of advisory programs, including tailored financial planning that incorporates firm-approved tools and models to assist clients in their financial decision-making.

Michael O'Connor is a financial advisor with Merrill, holding Series 63 and Series 66 credentials and bringing 20 years of industry experience. He has been with Merrill since 2016 and previously worked at Bank of America N.A. From his location in Norwood, MA, he serves clients within Merrill's managed account platform. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Lars Petersen is a financial advisor at Raymond James Financial with five years of industry experience. He holds the Series 66 designation and has worked at several firms including Capital Wealth Partners and Crux Wealth Advisors. Petersen has also been involved with Rhino Lacrosse LLC, indicating engagement in entrepreneurial activities outside finance. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to individual and high-net-worth investors, as well as pension plans, charitable organizations, and government entities. The firm offers tailored, typically non-discretionary advisory services and unique programs such as a SIMPLE IRA Employer Advisory & Consulting Services program for small businesses.

Alfred Drouin is a financial advisor at Ameriprise with 32 years of industry experience. He holds Series 63, Series 65, and Series 66 licenses and has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2011. Ameriprise offers a retirement-income planning service designed for individuals approaching or in retirement with significant investable assets, providing detailed recommendation reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to deliver tailored, non-discretionary advice through a centralized retirement-income consulting team.

Eric Timmins is a financial advisor at Equitable Advisors in Wellesley, MA, holding a Series 66 designation. He has been with Equitable Advisors since 2023, with prior experience including roles at the Braintree Recreational Department and Thayer Academy Summer Camp. Timmins attended Purdue University from 2021 to 2025. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement plan support, and access to asset management through LPL programs and a broad roster of third-party asset managers. The firm utilizes a hybrid referral and implementation model, combining advisory and brokerage channels to tailor client services.

Anthony Di Chiara is a financial advisor with OSAIC, holding Series 66 and Series 65 licenses and bringing 18 years of industry experience. He worked at Sii for 10 years before joining OSAIC in 2018. In addition to his advisory role, he is involved in insurance brokerage and financial planning through an LLC. OSAIC serves a diverse client base, including individuals, institutions, and charitable organizations, offering integrated brokerage and advisory services. The firm utilizes asset-allocation tools, risk assessments, and automated rebalancing to build portfolios consisting of various asset classes, managed on discretionary or non-discretionary bases.

Kevin Hansen is a financial advisor at Morgan Stanley with a Series 66 designation and one year of industry experience. His prior roles include positions at HMH Ventures LLC and involvement with the Hurricane Junior Golf Tour and Normanside Country Club. Morgan Stanley Wealth Management offers a wide array of advisory programs to both individual and institutional clients, delivering tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides a broad range of investment and planning services.

Phillip Closuit is a financial advisor with Raymond James & Associates in Wellesley, MA, holding Series 63 and Series 65 credentials and 28 years of industry experience. Prior to joining Raymond James in 2018, he worked at Bank of America and Merrill. He also serves as a trustee for a family member’s trust. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and asset-allocation analyses, supporting both non-discretionary advisory relationships and institutional consulting.

Charles Steele is a financial advisor at Fidelity with one year of industry experience. He holds the Series 66 designation and previously served in the United States Army for four years. Outside of his advisory work, he operates a self-produced YouTube channel where he creates content on a regular basis. Fidelity’s Strategic Advisers LLC, where Steele practices, provides investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction across a broad range of mutual funds, ETFs, and ETPs.

Tim D'Ambrosia is a Planning Consultant at Fidelity Investments, where he partners with Financial Consultants to enhance the financial planning experience for clients. He focuses on connecting with clients beyond their financial situations to align recommendations with their personal goals, preferences, and values. Tim began his role as a Planning Consultant in 2023. He dedicates his efforts to ensuring clients feel understood and supported throughout their financial journey. Outside of his professional responsibilities, Tim enjoys spending time at the beach, engaging in fitness activities, watching football and movies, visiting lakes, and traveling.

Jane Dobisz is a Senior Financial Advisor with Merrill Lynch Wealth Management, bringing 25 years of experience in personalized financial planning and wealth management. She focuses on understanding clients' priorities to develop flexible strategies that address changing market conditions. Jane works in areas including college education planning, retirement income, socially responsible and ESG investing, women and wealth, LGBT wealth planning, and services for endowments, foundations, and non-profits. Jane holds a Bachelor's Degree from the University of Vermont and professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). She follows a client-centered approach, emphasizing transparency and collaboration throughout the financial planning process. Jane is also committed to community involvement, volunteering with the Cambridge Zen Center and participating in community fundraising efforts. Outside of work, she enjoys biking, boating, cooking, golfing, painting, photography, reading, swimming, traveling, and writing.

Avi Finder is a financial advisor with Ameriprise in Framingham, MA, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2002. Ameriprise specializes in retirement-income planning services for individuals generally holding at least $1 million in net investable assets, using a combination of research, modeling, and tax-efficiency analysis to provide written, non-discretionary Recommendation Reports. The firm also offers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Mary Kelly is a Series 66-licensed financial advisor with Edward Jones in Quincy, MA, with seven years of industry experience. She has been with Edward Jones since 2018 and previously worked there from 2003 to 2018. Edward Jones is a full-service wealth management firm serving more than four million clients, including individual and institutional investors. The firm manages approximately $1.01 trillion in assets and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Paul Fortini is a financial advisor with Merrill, holding Series 63 and Series 66 licenses and bringing 24 years of industry experience. He has been with Merrill since 2008. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm integrates its services with Bank of America’s platform, providing access to a broad array of financial products.

Victoria Rego is a Planning Consultant at Fidelity Investments. In her role, she partners with advisors and individuals to develop and maintain financial plans aimed at helping clients understand the consequences of their financial decisions and providing clarity to their financial futures. Victoria has held several positions within Fidelity Investments since 2020, including Relationship Manager, Financial Representative, Retirement Brokerage Services, and Financial Associate II in Defined Contributions and Defined Benefits. This experience has provided her with a solid foundation in financial planning and client relationship management.