Michael Hertz is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 designations and bringing 21 years of industry experience. He has worked with Park Avenue Securities and Guardian Life Insurance Company since 2001. Outside of his advisory role, he serves as a trustee for an irrevocable trust. Park Avenue Securities LLC serves a broad retail client base, offering both brokerage and advisory services along with financial planning and retirement consulting. The firm employs a range of investment strategies through proprietary and third-party models and supports various account-level services, including lending solutions and donor-advised funds.

Michael Kelly is a CFA® charterholder with two years of industry experience. He currently works at The Colony Group and was previously employed at GMO LLC for seven years. He is based in Wellesley, MA. Focus Partners Wealth, LLC serves individuals, high-net-worth families, family offices, corporate, and institutional clients with wealth management and advisory services. The firm emphasizes long-term, tax- and fee-sensitive portfolio construction using a blend of active and passive strategies within an enhanced open architecture framework.

Andrew Guyton is a financial advisor with Park Avenue Securities, a subsidiary of Guardian Life, holding a Series 66 credential and 13 years of industry experience. He has been associated with Guardian Life and Park Avenue Securities since 2013. Outside of his advisory role, Guyton is involved in charitable activities, serving on the board of the Veterans Count Seacoast Chapter and participating in local charitable giving groups. Park Avenue Securities LLC provides brokerage services, financial planning, and investment advisory programs to individuals, pension plans, charitable organizations, and corporate clients. The firm integrates proprietary and third-party model portfolios and offers a lower-fee hybrid digital advisory solution, serving a broad client base including high-net-worth individuals.

Bruce Coughlin is a financial advisor with VOYA Financial Advisors, Inc. in Wellesley, MA, holding Series 63 and Series 65 designations and having 43 years of industry experience. He has been with VOYA Financial Advisors since 2014 and also serves as president of Benefit Services Incorporated, a company involved in the sales and service of group employee benefits, including medical, dental, disability, life, and retirement products. VOYA Financial Advisors is an enterprise-scale advisory and broker-dealer affiliate serving individuals, pension and profit-sharing plans, charitable organizations, and corporate clients. The firm offers financial planning, portfolio management, and retirement advisory services, utilizing a range of investment strategies and technology-enabled tools across both affiliated and unaffiliated products.

Anpu Stephens is a CFP® professional with 11 years of industry experience, currently serving as a financial advisor at Creative Planning since 2022. Prior to joining Creative Planning, Stephens worked at TIAA-CREF from 2016 to 2022. Creative Planning provides wealth management, financial planning, and retirement-plan advisory services to a diverse client base, including high-net-worth individuals, pension plans, and corporations. The firm employs a financial-planning-led investment approach that integrates low-cost indexing, buy-and-hold strategies, and selective private market exposure.

Brendan Spilsbury is a CFP® and Series 65 credentialed advisor with five years of industry experience. He is currently with Beacon Pointe Advisors, LLC, having joined the firm in 2025. Prior to that, he worked at Sensible Financial Planning And Management, LLC for seven years. Beacon Pointe Advisors provides investment advisory and consulting services to a diverse client base, including individuals, institutions, and retirement plans. The firm employs a disciplined approach using third-party independent managers selected through a proprietary due-diligence process and offers a range of services such as discretionary wealth management, financial planning, and outsourced CIO solutions.

Cynthia Jeffries is a financial advisor with Commonwealth Financial Network, holding a Series 66 designation and 25 years of industry experience. She has been with Commonwealth since 2007. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their retail and institutional clients. The firm provides a range of advisory programs and services, including wealth management and retirement plan consulting, while supporting affiliated advisors with operations, trading, technology, investment management, compliance, and practice management.

Jonathan Neipris is a financial advisor with Commonwealth Financial Network, holding the Series 66 designation and 11 years of industry experience. He has been with Commonwealth since 2014. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 affiliated advisors and managing around $212.7 billion in client assets. The firm provides a broad adviser-support platform including managed-account programs, access to third-party asset managers, and back-office services.

Michael Mcdermott is a Series 66 licensed financial advisor with over 14 years of industry experience. He has been with Commonwealth Financial Network since 2011 and joined LPL Financial LLC in 2026. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and hundreds of thousands of clients, managing about $212.7 billion in assets. The firm provides a broad adviser-support platform including managed-account programs, third-party asset manager access, retirement and plan consulting, and custody services.

Evan Banks is a CFP® professional with 24 years of experience in the financial services industry. He is currently affiliated with Primerica Advisors and has a longstanding career at Park Avenue Securities and Guardian Life Insurance Company. Outside of his advisory work, he serves as a trustee for family trusts. Park Avenue Securities LLC serves a diverse retail client base, including individual and high-net-worth investors, charitable organizations, and corporate clients. The firm offers a range of brokerage and advisory services, utilizing proprietary model portfolios and third-party investment managers across discretionary and non-discretionary accounts.

Michael Nichols is a financial advisor with Eagle Strategies (NY Life) based in Waltham, MA, holding Series 63, 65, and 66 licenses and bringing 11 years of industry experience. Prior to joining Eagle Strategies in 2021, he worked at New York Life Insurance Company and NYLIFE Securities LLC since 2015, and has experience with Ameriprise. Outside of his advisory role, Nichols volunteers with Family Promise Metrowest and serves as Treasurer for BNI Ultimate Success, a local networking group. Eagle Strategies serves a diverse client base including individual investors, retirement plans, and institutional clients, providing financial planning, investment management, and advisory services with an emphasis on customized solutions and a primarily non-discretionary asset management approach.

Daniel Lautenschlager is a financial advisor with Commonwealth Financial Network and holds a Series 66 designation. He has six years of industry experience, including prior roles at Citizens Financial Group and LPL Financial. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and hundreds of thousands of clients. The firm provides a broad adviser-support platform with discretionary and nondiscretionary managed-account programs, access to third-party asset managers, and custody and clearing services.

James Baglini is a financial advisor at TD Private Client Wealth LLC with 19 years of industry experience. He holds the Series 66 designation and has previously worked at Bank of America, Merrill, Equitable Advisors, and New York Life, among others. TD Private Client Wealth LLC provides discretionary wrap-fee managed account programs and brokerage services to institutional, high-net-worth, and retail clients. The firm uses a combination of strategic and tactical asset allocation through its TD Managed Portfolios and related offerings, employing both affiliated and third-party sub-managers.

James Leahey is a financial advisor with Commonwealth Financial Network, holding a Series 66 designation and over 26 years of industry experience. He has worked at Commonwealth since 2008 and previously was with Opus Investment Management, Inc. from 2004 to 2006. In 2026, he joined LPL Financial. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and managing over $210 billion in client assets. The firm offers a broad range of adviser support services, including managed-account programs, access to third-party asset managers, and custody/clearing services.

Jeffrey Katz is a financial advisor with SPC and holds the ChFC® designation, as well as Series 63 and Series 65 licenses. He has 38 years of industry experience and has been with SPC since 2011 and Parkland Securities since 2014. Katz is one of the founders of the MAXIMUM Impact Networking Group of the Tri-County Regional Chamber of Commerce in Milford, MA, where he participates in member vetting. SPC serves a diverse client base including individuals, charitable organizations, corporations, and employer-sponsored retirement plans, managing approximately $5.66 billion in assets. The firm offers portfolio management, financial planning, and ERISA-related retirement plan services through a network of over 460 advisors.

Lauren Higgins is a CFP® professional with 16 years of industry experience. She joined Mercer Global Advisors Inc. in 2025 after spending 19 years at O'Brien Wealth Partners LLC. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, non-profits, and endowments, offering a range of advisory services including financial, tax, retirement, and estate planning. The firm’s investment approach is based on Modern Portfolio Theory, focusing on globally diversified, risk-appropriate portfolios implemented through low-cost funds, separate accounts, and private funds, supported by educational content and integrated service lines.

Ryan Conant is a financial advisor at Integrated Wealth Concepts LLC with two years of industry experience. He holds a Series 66 designation and has previously worked at UBS Financial Services Inc., Baystate Financial, and LPL Financial among others. Integrated Wealth Concepts serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent advisors. The firm offers discretionary investment management, financial planning, family office and retirement plan advisory services, utilizing customized portfolios and a combination of internal and third-party management.

Timothy McMaster is a financial advisor with Commonwealth Financial Network, holding a Series 66 designation and nine years at the firm. He has six years of industry experience and previously worked at Bentley University for four years. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 affiliated advisors and managing roughly $212.7 billion in client assets. The firm provides a comprehensive support platform with discretionary and nondiscretionary managed-account programs, access to third-party asset managers, retirement and plan consulting, and custody and clearing services.

Samuel Niro is a financial advisor at Commonwealth Financial Network with a Series 66 designation. He has been with Commonwealth since 2024. Prior to this, he held positions at Blackstone Valley Naturals LLC., Home Depot, and Knapik Law Office. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and managing about $212.7 billion in client assets. The firm provides a broad adviser-support platform, including managed-account programs, access to third-party asset managers, and custody services.

Yina Bae is a financial advisor with Primerica Advisors in Needham, MA, holding a Series 66 designation and one year of industry experience. Her work history includes roles at Guardian Life Insurance Company, Park Avenue Securities, and Cadaret Grant & Co., Inc. Outside of her advisory work, she volunteers preparing tax returns for low- to moderate-income households and provides Korean-to-English interpretation and translation services for the International Institute of Buffalo. Primerica Advisors serves a broad retail client base, offering brokerage and advisory services along with financial planning and retirement-plan consulting. The firm utilizes a blend of proprietary and third-party investment strategies and supports a variety of account-level services including lending solutions and donor-advised funds.