Greg Miner is a CFP®-designated financial advisor with Raymond James Financial in Beverly, MA, with 22 years of industry experience. He has been affiliated with Raymond James Financial and its related entities since 2005 and is also the owner of Cornerstone Financial Partners LLC, where he prepares financial plans, manages client accounts, and supports other advisors. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual and institutional clients, including high-net-worth individuals, pension plans, corporations, and charitable organizations. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports municipal and public-finance work through a unique affiliated municipal advisor.

Carly Pinkham is a Series 66-licensed financial advisor at Merrill with 11 years of industry experience. She has been with Merrill since 2014 and has worked with Bank of America, N.A. since 2019. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and organizations.

Andrew Petralia is a financial advisor at Osaic Wealth Inc. with seven years of industry experience. He holds Series 63 and Series 65 credentials. His prior work includes roles at Fidelity Investments, Putnam Investments, and rideshare services Lyft and Uber, where he also worked as an independent contractor providing transportation. Osaic Wealth Inc. serves a diverse client base including individual investors, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services, utilizing asset-allocation tools and third-party platforms to manage portfolios across various investment types.

Gregory Mclaughlin is a financial advisor with OSAIC, holding the CFP® designation and Series 63 and Series 65 licenses. He has 26 years of industry experience, including prior roles at Royal Alliance Associates, John Hancock Life Insurance Co., and Signator Investors. Outside of his advisory work, he is an author and operates a financial planning LLC. OSAIC serves a diverse client base, including individual investors, institutions, and charitable organizations, offering integrated brokerage and advisory services through a wide network of affiliated advisers. The firm employs asset-allocation tools, risk-tolerance questionnaires, and efficient-frontier analysis to construct portfolios across various asset classes, managing accounts on both discretionary and non-discretionary bases.

Alfred Salvato is a financial advisor at Osaic Wealth, Inc. with 32 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked for FSC Securities Corporation from 2001 to 2023. Outside of advising, he owns a sole proprietorship that places term and long-term care insurance for clients. Osaic Wealth, Inc. serves a diverse client base, including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services across multiple platforms, utilizing tools such as asset-allocation models, risk-tolerance assessments, and automated rebalancing to manage portfolios that may include stocks, bonds, options, mutual funds, ETFs, and alternative investments.

Svetlana Malinovskaya is a Planning Consultant at Fidelity Investments, where she currently works with families, individuals, and business owners to develop customized financial plans. She focuses on understanding clients' goals and aspirations to create plans that are tailored to their unique financial situations. Svetlana aims to provide a clear and comprehensible planning process as part of the wealth management team. Her experience at Fidelity Investments includes roles as a Relationship Manager from 2022 to 2023 and as a Customer Relationship Advocate from 2020 to 2022. Through these positions, she has developed expertise in client relationship management and financial planning support. Svetlana is committed to delivering an exceptional client experience by leveraging the resources available through her team at Fidelity.

Jason Alvarez De Sotomayor is a CFP® professional with 18 years of experience in the financial services industry. He is currently with Edelman Financial Engines, where he has worked since 2025, following prior roles within affiliated entities dating back to 2015. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services for individual investors, retirement-plan participants, and institutional clients. The firm uses a proprietary modeling process combined with planner delivery and online tools, offering diversified portfolios, periodic rebalancing, and both discretionary and non-discretionary management options.

Frank Perella is a financial advisor at Osaic with 29 years of industry experience. He holds the ChFC® designation and Series 63 and 65 licenses. Prior to joining Osaic in 2024, he worked at Woodbury Financial Services Inc, SII Investments, and Trans Business Services. Outside of his advisory work, he operates a sole proprietorship providing business consulting services and sells fixed insurance products. Osaic Wealth, Inc. serves a diverse client base including retail and institutional investors through a large network of affiliated advisors. The firm offers integrated brokerage and advisory services, financial planning, and access to third-party money managers, employing asset-allocation tools and automated rebalancing to construct portfolios that include various securities and alternative investments.

Yaman Sharma is a financial advisor with Morgan Stanley, holding a Series 66 credential and bringing nine years of industry experience. His prior work includes roles at JPMorgan Securities, JPMorgan Case Bank, Bank of America, and Merrill Lynch. He is also a partner in Dravin Private Investments, an investment and finance firm. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by structured discovery processes and firm-approved planning tools.

Michaela Scott is a CFP® and ChFC® with 17 years of industry experience, currently serving at OSAIC since 2018. Prior to that, she worked at Jhfn Sii for nine years. In addition to her financial advisory work, she has been involved with Petey's Summertime Seafood Bar and Grill for over 17 years and holds leadership roles as co-chair of the Saint Anselm College Economics and Business Advisor Council and president of the American College of Financial Services Alumni Council. OSAIC serves a broad range of retail and institutional clients through a large network of advisers and offers integrated brokerage and advisory services, financial planning, retirement consulting, and access to third-party money managers and wrap programs. The firm employs a variety of asset-allocation tools and portfolio management strategies and operates a complex platform with multiple mergers, private-equity ownership, and extensive third-party commercial arrangements.

Olivia Webb is a financial advisor at Fidelity with a Series 66 designation and approximately one year of industry experience. Prior to joining Fidelity, she held roles at Operin and the University of South Carolina Office of Undergraduate Admissions. Outside of finance, she has worked in the food and beverage sector, including positions at Newburyport Brewing Company and Nick's Pizza. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to both retail and institutional clients, employing a process that combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction. The firm also serves as an adviser to registered investment companies and applies systematic methodologies in constructing model portfolios.

Richard Gayne is a financial advisor at LPL Enterprise with 29 years of industry experience. He holds the Series 63 and Series 65 credentials. His prior experience includes over two decades at Prudential Insurance Company of America and Pruco Securities, LLC. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, model wealth portfolios, third-party asset management arrangements, and access to various brokerage and insurance products.

Giovanni Baczynski is a financial advisor with LPL Enterprise in Wakefield, MA, holding Series 63 and Series 66 credentials and five years of industry experience. His prior roles include positions at Citizens Bank, Citizens Securities, Fidelity Investments, and Brophy Wealth Management. He also worked with Martha's Exchange for four years. LPL Enterprise serves a diverse client base that includes individuals, retirement plans, charitable organizations, corporations, and institutional clients through both advisory and brokerage services. The firm offers financial planning, consulting, access to model wealth portfolios, third-party asset management, and a range of brokerage and insurance products via an integrated platform.

Richard Batten is a financial advisor with RBC Capital Markets in Danvers, MA, holding Series 63 and Series 65 licenses and bringing 46 years of industry experience. He has been with RBC Capital Markets Corporation since 2008. RBC Wealth Management serves a diverse client base, including individual investors, institutional clients, pension plans, corporations, and charitable organizations. The firm offers various advisory programs with tailored investment strategies implemented through in-house and third-party managers, complemented by RBC’s capital markets expertise and affiliated asset management capabilities.

John Noone Jr. is a financial advisor at LPL Financial with 13 years of industry experience and holds a Series 66 designation. His prior work includes roles at Hanscom Federal Credit Union, Citizens Securities, Inc., NYLIFE Securities LLC, and New York Life Insurance Company. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad client base including individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a variety of advisory programs, retirement plan consulting, brokerage services, and utilizes both discretionary and non-discretionary management approaches supported by model portfolios and research.

Maja Stojanovic is a CFP® with 22 years of industry experience, currently affiliated with OSAIC. She has been associated with Royal Alliance since 2014. In addition to her advisory role, she serves as a full member and managing executive of Flagship Wealth Advisors, LLC, and also holds a notary public commission. OSAIC serves a diverse client base including retail, high-net-worth, institutional, and charitable organizations, offering integrated brokerage and advisory services through a large network of financial advisers and multiple platforms. The firm employs a range of tools and third-party solutions to construct and manage portfolios that include various asset classes, supporting both discretionary and non-discretionary accounts.

Richard Sgroi is a financial advisor with LPL Enterprise, holding Series 63, Series 65, and Series 66 designations and 27 years of industry experience. He has worked at Prudential Insurance Company of America since 1998 and served at Pruco Securities, LLC from 1998 to 2024 before joining LPL Enterprise. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, access to model wealth portfolios, third-party asset management, and a range of brokerage and insurance products, combining adviser programs with active sales of financial products on an integrated platform.

Scott Breault is a financial advisor at LPL Financial with 28 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked with firms including Miramontes Capital, Balanced Security Planning, and Elite Consulting Partners. Outside of finance, he is involved with SEB Entertainment, a business active since 2017. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of advisors. The firm offers a range of advisory programs and financial planning services, utilizing model portfolios and research from internal and third-party sources, along with discretionary and non-discretionary management options.

Damon Deluties is a CFP® with 27 years of industry experience, currently serving at Wells Fargo Clearing since 2020. Prior to this, he worked at Morgan Stanley Private Bank, National Association from 2015 to 2020. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. Their advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among their investment offerings.

Thomas Fitzpatrick IV is a Series 65-licensed advisor at Raymond James Financial with six years of industry experience. He has worked at Raymond James Financial Services Advisors, Inc. since 2023 and previously operated as an independent financial advisor for six years. Outside of financial advising, he is the owner and proprietor of Fitzpatrick & Goguen CPAs PC, an accounting firm in Billerica, MA. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutions. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports municipal and public-finance work through a unique affiliation with a municipal advisor.